WPC- f(~L-FVM72+~"2/#=N7Ѕ+!ٻU+)VAp EԦ9D *  X-8kdd8% \\loki.althingi.is\Austurstr 8-10 3h lp41yy0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wpt=?  =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)r3?ό|)3|x6Times New Roman RegularUF*MIVJMiWjar texta.@a..  i)*ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI(ehCEKQW]cioAutoList4a.a.a.a.a.a.a.a.>*SKLSkletur. IV(EhCEKQW]cioAutoList2a.a.a.a.a.a.a.a. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)(5hCEKQW]cioAutoList1a.a.a.a.a.a.a.a.ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3~$ h!}X*XXXTRW6&A4X3' Letter 6&A43'LetterTXX*#ggdd  ISUS.,    -zv > *  X-8dXXd8%   (3~$ h!}X*XXXTRW6&A4X3' Letter 6&A43'LetterTXX*#ggdd  ISUS.,    -zv > *  X-8dXXd8%   (3F$ h!}X*XXXTRW6&A4X3' Letter 6&A43'LetterTXX*#ggdd  ISUS.,    -zv > *  X-8dXXd8%    d (M0J$2  0  .3  0 ` (O$0  2  3  0` ""(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(# d(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a. " 6~'X)pXXXXX)p#ggdd  ISUS.,  -zv > *  X-  _  D   8~)X)pXXXXX)p#ggdd  ISUS.,  -zv > *  X-  _Ԁ>c$"Small Circle"0 )Hairline d h!}X)pXXXTRW6&A4X3' Letter 6&A43'LetterTXX)p#ggdd  ISUS.,    -zv > *  X-8dd8%   _ 4ABCD(%03  }sub @(`Lg  #b#  X)pXumbreytingulgumumgjaldeyrisml,tollalgumog   lgumumSeWlabanka0slands.#XX)pQ#     ?3@%`________ c    I.KAFLI    Breytinglgumumgjaldeyrisml,nr.87/1992,meWsWaribreytingum.    1.gr. Z q y InngangsmlsliWurorWskUringar?fjrmagnshreyfingum 1.gr.lagannaorWastsvo: M% FjrmagnshreyfingarmillilandamerkjayfirfrslueWaflutningfjrmunummillilanda  ogyfirfrslueWaflutningfjrmunummilliinnlendraogerlendraaWilasemtengjast:  @&`2.gr. yQ  y eftirorWunum?skv.4.gr.,5.gr. 1.mgr.7.gr.lagannakemur:13.gr.a!13.gr.n. D @&`3.gr.   y eftir13.gr.lagannakomasautjnnUjargreinar,svohlj;Wandi: }  y a.(13.gr.a.) ;  y XrttfyrirkvWi2.gr.lagaYessaraog9.gr.laganr.34/1991,umfjrfestinguerlendra  aWilaatvinnurekstri,skulufjrmagnshreyfingaroggjaldeyrisviWskiptisemtilgreinderu  kvWum13.gr.b!13.gr.nvera;heimilframtil31.desember2013. t  y b.(13.gr.b.) 2    y Eftirfarandifjrmagnshreyfingarmillilandaeru;heimilar: ! "A0J"  A0J  y2%  1  .3  Ԉ0    ViWskiptiogtgfaverWbrfa,hlutdeildarskrteinaverWbrfa-ogfjrfestingarsj;Wum,  " peningamarkaWsskjalaogannarraframseljanlegrafjrmlagerninga.A0J 9 ݌!k#   Ќ  "A0J"  A0J  y2%  2  .3  Ԉ0    Innleggogttektirafreikningumlnastofnunum.A0J ݌^"6$   Ќ  "A0J"  A0J  y2%  3  .3  Ԉ0    Lnveitingar,lntkurogtgfabyrgWasemekkitengjastmillirkjaviWskiptummeW )#% vruogYj;nustu.A0J ݌#&   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    Inn-ogtflutningurverWbrfaoginnlendsogerlendsgjaldeyris.A0JI݌$ '   Ќ  "A0J"  A0J< y2%  5  .3  Ԉ0    FramvirkviWskipti,afleiWuviWskipti,viWskiptimeWvalrtti,gjaldmiWla-ogvaxtaskipti %b!