WPC 2_BNa Z3|dmanTimes RomanTimes Roman Bold\  PCXP"m^2CRddCCCdq2C28dddddddddd88qqqYzoCNzoozzC8C^dCYdYdYCdd88d8ddddCN8ddddY`(`lC2CC!CCCCCCCCCCd8YYYYYYzYzYzYzYC8C8C8C8ddddddddddYdddddodYYYYYYYdzYzYzYzYddddddddC8C8C8C8Ndz8z8z8z8z8ddddddCCCoNoNoNoNz8z8z8dddddddzYzYzYdz8dCoNz8dddddNF2[dCYddddd7>d<d<$YYdCCddooCYd<d<$YYdCCddooCYmSP1Spss1ur (v=2,22 h=2,22) f/r%Wuritun.   2&a p MaxTABASetur inn tab f. h. j. dalk ;G@LIN1Setur l1nuh%W og l1nubil f/r%WuritunrHAU1Haus fyrir r%Wuritun.uritun.uhaus."^ ^4 PC'    ?  3'3'Standard6&6&Standard/&U("Von `*@ X` hp x (#%'0*,.8135@8:mX(T1X)ttir Yrj punkta fyrir r%Wuritun.  ddAP APAP 2 jX j e, AEFN1Setur inn merkingu fyrir efnisyfirlit (Col 1). JEFN2Setur inn merkingu fyrir efnisyfirlit (Col 2). LUPHSHnikun i vinstri upphafsstodu   HAULUppsetn.  landscape listum E 6&6&Standard(1.h) - HP LJ IIIISKJALAP.PRS&6&6StandardHaus fyrir ferWareikning     2 pnUSKL rD yx dddy   AnnaW yx Gdddy   Alls: yx dddy T yx dddy   ____________________________ ritun yfirmanns HLINEHline}I! ybdddyVIKLVikulina yx dddy  yx dddy   FFmFeedF?st blaWs1Wuskil]  2aaJTABTab i haus og faetur X8 MLINmjo lina} yb dddyHJFNH%gri j?fnun. ` "NSNTLStaf- og t?luliWaskilgreining (1. a. 1.).X T I. A. 1. a.(1)(a) i) a) 1. a. a. 1. 1.(a) i) a)T2\,eenRXSTRXankastrik."HNK1Hnikar upp um 0.1c.  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X` hp x (#%'0*,.8135@8:rorkul1feyrir|#1.809|#%955|#*956|#/"896|#4^957|#:668|#B1  h Endurh%fingarl1feyrir#!67#&36#+/36#0k36#536#;27#B0  | Slysa?rorka #"3 #'<2 #,x2 #12 #62 #<,1 #B0   Ma1 1996d, Ellil1feyrir Ellil1feyrir sj;manna >rorkul1feyrir Endurh%fingarl1feyrir Slysa?rorka  "!s1 "&2 "+3 "1'4 "6c5 ";6 "A$7    Ellil1feyrir #5.356 ##<2.524 #(x2.468 #-3.058 #22.546 #8,2.445 #A38    Ellil1feyrir sj;manna #!29 #&25 #+/25 #0k27 #526 #;22 #B0    >rorkul1feyrir #1.822 #%931 #*976 #/"909 #4^942 #:651 #B4    Endurh%fingarl1feyrir#!64#&28#+/36#0k37#530#;22#B0    Slysa?rorka#"2#'<1#,x1#11#61#<,1#B0   Ma1 19950"!s10"&20"+30"1'40"6c50";60"A$7   Ellil1feyrirD#5.240D##<2.325D#(x2.479D#-2.494D#22.359D#8,2.161D#>3.590  0 Ellil1feyrir sj;mannaX#!38X#&35X#+/37X#0k37X#535X#;26X#A18  D >rorkul1feyrirl#1.702l#%777l#*938l#/"872l#4^832l#:577l#@h848  X Endurh%fingarl1feyrir#!43#'<9#+/29#0k28#523#;12#B8  l Slysa?rorka#"1#'<0#,x0#10#60#<,0#B0   