WPC' یzbS1LD=}RGRwđ) |qIvj*MTӢ#n2r h ެBfM!E@Lflib1pϗ u( ÿNqz{vKymk`V"@UT[ZԐLNiIMDꀬO?!;Pol_p\=5J&jf M $"KB½}jvZS~09$(\,I1#>quZKJ2$BՄzL4`Q+cpfq7(zڃ!HR}Wiz85uw ʄ(Q RL&.U#Zzcx㛥P] S~DrxOAĪRk-DT<|u[!Vt-8#ـ2>lM]N0&UN %b 0h#!5 XVTw@^ B 1NU4 1u N~4UN m 0Z   0dd 0DXXXXXXXXXXXXX 1 1########## 1 0UU 0>> 0'"'"'"'"'"'"'" 0<u% 0w% 0& 0&&&&&&&&&&Ej'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j'j' 0Ll'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l'l' B-'(  Z6Times New Roman RegularX($}}TRV6&A4V6&A46&A46&A4T  #ggdd  ISUS.,    0j  * X08d d8Thorshamar 3h Ytri0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wpt DDD/-`( =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)]C(3|x6Times New Roman RegularUF*MIVJMiWjar texta.@a.. *ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI>*SKLSkletur.(hCEKQW]cioAutoList6a.a.a.a.a.a.a.a. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3$ !}XXXXTRV6&A4X3' Letter6&A43'T  oXX#ggdd  ISUS.,    0j  * X08odd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  oXX#ggdd  ISUS.,    0j  * X08odd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  oXX#ggdd  ISUS.,    0j  * X08odd8   d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#>c$"Small Circle"0 )Hairline  d !}XXXXTRV6&A4X3' Letter6&A43'T  oXX#ggdd  ISUS.,    0j  * X08odd8  __L 4ABCD% 3 L______o @(^Lg E  _#o_#____XXo@"^umlfsUnasfn.____ _#oXXX#Ԉ F A%N)  dE A q ___  I.KAFLI AlmennkvWi.   1.gr.MarkmiW. 3   MarkmiWiWmeWlgumYessumeraWheimilasfnun,vrslu,meWferWognUtingulfsUnarmnnummeWYeimhttiaWpers;nuverndstrygg,gttshagsmunalfsUnisgjafaognUtinglfsUnannaYj;nivsindalegumoglknisfrWilegumtilgangiogstuWliaWalmannaheill.  AldreiskalsetjahagsmunivsindaogsamflagsofarhagsmunumlfsUnisgjafa.:heimilteraWmismunalfsUnisgjafagrundvelliupplUsingasemfengnarerurlfsUnihans.  2.gr.GildissviW. "   LgYessitakatilsfnunarlfsUna,vrslu,meWferWar,nUtingarogvistunarYeirralfsUnasfnum.  LgintakaekkitiltmabundinnarvrslulfsUnasemsafnaWervegnaYj;nusturanns;kna,meWferWar,eWaafmarkaWravsindaranns;kna,endasslkumsUnumeyttYegarYj;nustu,meWferWeWaranns;knlUkur.MeWtmabundinnivrsluerttviWvrslualltaWfimmr,nemavsindasiWanefndveitiheimildtilvrslulengritma.S;skaWeftirvarWveisluslkrasUnatilframbWarskalvistaYaulfsUnasafni. # )   Lgingildaekkiumgeymslukynfrumnaogf;sturvsasamkvmttknifrj;vgunarlgum,lffrasamkvmtlgumumbrottnmlffraeWalkamsleifasamkvmtYj;Wminjalgum.  3.gr.Skilgreiningar. 'z$.     