( ognnurskyldgjaldeyrisviWskiptiYarsemslenskakr;nanerannareWaeinn U&-")  gjaldmiWlanna.A0J<i݌# '"*    #Ќ  "A0J"  A0J# y2%  6  .3  Ԉ0    & a  GjafirogstyrkirogaWrarhreyfingarfjrmagnshliWstWarYeimsemtaldareruupp ( 1.!5.tlul.ogerutilYessfallnaraWvaldaalvarlegumogverulegum;stWugleika  gengis-ogpeningamlum.'a(A0J#P݌   Ќ   y Allarfjrmagnshreyfingarskv.1.mgr.millilandaerlendumgjaldeyrieru;heimilar a nemaumsaWrWagreiWsluvegnakaupavrueWaYj;nustueWaannarra T, fjrmagnshreyfingasemsrstaklegaeruundanYegnarlgumYessum.Xereinstaklingisem  ererlenduraWiliheimiltaWflytjaterlendangjaldeyriefsUnterframaWfWstil  framfrslu.Nrheimildinvegnaframfrslutilfjrmagnshreyfingaalmanaksrifyrirallt   aWjafnvirWi3.000.000kr.fyrireinstakling,6.000.000kr.fyrirhj;n/sambWaraWilaog  X 2.000.000kr.fyrirhvert;lgrWabarnsemlUturforsjogermeWlgheimilihj K #  framangreindum.EnnfremurerheimiltaWflytjaterlendangjaldeyrieigueinstaklingss    sUntframaWfjrmunirnirsuandvirWislysab;taeWaarfssemhonumhefurtmstviW    dnarbsskipti.NmsmennsemsUntgetaframaWYeirsunmierlendisteljasterlendir   aWilarskilningiYessakvWis. wO   y Allarfjrmagnshreyfingarskv.1.mgr.millilandainnlendumgjaldeyri,eru;heimilar. B  UndanYegnarbanni1.mlsl.eru:    ! ! 4ABCD(%004ABCD"A0J"  A0Ji y2%  1  .3  Ԉ0    FjrmagnshreyfingarsemerusrstaklegaundanYegnarlgumYessumoggreiWslafer   frammeWttektumafreikningieigugreiWandahjfjrmlafyrirtkihrlandi.A0Ji݌{    Ќ  "A0J"  A0J  y2%  2  .3  Ԉ0    Fjrmagnshreyfingarvegnavru-ogYj;nustuviWskipta,semekkifaraframerlendum nF gjaldmiWli,YarsemgreiWslanferframmeWttektumafreikningieigukaupandahj 9 fjrmlafyrirtkihrlandi.A0J :݌   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    FjrmagnshreyfingarvegnafasteignaviWskiptahrlandiogviWskiptameW  fjrmlagerningasemSeWlabanki0slandsmeturgildatiltryggingarviWskiptumviW r bankannsamkvmtreglumumviWskiptifjrmlafyrirtkjaviWSeWlabanka0slands,og e= tgefnireruinnlendumgjaldeyri,YegargreiWslaferframmeWttektumafreikningi 0 eigukaupandahjfjrmlafyrirtkihrlandi.A0J݌   Ќ  "A0J"  A0J  y2%  4  .3  Ԉ0    FjrmagnshreyfingarvegnagreiWslukrfumrYrotabioggreiWslusamningskrafna  samkvmtnauWasamningi,sbr.lgnr.21/1991,oggreiWslaferframmeWttektumaf i reikningieigugreiWandahjfjrmlafyrirtkihrlandi.A0J ݌\4   Ќ   y c.