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" @ #dggAthugasemdirviW_lagafrumvarp_ԀYetta.#ggdԈ e =$   FrumvarpYettaerlagtframsamhliWafrumvarpirWherraHagstofu0slandsumbreytingar 0!% lgumumvsitlu_neysluverWs_,nr.12/1995. !&   _Evr;pusambandiW_ԀhefurkveWiWmeWreglugerW,semerbindandifyrir_EES_-rkin,aWsam "' rmatmabilfyrirsfnun_verWupplUsinga_Ԁfyrirhina_samrmdu_Ԁ_neysluverWsvsitlu_Ԁ_EES_.Fr #i( ogmeWjanarmnuWi2008skalsafna_verWupplUsingum_ԀaWminnstakostivikutmaummiWj \$4 ) anhvernmnuW.Hagstofa0slandsreiknarvsitlu_neysluverWs_Ԁsamkvmtlgumnr.12/1995 '% * miWaWviWverWlagtvofyrstuvirkadagahversmnaWar.Btreikningur_Hagstofunnar_Ԁ_sam %!+ rmdu_Ԁvsitlunnifyrir0slandermiWaWurviWsamatmabil.ViWgildistkureglugerWar_ESB_ &", er;hjkvmilegtaWlaga_verWsfnunartma_Ԁvsitlu_neysluverWs_ԀaWhinumnUju_Evr;pu '`#- kvWum_ԀYarsemekkikemurtillitahrlandiaWreiknatvrmismunandi_neysluverWs_ԃ S(+$. vsitlurhverjummnuWi.XversrstkufrumvarpilagttilaWvsitala_neysluverWs_ԀverWi ( reiknuWmiWaW&  viWverWummiWjanmnuWstaWverWsupphafimnaWareinsogveriWhefur'.    Slkbreytingvsitlu_neysluverWs_Ԁhefurhrifbeitinguvsitlunnartil_verWtryggingar_  _sparifjr_Ԁog_lnsfjr_.014.gr.gildandilagaumvextiog_verWtryggingu_,nr.38/2001,segir a 1.mgr.:?HeimilteraW_verWtryggja_Ԁsparifoglnsfskv.13.gr.sgrundvllur_verWtrygging T, arinnar_Ԁvsitala_neysluverWs_ԀsemHagstofa0slandsreiknarsamkvmtlgumsemumvsitl  unagildaogbirtirmnaWarlega_LgbirtingablaWi_.VsitalasemreiknuWerogbirttilteknum  mnuWigildirum_verWtryggingu_Ԁ_sparifjr_Ԁog_lnsfjr_ԀnstamnuWeftir.      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Um1.gr. r :&  0gildandilgumerkveWiWumaWvsitalasemreiknuWerogbirttilteknummnuWigildi e= um_verWtryggingu_Ԁ_sparifjr_Ԁog_lnsfjr_ԀnstamnuWeftir.ByggistYessitilhgunYvaW 0 Hagstofa0slandshefurhingaWtilsafnaWsamanupplUsingumumverWlagtvofyrstudaga  hversmnaWarogbirtupplUsingarumniWurstWuYeirraupplUsinga.Hefurvsitala_neyslu  verWs_Ԁtil_verWtryggingar_Ԁ_sparifjr_Ԁog_lnsfjr_ԀsemHagstofanhefurbirtgrundvelliYessara i upplUsingagiltnstamnuWieftir.Hafatreikningar_Hagstofunnar_ԀveriWbirtirtkatW \4 tilaWunntvrifyrirbankaogaWra_lnveitendur_ԀaWtilgreinarttafjrhW_afborgana_Ԁogvaxta ' afverWtryggWumlnum_tsendum_Ԁ_greiWsluseWlum_.    