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' gr.dlaganna,ergertrWfyriraWhraWsd;marihafnibeiWniumheimildtil_skulda  aWlgunar_ԀefeitthvaWafYessuviW.XvtilviWb;tarerlagttilaWneitaWverWiumY  heimildeffyrirliggjandiggngefaekkingilegaglggamyndaffjrhag_skuldarans_ԀeWa `  vntanlegriYr;unfjrmlahansmeWan_skuldaaWlgunin_Ԁvarir,_skuldari_ԀhefurhagaW S+! fjrmlumsnummeW;viWeigandihtti,skuldbindingarsvoeinhverjunemiverWaraktar " tilhttsemisemvarWirefsingueWa_skaWab;taskyldu_,_skuldari_ԀhefursvoaWmliskipti # ekkistaWiWskilumviW_lnardrottna_ԀsnaY;tthonumhafiveriWYaWkleiftaWeinhverju  $ leytieWallueWatlamaW_skuldari_ԀhafihagaWgerWumsnumsvosemraunvarWmeW !W% rWnumhugumaWleita_skuldaaWlgunar_.YaWskallgWherslaaWekkiergertrW J""& fyriraWYessiatriWisemhrhafaveriWtalinverWiskUrWrUmraenefnierutil.ErmiWaW #' viWaWnokkuWYurfitilsvoaW_skuldara_ԀverWisynjaWumheimildtil_skuldaaWlgunar_ #( vegna_matskenndra_ԀatriWa,endamvenjulegabast&  viWaWeitthvaWhafifariWrskeiWis $ ) Yegar_skuldari_ԀglmirviWveruleganfjrhagsvanda.'$[i0Jg݌v%N!* Ќ  "i0J"  i0J]2eh  5  .3  Ԉ0    &  EfhraWsd;murfellstbeiWni_skuldara_ԀumheimildtilaWleita_skuldaaWlgunar_Ԁer A&"+ kveWinnupprskurWurYessefnisogYarmeWhefjastumleitanirtilaWkomahenni'A&Ԁ.  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(z$. 1.mgr.40.gr.laganna.Rakleittkjlfar_rskurWarins_ԀskiparhraWsd;mari_umsj;nar ( mann_ԀmeW_skuldaaWlgun_ԀsamrmiviW2.mgr.39.gr.laganna,enhlutverkhanseraW  hafaumsj;nmeW_umleitun_Ԁtil_skuldaaWlgunar_.Strf_umsj;narmannsins_Ԁeruflestutilliti  sambrilegviWstrf_umsj;narmanns_ԀmeWframkvmd_nauWasamningsumleitana_,enlagt a ertilaWY;knun_umsj;narmanns_ԀmeW_skuldaaWlgun_ԀgreiWistrrkissj;Wi,svosemWur T, varvikiWaW,sbr.3.mgr.63.gr.d.SamkvmtkvWi,semlagtertilaWverWi63.gr.e  laganna,hefst_umsj;narmaWurinn_ԀhandaviWstrfsnmeWYvaWfbirta_innkllun_Ԁtil  _lnardrottna_,enhenniskalhagasamrmiviW1.mgr.44.gr.laganna.EinnigergertrW   fyriraWumsj;narmaWursendiYekktum_lnardrottnum_ԀtilkynningumeWsmuupp  X lUsingumogkomaeigafram_innkllun_,enmeWYeirritilkynninguskalfylgjagreiWslu K #  tlun_skuldara_,sbr.1.mgr.63.gr.eog2.mgr.44.gr.Umsj;narmaWurtekursWanviW    _krfulUsingum_,enaWeinsYeir_samningskrfuhafar_ԀsemlUsthafakrfumsnuminnan    _krfulUsingarfrests_ԀeigarttaWlta_umleitanirnar_Ԁtilsntaka.AWliWnum_krfu   lUsingarfresti_Ԁtekurumsj;narmaWursamanskryfir_lUstar_Ԁ_samningskrfur_Ԁogkynnir wO  hana_skuldara_.EftiraW_skuldari_Ԁhefurkynntsrskrnaskal_umsj;narmaWurinn_Ԁveita B  honumaWstoWtilaWgerabreytingargreiWslutlunsinniefefniYykjastandatilYeirra,    