WPC/ ޗ+A\i׳3YzI_u ";,%$ٺ]%FX#H(F6|>!QeKGA\3{0$jX5jk秂 4⡋wW@(woba Tcm$\Rڿtƞ;3ÞPrˀ8u{S?ËgН*zuſ9c*j`K}VBdhFN @ݴMl /;[#,Dvj#v^lTI ЌXw݃P>V»"jb56 %Wp ƽ(*%Pw`bN *  X-8dd8% ^^` Adobe PDF0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wptqL =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)hJό|)3|x6Times New Roman RegularUF*MIVJMiWjar texta.@a..  i)*ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI(ehCEKQW]cioAutoList4a.a.a.a.a.a.a.a.>*SKLSkletur.(EhCEKQW]cioAutoList2a.a.a.a.a.a.a.a.8DocumentManagement::ModifiedBooleanTRUE($     m  gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)(5hCEKQW]cioAutoList1a.a.a.a.a.a.a.a.ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3$ !}X&%XXXTRW6&A4X3' Letter 6&A43'LetterTvXX&%#ggdd  ISUS.,    -zv > *  X-8vdd8% ^^`   (3$ !}X&%XXXTRW6&A4X3' Letter 6&A43'LetterTvXX&%#ggdd  ISUS.,    -zv > *  X-8vdd8% ^^`   (3m $ !}X&%XXXTRW6&A4X3' Letter 6&A43'LetterTvXX&%#ggdd  ISUS.,    -zv > *  X-8vdd8% ^^`    d (uhCEKQW]cioAutoList51.1.1.1.1.1.1.1.(M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#\:GreinarfyrirGreinarfyrirsgn    T |:GreinarnmerGreinarnmer     d(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a. " 6'X9uXXXuXX9u#ggdd  ISUS.,  -zv > *  X-  _  D   8)X9uXXXuXX9u#ggdd  ISUS.,  -zv > *  X-  _Ԁ>c$"Small Circle"0 )Hairline d !}X9uXXXTRW6&A4X3' Letter 6&A43'LetterTuXX9u#ggdd  ISUS.,    -zv > *  X-8udd8% ^^`   _ 4ABCD(%03  }su_j_Yu @(`Lg  #u#  X9uXuumbreytingulgumumViWlagatryggingu0slands,nr.55/1992, )  meWsWaribreytingum(heitistofnunar,einfldunstj;rnsUsluo.fl.).#uXX9ur#    `T@%`________   @&`@@==!1.gr. )   y EftirfarandibreytingarverWa1.gr.laganna:    *(g004ABCD"A0J"  A0J y2g  a  .3  Ԉ0    0staWorWanna?ViWlagatryggingar0slands 1.mgr.kemur:Nttruhamfaratryggingar   0slands.A0J݌b   Ќ  "A0J"  A0JI y2g  b  .3  Ԉ0    2.mgr.fellurbrott.A0JIv݌U-   Ќ  K|    K|<   2.gr.K|< c ݌  Ќ    y 0staW2.mgr.3.gr.lagannakomatvrnUjarmlsgreinar,svohlj;Wandi:   y ReikningsrNttruhamfaratryggingar0slandseralmanaksriW.EndurskoWaWirrsreikn Y ingarskulubirtirvefsWustofnunarinnar. L$  y RkisendurskoWandiendurskoWarreikningsskilNttruhamfaratryggingar0slands.  K|    K|   3.gr.K| ݌  Ќ    y 0staWorWanna?ViWlagatrygging0slands 4.,22.og24.gr.lagannakemur:Nttru xP hamfaratrygging0slands. C K|    K|   4.gr.K| ݌  Ќ    y EftirfarandibreytingarverWa5.gr.laganna: | ! !"A0J"  A0J  y2g  a  .3  Ԉ0    0staWorWanna?22.gr.laganr.60/1994,umvtryggingastarfsemi 2.mlsl.1.mgr. oG kemur:20.gr.laganr.100/2016,umvtryggingastarfsemi.A0J ݌:    Ќ  "A0J"  A0Jk y2g  b  .3  Ԉ0    0staWorWsins?viWlagatryggt 3.mlsl.1.mgr.kemur:nttruhamfaratryggt.A0Jk݌ !   