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"   XettaeruspurningarsemverWuraWsvaraeigiaWveraunntaWgrpatilaWgerWasemduga # tilaWlkka_fjrmagnskostnaW_Ԁheimilaogfyrirtkjahrlandi.  $   MeWtillgunnierlagttilaWrkisstj;rninniverWifaliWaWaflaupplUsingaumtekjurbanka !W% af_vaxtamun_Ԁog_Yj;nustugjldum_Ԁsemhlutfallaf_meWalstWu_Ԁ_efnahagsreiknings_ԀsWastliWin J""& turogberaYrsamanviWsamskonartekjurbankaannarsstaWarNorWurlndumog #' _Evr;pusambandslndum_.MeWhugtakinu?_meWalstaWa_Ԁ_efnahagsreiknings_ ervsaWtilstWu #( _efnahagsreiknings_ԀfyrirriWheild._MeWalstaWa_ԀerYveinskonarnlgunviWriWheild.Til $ ) samanburWarmlirhefWbundinnefnahagsreikningurstWunatilteknum_tmapunkti_.Heppi v%N!* legraYykiraWfsamanburWmeWYessumhtti.0kjlfar_upplUsingaflunar_ԀergertrWfyrir A&"+ aWrkisstj;rninltirannsakaoggreinaYrstWursemliggjaaWbakimismunanditekjum  '",  _bankastofnana_Ԁaf_vaxtamun_Ԁog_Yj;nustugjldum_Ԁeftirlndum.SrstaklegaergertrWfyrir '#- 9 y_   aW&   knnuWverWihrifevrunnareWarttarasagtevruleysisYr;unvaxtamunarYeimlndum ( semekkihafatekiWhanaupp'(.    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Harlalitlu!X;ttvissulegasuUmisblbrigWiYj;nustubankannaerltillmunurmilli wO  bankaYeimsviWumsemmestuskipta,Y.e.vaxtastigiinnogtlna.Efvextirtlnum B  bankannaeruskoWaWirYaWsemaferYessurimsjaWltillsemenginnmunurert    lnsvxtummillistrstubankastofnananna:   *VWd dd Xdd Xdd X>>=, , ,W ,  ,2 ,b ==, , ,W ,  ,2 ,f =+  3)nFnF  3$TVextiryfirdrttarlnatilfyrirtkjafr1.janar2002til1.september2003. N =*nF"   N = ,!9"  =KaupYing! 9 BnaWarbanki* = ,!"  =0slandsbanki = ,!"  =Landsbanki = ,!"  =Spron = ,!"  =Mestimunur ;1'"   ;1.janar2002   19,55 ' " '19,35 '!" '19,55 '"" '20,05 '#" '0,70 ,"$" ,1.febrar  r% 19,55 'r&" '19,35 'r'" '19,55 'r(" '20,05 'r)" '0,70 ,"r*" ,1.mars  e=+ 19,55 'e=," '19,35 'e=-" '19,55 'e=." '20,05 'e=/" '0,70 ,"e=0" ,1.aprl  01 18,80 '02" '18,50 '03" '18,95 '04" '19,75 '05" '1,25 ,"06" ,1.ma  7 18,80 '8" '18,50 '9" '18,65 ':" '19,45 ';" '0,90 ,"<" ,1.jn  = 17,90 '>" '17,70 '?" '18,15 '@" '18,65 'A" '0,95 ,"B" ,1.jl  iC 17,60 'iD" '17,40 'iE" '17,85 'iF" '18,35 'iG" '0,95 ,"iH" ,1.gst  \4I 17,60 '\4J" '17,40 '\4K" '17,35 '\4L" '18,35 '\4M" '1,00 ,"\4N" ,1.september  'O 17,00 ''P" '16,80 ''Q" '17,05 ''R" '17,75 ''S" '1,05 /%'T" /1.okt;ber 0&U 016,20 9/!V" 916,00 9/!W" 916,55 9/!X" 