sbr.niWurlag3.mgr.63.gr.e.i0J]݌  Ќ  "i0J"  i0J2eh  6  .3  Ԉ0    Innantveggjaviknafrlokum_krfulUsingarfrests_Ԁskalumsj;narmaWurmeW_skulda {  aWlgun_ԀboWatilfundartilaWfjallaumgreiWslutlun_skuldarans_,sbr.kvWisemlagt nF ertilaWverWi63.gr.flaganna.YessumfundiergertrWfyriraW_lnardrottnar_Ԁfiupp 9 lUsingarfr_skuldara_ԀumfjrmlhansogbolmagntilaWefna_samningskrfur_.ViWfangs  efniYessafundarermeWalannarsaWvarpalj;si_greiWslugeta_Ԁ_skuldara_ԀYannigaW_krfu  hafar_ԀgetilagtmathvorttlunhansumgreiWslu_afborgunarfjrhWar_ԀsraunhfeWa r hvorthanngetihugsanlegagreittmeiraengreiWslutlunmiWarviW.Hrtturkstudd e= arbendingarkrfuhafaaWhafahrifenmeWYvaWkomatilm;tsviWYrvri_skuldari_ 0 aWskapasamstWusemvrifallintilaWgreiWafyriraW_skuldaaWlgun_Ԁkomist.i0J݌ Ќ  "i0J"  i0JQ2eh  7  .3  Ԉ0    WurenvikaerliWinfrfunditilaWfjallaumgreiWslutlun_skuldarans_Ԁskalumsj;nar  maWursemjaskriflegagreinargerWYarsemrkstuddafstaWaertekintilYesshvortmlt i ermeWYvaW_skuldaaWlgun_Ԁkomistfyrir_skuldarann_,sbr.kvWisemlagtertilaW \4 verWi63.gr.glaganna.ViWmatYvberaWltatilUmissaatriWa,enYarvegurYyngst ' hvort_skuldari_ԀsaWbj;WaefndirsamrmiviWYaWsemhonumerfjrhagslegakleift  eftirfremstugetuoghvortraunhftsaWhannmunistandaviWYrskuldbindingar  snar.XannigmtilaWmyndagerarWfyriraWumsj;narmaWurleggistgegn_skulda `  aWlgun_ԀeftlamaW_skuldari_ԀgetiboWiWfrekarigreiWsluenhannlegguruppmeW.Ef S+! umsj;narmaWurmlirgegnYvaW_skuldaaWlgun_ԀkomistsendirhanngreinargerWina " samtskriflegritilkynningutilhraWsd;msog_skuldara_.MeWYvfallasjlfkrafaniWur # umleitanirtil_skuldaaWlgunar_.XegarheimildinfellurniWurvegnaYessaeWaafWrum  $ YeimstWumsemgreinir41.gr.lagannaskal_umsj;narmaWurinn_ԀfbirtaauglUsingu !W% umYaumlalok_LgbirtingablaWi_.Jafnframtber_umsj;narmanni_ԀaWsenda_lnardrottn J""& um_ԀsemlUsthafakrfumviWumleitanirtil_skuldaaWlgunar_ԀgreinargerWinaogtilkynn #' inguum_lyktir_Ԁmls.Efumsj;narmaWurhinnb;ginnmlirmeWYvaW_skuldaaWlgun_ #( komisthafameWmlihanssmuhrifogYegar_lnardrottnar_ԀsamYykkjafrumvarp $ ) _skuldara_ԀaW_nauWasamningi_.Skalumsj;narmaWurYboWa_skuldara_Ԁsinnfundoglta v%N!* honumtgreinargerWsnasamtsamYykktufrumvarpiaW_skuldaaWlgun_,sem_um A&"+ sj;narmanninum_ԀertlaWaWsemja,sbr.3.mgr.63.gr.g,enYarmeWalannarsaWkoma  '", framhvaW_skuldari_ԀtliaWgreiWaupp_samningskrfur_,hvaWa_lnardrottnar_ԀeigiYessar '#- krfurognnur_samningskjr_.Jafnframtber_umsj;narmanni_ԀaWsenda_samningskrfu_ԃ (z$. hfumsemlUsthafakrfumviWumleitanirtil_skuldaaWlgunar_ԀgreinargerWina,samYykkt ( frumvarpaW_skuldaaWlgun_Ԁogtilkynninguum_lyktir_Ԁmlshndum_umsj;narmanns_,  sbr.4.mgr.63.gr.g.i0JQ~݌ Ќ  "i0J"  i0J2eh  8  .3  Ԉ0    Efumsj;narmaWurmlirmeWYvaW_skuldaaWlgun_Ԁkomistber_skuldara_Ԁinnanviku a frfundi,YarsemhonumvarltintgreinargerW_umsj;narmanns_ԀsamtsamYykktu T, frumvarpiaW_skuldaaWlgun_,aWleggjaskriflegakrfufyrirhraWsd;mumstaWfestingu  _nauWasamnings_Ԁtil_skuldaaWlgunar_,svosemframkemurkvWisemlagtertilaWverWi  63.gr.h.UmYstaWfestingufereftirYvsemsegir_IX_.kaflalaganna,YarmeWal   varWandiheimildir_lnardrottna_ԀtilaWhafauppiandmligegnhenni.VerWi_skuldaaWlg  X unin_ԀstaWfesthefurYaWsmurttarhrifog_rttarstt_Ԁmilli_skuldarans_Ԁog_lnardrottna_ K #  hansumYr_samningskrfur_ԀYeirrasemkomaframskryfir_lUstar_ԀkrfuraWYvleyti    sem_skuldari_Ԁm;tmltiYeimekki,sbr.2.mgr.63.gr.h.Xessirttarhrif_skulda    aWlgunar_ԀeruYausmuogeigaviWum_nauWasamning_,sbr.3.mgr.60.gr.laganna.Um   nnurrttarhrif_skuldaaWlgunar_Ԁfereftiralmennumreglum.Xanniger_skuldaaWlgun_, wO  semstaWfesthefurveriW,bindandifyrir_lnardrottna_ԀogYsemstaWYeirrakomaum B  _samningskrfur_ԀYeirra.Jafnframthafaefndir_samningskrfu_ԀsamrmiviW    _skuldaaWlgun_ԀsmuhrifogefkrafanhefWiveriWefndeftirupphafleguefnisnu,sbr.   2.mgr.60.gr.laganna.AWYvervarWarYriWjamann_haggar_Ԁ_skuldaaWlgun_Ԁekkirtti {  _lnardrottins_Ԁ_skuldarans_ԀtilaWgangaaWveWisemhannhefursettfyrir_efndum_Ԁskuldbind nF ingartilfullnustuhenniallrieWatilaWkrefja_byrgWarmann_ԀumfullagreiWslu,sbr.4. 9 mgr.smugreinar.Xhefur_skuldaaWlgunin_ԀYaWfrmeWsraWallar_samningskrfur_  fallasjlfkrafagjalddagagagnvart_skuldaranum_,Yegar_skuldaaWlgunin_Ԁkemst,nema  YarskveWiWumannaW,sbr.1.mgr.30.gr.laganna.AWWruleytigildakvWi2.!4. r mgr.smugreinarumhrif_skuldaaWlgunar_Ԁ_samningskrfur_.Xhefur_skuldaaWlgun_ e= YaWfrmeWsraW_fullnustugerWir_Ԁhj_skuldara_ԀfallaniWursamrmiviW138.gr.,sbr. 0 1.mgr.32.gr.laganna.i0JG݌ Ќ  "i0J"  i0J2eh  9  .3  Ԉ0    XrreglursemhrhefurveriWlUsteigaviWYegarleitaWer_nauWasamnings_Ԁtil_skulda  aWlgunar_Ԁnundangenginna_gjaldYrotaskipta_Ԁbi_skuldarans_,enYerbeittreglum3. i Yttarlaganr.21/1991meWYeimfrvikumsemlagtertilmeWfrumvarpinuaWkveWiW \4 verWiumX.kaflaa.Efb_skuldarans_Ԁerhinnb;ginnundirgjaldYrotaskiptumer ' jafnframtunntaWljkaskiptummeW_nauWasamningi_ԀsamrmiviWreglur_XXI_.kafla  laganna.0kvWisemlagtertilaWverWi63.gr.ilagannaerrWgertaWeinnigverWiunnt  aWljkagjaldYrotaskiptummeW_nauWasamningi_Ԁtil_skuldaaWlgunar_.i0JH݌`  Ќ  @ &  AthugasemdirviWeinstakargreinarfrumvarpsins. " @ Um1.gr. #   LagtertilaW_srreglum_ԀumYaWrrWisemfrumvarpiWstefniraWverWiskipaWnUjumX.  $ kaflaalagaum_gjaldYrotaskipti_Ԁ_o.fl_.,nr.21/1991.GerterrWfyriraWfyrirsgnYessakafla !W% verWi?_SkuldaaWlgun_ ,'WԀeneinsogWurvarvikiWaWerYettaheitidregiWafYvmegin J""& einkenniYessa_rrWis_ԀaWskuldirsumeWYvlagaWaraW_greiWslugetu_ԀviWkomandimannsog #' erYessinafngiftsamsvarandiYeirrisemnotuWerumYettarrWiannarsstaWarNorWur #( lndum.UmYleiWsemhrerfarinviWefnisskipanerrttaWbendaaW3.Ytturlaganna, $ ) semnermyndaWurafVI.!X.kaflaeWa27.!63.gr.Yeirra,hefuraWgeymareglurum_nauWa v%N!* samninga_Ԁnundanfarandi_gjaldYrotaskipta_.0meginatriWumerrWgertaW_skuldaaWlgun_Ԁeftir A&"+ reglumfrumvarpsinskomitilnundangenginna_gjaldYrotaskipta_,sbr.Y;iliW1.gr.frum  '", varpsins,ogeigaYrYvsamleiWmeWWrumkvWum3.Yttar.ViWgerWfrumvarpsinsY;tti '#- erfiWleikumhWaWfellasrreglurum_skuldaaWlgun_ԀinnviWeigandistWumeinstakar (z$. greinar,semfyrireru3.Ytti,Y;tttaffyrirsighefWiYaWveriWfrt,enmeWYeirrileiW ( hefWimeWalannarstapastssUnyfirreglurumYettaefni,semfstmeWYvaWskoWa_sam  fellu_Ԁa!hliW1.gr.frumvarpsins.TilYessverWurY;aWltaaWYessarttagreinarsegjaengan  veginnallasguna,YvYrerusettarframmeWtillititilYessaW_skuldaaWlgun_Ԁssrstk a tegund_nauWasamnings_ԀoggildaYvmeWalannarsalmennarreglurumslkasamninga T, 27.!63.gr.lagannajafnframtum_skuldaaWlgun_ԀaWYvleytisemekkierkveWiWumannaW  a!hliW1.gr.frumvarpsins.    UmaliW(63.gr.a).     HreraWfinnaYrjmeginskilyrWisemfullngtYarfaWveratilaW_skuldari_ԀgetifengiW  X heimildtilaWleita_skuldaaWlgunar_.0fyrstalagikemurframaW?maWur getileitaW_nauWa K #  samnings_Ԁtil_skuldaaWlgunar_,enmeWYvorWierutekinaftvmliumaWYaWsuaWeins    einstaklingar,semnj;tiYessararheimildar,enhvorkiflgnlgaWilarafWrumtoga.0Wru    lagikemurframkvWinu_skilnaWur_ԀumaW_skuldari_Ԁs_;gjaldfr_ԀYannvegaWhannsog   verWium_fyrirsWa_ԀframtW;frumaWstandaskilummeWskuldbindingarsnar.Xetta wO  skilyrWilUturYannigaWYvaW_skuldari_Ԁs_;greiWslufr_.Afturm;tiskiptirekkimlihvort B  _skuldari_ԀsYannigsetturaWandvirWieignahanssminnaennemurskuldum.SaWstaWaein    nYessaWhn_bitni_Ԁ_greiWslugetu_Ԁ_skuldara_ԀgeturYvekkirttltt_skuldaaWlgun_.0YriWja   lagierYessaWgeta,semWurvarvikiWaW,aW_skuldaaWlgun_ԀaWverarrWifyriralmenna {  launYega.XverYaWskilyrWisettaW_skuldari_ԀhafiekkiundangenginYrjrboriW;takmark nF aWabyrgWatvinnustarfsemi,hvortsemhannhefurlagtstundhanaeinnsnsliWseWa 9 flagiviWaWra.HrerlitiWtilYeirrarrku_lagabyrgWar_ԀsemhvlirYeimsemstundaat  vinnurekstur,meWalannarsvarWandiskilvirWisaukaskattiogstaWgreiWsluopinberragjalda  aflaunumstarfsmanna,enekkiYykirkomatillitaaWdragarhennimeWreglumum_skulda r aWlgun_,Yarsem_lnardrottnum_ԀerekkitlaWaWeigaatkvWiumhvortveittverWieftirgjf e= skulda.AukYessaraYriggja_meginskilyrWa_ԀfyrirheimildtilaWleita_skuldaaWlgunar_ԀeraW 0 finnafrekariskilyrWifyrirhenni1.mgr.63.gr.d,semfjallaWernnarumathugasemdum  viWdliW1.gr.frumvarpsins.    