Ma1 1994"!s1"&2"+3"1'4"6c5";6"A$7   Ellil1feyrir#4.870#&23#(x2.344#-2.709#21.951#8,1.801#B1   Ellil1feyrir sj;manna#!38#'<2#+/33#0k34#530#;24#B0   >rorkul1feyrir#1.384#'<9#*745#/"699#4^569#:418#B0   Endurh%fingarl1feyrir#!14#'<0#+/11#0k10#67#<,2#B0   Slysa?rorka #"0 #'<0 #,x0 #10 #60 #<,0 #B0   AnnaW "!s1 "&2 "+3 "1'4 "6c5 ";6 "A$7    Ellil1feyrir4#4.6814#'<24#(x2.2254#-2.5454#21.8204#8,1.5014#B0    Ellil1feyrir sj;mannaH #!40H #'<1H #+/31H #0k32H #524H #;22H #B0  4 >rorkul1feyrir\!#1.255\!#'<1\!#*692\!#/"658\!#4^507\!#:351\!#B0  H  Endurh%fingarl1feyrirp"#!18p"#'<0p"#+/15p"#0k15p"#65p"#<,6p"#B0 $  \! Slysa?rorka###I##(##-##2##79##=u##CC$  p" _$(9%9%FFԌ++ Einnig voru greiWslur til b;taYega sem fengu greiWslur vegna s?mu greiWslutegunda 1 n;vembermnuWi athugaWar. BrtakiW er st%rra en 1 ma1, en t?lur aW sjlfs?gWu ekki til fyrir 1997. S?mu skUringar viW dlka og Wur. !?dd9,2 <<<<<< A?dd9,<<<<<   , N;vember 1996@"$J1@"+2@"03@"6'4@"<c5@"A6@"H$7  , Ellil1feyrirT#! 15.901T#'<8.127T#-x7.725T#39.535T#98.160T#>,7.572T#I9  @ Ellil1feyrir sj;mannah#%89h#*78h#0/78h#6k81h#<78h#A55h#I0  T >rorkul1feyrir|#"5.288|#'<2.766|#-x2.734|#32.589|#92.798|#>,1.866B8|#I1  h Endurh%fingarl1feyrir#$n240#)144#/148#5"112#;^151#@108#I0  | Slysa?rorka #%14 #+<9 #1x9 #78 #=9 #B,7 #I0   N;vember 19951 Ellil1feyrir Ellil1feyrir sj;manna >rorkul1feyrir Endurh%fingarl1feyrir Slysa?rorka  "$J1 "+2 "03 "6'4 "<c5 "A6 "H$7    Ellil1feyrir #! 15.592 #'<7.233 #-x6.913 #38.717 #97.296 #>,6.755 #Gh128    Ellil1feyrir sj;manna #$n109 #*93 #0/92 #5"101 #<94 #A63 #I1    >rorkul1feyrir #"5.040 #'<2.595 #-x2.608 #32.450 #92.621 #>,1.719 #H19    Endurh%fingarl1feyrir#$n140#*82#0/91#6k79#<84#A42#I0    Slysa?rorka#&4#+<3#1x3#72#=3#B,2#I0   N;vember 19940"$J10"+20"030"6'40"<c50"A60"H$7   Ellil1feyrirD#! 14.502D#)112D#-x6.652D#38.016D#95.895D#>,5.557D#I3  0 Ellil1feyrir sj;mannaX#%98X#+<3X#0/85X#6k88X#<75X#A53X#I0  D >rorkul1feyrirl#"4.158l#*73l#-x2.182l#32.057l#91.758l#>,1.281l#I0  X Endurh%fingarl1feyrir#%48#+<0#0/39#6k38#<14#B,9#I0  l Slysa?rorka#&1#+<1#1x1#71#=1#B,1#I0   AnnaW"$J1"+2"03"6'4"<c5"A6"H$7   Ellil1feyrir#! 