916,90 9/!Y" 90,90 ;1'Z"  ;1.n;vember  [ 15,90 '\" '15,70 ']" '16,25 '^" '16,60 '_" '0,90 ,"`" ,1.desember  `a 15,40 '`b" '15,20 '`c" '15,75 '`d" '16,10 '`e" '0,90 ,"`f" ,1.janar2003  S+g 14,90 'S+h" '15,20 'S+i" '15,25 'S+j" '15,60 'S+k" '0,70 ,"S+l" ,1.febrar  m 14,90 'n" '15,20 'o" '15,25 'p" '15,60 'q" '0,70 ,"r" ,1.mars  s 14,75 't" '14,70 'u" '14,75 'v" '15,10 'w" '0,40 ,"x" ,1.aprl   y 14,75#$T 7#$T ' z" '14,70#$TI#$T ' {" '14,75#$T2J#$T ' |" '15,10 ' }" '0,40 ," ~" ,1.ma  !W 14,75#$TJ#$T '!W" '14,70#$TK#$T '!W" '14,75#$TK#$T '!W" '14,95 '!W" '0,25 ,"!W" ,1.jn  J"" 14,75#$TjL#$T 'J""" '14,70#$TYM#$T 'J""" '14,75#$TM#$T 'J""" '14,95#$T5N#$T 'J""" '0,25 ,"J""" ,1.jl  # 14,75#$TN#$T '#" '14,70#$TfO#$T '#" '14,75#$TO#$T '#" '14,95#$TBP#$T '#" '0,25 ,"#" ,1.gst  # 14,75#$TP#$T '#" '14,70#$TtQ#$T '#" '14,75#$TQ#$T '#" '14,95#$TPR#$T '#" '0,25 3 "#" 31.september 4 #$   414,75#$TR#$T = ,!$ "  =14,70#$TS#$T = ,!$ "  =14,75#$T'T#$T = ,!$ "  =14,95#$TT#$T = ,!$ "  =0,25 B 1'$ "   BMeWaltalvaxtapr;sentu* 4 #v%N!  416,52 = ,!v%N!"  =16,41 = ,!v%N!"  =16,62 = ,!v%N!"  =17,10 = ,!v%N!"  =0,68 ?5'v%N!"   ?*#$T/U#, ,$TԀ0meWaltalinuerekkitekiWtillittilallravaxtakvarWanabankanna,aWeinsvaxtapr;sentuupphafihversmnaWar.#$T ,, W#$T * A&"  **#$T\X#, ,$TKaupYing!BnaWarbankivarstofnaWur27.ma2003.FramaWYeimtmaeruvaxtakvarWanirteknarnafniBnaWarbanka0slands.#$T ,, X#$T 3) '"  3 <2'#"  <_ &   Vextir_ yfirdrttarlna_ Ԁtileinstaklinga1.janar2002til1.september2003.#$TY#$T ? .("  ? = ,!"  =_ KaupYing_ !  _ BnaWarbanki_ *#$TZ#$TԀ = ,!"  =_ 0slandsbanki_  = ,!"  =Landsbanki = ,!"  =_ Spron_  = ,! "  =66Mestimunur ;1' "   ;1.janar  a  20,05 'a" '19,85 'a" '20,05 'a" '20,45 'a" '0,60 ,"a" ,1.febrar  T, 20,05 'T," '19,85 'T," '20,05 'T," '20,45 'T," '0,60 ,"T," ,'(JZ1.mars   20,05 '" '19,85 '" '20,05 '" '20,45 '" '0,60 ,"" ,1.aprl   19,30 ' " '19,00 '!" '19,45 '"" '19,95 '#" '0,95 ,"$" ,1.ma   % 19,30 ' &" '19,00 ' '" '19,45 ' (" '19,65 ' )" '0,65 ," *" ,1.jn   X+ 18,40 ' X," '18,20 ' X-" '18,65 ' X." '18,85 ' X/" '0,65 ," X0" ,1.jl  K #1 18,10 'K #2" '17,90 'K #3" '18,35 'K #4" '18,55 'K #5" '0,65 ,"K #6" ,1.gst   7 18,10 ' 8" '17,90 ' 9" '18,35 ' :" '18,55 ' ;" '0,65 ," <" ,1.september   = 17,50 ' >" '17,30 ' ?" '17,85 ' @" '17,95 ' A" '0,65 /% B" /1.okt;ber 0& C   016,70 9/! D"   916,50 9/! E"   917,05 9/! F"   917,10 9/! G"   90,60 ;1' H"   ;1.n;vember ! wO I !16,40 9/!wO J" 916,20 9/!wO K" 916,75 9/!wO L" 916,80 9/!wO M" 90,60 ;1'wO N"  ;1.desember ! B O !16,15 9/!B P" 915,70 9/!B Q" 916,25 9/!B R" 916,30 9/!B S" 90,60 ;1'B T"  ;1.janar2003 !   