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GreiWslurtildeildarinnareru_;endurkrfar_._AWildarfyrirtkjum_ԀerskyltaWveitasj;Wnum  upplUsingarsamkvmtYessarigrein. a   8.gr. $ _Afturkllun_Ԁleyfis.      Nuppfyllir_aWildarfyrirtki_Ԁekkiskyldursnargagnvartsj;WnumsamkvmtlgumYess   umogreglugerWogskalYstj;rnhanstilkynnaYaWrWherraog_Fjrmlaeftirlitinu_Ԁntafar.  X RWherraveitirhlutaWeigandi_aWildarfyrirtki_ԀYalltaWYriggjamnaWafresttilrb;taaW P #  fengnuliti_Fjrmlaeftirlitsins_.Hafi_aWildarfyrirtkiW_ԀekkiuppfylltskyldursnaraWYeim    frestiliWnumgeturstj;rnsj;Wsins,aWfengnuliti_Fjrmlaeftirlitsins_,lagt_dagsektir_Ԁfyrir    tkiW.&  GreiWastYrYangaWtil_aWildarfyrirtkiW_Ԁhefuruppfylltskyldursnargagnvartsj;Wn   um._Sektirnar_ԀgetanumiW50!500Ys.kr.dag.' I |O    Hafi_aWildarfyrirtki_Ԁekkiuppfylltskyldursnargagnvartsj;WnuminnaneinsmnaWarfr G  lagningu_dagsekta_ԀgeturrWherratilkynntYvaWhannhyggistafturkallastarfsleyfiYesshafi   fyrirtkiWekkiuppfylltskyldursnaraWt;lfmnuWumliWnum.     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GreiWslurrsj;Wnum. #"     Ner_aWildarfyrirtki_ԀaWliti_Fjrmlaeftirlitsins_ԀekkifrtumaWinnaafhendigreiWslu # andvirWi_innstWu_,verWbrfaeWa_reiWufjr_'TԀsemviWskiptavinurhefurkrafiW_aWildarfyrirtki_  $ umendurgreiWslueWaskilsamrmiviWYskilmlaergilda.ErYsj;WnumskyltaW !W% greiWaviWskiptavini_aWildarfyrirtkis_ԀandvirWi_innstWu_Ԁr_innstWudeild_ԀogandvirWiverW O""& brfaog_reiWufjr_ԀtengslumviWviWskiptimeWverWbrfr_verWbrfadeild_._GreiWsluskylda_ #' sj;WsinsverWureinnigvirkefb_aWildarfyrirtkis_ԀertekiWtil_gjaldYrotaskipta_ԀsamrmiviW #( lgumviWskiptabankaogsparisj;WioglgumverWbrfaviWskipti. $ )   lit_Fjrmlaeftirlitsins_ԀskalliggjafyrireigisWarenYremurvikumeftiraWYaWfrfyrst {%N!* staWfestinguYvaWhlutaWeigandi_aWildarfyrirtki_ԀhafiekkigreittviWskiptavinisnumeWa F&"+  staWiWskilverWbrfumeinsogYvbaraWgera. '", & ,     MeW_innstWu_Ԁskv.1.mgr.erttviW_innstWu_Ԁsemtilkominervegna_innlns_ԀeWamilli - frsluhefWbundinnialmennribankastarfsemiogviWskiptabankaeWasparisj;WiberaW  endurgreiWasamkvmtskilmlumergildasamkvmtlgumeWasamningum.Tryggingin  ',-L\nrhinsvegarekkitilskuldabrfa,vxlaeWaannarrakrafnasemtgefnareruafviWskipta a bankaeWasparisj;WiformiverWbrfa. Y,   MeWverWbrfumskv.1.mgr.erttviWverWbrfsemeruvrslu,umsj;neWaumsUslu_aW $ ildarfyrirtkis_ԀogYvberaWendurgreiWaeWastandaskilsamkvmtskilmlumergildaum  samskipti_aWildarfyrirtkis_Ԁog_fjrfestis_ԀsamkvmtlgumeWasamningum.     