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    0staWorWanna?ViWlagatryggingu0slands 3.mgr.kemur:Nttruhamfaratryggingu  " 0slands.A0J݌!s#   Ќ  K|    K|  5.gr.K|5݌ 1# % Ќ    y EftirfarandibreytingarverWa7.gr.laganna: #& ! !"A0J"  A0J y2g  a  .3  Ԉ0    0staWorWsins?viWlagaiWgjald 1.mlsl.kemur:nttruhamfaratryggingariWgjald.A0J@݌$ '   Ќ  "A0J"  A0J[ y2g  b  .3  Ԉ0    0staWorWsins?viWlagatryggWur 2.mlsl.kemur:nttruhamfaratryggWur.A0J[݌%j!(   Ќ  K|    K|  6.gr.K|݌ ('#* Ќ    y 0staWorWsins?viWlagatryggja 8.gr.lagannakemur:nttruhamfaratryggja. '#+ _j     K|    K|  7.gr.K|݌ ( Ќ    y 0staWorWsins?viWlagatryggWir 9.gr.lagannakemur:nttruhamfaratryggWir.  K|    K|  8.gr.K|9݌ a Ќ    y EftirfarandibreytingarverWa10.gr.laganna: T, ! !"A0J"  A0J y2g  a  .3  Ԉ0    0staW?5% 1.mlsl.kemur:2%.A0JE݌   Ќ  "A0J"  A0J# y2g  b  .3  Ԉ0    0staW?20.000kr. 1.tlul.kemur:200.000kr.A0J#P݌   Ќ  "A0J"  A0J> y2g  c  .3  Ԉ0    0staW?85.000kr. 2.tlul.kemur:400.000kr.A0J>k݌    Ќ  "A0J"  A0JY y2g  d  .3  Ԉ0    0staW?850.000kr. 3.tlul.kemur:1.000.000kr.A0JY݌ X   Ќ  K|    K|x  9.gr.K|x݌    Ќ    y EftirfarandibreytingarverWa11.gr.laganna:    ! !"A0J"  A0J~ y2g  a  .3  Ԉ0    0staWorWsins?viWlagatryggingu 4.mgr.kemur:nttruhamfaratryggingu.A0J~݌    Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    0staWorWsins?viWlagatryggingum 5.mgr.kemur:nttruhamfaratryggingu.A0J݌wO    Ќ  K|    K|   10.gr.K| !݌    Ќ    y 0staWorWsins?viWlagatrygging 2.mgr.12.gr.lagannakemur:nttruhamfaratrygging.   K|    K|"  11.gr.K|":"݌ nF Ќ    y 14.gr.laganna,samtfyrirsgnundangreininni,fellurbrott. 9 K|    K|#  12.gr.K|#/#݌  Ќ    y 15.gr.laganna,samtfyrirsgnundangreininni,GreiWslavtryggingarb;ta,orWastsvo: r  y Tj;nYoliskalnotavtryggingarbturtilaWgeraviWhseignsemhefurorWiWfyrirtj;ni e= vegnanttruhamfaraeWatilaWendurbyggjahana.Efvtryggingarbtureruhrrien15% 0 afvtryggingarfjrhWhseignarinnareWaeftj;niWhefurhrifryggihseignarinnareWa  hollustuhttiskalNttruhamfaratrygging0slandstryggjaaWvtryggingarb;tumsrttilega  variWWurenYrerugreiddartj;nYola. i  y Nttruhamfaratryggingu0slandserheimiltaWveitaundanYgufrviWgerWarogbygg \4 ingarskylduskv.1.mgr.aWhfWusamrWiviWsveitarstj;rnaWuppfylltuYvskilyrWiaW15% ' dragistfrb;tafjrhWinni.Frdrttinumskalekkibeittefendurbyggingerekkiheimilaf  skipulagsstWumeWaWrumstWumsemtj;nYolirWurekki.HafikvrWunveriWtekin  umaWveitaundanYgufrbyggingarskylduogteljiNttruhamfaratrygging0slandsvtrygg `  ingarfjrhWgreinilegahrrienmarkaWsverWhseignarerstofnuninniheimiltaWmiWaviW S+! markaWsverWviWkomandihseignar. "  y VerWitj;nhseignogtlaWurviWgerWarkostnaWur,aWteknutillititilaldursogstands # eignarviWtj;nsatburW,nemurhrrifjrhWenhelmingivtryggingarfjrhWarogsveitar  $ stj;rntelurnauWsynlegtvegnahttuendurteknumvtryggingaratburWiaWfjarlgjahs !W% eigninageturviWkomandisveitarflagleysteigninatilsn.XaWgreiWirYmismuntluWum J""& vtryggingarb;tumfrNttruhamfaratryggingu0slandsogvtryggingarfjrhWeignarinnar. #'  y Stj;rnNttruhamfaratryggingar0slandsseturreglurummeWferWogafgreiWslub;tamla. #( Stj;rninnierheimiltaWfelavtryggingaflgumuppgjrb;takrafna. $ )  y RWherraskalsetjareglugerWummatsmennogmeginreglurumkvrWunvtryggingar v%N!