FramkemurniWurlagi63.gr.aaWalmennarreglurlagannagildium_nauWasamning_Ԁtil i _skuldaaWlgunar_ԀeftirYvsemttgeturviWnemaannaWleiWiafkvWumX.kaflaa.Xessi \4 tilvsuntekureinkumtilannarrakvWa3.YttarlagannaeinsogYeimverWurbeittlj;si ' Yeirra_srreglna_ԀsemtlaWeraWgildaum_skuldaaWlgun_.MeWYvaWrtter63.gr.aum  aWleitamegi?_nauWasamnings_Ԁtil_skuldaaWlgunar_ erY;rttaWaW_skuldaaWlgun_Ԁerraun  srstktegund_nauWasamnings_,semekkiaWeinsnnurkvWi3.Yttarlagannatakatil, `  heldureinnigsrhverfyrirmlium_nauWasamninga_ԀannarsstaWarYeimlgumeWautan S+! Yeirra.AfYessumskumleiWirtildmisaf3.mgr.2.gr.lagannaaW_frestdagur_ԀgeturrWist " afYvhvenrbeiWni_skuldara_ԀumheimildtilaWleita_skuldaaWlgunar_ԀbersthraWsd;mi,1. # mgr.4.gr.rWurhvortslenskird;mst;larhafilgsgutilaWtakaafstWutilslkrarbeiWni  $ ogeftir1.mgr.8.gr.frium_varnarYing_Ԁslkumli,enllumYessumkvWumerrttum !W% beiWniumheimildtilaWleita_nauWasamnings_Ԁsemsamkvmt_WursgWu_ԀjafnframtviWum J""& beiWniumheimildtilaWleita_skuldaaWlgunar_.XleiWireinnigafYessuaWYegarrtterum #' _nauWasamning_ԀWrumlgumeigaslkkvWiviWum_skuldaaWlgun_,semstaWfesthefur #( veriWfyrird;miskv.hliW1.gr.frumvarpsinsog_IX_.kaflalaganna.SamkvmtYverhrtil $ ) dmisumaWrWa_aWfararheimild_Ԁskv.3._tlul_.1.mgr.1.gr.laganr.90/1989,umaWfr. v%N!*   UmbliW(63.gr.b). A&"+   LagterhrtilaW63.gr.bverWikvWisemhafiaWgeymaafmrkunefni_nauWa  '", samnings_Ԁtil_skuldaaWlgunar_.0kvWinusegiraWmeW_skuldaaWlgun_ԀmegikveWaum '#- algeraeftirgjf_samningskrafna_,hlutfallslegalkkunYeirra,_gjaldfrest_ԀYeim,greiWsluYeirra (z$. meWhlutdeild_afborgunarfjrhW_Ԁskv.3.mgr.63.gr.ceinulagieWameWkveWnumillibili ( nnartilteknutmabili,breyttformgreiWsluYeirraeWaferntYaWsWastnefndasenn.02.  mgr.29.gr.lagannaeraWfinnahliWstttkvWiumefni_nauWasamnings_,semalmennar  reglurYeirratakaaWlluleytitil,aWYvfrtlduaWYarerekkirttumgreiWslumeWhlut a deild_afborgunarfjrhW_,semaWeinsgeturkomiWtilmeW_skuldaaWlgun_.NnarverWurvikiW T, aWYessarisrstWu_skuldaaWlgunar_ԀskUringumviWcliW1.gr.frumvarpsinsYegarrtt  verWurumhvernig_skuldari_ԀaWgeragreiWslutlunsnargarWi,enhenniaWkomafram  _afborgunarfjrhW_Ԁsem_skuldari_ԀkannaWgerarWfyriraWgreiWaaf_samningskrfum_.Um   kvWibliWarerYessY;aWgetaaWviW_skuldaaWlgun_ԀerYaWekkiskilyrWisamkvmt  X frumvarpinuaW_skuldari_Ԁbj;WiframgreiWslureglubundinni_afborgunarfjrhW_,heldurgetur K #  hanntildmisleitaWeingngu_algerrar_Ԁeftirgjafar_samningskrfum_ԀeWaeinulagitiltek    innar_hlutfallslegrar_ԀlkkunarYeimog_gjaldfrests_Ԁtil_eingreiWslu_ԀYv,semeftirstendur.    