13.886#*13#-x6.049#37.408#95.372#>,4.623#I0   Ellil1feyrir sj;manna#$n101#+<1#0/88#6k88#<66#A51#I0   >rorkul1feyrir#"3.756#+<7#-x1.887#31.806#91.483#>,1.088#I0   Endurh%fingarl1feyrir#%43#+<0#0/33#6k29#<13#A17#I0 $   Slysa?rorka#'I#,#2#8#>9#Cu#JC$   (9%9%FF ++ H)r  eftir eru eing?ngu skoWaWar greiWslur 1 ma1 1997. Tekjutryggingu er skipt nnar 1 greiWslutegundir. GerWur er greinarmunur  tekjutryggingu einstaklings (endar  01) og tekjutryggingu hj;na (endar  02. ++ Tekjutrygging 1 ma1 1997: | A?dd9,<<<<< a?dd9>>>>>> |   "B1 " 2 "&3 "04 ";:5 "Fp6   010201# 12.186#%L5.482#05.428#:19.769#Cd307.537    0102023# 8.8533#%L5.6583#05.6493#:18.8313#Cd312.563   020201G# 79G#(70G#3A70G#:11.098G#Cd643.293  3 020202[ # 20[ #(16[ #3A16[ #:16.252[ #Cd365.414  G 030201o # 6.060o #%L3.035o #02.996o #:19.294o #Cd334.941  [  030202 #| 914 #'625 #2622 #:19.660 #Cd292.380  o  040201 #| 230 #'120 #2119 #:17.706 #Cd384.762    040202 # 15 #(10 #3A10 #:17.859 #Cd343.927    050201# 20#(14#3A14#:12.404#Cd596.874 $   050202# 0#)L0#40#?0#I0$   SkUringar: Dlkur 1:[GreiWslutegund.Ʒ Dlkur 2:[Fj?ldi meW greiWslutegund.Ʒ Dlkur 3:[Fj?ldi meW skertar greiWslur.Ʒ Dlkur 4:[Fj?ldi meW tekjur yfir fr1tekjumarki.Ʒ Dlkur 5:[MeWalgreiWsla (taxti ellil1feyrir 25.097 og 25.800 annaW).Ʒ Dlkur 6:[MeWaltekjur (reiknaWar viWmiWunartekjur). Fr1tekjumark er 221.013 kr. fyrir einstakling og 154.709 fyrir hj;n.Ʒ ++ Erfitt er aW lesa Cr Yessum upplUsingum hvaWa hrif YaW hefur ef ekki er tekiW tillit til tekna maka viW Ctreikning  tekjutryggingu. Margt spilar inn 1 Yann Ctreikning, t.d. fr1tekjumark, l1feyrisgreiWslur maka (sem eru aW hluta meW 1 viWmiWunartekjunum), hvort maki f%r greiddan l1feyri o.fl. ++ S?kum Yess hver kerfiW er fl;kiW og margslungiW reyndist ekki unnt aW svara fyrirspurninni beint  Yeim t1ma sem til stefnu var. AW s?gn starfsmanna SKTRR m hugsa s)r aW nlgast svariW nkv%mar meW Yv1 t.d. aW skoWa skilgreinda afmarkaWa h;pa. ++ Ef skoWaWar eru upplUsingar Cr n;vemberCrt?kum er meginniWurstaWan Y; sC aW viWmiWunartekjur ellil1feyrisYega l%kka Yegar tekiW er tillit til tekna maka og nj;ta Yv1 rCmlega 1.800 ellil1feyrisYegar h%rri tekjutryggingar fyrir vikiW en ef Yeirra eigin tekjur v%ru eina viWmiWiW. Xessu er s1Wan ?fugt fariW meW ?rorkul1feyrisYega, Y;tt 1 miklu minni m%li s), Yar sem u.Y.b. 150 ?rorkul1feyrisYegar f l%gri tekjutryggingu vegna Yess aW tekjur maka h%kka viWmiWunartekjur Yeirra.