(13.gr.c.)   y GjaldeyrisviWskiptimilliinnlendraogerlendraaWilaYarseminnlendurgjaldeyrirerhluti  afviWskiptunumeru;heimil. `   y InnlendumaWilaer;heimiltaWkaupaerlendangjaldeyrihjfjrmlafyrirtkihrlandi, S+! YegargreiWslaferframmeWinnlendumgjaldeyri,nemahannsUniframaWfWstil " notkunarvru-ogYj;nustuviWskiptumeWavegnafjrmagnshreyfingasamkvmtkvWum # 13.gr.jog13.gr.k.GjaldeyrisviWskiptivegnavru-ogYj;nustuviWskiptamillitveggja  $ innlendraaWilaeru;heimil. !W%  y Xrttfyrir1.mgr.ererlendumaWilaheimiltaWkaupaerlendangjaldeyrihj J""& fjrmlafyrirtkihrlandivegnafjrmagnshreyfingaskv.13.gr.j,vegnaslkragreiWslna #' frinnlendumaWilahrlandi,og2.mgr.13.gr.k.XererlendumaWilumheimiltaWkaupa #( erlendangjaldeyrihjfjrmlafyrirtkihrlandiYarsemhannermeWviWskiptisnefsUnt $ ) erframaWfWstilframfrslu.Nrheimildinvegnaframfrslutilkaupaerlendum v%N!* gjaldeyrialmanaksrifyriralltaWjafnvirWi3.000.000kr.fyrireinstakling,6.000.000kr. A&"+ fyrirhj;n/sambWaraWilaog2.000.000kr.fyrirhvert;lgrWabarnsemlUturforsjoger  '", meWlgheimilihjframangreindum.EnnfremurerheimiltaWkaupaerlendangjaldeyrifyrir '#- andvirWislysab;taeWaarfssemeinstaklingihefurtmstviWdnarbsskipti.Nmsmennsem (z$. _sUntgetaframaWYeirsunmierlendisteljasterlendiraWilarskilningiYessakvWis.L  M   (  y JafnframtererlendumaWilumheimiltaWkaupainnlendangjaldeyrihjfjrmlafyrirtki  hrlandi.   y d.(13.gr.d.) T,  y KaupinnlendraaWilagjaldeyrireiWuferu;heimilnemasamkvmtsrstakriheimild  lgumYessum.SamaviWumttektirreiWufafgjaldeyrisreikningum  fjrmlafyrirtkjumhrlandi.    y XrttfyrirkvWi1.mgr.ereinstaklingisemerinnlenduraWiliheimiltaWkaupaerlendan  X gjaldeyrireiWufhjfjrmlafyrirtkihrlandiYarsemaWiliermeWviWskiptisneWataka K #  erlendangjaldeyrireiWuftafgjaldeyrisreikningifjrmlafyrirtkihrlandiaW    eftirfarandiskilyrWumuppfylltum:    ! ! 4ABCD(%004ABCD"A0J"  A0J / y2%  1  .3  Ԉ0    AWgjaldeyririnnstlaWurtilnotkunarvegnaferWalagaerlendis.ViWkaupeWattekt   skaleinstaklingursUnaframfyrirhugaWaferWmeWframvsunfarmiWaeWakvittunar wO  fyrirgreiWsluferWsinnisemfyrirhuguWerinnanfjgurravikna.XegarumeraWrWa B  hafnarmeWlimisemekkihafafarseWilskalsUntframferWalagmeWframvsun    vaktaskipulagseWaWrumsannanlegumhtti.A0J /7/݌    Ќ  "A0J"  A0J1 y2%  2  .3  Ԉ0    AWekkiskeyptureWatekinnterlendurgjaldeyrirreiWuffyrirupphWsem {  samsvararmeiraen350.000kr.kaup-eWattektardegifyrirhverneinstaklingskv.1. nF tlul.hverjumalmanaksmnuWi.A0J1'2݌9   Ќ  "A0J"  A0J3 y2%  3  .3  Ԉ0    AWsUntsframaWeinstaklingur,eWaforrWamaWurhansefum;lgrWaeinstakling  eraWrWa,seigandifjrmunannasemgreiddirerufyrirerlendagjaldeyrinn,eWa  gjaldeyrisreikningsinssemtekiWertaf.XrttfyrirkvWi1.mlsl.ereinstaklingiY; r heimiltaWkaupagjaldeyrifyrirmaka.A0J34݌e=   Ќ  "A0J"  A0JL6 y2%  4  .3  Ԉ0    AWeinstaklingurinnsemtilgreindurvarviWkaupeWattektgjaldeyrisinsfarisjlfurmeW 0 fWrlandi.A0JL6y6݌   Ќ   y VerWiekkiaffyrirhugaWriferWskalgjaldeyriskilaWtilfjrmlafyrirtkishrlandiinnan  tveggjaviknafrYvaWYaWliggurfyrir. i  y EinstaklingursemerinnlenduraWiliogdvelurtmabundiWerlendis,lengureneinn \4 almanaksmnuWenY;ekkilengurensexalmanaksmnuWisenn,hefur,YrttfyrirkvWi ' 1.mgr.,heimildtilaWkaupaerlendangjaldeyrihverjumalmanaksmnuWisemhanndvelur  erlendisogflytjahannerlendis,reikningsinnhjfjrmlafyrirtkiYarsemhanndvelur.   