MeWreiWufskv.1.mgr.erttviW_innborgaW_ԀreiWuf_fjrfestis_Ԁtil_aWildarfyrirtkis_Ԁ  X tengslumviWviWskiptimeWverWbrf. P #    Undanskilintrygginguskv.1.mgr.eruinnstWur,verWbrfogreiWufeigu_aWildarfyrir    tkja_,svoogm;Wurog_d;tturfyrirtkja_ԀYeirra,fyrirYeirraeiginreikningoginnstWur,    verWbrfogreiWufsemtengistmlumYarsemsakfellthefurveriWfyrir_peningaYvtti_.     NnarskalkveWaumtilhgungreiWslnarsj;WnumreglugerW. |O    10.gr.   FjrhWtilgreiWslu.       NhrkkvaeignirviWkomandideildarsj;WsinsekkitilYessaWgreiWa_heildarfjrhW_ {  _tryggWra_Ԁ_innstWna_,verWbrfaog_reiWufjr_ԀhlutaWeigandi_aWildarfyrirtkjum_ԀogskalY sF greiWslurhvorrideildskiptYannigmillikrfuhafaaWkrafahversYeirraalltaW1,7millj. > kr.erbttaWfulluenalltsemumframerYessafjrhWskalbtthlutfallslegajafnteftirYv   semeignirhvorrardeildarhrkkvatil.FjrhWYessierbundinviWgengi_evru_Ԁ(_EUR_)miWaW  viW_kaupgengi_Ԁhennar5.janar1999.Sj;WurinnverWurekkisWarkrafinnumfrekarigreiWslu r Y;tttj;nkrfuhafahafiekkiveriWbttaWfullu. j=   Hrkkvieignirsj;Wsinsekkitilogstj;rnhanstelurtilYessbrUnastWuerhenniheimilt 5 aWtakalntilaWgreiWakrfuhfum.    KomitilgreiWslursj;WnumyfirtekurhannkrfukrfuhafahendurhlutaWeigandi_aWild  arfyrirtki_ԀeWa_Yrotabi_. i   & , 11.gr. , Lnmillideilda.      Stj;rnsj;WsinserheimiltaWlnaalltaW50millj.kr.milli_innstWudeildar_Ԁog_verWbrfa  deildar_.LniWskal_endurgreiWast_Ԁinnan36mnaWa.',,kԀRWherraerheimiltaWsetjannari `  kvWiumlnmillideildareglugerW. X+!   12.gr. # Vkjandiln.  $     Sj;WnumerheimiltaWveita_aWildarfyrirtki_Ԁvkjandilnsrstakrideildfyrirslkln, !W% YvskyniaWeflaeiginfjrstWuYess,endaverWifjrtilYessaflaWsrstaklegameW_lntku_. O""& Stj;rnsj;WsinsgetursettskilyrWifyrir_lnveitingu_,svosemaW_lntaki_Ԁafliaukins_eiginfjr_ #' eWageriaWrarrWstafanirtilaWstyrkjarekstursinn. #(   Stj;rnsj;WsinserheimiltaWltarannsakareksturogefnahag_aWildarfyrirtkja_Ԁsemveitt $ ) ervkjandiln.Stj;rnsj;WsinsgeturYessusambandikrafistnauWsynlegraupplUsingafr {%N!* hlutaWeigandi_aWildarfyrirtki_. F&"+   '",   &   _IV_.KAFLI -  Erlendtib.   13.gr.      BtibumerlendraviWskiptabanka,sparisj;Wa,fyrirtkja_verWbrfaYj;nustu_Ԁog_lnastofn a ana_ԀannarraenviWskiptabankaogsparisj;Wa,'-qԀsemstarfahrlandienhafastaWfestuWru Y, rkiEvr;pska_efnahagssvWinu_,erheimilaWildaWsj;Wnumvegna_innstWna_,verWbrfaog $ _reiWufjr_ԀsemekkiertryggtsambrileganhttEvr;pska_efnahagssvWinu_.    