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( Xskj.181"176.ml.     ǡ!@ Frumvarptillaga#! ǡ#   umSfnunarsj;Wlfeyrisrttinda.  (LagtfyrirAlYingi123.lggjafarYingi1998!99.)    I.KAFLI Heiti,hlutverk,aWild,stj;rnogiWgjald.    1.gr.    Sj;WurinnheitirSfnunarsj;WurlfeyrisrttindaogstarfarmeWYvskipulagiogmarkmiWisemsegirlgumYessumogsamYykktumsj;Wsins.  HeimilteraWskiptasj;Wnumdeildireftirfjrfestingarstefnu,eftirYvhvernigvinnslurttindaerhttaWogeftirYvhvortlfeyrisrttindierusameigneWasreign.  Hlutverksj;WsinseraWtryggjasj;Wflgum,eftirlifandimkumYeirraogbrnumlfeyrisamkvmtkvWumlagaYessaraogsamYykktasj;Wsins.  Heimilisj;WsinsogvarnarYingerReykjavk.  2.gr.    SkyldatilgreiWsluiWgjaldsnrtilallralaunYegaogYeirrasemstundaatvinnurekstureWasjlfstWastarfsemifr16ratil70raaldursoghafaekkifullngttryggingarskyldusinnimeWaWildaWWrumlfeyrissj;WioggreiWsluiWgjaldstilhanssamrmiviWkvWilaganr.129/1997,umskyldutryggingulfeyrisrttindaogstarfsemilfeyrissj;Wa.̀  3.gr.    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'#- \< \]_ \    IWgjaldskv.1.mgr.skalreiknaWafheildarfjrhWgreiddralaunaogendurgjaldsfyrirhverskonarvinnu,starfogYj;nustu.StofntiliWgjaldsskalveraallartegundirlaunaeWaY;knanafyrirstrfsemskattskylderuskv.1.mgr.1.tlul.AliWar7.gr.laganr.75/1981,umtekjuskattogeignarskatt.TilgjaldstofnsskalY;ekkiteljahlunnindisemgreidderufrWu,svosemfatnaW,fWioghsnWi,eWagreiWslursemtlaWarerutilendurgreiWslutlgWumkostnaWi,t.d.kutkjastyrki,dagpeningaogfWispeninga.Ennfremurskalekkiteljatilgjaldstofnseftirlaun.XskalteljatiliWgjaldsstofnsatvinnuleysisbtursamkvmtlgumumatvinnuleysistryggingar.IWgjaldsstofnmannsvegnavinnuhansviWeiginatvinnurekstureWasjlfstWastarfsemiskalverajafnhrfjrhWskv.2.mgr.1.tlul.AliWar7.gr.laganr.75/1981,umtekjuskattogeignarskatt,sbr.59.gr.Yeirralaga.  6.gr.    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HundraWshlutaorkutapsinsogtmasetninguYessskalkvarWaaWfengnumupplUsingumumheilsufarssguogstarfsorkuumskjandaafturtmannsvoogaWfengnulititrnaWarlknissj;Wsins.FyrstufimmrineftirorkutapiWskalmatorkutapsaWallegamiWaWviWvanhfnisj;WflagatilaWgegnaYvstarfierhannhefurgegntogaWildhansaWsj;Wnumertengd.AWYvtmabililoknuskalhundraWshlutiorkutapskvarWaWuraWnUjumeWtillititilvanhfnisj;WflaganstilaWgegnaalmennumstrfum.  Heimilter,aWfengnulititrnaWarlknis,aWsetjaYaWskilyrWifyrirgreiWslurorkulfeyrisaWsj;Wflagifariendurhfingusembttgetiheilsufarhans.  rorkulfeyrirgreiWisteinungiseforkutapogtekjumissirvaraYrjmnuWieWalengritma.  0samYykktirsj;WsinsskulusettfrekarikvWiumrokulfeyrinn,svosemrorkumat,fjrhWhans,treikningogskilyrWifyrirgreiWslu.  12.gr.    Nandastsj;WflagisemnautellieWarorkulfeyrisrsj;WnumeWagreitthafWiiWgjaldtilhansa.m.k.sexmnuWiundanfarandit;lfmnuWumogltureftirsigmakaogYmakihansrttlfeyrirsj;Wnum.  