y Xhefureinstaklingur,semererlenduraWiliogerstaddurhrlanditmabundiWvegna `  ferWalaga,heimildtilaWkaupaerlendangjaldeyrihjfjrmlafyrirtkihrlandi,fyrirallt S+! aWjafnvirWi350.000kr.reiWufhverjumalmanaksmnuWi,efsUnterframaWfWstil " notkunarferWalgumerlendis. #  y Fjrmlafyrirtkihrlandigeturs;ttumundanYgufr2.mgr.semheimilartibi  $ fjrmlafyrirtkisaWseljaeinstaklingi,semerinnlenduraWilienekkimeWviWskiptisnhj !W% viWkomandifjrmlafyrirtki,erlendangjaldeyrifyriralltaWjafnvirWi350.000kr.reiWuf J""& hverjumalmanaksmnuWi,efsUnterframaWfWstilnotkunarferWalgumerlendis. #' SeWlabanki0slandsskalbirtaopinberlegaupplUsingarumYaWilasemfundanYgu #( grundvellikvWisins. $ )  y e.(13.gr.e.) A&"+  y FjrfestingverWbrfum,hlutdeildarskrteinumverWbrfa-ogfjrfestingarsj;Wa,  '", peningamarkaWsskjlumeWaWrumframseljanlegumfjrmlagerningumtgefnum '#- erlendumgjaldeyrier;heimil.X;eraWilumsemfjrfesthafaslkumfjrmlagerningum (z$. fyrir28.n;vember2008heimiltaWendurfjrfesta.NerufjrmunirsemlosnaviWslueWa ( uppgreiWslu,eWafallatilvegnaarW-ogvaxtagreiWslna,nUttirheildeWaaWhlutatilaW  fjrfestaafturhverskonarerlendrifjrfestinguinnantveggjaviknaogtelstYaWY  endurfjrfestingskilningi2.mlsl. a  y SluandvirWivegnaviWskiptameWfjrmlagerningskv.1.mgr.,tgefinninnlendum T, gjaldeyri,milliinnlendraogerlendraaWilasemgerWeruupphrlendisskalleggjainn  reikningviWkomandiseljandafjrmlafyrirtkihrlandi.   y UppgjrviWskiptaerlendumgjaldeyrimeWfjrmlagerningaskv.1.mgr.,tgefna   innlendumgjaldeyri,er;heimilt.  X  y :heimilteraWgefatog/eWaseljafjrmlagerningaskv.1.mgr.Yarsemuppgjrferfram K #  WrumgjaldeyrientgfanoginnlendurgjaldeyrirereinnafgjaldmiWlumuppgjrs.Hafi    tgfafariWframinnlendumgjaldeyrierskyltaWleggjaandvirWisluinnreikning    innlendumgjaldeyrinafnitgefandafjrmlafyrirtkihrlandi.    y FjrmagnshreyfingarmillilandavegnafyrirframgreiWsluaffjrmlagerningumskv. wO  1.mgr.eru;heimilar. B   y f.(13.gr.f.)    y Fjrmagnshreyfingarmillilandavegnafjrfestingapeningakrfumerlendum {  gjaldeyriogWrumsambrilegumkrfurttindumsemekkifallaundir13.gr.e,eru nF ;heimilar. 9  y FjrmagnshreyfingarmillilandavegnafasteignaviWskiptaerlendiseru;heimilarnema  sUntsframaWviWskiptinsugerWvegnabferlaflutningaaWila.HmarksfjrhW  gjaldeyriskaupaogfjrmagnsflutningavegnakaupaeinnifasteignsemtengjast r bferlaflutningumerjafnvirWi100.000.000kr. e=  y FjrmagnshreyfingarmillilandavegnafjrfestingarWrumeignumerlendum 0 gjaldeyri,Y.m.t.hrvru,farartkjumogvinnuvlum,semeruhvorkieWlilegurYttur  atvinnustarfsemiaWilantluWtilinnflutningsfyrirframleiWsluhans,eru;heimilar.Xrtt  fyrirbann1.mlsl.erugjaldeyriskaupogfjrmagnshreyfingarmillilandavegnakaupa i vlknnukutkiheimileittskipti,sukaupintengslumviWbferlaflutningakaupandans \4 rlandi,endanemifjrhWineigimeiraenjafnvirWi10.000.000kr. '  y g.