WPC0? KW{p#!AK%){hpcHzƥ52l)_:kKv'}P~ajsѼ^+P᱑aLP0E!I6@ʘb 72h>h>h>h>h>h> B>>>>>>>>>>> B->>>>>>>>>>>>>>>>>>>>>>> 0L>(  Z6Times New Roman RegularX(VJ$X]XXXTRV6&A4V6&A46&A46&A4T ? XX]0?vvbX0#ggdd  8  d d8ISUS.,    \\clust02\ps_pdf_prentun0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wpt -U./[0E1+2/3-4M5M6Vx1s 4cp Z "Times Regular(5hCEKQW]cioAutoList1a.a.a.a.a.a.a.a.3#37=CIQYag1.a.i.(1)(a)(i)1)a)0ddd`k3|x6U<:Default ParaXXXXXX(uhCEKQW]cioAutoList5a.a.a.a.a.a.a.a.  6T'X(XXX? XX(0?vvbX0#ggdd  ISUS.,   _ԀF*MIVJMiWjar texta.@a.. , *HNK2  (EhCEKQW]cioAutoList2a.a.a.a.a.a.a.a.6""4Body Text     IS    US   UUUU'dxd(ehCEKQW]cioAutoList4a.a.a.a.a.a.a.a.dd'dxd&$ d d(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a.% %dK Kd hCEKQW]cioAutoList9a.a.a.a.a.a.a.a.(hCEKQW]cioAutoList6a.a.a.a.a.a.a.a.(hCEKQW]cioAutoList7a.a.a.a.a.a.a.a.(hCEKQW]cioAutoList8a.a.a.a.a.a.a.a.6z4heading 1    /% u a `T!/  IS &&&      US XXX  /% u a `T!/(գEGMSY_ekqAutoList10a.a.a.a.a.a.a.a.6}4heading 2    2( &u a `T!2  IS &&&      US XXX  2( &u a `T!2 gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)6}4heading 3    2( &u a `T!2 IS &&&      US XXX  2( &u a `T!2(xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#2#(   )3  0h(#h(#($0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#2#  0  )3  0(#(#({$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#2#  a  )3  0p(#(#6dW4heading 4    2( &u a `T!2 IS      US   2( &u a `T!20p.header    5+ &u a ``T !5 IS &&&   US XXX  5+ &u a ``T !5:8page number0m.footer    2( u a ``T !2 IS &&&   US XXX  2( u a ``T !2ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.:b8Body Text 2  2( &u a `T!2 IS &&& US XXX  2( &u a `T!2(3T$ VJ!X(XXXTRW<6&A4X3' Letter 6&A43'T ? XX(0?vvbX0#ggdd  8 = dXXd8ISUS.,       8T)X(XXX? XX(0?vvbX0#ggdd  ISUS.,   _Ԁ(3T$ VJ!X(XXXTRW<6&A4X3' Letter 6&A43'T ? XX(0?vvbX0#ggdd  8 = dXXd8ISUS.,     &$1  E   2(! !&u a `T!2   IS &&&    5+ 4 <DL!5   US XXX  (3B$ VJ!X(XXXTRW<6&A4X3' Letter 6&A43'T ? XX(0?vvbX0#ggdd  8 = dXXd8ISUS.,      d :TT8Body Text 3    2( &u a `T!2 IS    US   2( &u a `T!2 =?EKQW_gmstafl.a)1.a.1.(a)(i)1)a))($    (D2k$ VJ!X(XXXTRW<6&A4X3' Letter 6&A43'T ? XX(0?vvbX0#ggdd  8 = dXXd8ISUS.,       0  qx  (:EGMSY_ekqAutoList11a)a)a)a)a)a)a)a)(M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#  6`'GX]XXX? G"XX]0?vvbX0#ggdd  ISUS.,   _Ԁ(  Z6Times New Roman Regular  8`)IX]XXX? I"XX]0?vvbX0#ggdd  ISUS.,   _Ԁ(  Z6Times New Roman Regular  6`'KX]XXX? K"XX]0?vvbX0#ggdd  ISUS.,   _Ԁ(  Z6Times New Roman Regular  8`)MX]XXX? M"XX]0?vvbX0#ggdd  ISUS.,   _Ԁ(  Z6Times New Roman Regular i) d)Hairline d>c$"Small Circle"0 VJ!X(XXXTRW<6&A4X3' Letter 6&A43'T ? XX(0?vvbX0#ggdd  8 = dXXd8ISUS.,     _ 4ABCD(%03 1333J311F113733L311H1_ 125._ԀlggjafarYing_1999!2000._ ( Xskj._852___ԁ"_550__._Ԁml.     i@ Frumvarptillaga# i;#   _um______Ԁ_breytinglgumnr.113/1990,umtryggingagjald,meWsWaribreytingum.     (LagtfyrirAlYingi125.lggjafarYingi1999!2000.) K #      1.gr.        0staWhlutfallstlunnar?0,2% 1.og2.mlsl.8.mgr.2.gr.lagannakemur:0,4%.     2.gr. B      LgYessiWlastYegargildi.      #ggAthugasemdirviWlagafrumvarpYetta. {  #dd    0frumvarpinuerlagttilaWhlutfalltryggingagjalds,semlaunagreiWendureWamennsem nF vinnaviWeiginatvinnurekstureWasjlfstWastarfsemigetahaldiWeftirafgjaldstofnitrygginga 9 gjaldsefshlutierlagWurframsemm;tframlagviWiWgjaldshlutalaunamannsvegnaviWb;tar  lfeyrissparnaWar,verWihkkaWr0,2%0,4%.MeWlgumnr.148/1998varkvWumlaganna  breyttYannigaWlaunagreiWendumvargertaWleggjatilviWb;tarframlagtilhandalaunamnnum r semhfWugertsamningumviWb;tarlfeyrissparnaWformilkkunartryggingagjaldi. e= MarkmiWiWmeWbreytingunnivarm.a.aWaukaYj;WhagslegansparnaWogaWaukalfeyrissparn 0 aWYannigaWlfeyrirverWiskileguhlutfalliviWYaulaunsemmennhafayfirstarfsvina.  M;tframlaginuvartlaWaWaukahugaogfjrhagsleganvinningeinstaklingaafsparnaWinum.  VarYaWhugsaWsemtundihlutifjrhWarinnarsemlaunamaWurleggurtilhliWarlfeyrissparn i aW. \4   Lagtertilfrumvarpitillagaumbreytinglgumumtekjuskattogeignarskatt,meWsWari ' breytingum,semlagtverWurframsamhliWaYessufrumvarpi,aWrUmkaWarverWiheimildir  launa44YegatilaWdragafrtekjumiWgjldtilflunarlfeyrisrttindasvoklluWumsreignar5  5sj;Wum.AukningheimildumlaunYegagetaY;veriWnokkuWbreytilegareftirkjarasamningum. `  TilaWaukahugaogfjrhagsleganvinningeinstaklingafrekarilfeyrissparnaWierlagttil S+! frumvarpiYessuaWm;tframlaglaunagreiWandaformilkkunartryggingagjaldi,svoklluW " tund,verWiaukiWalltaW0,4%afgjaldstofnialmennatryggingagjaldsins. # 2  222  EfmiWaWerviWheiltrogstaWgreiWsluriW2000mgerarWfyrirYvaWlkkunteknaaf  $ almennutryggingagjaldigetiorWiWalltaW180m.kr.,viWhkkunhlutfallstlunnarr0,2% !W% 0,4%,miWaWviWaW25%launYeganUttusrheimildinatilfulls. J""&   #(  6&    6Fylgiskjal. - mAUE) dE?) A^m   0  0FjrmlarWuneyti, a fjrlagaskrifstofa: Y,  --/ /.  .Frumvarptillagaumbreytinglgumnr.113/1990,   umtryggingagjald,meWsWaribreytingum.  X ../ /  FrumvarpYettafelursraWtryggingagjaldgetilkkaWum0,4%afgjaldstofni,staW0,2% P #  samkvmtgildandilgumhjlaunagreiWendum,semleggjaYannhlutaframsemm;tframlag    6' -76viWiWgjaldahlutalaunamannsvegnaviWb;tarlfeyrissparnaWar.tlaWeraWviWYessabreytingu    gtutekjurafalmennutryggingagjaldilkkaWum180m.kr.miWaWviWaW25%launYeganUti   srheimildinatilfulls.EkkiertaliWaWlgfestingfrumvarpsinshafihriftgjldrkissj;Ws |O  svonokkrunemi.