BreytingssemfrumvarpiWleggurtilernauWsynlegtilaWunntsaWsendat_greiWslu  seWla_ԀmeWrttumupplUsingumum_fallnar_ԀverWbtur.Einsogframkemuralmennum `  athugasemdumverWurbreytingsfnun_verWupplUsinga_Ԁfr1.janar2008.Sjlfsfnunin S+! ogrvinnslatekurYaWlangantmaaWmeWlluer;raunhftaWgerarWfyriraWupplUsingar " liggifyrirfyrrenrfumdgumfyrirmnaWam;t.ErYYegarbiWaWsenda_greiWsluseWla_ # vegnaYeirralnasemerugjalddaganstamnuWi.  $   AfYessuleiWiraWfrumvarpiWgerirnrWfyriraWframvegismunibirting_Hagstofunnar_ !W% vsitlu_neysluverWs_Ԁgildafyrir_verWtryggingu_Ԁ_sparifjr_Ԁog_lnsfjr_ԀYarnstamnuWeftir, J""& staWnstamnaWar. #'   Um2.gr. $ ) 0  0brWabirgWakvWifrumvarpitillagaumbreytinglgumumvsitlu_neysluverWs_Ԁer v%N!* gertrWfyrirtveimursfnunum_verWupplUsinga_Ԁjanar2008.Sfyrriferframtvofyrstu A&"+ virkadagamnaWarins,samrmiviWgildandireglur,oghinsWariverWursamrmiviW  '", hinanUjutilhgun. '#-   TilaWtakaafallanvafaumstWuYeirrasemhagsmunihafa,ogtilaWmtabreytingum ( _yfirfrslutma_ԀyfirnUttkerfisfnunar_verWupplUsinga_Ԁogbirtingarvsitlu_neysluverWs_,  ermeWfrumvarpinulagttilaWvsitalassemgildirfebrarmnuWi2008_grundvallist_Ԁ  sfnuntvofyrstudagajanar(eldrakerfi),envsitalavegnamarsmnaWar_grundvallist_Ԁ a hinninUjuaWferWafrWi,_Y.e._Ԁsfnun_verWupplUsinga_ԀummiWjanjanar. T,   Um3.gr.  O6  TilaWgefa_lnveitendum_ԀogWrumsemhagsmunieigasvigrmtilaWaWlagasigaW   kvWumfrumvarpsinser,meWsamahttiogfrumvarpitillagaumbreytinglgumum  X vsitlu_neysluverWs_,gertrWfyrirgildistkuYann1.janar2008. K #   _Fylgiskjal_. wO   B AU?) dE?s A^B    B  FjrmlarWuneyti,    _fjrlagaskrifstofa_:     Umsgnumfrumvarptillagaumbreytingulgumumvextiog_verWtryggingu_, nF nr.38/2001,meWsWaribreytingum.  9 `9  FrumvarpiWerniWurstaWa_vinnuh;ps_Ԁundirformennsku_hagstofustj;ra_ԀYarsemfariWvar  yfirYrbreytingarsemgeraYyrftiinnlendumlgumvegnareglugerWar_Evr;pusambands  ins_ԀumaWsamrmatmabilfyrirsfnun_verWupplUsinga_Ԁfyrirsamrmda_neysluverWsvsitlu_ r _EES_.FrumvarpiWerlagtframsamhliWafrumvarpirWherraHagstofu0slandsumbreytingar e= lgumumvsitlu_neysluverWs_,nr.12/1995,ogervsaW_kostnaWarumsgn_ԀumYaWfrum 0 varp.    0gildandilgumerkveWiWumaWvsitalasemreiknuWerogbirttilteknummnuWigildi  um_verWtryggingu_Ԁ_sparifjr_Ԁog_lnsfjr_ԀnstamnuWeftir.0frumvarpinuergerWsbreyting i aWframvegismunibirting_Hagstofunnar_Ԁvsitlu_neysluverWs_Ԁgildafyrir_verWtryggingu_ \4 _sparifjr_Ԁog_lnsfjr_ԀYarnstamnaWareftir. '   VerWifrumvarpiW;breyttaWlgumverWurekkisWaWYaWmunihafaaukintgjldfr  meWsrfyrirrkissj;W.