Fullurmakalfeyrirskalaldreigreiddurskemuren24mnuWienhafimakinnbarnyngraen19raframfrisnu,semsj;WflaginnhafWiWurframfrisnu,eWaefmakinnera.m.k.50%ryrkiogyngrien67ra,skalmakalfeyrirgreiddurmeWanYaWstandvarir.  MakisamkvmtYessarigreintelstseWassemviWandltiWvarhjskapmeWsj;Wflaga,staWfestrisamvisteWa;vgWrisambW,endahafifjrflagiekkiveriWslitiWfyrirandltsj;Wflagans.MeW;vgWrisambWerttviWsambWkarlsogkonusemeigasameiginlegtlgheimili,erusamvistum,eigabarnsamaneWakonanYunguWeWasambWinhefurvaraWsamfleytta.m.k.tvr.HeimilteraWgreiWamakalfeyritilaWilasemhefursannanlegaannastheimilisj;Wflagaumrabilfyrirandlthans.RtturtilmakalfeyrisfellurniWurefmakinngengurhj;nabandnU,stofnartilsambWarsemjafnamtilhjskapareWastofnartilstaWfestrarsamvistar,endasekkikveWiWumannaWsamYykktumsj;Wsins.  FullurmakalfeyrirskalaWlgmarkivera50%afunnumrorkulfeyriviWkomandisj;WflagaviWandltiWmiWaWviW100%rorku.  0samYykktumsj;WsinsskulusettfrekarikvWiummakalfeyri,svosemumfjrhW '#- hans,treikningogskilyrWifyrirgreiWsluhans.  13.gr.    Nandastsj;WflagisemgreitthefuriWgjldtilsj;Wsinsa.m.k.24mnuWiundanfarandi36mnuWumeWanotiWellieWarorkulfeyrisviWandltiW,ogeigaYbrnhanseWakjrbrn,erhannltureftirsigogyngrieruen19ra,rttlfeyrirsj;Wnumtil19raaldurs.SamartttillfeyrisWlastbrnfddeWattleiddfyrirorkutapsj;WflagasemnUturfullsrorkulfeyris.Efrorkaermetinlgrien100%skalbarnalfeyrirverahlutfallslegalgri.  FullurbarnalfeyrirskalveraaWlgmarki5.500kr.mnuWimeWhverjubarnirorkulfeyrisYega.ViWandltsj;WflagaskalbarnalfeyrirveraaWlgmarki7.500kr.meWhverjubarni.UpphWirYessarskulubreytastrlegahlutfalliviWbreytinguvsitluneysluverWsmiWaWviWgrunnvsitlu173,5stig.  0samYykktumsj;WsinsskulusettfrekarikvWiumbarnalfeyri,svosemumtreikningogskilyrWifyrirgreiWsluhans.  F;sturbrnogstjpbrn,semsj;WflagihefurframfrtaWmestueWalluleyti,skulueigarttbarnalfeyri.SkululfeyrisgreiWslursj;WsinsvegnaslkrabarnaverahinarsmuogveramunduefumbrneWakjrbrnvriaWrWa.  BarnalfeyrirgreiWistframfrandabarnsins.  III.KAFLI TmiskvWi.   14.gr. r     LeiWitryggingafrWilegathugunlj;saWmeiraen10%munurermillieignarliWaoglfeyrisskuldbindinga,erstj;rnlfeyrissj;WsinsskyltaWgeranauWsynlegarbreytingarsamYykktumhans.SamagildirefmunursamkvmttryggingafrWilegumathugunummillieignarliWaoglfeyrisskuldbindingahefurhaldistmeirien5%samfelltfimmr.  15.gr.    NnarikvWiumskipulagsj;WsinsogstarfsemihansskulusettsamYykktirsemstj;rnsj;WsinssemurogstaWfestareruaffjrmlarWherra.  16.gr.    LgYessiWlastgildi1.janar1999.Frsamatmafallargildilgnr.95/1980,umSfnunarsj;Wlfeyrisrttinda.  #ggAthugasemdirviWlagafrumvarpYetta.  $   #dd  FrumvarpYettaerlagtframtilaWeinfaldalginumstarfsemiSfnunarsj;Wsinsogsamrma !W% YaukvWumlaganr.129/1997,umskyldutryggingulfeyrisrttindaogstarfsemilfeyrissj;Wa(slsl.).Xaulggildaumlgbundnalfeyrissj;WimeWYeimundanYgumsemtilgreindareru50.gr.Yeirralaga.XaWt.d.viWumV.kaflasemfjallarumtgfustarfsleyfaogIII.kaflasemfjallarumlfeyrisrttindin,aWundanskildukvWinusemfjallarumskiptinguellilfeyrisrttindamillisj;Wflagaogmakahans,og3.gr.semfjallarumiWgjaldsstofninn.XrttfyriraWsetthafiveriWtarlegkvWilgnr.129/1997umstarfsemilfeyrissj;WaYykirrttaWfjallaumhelstuatriWiervarWastarfsemiSfnunarsj;Wsinslgumumhann,svosemumaWild,stj;rn,iWgjaldogiWgjaldsstofn.JafnframterlagttilaWmeginreglurnarsemgildaeigaumlfeyrisrttindi '#- Sfnunarsj;WnumverWilgunum,sbr.II.kaflafrumvarpsins.GerterrWfyriraWsamYykktumsj;WsinsverWisettfrekarikvWiumstarfsemisj;Wsins,svosemumskipulag,rsfund,fjrfestingarstefnu,gerWard;m,upplUsingaskyldu,endurskoWun,lfeyriogtreikninghans.  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HrerkveWiWumheitisj;Wsinsoghlutverk.Sj;WurinnstarfarneinnideildenhefurheimildtilaWtakaviWviWb;tariWgjldum,sbr.8.gr.ngildandilagaumsj;WinnsembreyttvarmeWlgumnr.128/1996.NauWsynlegtYykiraWheimilastj;rnsj;WsinsaWskiptahonumdeildireftirfjrfestingarstefnu,sbr.1.mgr.36.gr.laganr.129/1997,svoogaWstofnasreignardeildviWsj;Winnvegnam;ttkulfeyrissparnaWarsreign.XYykirnauWsynlegtaWheimilastj;rnsj;WsinsaWtakauppaldurstengdarttindavinnsluvegnaiWgjaldasameignenslkiWgjldyrWuvarWveittsrstakrideild.Nokkrirlfeyrissj;WirhafakveWiWaWtakauppaldurstengtrttindavinnslukerfioghaldisYr;unframgeturveriWnauWsynlegtaWtakauppslktkerfihjSfnunarsj;Wnum.  Um2.gr.    HrerfjallaWumaWildogerkvWiWsambrilegtviW7.gr.ngildandilagaumsj;Winn.llumYeimsemekkifullngjatryggingarskyldusinnimeWaWildaWWrumlfeyrissj;WisamrmiviWkvWilaganr.129/1997beraWgreiWatilsj;Wsins.ErYettasamrmiviW6.gr.slsl.Yarsemframkemur,einsogWursagWi,aWSfnunarsj;WnumberaWinnheimtaiWgjaldhjaWilumsemekkihafagreitttillfeyrissj;Ws.̀  Um3.gr.    HrerfjallaWumskipanstj;rnar.LagtertilaWstj;rnsj;WsinsverWiskipuWmeWsamahttiogWurnemaaWgerterrWfyriraWLfeyrissj;Wurstarfsmannarkisinstilnefniekkifulltrastj;rnsj;WsinseinsogWurheldurskipifjrmlarWherraYrjstaWtveggjantilnefningar.Lfeyrissj;Wasambndinhafatilnefnthvortsnatvofulltra.GerterrWfyrirYvfram.EkkierhgtaWhorfaframhjYvaWnstandayfirviWrWurumsameiningulfeyrissj;Wasambandannaeinhagsmunasamtklfeyrissj;Wa.0drgumaWsamYykktumhinnanUjusamtakakemurframaWYeimverWistj;rnaWafframkvmdastj;rumogstj;rnarmnnumlfeyrissj;Wanna.@ Um4.gr.  0YessarigreinerfjallaWumhelstuhlutverkstj;rnarenkvWiWersamrmiviW29.gr.slsl.enumhlutverkstj;rnaraWWruleyti,hlutverkframkvmdastj;ra,hfistj;rnarmannaogrsfundfersamkvmtVI.kaflaslsl.  Um5.gr.    0YessarigreinerfjallaWumiWgjaldogiWgjaldsstofn.IWgjaldiWersamrmiviW1.mgr.2. '#- gr.slsl.ogYrreglursemngildahjsj;Wnum.2.mgr.semfjallarumiWgjaldsstofninnersamhlj;Wa1.mgr.3.gr.slsl.  Um6.gr.    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