Erlendtibskv.1.mgr.semhafastaWfestuutanEvr;pska_efnahagssvWisins_Ԁogstarfa   hrlandiskuluveraaWilaraWsj;Wnum,endasslkttibekkiaWiliaWsambrilegu_trygg  X ingakerfi_Ԁheimarkisnu. P #    RWherrageturreglugerWkveWiWnnarumaWilderlendratibasamkvmtYessari    greinaWsj;Wnum,svoogumYr_viWb;tartryggingar_ԀsemtibYurfatilYessaWgetastarfaW    hrlandi.UmiWgjldoggreiWslurvegnatryggingasamkvmtYessarigreinskalnnar   kveWiWreglugerW. |O    V.KAFLI    TmiskvWi.    14.gr. {  _rsreikningur_ԀogendurskoWun. sF     _Reikningsr_Ԁsj;Wsinsskalvera_almanaksriW_._Lggiltur_Ԁ_endurskoWandi_Ԁsj;Wsinsskalkos > innaWalfundi.EndurskoWaWur_rsreikningur_ԀskalsamYykkturog_ritaWur_Ԁafstj;rnhansog   staWfesturafrWherra.    15.gr. j= Eftirlit. 5     FjrmlaeftirlitiWhefureftirlitmeWaWstarfsemisj;WsinsssamrmiviWlgYessi,reglu  gerWogsamYykktirfyrirsj;Winn.UmeftirlitiWgildaaWWruleytilgumopinberteftirlitmeW  fjrmlastarfsemi. i   & , 16.gr. , ЀSkriflegarupplUsingartilreiWu.      _AWildarfyrirtki_Ԁskulu_afgreiWslustWum_ԀsnumhafatilreiWuskriflegarupplUsingarum  aWildsnaaWsj;Wnum,umfangtryggingar,',,]}ԀhvaWaeignireruekkitryggWaroghvertkrfuhafi `  getisniWsrneiti_aWildarfyrirtki_ԀkrfuhafaumgreiWslu.SkuluupplUsingarveraslensku X+! ogvallttilreiWuYannigaWauWveltsaWnlgastYr. #"   AuglUsingar_aWildarfyrirtkja_ԀumaWildaWsj;WnumskulutakmarkaWarviWbeinatilvsun # tilhlutaWeigandideildarhans.  $   17.gr. O""& UndanYgafrskattiog_gjaldYrotalgum_. #'     &  Sj;WurinnerundanYeginn_tekjuskatti_Ԁog_eignarskatti_Ԁsamkvmtlgumumtekjuskattog #( eignarskatt.'# $ )   Sj;WurinnverWurhvorkitekinntil_gjaldYrotaskipta_ԀnerheimiltaWgeraaWfreignum {%N!* hans. F&"+   '",   & ,  18.gr. - ReglugerW.      RWherraseturreglugerWnnarikvWiumstarfsemisj;Wsins,m.a.umtilhgun  greiWslumrsj;Wnum,tryggingu_innst',-Wu_,verWbrfumeWareiWufYegarumsameigin a leganreikningeraWrWaeWaYegarviWskiptavinur_aWildarfyrirtkis_Ԁekki;tvrWanrtttil Y, _innstWu_,verWbrfaog_reiWufjr_Ԁogumvxtuneignumsj;Wsins. $   _VI_.KAFLI    _ryggissj;Wir_.  X  19.gr. P #      _ViWskiptabnkum_Ԁannarsvegarogsparisj;Wumhinsvegar,meWstaWfestuhrlandi,er    heimiltaWstofnasjlfseignarstofnanir,_ryggissj;Wi_,semallir_viWskiptabankar_ԀeWaallir_spari    sj;Wir_ԀskuluveraaWilaraWYvskyniaWtryggjahagsmuniviWskiptamannaogfjrhagslegt   ryggiviWskiptabankaeWasparisj;Wa. |O    TilaWtryggjahagsmuniviWskiptamannaogYvskynifjrhagslegtryggiviWskiptabanka G  eWa_sparisj;Ws_Ԁgetur_ryggissj;Wur_ԀveittlneWa_yfirtekiW_Ԁvissareignir,gengiWbyrgWir,btt   srstakttapogkostnaWsem_viWskiptabanki_ԀeWasparisj;WurverWurfyrirogveitt_viWskipta   bnkum_ԀeWasparisj;WumstuWningaWWruleytihvernYannhttsemstj;rnir_sj;Wanna_ {  kveWasamrmiviWkvWilagaYessaraogsamYykktasj;Wsins.0Yessuskynier_ryggis sF sj;Wi_ԀheimiltaWltarannsakareksturogefnahagviWskiptabankaeWa_sparisj;Ws_.0samYykkt > umskalsetjannarireglurumstarfsemina,svoogumtekjuroglnveitingar.     _ryggissj;Wi_ԀerennfremurheimiltaWveitaviWskiptabankaeWasparisj;Wivkjandiln  YvskyniaWeflaeiginfjrstWuhans.Stj;rnsj;WsinsgetursettskilyrWifyrirveitinguvkjandi r lns.HennierheimiltaWltarannsakareksturogefnahagviWskiptabankaeWa_sparisj;Ws_Ԁsem j= veittervkjandiln.Geturstj;rninYvsambandikrafistnauWsynlegraupplUsingafr 5 hlutaWeigandiviWskiptabankaeWasparisj;Wi.    AWalfundurfermeWWstavaldmlefnum_ryggissj;Ws_.SrhveraWiliaWsj;Wnumfer  aWalfundimeWatkvWisrttsamrmiviWhlutsinnheildareignumviWskiptabankaeWa i sparisj;Wa.Stj;rnsj;WsinsfermeWmlefnihansmilliaWalog_aukafunda_.HnskalskipuW a4 fimmmnnumogskulufj;rirstj;rnarmennogjafnmargirtilvarakjrniraWalfunditileins , rssenn,hlutbundinnikosninguef;skaWer.RWherratilnefnireinnmannogskalhann  tilnefndurtilYriggjarasenn.NnarskalkveWiWumskipanogverkefnistj;rnarsam  Yykktum. `    Stj;rnarmennogstarfsmenn_ryggissj;Wa_ԀerubundnirYagnarskyldusamrmiviWkvWi X+! lagaumviWskiptabankaogsparisj;Wi. #"   _ryggissj;Wur_ԀerundanYeginn_tekjuskatti_Ԁog_eignarskatti_Ԁsamkvmtlgumumtekjuskatt # ogeignarskatt.Sj;WurinnverWurhvorkitekinntil_gjaldYrotaskipta_ԀnerheimiltaWgeraaWfr  $ eignumhans. !W%   AWalfundursetur_ryggissj;Wi_ԀsamYykktirsemhWarskulustaWfestingurWherraaWfeng O""& inniumsgn_Fjrmlaeftirlitsins_.FjrmlaeftirlitiWhefureftirlitmeWstarfsemi_ryggissj;Wa_. #' UmeftirlitiWgildaaWWruleytilgumopinberteftirlitmeWfjrmlastarfsemi. #(   $ ) _  &   VII.KAFLI -  Gildistakao.fl.   20.gr.      LgYessiWlastgildi1.janar2000.Sj;WurinnyfirtekurYeignirogskuldirTryggingar a sj;WsviWskiptabankaoginnstWudeildarTryggingarsj;Wssparisj;Wa.Tryggingarsj;WurviW Y, skiptabankaoginnstWudeild'-"Tryggingarsj;Wssparisj;WaverWahvortveggjalgWniWurfr $ samatma.    Haldaskalstofnfundfyrir31.desember1999YarsemsettarerusamYykktirfyrirsj;Winn,   sbr.5.gr.kvWiYessararmlsgreinartekurYegargildi.  X   MeWlgumYessumfallargildikvWiX.kafla(75.!81.gr.)laganr.113/1996,um P #  viWskiptabankaogsparisj;Wi.        21.gr.       LgYessierusettsamrmiviWkvarWanirsameiginleguEESnefndarinnarnr.18/1994 |O  ognr.12/1998ogtilYessaWtakauppinnlendanrttkvWitilskipanaEvr;puYingsinsog G  rWsinsnr.19fr1994uminnstWutryggingarognr.9fr1997umtryggingakerfifyrir   fjrfesta.