(13.gr.g.)   y LntkuroglnveitingarmilliinnlendraogerlendraaWilaWrumtilvikumenvegna `  viWskiptamillilandameWvruogYj;nustueru;heimilar,nemaslkarlntkurog S+! lnveitingarsumilliflagainnansmusamstWu. "  y Xrttfyrir1.mgr.skululntkuroglnveitingarsemuppfyllaeftirfarandiskilyrWivera # heimilar:  $ ! ! 4ABCD(%004ABCD"A0J"  A0JN y2%  1  .3  Ԉ0    LnhversaWilaseigihrraensemnemur10.000.000kr.eWajafnvirWiYeirrar !W% fjrhWargjaldeyrialmanaksrinu.A0JNN݌J""&   Ќ  "A0J"  A0JP y2%  2  .3  Ԉ0    Lnstmiseigiskemmrieneittr.A0JP>P݌#'   Ќ  "A0J"  A0JQ y2%  3  .3  Ԉ0    GjaldeyrisyfirfrslurvegnalnsinssusamrmiviWkvWi13.gr.l.A0JQ>Q݌#(   Ќ  "A0J"  A0J;R y2%  4  .3  Ԉ0    Lnasamningar,Y.m.t.allirviWaukarogfylgiskjl,susendirtilYessfjrmlafyrirtkis $ ) semannastfjrmagnshreyfingar,innanvikufrundirskriftslkrasamninga.A0J;RhR݌v%N!*   Ќ   y :heimilteraWfyrirframgreiWalnveitingaroglntkurinnlendraaWilatilerlendraaWila. A&"+  y :heimilteraWendurgreiWalnmilliinnlendraogerlendraaWilameWinnlendumgjaldeyri  '", eflnveitinginf;rframerlendumgjaldeyri.:heimilteraWendurgreiWalnmilliinnlendra '#- ogerlendraaWilameWerlendumgjaldeyrieflnveitinginf;rframinnlendumgjaldeyri. (z$.  y kvWiYessarargreinarkomaekkivegfyriraWlntkuroglnveitingarmilliinnlendra ( ogerlendraaWilasuframlengdar,aWYvgefnuaWaWrirskilmlargildiaWsamaleytiogWur.   y h.(13.gr.h.) a  y :heimilteraWgangaeWatakasthendurbyrgWgreiWslummilliinnlendraog T, erlendraaWila.   y kvWiYessarargreinargildahvorkiumbyrgWirvegnavru-ogYj;nustuviWskiptan  umbyrgWirmilliflagainnansamstWu.    y i.(13.gr.i.) K #   y :heimilteraWeigaafleiWuviWskiptiYarseminnlendurgjaldeyrirersamningigagnvart    erlendumgjaldeyri,hvortsemumeraWrWagjaldeyris-eWaverWbrfasamningeWasambland    gjaldeyrisogverWbrfasamningseWasambrilegafjrmlagerninga.    y AfleiWuviWskiptisemeingngueruvegnavru-ogYj;nustuviWskiptafallaekkiundirYetta wO  kvWi. B   y j.(13.gr.j.)    y FjrmagnshreyfingarmillilandavegnagreiWsluvxtum,verWb;tum,arWiog {  samningsbundnumafborgunumeruundanYegnarreglumYessum,sbr.1.mgr.og1.tlul.3. nF mgr.13.gr.bog2.og3.mgr.13.gr.c.InnlendumaWilumerheimiltaWkaupaerlendan 9 gjaldeyritilgreiWslusamningsbundinnaafborganalnaerlendumgjaldeyri,hjYvinnlenda  fjrmlafyrirtkisemveittiviWkomandiln.   