U !15,80 9/!  V" 915,70 9/!  W" 915,75 9/!  X" 915,80 9/!  Y" 90,10 ;1'  Z"  ;1.febrar !  [ !15,80 9/! \" 915,70 9/! ]" 915,75 9/! ^" 915,80 9/! _" 90,10 ;1' `"  ;1.mars ! { a !15,50 9/!{ b" 915,20 9/!{ c" 915,25 9/!{ d" 915,30 9/!{ e" 90,30 ;1'{ f"  ;1.aprl ! nFg !15,50#$T"\#$T 9/!nFh" 915,20#$To#$T 9/!nFi" 915,25#$Tkp#$T 9/!nFj" 915,30 9/!nFk" 90,30 ;1'nFl"  ;1.ma ! 9m !15,50#$Tp#$T 9/!9n" 915,20#$Tr#$T 9/!9o" 915,25#$Tr#$T 9/!9p" 915,30 9/!9q" 90,30 ;1'9r"  ;1.jn ! s !15,50#$Ts#$T 9/!t" 915,20#$T4t#$T 9/!u" 915,25#$Tt#$T 9/!v" 915,30 9/!w" 90,30 ;1'x"  ;1.jl ! y !15,50#$T4u#$T 9/!z" 915,20#$TYv#$T 9/!{" 915,25#$Tv#$T 9/!|" 915,30 9/!}" 90,30 ;1'~"  ;1.gst ! r !15,50#$TYw#$T 9/!r" 915,20#$Tx#$T 9/!r" 915,25#$Tx#$T 9/!r" 915,30 9/!r" 90,30 B 1'r"  B1.september 0&e=   015,50#$Ty#$T 9/!e="   915,20#$Tz#$T 9/!e="   915,25#$T?{#$T 9/!e="   915,30 9/!e="   90,55 B 1'e="   BMeWaltal_ vaxtapr;sentu_ * 4 #0  417,15 = ,!0"  =16,91 = ,!0"  =17,21 = ,!0"  =17,32 = ,!0"  =0,50 ?5'0"   ?*#$T{#, ,$T0meWaltalinuerekkitekiWtillittilallra_ vaxtakvarWana_ Ԁbankanna,aWeins_ vaxtapr;sentu_ ԀupphafihversmnaWar#$T ,, |~#$T. *   **#$T#, ,$TKaupYing!_ BnaWarbanki_ ԀvarstofnaWur27.ma2003.FramaWYeimtmaeru_ vaxtakvarWanir_ ԀteknarnafniBnaWarbanka0slands.#$T ,, #$T 3)  3 <2i"  <_ Kjrvextir_ Ԁ_ ;verWtryggWra_ Ԁskuldabrfafr1.janar2002til1.september2003.#$T #$T ? .\4"  ? = ,!'"  =_ KaupYing_ ! ' _ BnaWarbanki_ *#$TT#$T = ,!"  =_ 0slandsbanki_  = ,!"  =Landsbanki = ,!"  =_ Spron_  = ,!"  =Mestimunur ;1'"   ;1.janar   13,85 '" '13,65 '" '13,85 '" '14,15 '" '0,50 ,"" ,1.febrar  ` 13,85 '`" '13,65 '`" '13,85 '`" '14,15 '`" '0,50 ,"`" ,1.mars  S+ 13,85 'S+" '13,65 'S+" '13,85 'S+" '14,15 'S+" '0,50 ,"S+" ,1.aprl   13,10 '" '12,80 '" '13,10 '" '13,65 '" '0,85 ,"" ,1.ma   13,10 '" '12,80 '" '13,10 '" '13,30 '" '0,50 ,"" ,1.jn    12,20 ' " '12,00 ' " '12,30 ' " '12,50 ' " '0,50 ," " ,1.jl  !W 11,90 '!W" '11,70 '!W" '12,00 '!W" '12,20 '!W" '0,50 ,"!W" ,1.gst  J"" 11,90 'J""" '11,70 'J""" '12,00 'J""" '11,90 'J""" '0,30 ,"J""" ,1.september  # 11,30 '#" '11,10 '#" '11,50 '#" '11,30 '#" '0,40 /%#" /1.okt;ber 0&# 010,50 9/!