* b;ta. A&"+ K|    K|-  13.gr.K|--݌ '#- Ќ    y 0staWorWanna?sbr.1.og2.mgr.24.gr.laganr.20/1954,umvtryggingarsamninga  (z$. 17.gr.lagannakemur:sbr.48.gr.laganr.30/2004,umvtryggingarsamninga. m)E%/  8*&0 _Y m    K|    K|/  ݀14.gr.K|//݌ ( Ќ    y 0staWorWanna?ViWlagatryggingar0slands 1.mgr.18.gr.og26.gr.lagannakemur:  Nttruhamfaratryggingar0slands.  K|    K|0  15.gr.K|0 1݌ T, Ќ    y 19.gr.lagannaorWastsvo:   y Nttruhamfaratrygging0slandstekurkvrWunumgreiWsluskylduogfjrhWvtrygg  ingarb;tasamrmiviWkvWistj;rnsUslulagaummeWferWmla.Tj;nYoligeturkrt   kvrWunstofnunarinnartilrskurWarnefndarnttruhamfaratryggingarinnan30dagafrYv  X aWhonumbarstkvrWunin. K #   y BrskurWarnefndnttruhamfaratryggingarskalskipuWafrWherra.Fj;rirmennskulueiga    stinefndinni.EinnskalskipaWursamkvmttilnefninguHstarttarogskalhannverafor    maWuroghafasrYekkingusviWi_vtryggingarttar_.AnnarskalskipaWureftirtilnefningu   verkfrWiognttruvsindasviWsHsk;la0slandsogskalhannhafasrYekkingusviWi wO  mannvirkja.HinirtveirskuluskipaWirntilnefningaroghafasrYekkingusviWi_vtrygg B  ingarttar_,mannvirkjaeWatj;namats.VaramennskuluskipaWirsamahtt.Skipunartmier    tilYriggjara.NefndinnierheimiltaWleitaaWstoWarsrfrWingaefstWaYykirtil.   @vv&`16.gr. nF  y undan20.gr.lagannakemurnUgrein,19.gr.a,svohlj;Wandi,ogjafnframtorWastfyrir 9 sgnundangreininnisvo:    httustUring,endurtryggingoglntkuheimild.  8 y Nttruhamfaratrygging0slandsskalhafaskilvirktkerfihttustUringar.RWherraer r heimiltaWsetjareglugerWnnarikvWiumkrfurtilhttustUringar. e= K|    K|W9  17.gr.K|W9~9݌  Ќ    y 0staWorWsins?viWlagatryggingu 24.gr.lagannakemur:nttruhamfaratryggingu.  K|    K|p:  18.gr.K|p::݌ \4 Ќ    y HeitilagannaverWur: LgumNttruhamfaratryggingu0slands. '  K|    K|m;  19.gr.K|m;;݌  Ќ    y LgYessiWlastgildi1.jl2018. `   y BrskurWarnefndsemstarfaWhefurskv.19.gr.lagannarskurWarYeimgreiningsmlum S+! semhafaboristtilnefndarinnarfyrirgildistkulagaYessara. " K|    K|(=  20.gr.K|(=O=݌  $ Ќ   J    J=  BreytingWrumlgum.J==݌ !W% Ќ    y ViWgildistkulagaYessaraverWaeftirfarandibreytingarWrumlgum: J""& ! ! 4ABCD(%00*"A0J"  A0J}? y2%  1  .3  Ԉ0    Lgumbrunatryggingar,nr.48/1994,meWsWaribreytingum:0staWorWsins?viWlaga #' tryggingariWgjald tvvegis2.mlsl.2.mgr.7.gr.lagannakemur:nttruhamfara #( tryggingariWgjald.A0J}??݌$ )   Ќ  "A0J"  A0JcA y2%  2  .3  Ԉ0    Lgumvarnirgegnsnj;fl;WumogskriWufllum,nr.49/1997,meWsWaribreytingum:A0JcAA݌v%N!*   Ќ  "C"  CB0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?ViWlagatryggingar0slands 1.tlul.2.mgr.12.gr.lagannakemur: A&"+ Nttruhamfaratryggingar0slands.CBB݌ '",   Ќ  "C"  CQD0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 2.og3.mlsl.1.tlul.2.mgr.12.gr.laganna '#- kemur:nttruhamfaratryggingu.CQD~D݌(z$.   