y MeWvxtumskv.1.mgr.eraWeinsttviWvextiafinnstWuminnlendum r fjrmlafyrirtkjumogfallnavextiafskuldabrfumsemtgefineruafinnlendumaWilum. e=  y ViWtreikningvxtumskv.1.mgr.,vegnaskuldabrfasemsafnavxtumdaglega,skulu 0 vextirreiknasthlutfalliviWYanntmasemaWilihefurttbrfiW.VextiafeingreiWslubrfum  meWforvxtum,t.d.afrkisvxlum,skalreiknasemmunmillitgfuverWs(kaupverWs  tgfudegi)ognafnverWs.VextireingreiWslubrfafallajafnt(lnulega)yfirlftmabrfsins. i  y MeWverWb;tumskilningi1.mgr.erttviWverWbturvxtumoghfuWst;lsgreiWslum. \4  y ArWurerfellurtilviWlkkunhlutafjreWavegnaslitaflagi,skv.4.mgr.11.gr.laga ' nr.90/2003,telstekkiarWurskilningi1.mgr.   y GjaldeyrisviWskiptiogfjrmagnshreyfingarmillilandavegnagreiWslnasamkvmt  kvWiYessuverWaaWhafattsrstaWinnansexmnaWafrYvaWYrkomusteWagtu `  komistumrWeigandaeWaumboWsmannshans. S+!  y k.(13.gr.k.) #  y Xrttfyrirbann6.tlul.1.mgr.13.gr.berufjrmagnshreyfingarmillilandavegnagjafa  $ ogstyrkjainnlendraaWilatilerlendraaWila,svosemeinstaklinga,g;WgerWasamtakaeWa !W% hliWstWraaWila,heimilarfyriralltaW3.000.000kr.almanaksri.Fjrmagnshreyfingar J""& vegnagjafaogstyrkjaskululagWarinnreikningeigum;ttakandaogskulugefandiog #' styrkveitandiveraraunverulegireigendurYeirrafjrmunasemumrWir. #( &   y LaunsemerlenduraWilihefuraflaWhrlendissWastliWnasexmnuWieruundanYegin $ ) reglumYessum,sbr.1.mgr.'$"eԀog1.tlul.3.mgr.13.gr.b.XskulugjaldeyrisviWskiptivegna v%N!* slkrafjrmagnshreyfingaekkitakmarkastaf1.mgr.13.gr.c.XaWsamaviWumlaun A&"+ innlendsaWilasembsetturererlendisvegnastarfseWanms.Nmsln,atvinnuleysisbtur,  '", lfeyrisgreiWslur,Y.m.t.elli-ogrorkulfeyriroggreiWslurvegnaflagslegraraWstoWarog '#- aWrarsambrilegargreiWslur,teljastlaunskilningiYessararmlsgreinar. (z$. Ї y & a l.(13.gr.l.) (  y llumerlendumgjaldeyriseminnlendiraWilareignast,svosemfyrirseldarvrurog  Yj;nustu,eWameWWrumhtti,'a(%hskalskilaWtilfjrmlafyrirtkishrlandiinnanYriggja  viknafrYvaWgjaldeyririnnkomsteWagatkomistumrWeigandaeWaumboWsmannshans. a Skilaskyldaskv.1.mlsl.eruppfylltYegarerlendurgjaldeyrirervarWveittur T, gjaldeyrisreikningihjfjrmlafyrirtkihrlandi.   y SkilaskyldanrekkitilinnlendraaWilasemhafabsetuerlendisvegnastarfseWanms.   y m.(13.gr.m.)  X  y InnlendnUfjrfestingskalvera;takmrkuW. K #   y NUfjrfestingskilningiYessakvWiserfjrfestingsemgerWereftir31.okt;ber2009    fyrirnUttinnstreymierlendsgjaldeyris,semskipterinnlendangjaldeyrihj    fjrmlafyrirtkihrlandi.AfleiWusamningarteljastekkitilnUfjrfestingar.InnstWur   erlendumgjaldeyrisreikninguminnlendumfjrmlafyrirtkjum,semurWutilfyrir31. wO  okt;ber2009,ogtekjurvegnatflutningsviWskiptateljastekkitilnUsinnstreymiserlends B  gjaldeyris.     y GjaldeyrisviWskipti,YarsemnUjuinnstreymierlendsgjaldeyriserskiptinnlendan   gjaldeyrisamrmiviW2.mgr.,fallaekkiundir1.mgr.13.gr.c. {   y Fjrfestirskal,meWaWstoWfjrmlafyrirtkishrlandi,tilkynnaumnUfjrfestingutil nF SeWlabanka0slandsinnantveggjaviknafrYvaWnUjuinnstreymierlendsgjaldeyriserskipt 9 innlendangjaldeyri.SlkritilkynninguskulufylgjaggnsemsUnaframaWum  nUfjrfestinguskilningiYessakvWissaWrWa.   