AWYessuleytivrimeW_skuldaaWlgun_ԀleitaWeftirsamskonarvilnunogeinkennir_nauWa   samning_Ԁsamkvmtalmennumreglum3.Yttarlaganna,ensmunurerhraW_skuldarinn_ wO  nUturYessari_mlaleitan_ԀhagrWisafeinfaldarimlsmeWferWskv.X.kaflaa,aukYesssem B  niWurstaWanerekkihWatkvWum_lnardrottna_.UndirYeimkringumstWumverWur_skuldari_    alltaWeinuaWgeragreiWslutluneftirreglum2.mgr.63.gr.c,enmeWhennivriYsUnt   framaWhannhefWiannaWhvortengaburWitilaWgreiWaneittaf_samningskrfum_ԀeWaaW {  hannvrifrumaWgreiWaeittskiptifyrirlltiltekiWhlutfallafYeimkrfumnYessaW nF vntamegiaWhannverWiaflgufrtilfrekarigreiWslnaframtWinni,svosemefumeraW 9 rWamann,semhefurltiWafstrfumvegna_heilsubrests_ԀeWafyriraldurssakir.Ef_skuldari_  hyggsthinnb;ginnverjaYeimhlutateknasinna,semtilteknutmabiliyrWiumfram  nauWsynlegankostnaWafframfrslu,tilaWgreiWa_samningskrfur_ԀaWnokkruleytieWallu r ergengiWtfrYvfrumvarpinuaWYeirritilhgunverWikomiWmeWYvaWkveWa e= _reglubundna_Ԁ_afborgunarfjrhW_ԀeinsogumrWir5._tlul_.2.mgr.og3.mgr.63.gr.c.Hafi 0 _skuldari_ԀekkertannaWtilaWleggjaafmrkumtilgreiWslu_samningskrfum_ԀverWurekkimlt  fyrirumannaWenYetta_skuldaaWlguninni_.    Einsogsstaftexta63.gr.bsnUr_skuldaaWlgun_ԀekkiaWWrumskuldbindingumen i _samningskrfum_.SvosemgetiWvaralmennumathugasemdumhraWframaneru_samn \4 ingskrfur_Ԁskilgreindar28.gr.og1.mgr.29.gr.laganna.NnartiltekiWkemurfram1. ' mgr.28.gr.aW_nauWasamningur_Ԁhafiekkihriftilteknarkrfurhendur_skuldaranum_.Xetta  erufyrstalagikrfursemhafaorWiWtileftiraWhonumvarveittheimildtilaWleita_nauWa  samnings_,WrulagikrfurumannaWen_peningagreiWslu_ԀsemverWurfullngteftiraWalefni `  snu,YriWjalagikrfurumafhendingueignarannarsmannssem_skuldarinn_Ԁhefur_vrslum_ S+! snumogkrfursemteldustsvokallaWar_bskrfur_ԀeWaforgangskrfurviW_gjaldYrotaskipti_, " fj;rWalagikrfursemveWeWannurtryggingerfyrireign_skuldarans_ԀaWYvleytisem # andvirWihennarhrekkurfyrirskuldinni,fimmtalagikrfursemfullngjamttimeW  $ skuldajfnuWiskv.100.gr.lagannaefb_skuldarans_ԀvrikomiWtil_gjaldYrotaskipta_Ԁogloks !W% sjttalagikrfursemeruundanYegnar_nauWasamningi_ԀmeWYvaWYrgreiWastaWfullu. 