Ќ  "A0J"  A0JE y2%  3  .3  Ԉ0    LgumheimildtilsamningaumlbrWsluGrundartanga,nr.62/1997,meWsWari ( breytingum:A0JEF݌   Ќ  "C"  CKG0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?laganr.55/1992,umViWlagatryggingu0slands 2.mlsl.3.mgr.  5.gr.lagannakemur:lagaumNttruhamfaratryggingu0slands.CKGxG݌a   Ќ  "C"  C I0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 3.mlsl.3.mgr.5.gr.lagannakemur:nttru T, hamfaratryggingu.C I9I݌   Ќ  "A0J"  A0JJ y2%  4  .3  Ԉ0    LgumheimildtilsamningaumlverksmiWjuReyWarfirWi,nr.12/2003,meWsWari  breytingum:A0JJJ݌    Ќ  "C"  CL0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?laganr.55/1992,umViWlagatryggingu0slands 2.mlsl.3.mgr.  X 4.gr.lagannakemur:lagaumNttruhamfaratryggingu0slands.CL.L݌K #    Ќ  "C"  CM0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 3.mlsl.3.mgr.4.gr.lagannakemur:nttru    hamfaratryggingu.CMM݌     Ќ  "A0J"  A0JTO y2%  5  .3  Ԉ0    LgumBjargrWasj;W,nr.49/2009,meWsWaribreytingum:0staWorWanna?ViWlaga   tryggingu0slands 2.mgr.8.gr.lagannakemur:Nttruhamfaratryggingu0slands.A0JTOO݌wO    Ќ  "A0J"  A0JQ y2%  6  .3  Ԉ0    LgumheimildtilsamningaumlverHelguvk,nr.51/2009,meWsWaribreytingum:A0JQEQ݌B    Ќ  "C"  CUR0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?laganr.55/1992,umViWlagatryggingu0slands 2.mlsl.2.mgr.    3.gr.lagannakemur:lagaumNttruhamfaratryggingu0slands.CURR݌    Ќ  "C"  CT0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 3.mlsl.2.mgr.3.gr.lagannakemur:nttru {  hamfaratryggingu.CTCT݌nF   Ќ  "A0J"  A0JU y2%  7  .3  Ԉ0    LgumheimildtilsamningaumgagnaverReykjanesb,nr.57/2010,meWsWaribreyt 9 ingum:A0JUU݌   Ќ  "C"  CW0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?laganr.55/1992,umViWlagatryggingu0slands 2.mlsl.4.mgr.  3.gr.lagannakemur:lagaumNttruhamfaratryggingu0slands.CW-W݌r   Ќ  "C"  CX0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 3.mlsl.4.mgr.3.gr.lagannakemur:nttru e= hamfaratryggingu.CXX݌0   Ќ  "A0J"  A0JRZ y2%  8  .3  Ԉ0    Lgummannvirki,nr.160/2010,meWsWaribreytingum:0staWorWsins?ViWlaga  trygging 1.mgr.50.gr.lagannakemur:Nttruhamfaratrygging.A0JRZZ݌   Ќ  "A0J"  A0J[ y2%  9  .3  Ԉ0    LgumvilnanirtilnUfjrfestinga0slandi,nr.41/2015,meWsWaribreytingum:A0J[ \݌i   Ќ  "C "  C4]0 y 0y y e2%  a  .3  Ԉ0    0staW_orWanna?ViWlagatryggingu_Ԁ0slands,nr.55/1992 4.tlul.10.gr.laganna \4 kemur:Nttruhamfaratryggingu0slands.C4]a]݌'   Ќ  "C "  C^0 y 0y y e2%  b  .3  Ԉ0    0staWorWsins?viWlagatryggingu 4.tlul.10.gr.lagannakemur:nttruhamfara  tryggingu.C^*_݌   Ќ  "A0J "  A0J` y2%  10  .3  Ԉ0    Lgumvtryggingastarfsemi,nr.100/2016,meWsWaribreytingum:0staWorWanna `  ?ViWlagatryggingu0slands 3.mgr.3.gr.lagannakemur:Nttruhamfaratryggingu S+! 0slands.A0J``݌"   Ќ  @#`_____________ #' @--`X9uXuSamYykktAlYingi9.ma2018.#uXX9ub#