y AWfenginnistaWfestinguSeWlabankansumaWfjrmunirhafilosnaWviWslu r nUfjrfestinguskuluslkirfjrmunirekkifallaundirtakmarkanirskv.13.gr.bog13.gr.c. e=  y n.(13.gr.n.)   y SeWlabanki0slandsogrkissj;WureruundanYegnir13.gr.b!13.gr.mlagaYessara.   y EftirfarandiaWilarskuluundanYegnir13.gr.b!13.gr.mlagaYessaraaWundanskildum i 3.mgr.13.gr.b,13.gr.cog13.gr.i.: \4 ! ! 4ABCD(%004ABCD"A0J"  A0Js y2%  1  .3  Ԉ0    InnlendiraWilarsemeruaWilaraWfjrfestingarsamningiviWslenskarkiW.A0Jst݌'   Ќ  "A0J"  A0J u y2%  2  .3  Ԉ0    InnlendiraWilarsemstarfasamkvmtleyfiiWnaWarrWherratiloluleitarsamkvmt  lgumnr.13/2001.A0J u:u݌   Ќ   y EftirfarandiaWilareruundanYegnir1.mgr.13.gr.e,1.mgr.13.gr.fogkvWum13.gr. `  gog13.gr.h: S+! ! ! 4ABCD(%004ABCD"A0J"  A0Jw y2%  1  .3  Ԉ0    Fyrirtkimeirihlutaeigurkissj;Ws,semstarfasamkvmtsrlgum.A0Jww݌"   Ќ  "A0J"  A0Jx y2%  2  .3  Ԉ0    Sveitarflgogfyrirtkimeirihlutaeigusveitarflaga,semstarfasamkvmtsrlgum.A0Jx y݌#   Ќ   y LgaWili,semFjrmlaeftirlitiWhefurtekiWviWyfirrWumyfirmeWYvaWskipahonum  $ skilanefndeWabrWabirgWastj;rn,oglgaWili,semhraWsd;marihefurskipaWslitastj;rn !W% samkvmtlgumnr.161/2002,eruundanYegnir2.mgr.13.gr.b,13.gr.e,1.mgr.13.gr. J""& f,13.gr.g,13.gr.hog13.gr.l. #'  y Fyrirtki,semhafayfir80%aftekjumog80%afgjldumerlendis,getafengiW #( undanYgufr1.mgr.13.gr.e,1.mgr.13.gr.f,13.gr.g,13.gr.hog13.gr.l.Xaufyrirtki $ ) semteljasiguppfyllaskilyrWi1.mlsl.skulusendaums;kntilSeWlabanka0slandsogsUna v%N!* framaWYauuppfylliskilyrWinsamtstaWfestingulggiltsendurskoWanda.SeWlabanki A&"+ 0slandsbirtirlistayfirYaWilasemfundanYguYessumgrundvelli.Fyrirtkisemf  '", undanYgusamkvmtYessarimlsgreinskuluYegar12mnuWireruliWnirfrstaWfestingu '#- SeWlabankansumundanYgusUnaframaWYauuppfylliennYskilyrWiYessarar (z$. mlsgreinarogsendaggnYvtilstaWfestingartilSeWlabanka0slandssamtstaWfestingu ( lggiltsendurskoWandaYarum.SkalslkstaWfestingberastSeWlabankanum12mnaWa  frestieftirYaW.Komilj;saWfyrirtkiuppfylliekkilengurskilyrWiYessararmlsgreinar  verWurundanYganfelldrgildi. a  y ViWskiptabankar,sparisj;Wiroglnafyrirtki,semstarfaundireftirlitiFjrmlaeftirlitsins, T, aWrirenlgaWilarsemfallaundir4.mgr.,hafaheimildtilaWeigagjaldeyrisviWskiptisn  millimeWbeinumviWskiptum,framvirkumsamningumogskiptasamningum.Einnigeru  viWskiptabankar,sparisj;WiroglnafyrirtkiundanYeginkvWum13.gr.g,13.gr.hog13.   gr.l.ViWskiptabnkum,sparisj;WumoglnafyrirtkjumerheimiltaWtakam;ti  X peningamarkaWsinnlnuminnlendumgjaldeyrifrerlendumaWilum,samrmiviW K #  heimildirYeirrasamkvmtlgumnr.161/2002.     