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SamkvmtYvsemframkemur5.tlul.verWuraWtiltakagreiWslutluninnihvernig `  skuldarinnbUWsttilaWgreiWaafborgunarfjrhWina,semgeturhvortsemerveriWgerteinu S+! lagiaWtilteknumtmaliWnumeWameWreglubundnumgreiWslumkveWnutmabili,til " dmismeWjafnrimnaWarlegrifjrhWaftekjuafgangiskuldaransogeftiratvikummeWviW # b;teftirkveWinntmavegnaandvirWisseldrareignar.0tengslumviWYettaverWuraWkoma  $ framgreiWslutlunhversulengiskuldarinnmunigreiWaslkarreglubundnargreiWslurtil !W% lnardrottna,tildmis15.daghversmnaWarnstuYrjeWafimmrin,enYaW,semYkynni J""& aWstandaeftirafsamningskrfum,mundiYfallaniWurvegnaYessanauWasamnings.GengiW #' ertfrYvaWgreiWslutlunkomiaWeinsframhverafborgunarfjrhWinverWurheild #( hverjumgjalddaga,enskuldaranumerekkitlaWaWskiptahenniYessustiginiWur $ ) tilteknalnardrottna,endaverWurYaWfyrstgertYegarleitthefurveriWlj;smeWinnkllun v%N!* skv.1.mgr.63.gr.ehverjirlnardrottnarnirerunnar.Skv.5.tlul.geturskuldarinnboWiW A&"+ lnardrottnumtryggingufyrirgreiWsluafborgunarfjrhWar,tildmisbyrgWYriWjamanns,  '", enslkterekkiskiliWsemskilyrWifyrirskuldaaWlgunY;tttlamegiaWlnardrottnargeti '#- reynstviljugritilaWmtatillgumskuldaransmeWvelvildefslkterboWiWfram.XessverWur (z$. aWgetaaWY;ttskuldarieigikostaWkomaframskuldaaWlgunmeWWrumkjrumen ( greiWsluafborgunarfjrhWartilteknutmabili,svosemframkemur63.gr.b,verWurhann  alltaWeinuaWgeragreiWslutluntilaWleggjaframmeWbeiWniumheimildtilYeirraraW  gerWar.XettastafarafYvaWgreiWslutlunYj;narYeimtilgangiaWsUnalnardrottnumjafnt a semumsj;narmannimeWskuldaaWlgunframhversfyrirsjanleggetaskuldaranstilaW T, greiWaafskuldumsnumkomandirum.SsgetaengingeturskuldarinnleitaWskulda  aWlgunartilaWfalgeraeftirgjfsamningskrafna,sbr.63.gr.b,engreiWslutluninmundi  YveranauWsynlegurgrundvllurtilaWsUnaframaWYaumlaloksu;hjkvmileg.     03.mgr.63.gr.cerkveWiWumverWtrygginguafborgunarfjrhWarogerYeimefnum  X rWgertaWslktsskilyrWifyrirskuldaaWlgunYarsemstilhgungreiWslumverWurfyrir K #  valinu.XettaerskiliWmeWtillititilYessaWskuldaaWlgunmeWgreiWsluafborgunarfjrhWar    geturvaraWumnokkurraraskeiWogerYvekkistWatilannarsenaWaukinnalmennur    kaupmtturlaunakomilnardrottnumskuldaranstilg;WaYennanhtt.03.mgr.ergengiW   tfrYvaWYessiverWtryggingtakiaWmeginreglumiWaflaunavsitlu,enfrYvmegiY; wO  vkjaeftekjur,semskuldarinnhyggstverjatilgreiWsluafborgunarfjrhWar,munufyrir B  sjanlegaekkifylgjaYeimverWlagsmli.      