#" 910,30 9/!#" 910,70 9/!#" 910,70 MC!#" # M0,40 ND:#" #  N1.n;vember ! $   !10,20 9/!$ "   910,00 9/!$ "   910,40 9/!$ "   910,40 9/!$ "  90,40 ;1'$ "  ;1.desember ! v%N! !9,70 9/!v%N!" 99,50 9/!v%N!" 99,90 9/!v%N!" 99,90 9/!v%N!" 90,40 ;1'v%N!"  ;1.janar2003 ! A&" !9,20 9/!A&"" 99,00 9/!A&"" 99,40 9/!A&"" 99,40 9/!A&"" 90,40 ;1'A&""  ;1.febrar !  '" !9,20 9/! '"" 99,00 9/! '"" 99,40 9/! '"" 99,40 9/! '"" 90,40 ;1' '""  ;1.mars ! '# !8,70 9/!'#" 98,50 9/!'#" 98,90 9/!'#" 98,90 9/!'#" 90,40 ;1''#"  ;1.aprl ! (z$ !8,70#$T冃#$T 9/!(z$" 98,50#$TG#$T 9/!(z$" 98,90#$TƗ#$T 9/!(z$" 98,90#$TE#$T 9/!(z$" 90,40 ;1'(z$"  ;1.ma ! ( !8,70#$TĘ#$T 9/!(" 98,50#$T婙#$T 9/!(" 98,90#$T(#$T 9/!(" 98,90#$T姚#$T 9/!(" 90,40#$T&#$T ;1'("  ;1.jn !  !8,70#$T奛#$T 9/!" 98,50#$TN#$T 9/! " 98,90#$T͜#$T 9/! " 98,90#$TL#$T 9/! " 90,40#$T˝#$T ;1' "  ;1.jl !   !8,70#$TJ#$T 9/!" 98,50#$T#$T 9/!" 98,90#$Tr#$T 9/!" 98,90#$T#$T 9/!" 90,40#$Tp#$T ;1'"  ;1.gst ! a !8,70#$T#$T 9/!a" 98,50#$T噡#$T 9/!a" 98,90#$T#$T 9/!a" 98,90#$T嗢#$T 9/!a" 90,40#$T#$T9< B 1'a"  B<< >4'a"  ><99 B 1'a"  B91.september9 0&T,   099 0&T,  098,70#$T啣#$T9 9/!T,"   999 9/!T,"   998,509 9/!T,"   999 9/!T,"   998,90#$TE#$T9 9/!T,"   999 9/!T,"   998,90#$T囦#$T9 9/!T,"  999 9/!T,"  990,408 >4'T,"  > 0& 0 9/! " 9 9/!!" 9 9/!"" 9 9/!#" 98 B 1'T,"  BMeWaltal_ vaxtapr;sentu_ * 4 #  410,70 = ,! "  =10,49 = ,!!"  =10,84 = ,!""  =10,92 = ,!#"  =0,44 B8'$"    B*#$Tg#, ,$T0meWaltalinuerekkitekiWtillittilallra_ vaxtakvarWana_ Ԁbankanna,aWeins_ vaxtapr;sentu_ ԀupphafihversmnaWar#$T ,, #$T. 9/!%   9*#$T囬#, ,$TKaupYing!_ BnaWarbanki_ ԀvarstofnaWur27.ma2003.FramaWYeimtmaeru_ vaxtakvarWanir_ ԀteknarnafniBnaWarbanka0slands.#$T ,, #$T ) &  ) 0& X'   0 9/! X("   9 9/! X)"   9 9/! X*"   9 9/! X+"   9 KA' X,"    K_ Kjrvextir_ Ԁ_ verWtryggWra_ Ԁskuldabrfafr1.janar2002til1.september2003.#$T1#$T N =*K #-"   N = ,! ."  =_ KaupYing_ Ԅ  / BnaWarbanki*#$T厰#$T = ,! 0"  =>>_ 0slandsbanki_  = ,! 2"  =??Landsbanki = ,! 4"  =@@_ Spron_  = ,! 6"  =AAMestimunur ;1' 8"   ;1.janar   9 7,65 ' :" '7,75 ' ;" '7,75 ' <" '7,75 ' =" '0,10 ," >" ,1.febrar  wO ? 