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SiLET2  b4 PC'  DHAU2  6&Plus/IINT/IINTXp`S" .6&Standard(1.h) - HP LJ IIIISKJALAP.PRS6&>6&Standard/&U("Von `*@  ? ?    X` hp x (#%'0*,.8135@8:Athugasemdir viW einstakar greinar frumvarpsins. ă #/GNRUm 1. gr.@#x /GNۃ +Lagt er til aW b%tt verWi viW l?gin nUrri grein, 2. gr. a, sem heimili samvinnuf)l?gum aW starfr%kja innlnsdeild sem tekur viW innl?gum fr f)lagsm?nnum til v?xtunar sem rekstrarf) f)lagsins. V:/GS  +S1Wan eru sett nnari skilyrWi fyrir Yessu 1 Yremur t?luliWum. 0 fyrsta lagi Yarf eigiW f) f)lagsins aW nema minnst 100 millj;num kr;na og hlutfall eigin fjr Yess af heildareignum eigi l%gra en 20%. Fjrh%Win breytist 1 samr%mi viW breytingar  lnskjarav1sit?lu. Xetta YUWir aW einungis st%rstu samvinnuf)l?gin geta rekiW sl1kar innlnsdeildir. 0 ?Wru lagi Yarf endurskoWun  reikningum f)lagsins aW vera 1 h?ndum l?ggilts endurskoWanda og 1 YriWja lagi Yarf f)lagiW aW vera aWili aW Tryggingarsj;Wi innlnsdeilda. +Xessi tillaga er sett fram 1 Yeim tilgangi aW tryggja hag innlagseigenda betur en nC, en til tryggingar Yess fjr, sem lagt er 1 innlnsdeild, eru eignir f)lagsins, Yar meW talin eign 1 Tryggingarsj;Wi innlnsdeilda og byrgW f)lagsmanna sem f;lgin er 1 eignaraWild Yeirra 1 sj;Wum samvinnuf)lags. Sl1k trygging kann 1 m?rgum tilvikum aW vera l1tils virWi og Yv1 eru h)r gerWar lgmarkskr?fur til samvinnuf)laga sem mega reka innlnsdeild. GerW er & krafa til Yess aW endurskoWun reikninga Yeirra s) 1 h?ndum l?ggilts endurskoWanda og auWveldar YaW eftirlit meW fjrhag f)lagsins. Gert er aW skilyrWi aW samYykktir Tryggingarsj;Ws innlnsdeilda s)u staWfestar af rWherra en m.a. er taliW nauWsynlegt aW 1 Yeim verWi kv%Wi sem skyldi samvinnuf)l?g til aW eiga sem s)reign 1gildi bindiskyldrar innst%Wu 1 sama hlutfalli og SeWlabankinn beitir  rWst?funarf) lnastofnana  hverjum t1ma. V:/GS  +0 s1Wustu mlsgrein Yessarar greinar er kveWiW  um aW innlnsdeild s) ekki innlns- eWa lnastofnun 1 skilningi laga um SeWlabanka 0slands. Er aW Yessu vikiW h)r aW framan, en Yar eW h)r er ;tv1r%tt um fjrmlastofnun aW r%Wa fellur innlnsdeild undir eftirlitssviW bankaeftirlits SeWlabanka 0slands. XaW eftirlit lUtur fyrst og fremst aW Yv1 aW kalla eftir reikningsyfirlitum fr f)laginu, fara yfir Yau og ;ska nnari upplUsinga fr stj;rnendum og endurskoWanda f)lagsins eftir Yv1 sem st%Wa Yykir til. Hins vegar leiWir af eWli mls aW ekki er h%gt aW gera s?mu kr?fur til eftirlits bankaeftirlits meW fj?lbreyttum h%tturekstri st;rra samvinnuf)laga og gerWar eru til eftirlits meW rekstri innlns- og lnastofnana. fram verWur Yv1 talsverW h%tta samfara innl?gum 1 innlnsstofnanir Y;tt kv%Wi frumvarpsins miWi aW Yv1 aW takmarka hana verulega. #/GNRUm 2. gr.MO#x /GNۃ +Lagt er til aW 1 kv%Wi til brWabirgWa verWi samvinnuf)l?gum gefinn frestur til rsloka 1994 til Yess aW fulln%gja kr?fum laganna og aW kv%Wi 2. gr. a verWi tekin til endurskoWunar 1 s1Wasta lagi 1. janCar 2000. Xykir nauWsynlegt aW minni f)l?gin fi frest til Yess t.d. aW semja viW banka eWa sparisj;Wi um yfirt?ku innlnsdeilda sinna. X Yykir einnig r)tt aW kv%Wi 2. gr. a verWi tekin til endurskoWunar 1 lj;si fenginnar reynslu 1 s1Wasta lagi fyrir aldam;t. Er Yar m.a. h?fW 1 huga heimild samvinnuf)laga til Yess aW gefa Ct samvinnuhlutabr)f sem kann aW breyta afst?Wu stj;rnenda Yeirra til reksturs innlnsdeilda 1 framt1Winni Yegar reynsla f%st af Ctgfu og verslun meW samvinnuhlutabr)f. #/GNRUm 3. gr.S#x /GNۃ +MeW gildist?kukv%Winu er jafnframt fellt Ct s1Wasta kv%Wi g?mlu samvinnuf)lagalaganna fr 1937 sem enn er 1 gildi. Fylgiskjal.  + y?rdddy ^  FjrmlarWuneyti, fjrlagaskrifstofa: BUms?gn um frumvarp til laga um breytingu J l?gum um samvinnuf)l?g. ă +MeW frumvarpinu eru settar reglur um innlnsdeildir sem starfa  vegum samvinnuf)laga. Ekki verWur s)W aW frumvarpiW hafi 1 f?r meW s)r teljandi kostnaWarauka fyrir r1kissj;W.