0lgumYessumhafaeftirfarandiorWsvofelldamerkingu: A0J   A0Jp   2%  1  .3  Ԉ0    LfsUni:Lfrntefnirmnnum,lifandieWaltnum,semveittgeturumYlffrWilegar (&0 upplUsingar.A0Jp ݌    Ќ   A0J   A0J  2%  2  .3  Ԉ0    LfsUnasafn:SafnlfsUnasemgeymderutilframbWar.A0J݌;*'2   Ќ   A0J   A0J.  2%  3  .3  Ԉ0    Vsindaranns;kn:Ranns;knsemtlaWeraWaukaYekkingu,m.a.tilaWbtaheilsuog +q(3 lknasjkd;ma.A0J.Y݌    Ќ   A0J   A0J  2%  4  .3  Ԉ0    Xj;nusturanns;kn:Ranns;knsemframkvmdervegnaheilbrigWisYj;nustuviW ,*5 einstaklinga.A0J݌#g-*6  V #Ќ   A0J   A0J  2%  5  .3  Ԉ0    UpplUst,;YvingaWsamYykki:SamYykkisemveitterskriflegaogaffsumogfrjlsum / viljaeftiraWlfsUnisgjafihefurveriWupplUsturummarkmiWmeWtkusUnisins,gagnsemiYess,httusamfaratkunniogaWlfsUniWverWivarWveitttilframbWarlfsUnasafnitilnotkunarskv.9.gr.A0J:݌    Ќ   A0J   A0Jo  2%  6  .3  Ԉ0    tlaWsamYykki:SamYykkisemfelstYvaWlfsUnisgjafihefurekkilUstsigm;tfallinn [, YvaWlfsUnisemtekiWerrhonumviWYj;nusturanns;knverWivarWveitttilframbWarlfsUnasafnitilnotkunarskv.9.gr.,endahafiskriflegarupplUsingarumaWslktkynniaWverWagertveriWaWgengilegar.A0Jo݌    Ќ   A0J   A0J  2%  7  .3  Ԉ0    LfsUnisgjafi:EinstaklingursemlfsUnierr.A0J-݌ X   Ќ   A0J   A0J  2%  8  .3  Ԉ0    Leyfishafi:EinstaklingureWalgaWilisemfengiWhefurleyfirWherratilstarfrkslu R #  lfsUnasafnsskv.4.gr.lagaYessara.A0JB݌    Ќ  L 4ABCD%  4ABCDL  II.KAFLI StofnunogstarfrkslalfsUnasafna.  ~O  4.gr.Heimildtilstofnunarogstarfrkslu.       StofnunogstarfrkslalfsUnasafns,Y.e.sfnun,varsla,meWferW,nUtingogvistunlfsUna,ereinungisheimilYeimsemfengiWhefurtilYessleyfirWherrasamkvmtlgumYessum,aWfenginniumsgnlandlknisogvsindasiWanefndar.  5.gr.SkilyrWifyrirleyfi.      LeyfitilstofnunarogstarfrkslulfsUnasafnserhWeftirfarandiskilyrWum: A0J   A0J  2%  1  .3  Ԉ0    UppfylltsukvWilagaYessaraogstj;rnvaldsfyrirmlasemkunnaaWverWasett l= grundvelliYeirra.A0J݌    Ќ   A0J   A0Jd  2%  2  .3  Ԉ0    LfsUnasafniWsstaWsetthrlandi.A0Jd݌   Ќ   A0J   A0J   2%  3  .3  Ԉ0    FyrirliggiskUrmarkmiWmeWstarfrksluogupplUsingarumrekstrargrundvllsafnsins.A0J ݌   Ќ   A0J   A0J!  2%  4  .3  Ԉ0    GerWsgreinfyriraWstWutilvarWveislulfsUna.A0J!!݌i   Ќ   A0J   A0J"  2%  5  .3  Ԉ0    StarfsreglurlfsUnasafnsinsliggifyrir,YarmeWtaldarreglursafnsinsumfyrirkomulag c4 erlendssamstarfs.A0J"#݌    Ќ   A0J   A0J$  2%  6  .3  Ԉ0    Tilnefndssafnstj;rn,sbr.6.gr.,ogeinneinstaklingursemsbyrgurfyrir  lfsUnasafninu.A0J$$݌    Ќ   A0J   A0J%  2%  7  .3  Ԉ0    byrgWarmaWurlfsUnasafnsskalveralkniroghafastundaWsjlfstWranns;knarog `  Yr;unarstrfsviWiheilbrigWisvsinda.SumaWrWalfsUnasafnYarsemeingnguerulfsUnisemsafnaWertilnotkunarvsindaranns;knumerY;ekkigerWkrafaumaWbyrgWarmaWurslknir.A0J%&݌    Ќ   A0J   A0J(  2%  8  .3  Ԉ0    AWryggismatogryggisrWstafanirviWsfnunogmeWferWlfsUnasusamrmiviW  $ reglursemPers;nuverndseturumryggipers;nuupplUsingalfsUnasfnum.A0J((݌    Ќ  L 4ABCD%  4ABCDL  RWherrageturbundiWleyfifrekariskilyrWum.  