y o.(13.gr.o.)    y kvWi7.gr.gildaumheimildirSeWlabanka0slandstilaWveitaundanYgurfrkvWum wO  13.gr.b!13.gr.n.X;skalekkiinnheimtaleyfisgjaldYegarundanYgureruveittar. B  SeWlabankinngetursettskilyrWifyrirundanYgu.XrttfyrirorWalag7.gr.geturSeWlabankinn    veittalmennarundanYgurnundangenginnarums;knarYaraWltandi.Ums;knirum   undanYgurskuluberastSeWlabankanumbrflegasamtggnumermliWvarWa. {   y SeWlabankinngetursettnnarireglurumframkvmdkvWa13.gr.b!13.gr.n. nF  y p.(13.gr.p.)   y XegargjaldeyrishfteruekkilengurtilstaWar,sbr.13.gr.a,enY;eigisWaren1.aprl  2014,skalSeWlabanki0slandseyWaYeimupplUsingumsemaflaWergrundvelli1.,2.og4. r mgr.15.gr.e,15.gr.fog1.og2.mgr.15.gr.g.XaWY;ekkiviWumggnervarWameint e= brotgegnlgumumgjaldeyrismlogupplUsingarsemliggjatilgrundvallarniWurstWum 0 ranns;knameintumbrotum.   y q.(13.gr.q.) i  y EfnahagsogviWskiptarWherraskalrlegagefaAlYingiskUrsluumframgangtlunar \4 umafnmgjaldeyrishafta,sbr.13.gr.a.kvWiWskalstaendurskoWunaWdragandaaW ' gerWskUrslunnar.  @&`4.gr. `   y eftir6.tlul.2.mgr.15.gr.alagannakemurnUrtluliWurerorWastsvo,ogbreytast S+! nmerannarratluliWatilsamrmisviWYaW:13.gr.a!13.gr.numbannviW " fjrmagnshreyfingumoggjaldeyrisviWskiptum. # @&`5.gr. !W%  y eftir3.tlul.1.mgr.16.gr.lagannakemurnUrtluliWurerorWastsvo,ogbreytast J""& nmerannarratluliWatilsamrmisviWYaW:13.gr.a!13.gr.numbannviW #' fjrmagnshreyfingumoggjaldeyrisviWskiptum. #( @&`6.gr. v%N!*  y kvWitilbrWabirgWaIlgunumorWastsvo: A&"+  y Framtil31.desember2013geturSeWlabankinnbundiWgjaldeyrisviWskiptisnskilyrWum  '", hvaWvarWarinnraskipulagogfjrfestingarstefnuviWskiptamanna,eignarhaldogfjrmgnun '#- Yeirra,lgmarkstmaeignarhaldihlutaeWahlutabrfatgefinnaafviWskiptamnnum, (z$. rWstfunYeirragjaldeyri&  tilnnartilgreindrafjrfestingaoglgmarkstmafjrfestingu ( Yeirra.'(  @&`7.gr. a  y 0staWdagsetningarinnar?30.september2011 1.mgr.kvWistilbrWabirgWaII T, lgunumkemur:31.desember2013.    II.KAFLI    Breytingtollalgum,nr.88/2005,meWsWaribreytingum.   X 8.gr. K #  f y 0staWdagsetningarinnar?30.september2011 kvWitilbrWabirgWaIVlgunum    kemur:31.desember2013.      III.KAFLI wO   BreytinglgumumSeWlabanka0slands,nr.36/2001,meWsWaribreytingum.  B  9.gr.    Β y ViWlginbtistnUttkvWitilbrWabirgWa,svohlj;Wandi:    y Xrttfyrir2.mgr.17.gr.erSeWlabankanumheimilt,framtil31.desember2013,aWannast {  viWskiptiviWeinstaklingaogfyrirtki,endasumaWrWaviWskiptisemSeWlabankinnmetur nF nauWsynlegtilYessaWhgtsaWlosaumtakmarkanirsemsettarhafaveriW 9 fjrmagnshreyfingaroggjaldeyrisviWskipti.    IV.KAFLI r  Gildistaka.  e= 10.gr. 0 ĕ y LgYessiWlastYegargildi.  @#`_____________  @ `X)pXSamYykktAlYingi17.september2011.#XX)pؖ#