7,65 'wO @" '7,75 'wO A" '7,75 'wO B" '7,75 'wO C" '0,10 ,"wO D" ,1.mars  B E 7,65 'B F" '7,75 'B G" '7,75 'B H" '7,75 'B I" '0,10 ,"B J" ,1.aprl    K 7,65 '  L" '7,75 '  M" '7,75 '  N" '7,75 '  O" '0,10 ,"  P" ,1.ma   Q 7,65 ' R" '7,75 ' S" '7,75 ' T" '7,75 ' U" '0,10 ," V" ,1.jn  { W 7,65 '{ X" '7,45 '{ Y" '7,75 '{ Z" '7,75 '{ [" '0,30 ,"{ \" ,1.jl  nF] 7,65 'nF^" '7,45 'nF_" '7,75 'nF`" '7,75 'nFa" '0,30 ,"nFb" ,1.gst  9c 7,65 '9d" '7,45 '9e" '7,75 '9f" '7,75 '9g" '0,30 ,"9h" ,1.september  i 7,65 'j" '7,45 'k" '7,65 'l" '7,65 'm" '0,20 /%n" /1.okt;ber 0&o 07,65 9/!p" 97,45 9/!q" 97,65 9/!r" 97,65 9/!s" 90,20 ;1't"  ;1.n;vember ! ru !7,45 9/!rv" 97,45 9/!rw" 97,35 9/!rx" 97,55 9/!ry" 90,20 ;1'rz"  ;1.desember ! e={ !7,25 9/!e=|" 97,15 9/!e=}" 97,10 9/!e=~" 97,35 9/!e=" 90,20#$T嬱#$T ;1'e="  ;1.janar2003 ! 0 !6,95 9/!0" 97,05 9/!0" 96,95 9/!0" 97,15 9/!0" 90,20#$T#$T ;1'0"  ;1.febrar !  !6,95 9/!" 96,85 9/!" 96,95 9/!" 97,05 9/!" 90,20#$Tc#$T ;1'"  ;1.mars !  !6,75 9/!" 96,65 9/!" 96,65 9/!" 96,85 9/!" 90,20#$T#$T ;1'"  ;1.aprl ! i !6,75 9/!i" 96,65#$T#$T 9/!i" 96,65 9/!i" 96,85 9/!i" 90,20#$T#$T ;1'i"  ;1.ma ! \4 !6,75 9/!\4" 96,65#$T#$T 9/!\4" 96,65 9/!\4" 96,75 9/!\4" 90,10 ;1'\4"  ;1.jn ! ' !6,75 9/!'" 96,65#$Te#$T 9/!'" 96,65 9/!'" 96,75 9/!'" 90,10 ;1''"  ;1.jl !  !6,60 9/!" 96,65#$T#$T 9/!" 96,45#$T#$T 9/!" 96,60 9/!" 90,20 ;1'"  ;1.gst !  !6,60 9/!" 96,65#$T#$T 9/!" 96,45#$T#$T 9/!" 96,60 9/!" 90,20 B 1'"  B1.september 0&`   06,60 9/!`"   96,65 9/!`"   96,45#$T#$T 9/!`"   96,60 9/!`"  90,20 B 1'`"  BMeWaltal_ vaxtapr;sentu_ * 4 #S+  47,23 = ,!S+"  =7,19 = ,!S+"  =7,21 = ,!S+"  =7,30 = ,!S+"  =0,18 B8'S+"    B*#$T#$TԀ#$Tp#, ,$T0meWaltalinuerekkitekiWtillittilallra_ vaxtakvarWana_ Ԁbankanna,aWeins_ vaxtapr;sentu_ ԀupphafihversmnaWar.#$T ,, #$T 9/!   9*#$T#, ,$TKaupYing!_ BnaWarbanki_ ԀvarstofnaWur27.ma2003.FramaWYeimtmaeru_ vaxtakvarWanir_ ԀteknarnafniBnaWarbanka0slands.#$T ,, 9#$T" j  "#$TR#  Xessartlurtalasnumli!SamtsemWurhefurveriWtalsvertflktverWb;lgunni !W YessutmabilienslkustandimalmenntgerarWfyrirmeirisveiflum_ vaxtakvrWunum_  J"" bankanna.0stWugleikamYvtlaaWennminnimunursvxtumbankanna. #   _ Fkeppniseinkenni_ Ԁslenskum_ bankamarkaWi_ Ԁerumrg.St;ru_ viWskiptabankarnir_ Ԁhafa # sterktkmarkaWnumogmhaldaYvframaWskj;lisamhlj;Wa_ lnaskilmla_ Ԁog_ Yekks_  $  _ vaxtastigs_ Ԁinnog_ tlna_ ԀtryggiYeiraWsamkeppni_ skerWi_ ԀekkitekjurYeirra. v%N!   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