6.gr.Stj;rnlfsUnasafns. $ )     Leyfishafiskipara.m.k.Yriggjamannastj;rnyfirhverjulfsUnasafnisemskalhafaeftirlitmeWstarfsemiYess.Stj;rninhefurupplUsingaskyldugagnvartlandlkni,Pers;nuverndogvsindasiWanefndumlfsUniogstarfsemilfsUnasafnsins.  III.KAFLI Sfnun,meWferWogaWganguraWlfsUnum.  t)E%/ 7.gr.SamYykkilfsUnisgjafaogafturkllunYess.  +&1     ViWflunlfsUnistilvrslulfsUnasafniskalleitaWeftirupplUstu,;YvinguWusamYykkiYesssemlfsUniWgefur.XaWskalveittskriflegaogaffsumogfrjlsumviljaeftiraWlfsUnisgjafihefurveriWupplUsturummarkmiWmeWtkusUnisins,gagnsemiYess,httu k-<)4 samfaratkunniogaWlfsUniWverWivarWveitttilframbWarlfsUnasafnitilnotkunarskv.9.gr.AukYessskalgttkvWa20.gr.lagaumpers;nuverndogmeWferWpers;nuupplUsingarYarsemYaWviW.  LfsUnisgjafigeturhvenrsemerafturkallaWsamYykkisittskv.1.mgr.ogskallfsUninuYeytt.EfnisemunniWhefurveriWrlfsUniviWframkvmdranns;knareWaniWurstWumranns;knarsemYegarhefurveriWframkvmdskalY;ekkieytt.  HafilfsUnumveriWsafnaWvegnaYj;nusturanns;knaeWameWferWarmgangatfrtluWusamYykkisjklingsfyrirYvaWlfsUniWverWivistaWlfsUnasafnitilnotkunarskv.9.gr.,endasYessgetiWalmennumupplUsingumfrheilbrigWisstarfsmannieWaheilbrigWisstofnun.  LfsUnisgjafigeturhvenrsemerafturkallaWtlaWsamYykkisittfyriraWsUnihansverWivistaWlfsUnasafnitilnotkunarskv.9.gr.ogskalYaWYeinungisnotaWYgulfsUnisgjafaeWameWsrstakriheimildhans,sbr.Y;4.mgr.9.gr.BeiWnilfsUnisgjafageturvarWaWlllfsUnisemYegarhafaveriWtekineWakunnaaWverWatekinrhonum.SkylteraWverWaviWslkribeiWni.LfsUnisgjafiskaltilkynnalandlknium;sksna.LandlknirskalannastgerWeyWublaWafyrirslkartilkynningarogsjtilYessaWYauliggiframmiheilbrigWisstofnunumoghjsjlfstttstarfandiheilbrigWisstarfsmnnum.LandlknirskalsjtilYessaWdulk;WuWrsagnaskryfirviWkomandisjklingasvalltaWgengilegstj;rnumlfsUnasafna.XeirstarfsmennlandlknissemstarfaviWframangreinterubundnirYagnarskylduumatriWisemYeirkomastaWviWstrfsnogleyntskulufarasamkvmtlgumeWaeWlimls.SkuluYeirundirritaYagnarheitWurenYeirtakatilstarfa.XagnarskyldahelstY;ttltiWsafstarfi.  8.gr.VarWveislalfsUna. l=     LfsUniskulutryggilegageymdogmerkt,envarWveittnpers;nuauWkenna.TengsllfsUnaviWpers;nuauWkenniskuluverasamrmiviWstaWlasemPers;nuverndkveWur.  VarslalfsUnaskalveraYannigaWYauglatisthvorkinskemmistogaW;viWkomandihafiekkiaWgangaWYeim.  kveWileyfishafiaWhttarekstrilfsUnasafns,eWashannsvipturleyfiskv.14.gr.,skalrWherra,aWfengnulitilandlknis,Pers;nuverndarogvsindasiWanefndar,takakvrWunumrWstfunlfsUnasafnsinsentakaskaltillittil;skaogtillagnaleyfishafa.  9.gr.AWganguraWlfsUnasafniognotkunlfsUna. Z+!     LfsUniskulufenginskUrttilgreindumoglgmtumtilgangiogekkinotuWWrumtilgangi,sbr.Y;2.,3.og4.mgr.  byrgWarmaWursafnsveitiraWgangaWlfsUnumtilfrekarigreiningarsjkd;ma.HonumereinnigheimiltaWveitaaWgangaWlfsUnumtilnotkunarviWgWaeftirlit,aWferWaYr;unogkennslu,endasuYauekkimeWpers;nuauWkennum.  Safnstj;rngerirsamningaviWvsindamennumaWgangaWlfsUnum.EkkierY;heimiltaWveitaaWgangaWlfsUnumtilvsindaranns;knafyrrenaflaWhefurveriWleyfisPers;nuverndarsamkvmtlgumumpers;nuverndogmeWferWpers;nuupplUsingaogfyrirliggurranns;knatlunsamYykktafvsindasiWanefndeWasiWanefndviWkomandiheilbrigWisstofnunarsemskipuWersamkvmtkvWumlagaumrttindisjklingaogreglugerWasamkvmtYeim.  Safnstj;rngetur,aWfengnuleyfiPers;nuverndarogvsindasiWanefndar,heimilaWnotkunlfsUnaWrumtilgangientlaWvarYegarYauvorutekin,endamlibrUnirhagsmunirmeWYvogvinningurinnvegiYyngraenhugsanlegt;hagrWifyrirlfsUnisgjafanneWaaWraaWila.  RWherraskal,aWfengnumtillgumlandlknis,vsindasiWanefndarogPers;nuverndar,setjareglugerWmeWfrekarikvWiumnotkunlfsUna.  +'2   & ,  10.gr.UmrWartturoggjaldtaka.      LeyfishafitelstekkieigandilfsUnannaenhefurumrWarttyfirYeimmeWYeimtakmrkunum',/{DsemlgkveWaumogberbyrgWaWmeWferWYeirrassamrmiviWkvWilagaYessaraogstj;rnvaldsfyrirmlasemsetterugrundvelliYeirra.LeyfishafaerYv;heimiltaWframseljalfsUnineWasetjaYauaWveWitiltryggingarfjrskuldbindingumogYaueruekkiaWfararhf.  LeyfishafaerheimiltaWtakagjaldfyrirlfsUni,eWaaWgangaWlfsUni,semnemurkostnaWiviWflun,vrsluogaWgangaWsUnunum.GjaldtakaumframYaWer;heimil.  HeimilteraWsendalfsUnirlandiYgulfsUnisgjafa,vegnasjkd;msgreiningaeWagWaeftirlits.AnnarflutningurlfsUnarlandierhWursamYykkivsindasiWanefndarogPers;nuverndarogmeWYeimskilyrWumsemYrsetja.  11.gr.Xagnarskylda. I      AllirstarfsmennlfsUnasafnaogYeirsemfaWgangaWYeimerubundnirYagnarskylduumatriWisemYeirkomastaWviWstrfsnogleyntskulufarasamkvmtlgumeWaeWlimls.XagnarskyldanhelsteftiraWstarfi,ranns;kneWakennslulUkur.  IV.KAFLI EftirlitogupplUsingaskylda.    12.gr.Eftirlit. r     byrgWarmaWurlfsUnasafnsberbyrgWYvaWviWhaftsinnraeftirlitogaWryggismatsframkvmtreglulegasamrmiviWkvWi11.og12.gr.lagaumpers;nuverndogmeWferWpers;nuupplUsinga.  Pers;nuverndhefureftirlitmeWryggipers;nuupplUsingalfsUnasfnum.UmeftirlitPers;nuverndarmeWlfsUnasfnumgildakvWi4.mgr.35.gr.,2.og3.mgr.37.gr.og38.!43.gr.lagaumpers;nuverndogmeWferWpers;nuupplUsinga.  LandlknirannasteftirlitmeWlfsUnasfnumaWsvomikluleytisemslkteftirliterekkihndumPers;nuverndareWavsindasiWanefndar.  13.gr.UpplUsingaskyldastj;rnvaldaogstj;rnalfsUnasafna. Z+!     LandlknierskyltaWkynnatarlegafyriralmenningikvWilagaYessaraumlfsUnasfn,srstaklegakvWiWumtlaWsamYykkilfsUnisgjafavegnaYj;nusturanns;knar,svoogrtteinstaklingaskv.7.gr.og3.mgr.Yessarargreinar.  LandlknirskalrlegagefatskrumlfsUnasfn,tilgangYeirra,starfsemiogstarfsreglur.0skrnniskalm.a.komaframhverjirskipistj;rnhverssafnsoghversbyrgWarmaWur.SkrYessiskalkynntogveraaWgengilegalmenningi.  Safnstj;rneWalandlknierskyltaWveitaeinstaklingiupplUsingarumhvortlfsUnirhonumerugeymdlfsUnasafnioghverskonarlfsUniYaWeru.  V.KAFLI RefsingarognnurviWurlg.  '", 14.gr.    RWherrageturafturkallaWleyfisamkvmtlgumYessumefleyfishafieWastarfsmennhansbrj;tagegnkvWumlagannaeWastj;rnvaldsfyrirmlumsemsetterugrundvelliYeirra,skilyrWumleyfiserekkifullngteWaleyfishafiverWur;frumaWrekasafniW.Brj;tileyfishafigegnkvWumlagaYessaraeWahltiekkiskilyrWumYeimsemsetteruleyfinuskalrWherraveitahonumskriflegaviWvrunoghfileganfresttilrb;ta.SinnileyfishafiekkislkriviWvrunskalafturkallaleyfi.SumsetningaWrWaeWast;rfelltgleysigeturrWherraafturkallaWstarfsleyfinundanfarandiviWvrunareWafreststilrb;ta. k-<)4 Ї  15.gr.    BrotgegnkvWumlagaYessaraogstj;rnvaldsfyrirmlasemsetterugrundvelliYeirravarWasektumeWafangelsialltaWYremurrumnemaYyngrirefsingliggiviWsamkvmtWrumlgum.  DmamlgaWilajafntsemeinstaklingatilgreiWslusektavegnabrotalgunum.LgaWilamkvarWasektntillitstilYesshvortskverWursnnuWstarfsmannhans.HafistarfsmaWurlgaWilaframiWbrotlgumYessumeWastj;rnvaldsfyrirmlumsettumsamkvmtYeimmeinniggeralgaWilanumsekt.LgaWiliberbyrgWgreiWslusektarsemstarfsmaWurhanserdmdurtilaWgreiWavegnabrotalgumYessum,endasubrottengdstarfihanshjlgaWilanum.  VI.KAFLI TmiskvWi.    16.gr.Stj;rnvaldsfyrirmli. I      RWherraerheimiltaWsetjareglugerWirumfrekariframkvmdlagaYessara.  RWherraskalsetjareglugerWumhvernigveitaskuliupplUsingarumtlaWsamYykkiskv.3.mgr.7.gr.,hvernigtryggjaskuliaWafturklluntluWusamYykkilfsUnisgjafaskv.4.mgr.7.gr.verWivirt,umrsagnaskrogfyrirkomulaghennar,sbr.4.mgr.7.gr.,oghvernigtryggjaskulijafnrWiYeirrasem;skaeftiraWgangiaWlfsUnasfnumvegnavsindaranns;knaskv.3.mgr.9.gr.  17.gr.Gildistaka. l=  ]  LgYessiWlastgildi1.janar2001. @^kvWitilbrWabirgWa.    A0J   A0J]  2%  1  .3  Ԉ0    WurenlgintakagildiskalheilbrigWisogtryggingamlarWuneytiWfela i landlknisembttinuaWannasttarlegakynningumeWalalmenningslfsUnasfnumogreglumsemgildaumsfnunognotkunlfsUna.A0J] ^݌    Ќ   A0J   A0J_  2%  2  .3  Ԉ0    HeimilteraWvistalfsUnisemaflaWvarfyrirgildistkulagaYessaralfsUnasafni,nema  lfsUnisgjafilUsisigm;tfallinnYv.AWWruleytigildakvWilagannaumvrslu,meWferWognotkunfyrrgreindralfsUna.A0J__݌    Ќ  L 4ABCD%  4ABCDL_____________A%N)  dE" A !W% @ ^XXoSamYykktAlYingi_13._Ԁ_ma2000________.__#oXXԨc#_