Samkvmt4.mgr.63.gr.cgeturskuldarinngertrWfyrirYvgreiWslutlunaWskuldir   innantiltekinnarfjrhWarverWigreiddaraWfulluY;ttlnardrottnar,semeigahrrisamn {  ingskrfur,verWiaWYolaskerWingusnumrttindum.TekiWerframkvWinuaWheimild nF tilYessashWYvaWfjrhWskuldanna,semgreiWasttilfulls,s;veruleglj;sifjrhags 9 skuldaransogaWtryggtsaWalliraWrirlnardrottnarfiaWminnstakostijafnhagreiWslu  uppsnarkrfur.ReglaumheimildafYessumtogagildirumnauWasamning,semgerWurer  eftiralmennumreglum,sbr.3.mgr.29.gr.og2.mgr.36.gr.laganna,enhnhefurY;tteWli r legmeWalannarstilhagrWisviWgreiWslurgrundvellinauWasamnings.XessskaloggetiW e= aWniWurlagi4.mgr.63.gr.cerrWagerWumaWlnardrottinngetigefiWmeiraeftiraf 0 samningskrfusinnienaWrirmeWYvaWafsalasrhlutdeildafborgunarfjrhWaWeinhverju  leytieWallu.X;ttYesssekkiaWvntaaWstaWasemYessikomiupprkummligetur  veriWhugsanlegtaWskuldariniviWundirbningbeiWnisinnarsamkomulagiviWtiltekinn i lnardrottinn,einneWafleiri,umaWgefameiraeftirenaWriroggreiWaYannigfyrirskulda \4 aWlgun,enalmenntgildirreglaumheimildsemYessaviWnauWasamningsumleitanir,sbr.3. ' mgr.29.gr.laganna.    &  SamkvmtWurnefndumlgumnr.65/1996getureinstaklingursemhyggstleitanauWa  samnings'1Ԁs;ttumaWfrrkissj;WirttaraWstoWYvskyni,enmeWhenniverWurviWkomandi `  reyndeinssetturogssemfengiWhefurgjafs;knvegnarekstrareinkamlsfyrird;mi.Slk S+! rttaraWstoWnrYmeWalannarstilkostnaWarafYj;nustusemskuldarinnkannaWYurfaaW " aflasrviWgerWbeiWniumheimildtilnauWasamningsumleitanaoggagnasemhenniverWa # aWfylgja.EinsogreglurfrumvarpsinserugerWarrgarWiergengiWtfrYvaWlluein  $ faldaraverWiaWundirbabeiWniumheimildtilaWleitaskuldaaWlgunaroggetimeWalannars !W% komiWaWnotumeyWublWeWaannarviWlkahtturtilaWsetjaframupplUsingarstWluWu J""& horfi.VegnaYessaernrtktaWtlaaWhagkvmarileiWirsutkartilaWveitaskuldara #' fjrhagsleganstuWningafalmannaftilaWleitaskuldaaWlgunarenmeWrttaraWstoWsam #( kvmtlgumnr.65/1996.Xvtilsamrmiserlagttil5.mgr.63.gr.caWd;msmlarWherra $ ) getimeWreglugerWkomiWf;tleiWhandaskuldaratilaWfendurgjaldslausaaWstoW,hvort v%N!* heldurhjopinberristofnuneWaWrumvettvangi,viWundirbningbeiWniumheimildtil A&"+ aWleitaskuldaaWlgunaroggerWfylgigagnameWbeiWninni.VerWiYessireglugerWarheimild  '", nUttmunskuldarinnekkigetafengiWrttaraWstoWeftirfyrrnefndumlgumaWYessuleyti,svo '#- semtekiWerframniWurlagi5.mgr. (z$.   UmdliW(63.gr.d). (   HrerutalinskilyrWisemskuldariYarfaWfullngjatilaWgetafengiWheimildtilaWleita  skuldaaWlgunartilviWb;tarYeimsemfelast63.gr.aogWurergerWgreinfyrirathuga  semdumviWaliW1.gr.SamkvmtYvsemframkemurupphafi1.mgr.63.gr.dgildaal a mennarreglur1.mgr.38.gr.lagannaumheimildtilaWleitaskuldaaWlgunar,Yarsemtalin T, eruatriWisemvaldaYvaWhraWsd;maraberiaWsynjaumheimildtilaWleitanauWasamn  ings.UmYessaralmennureglurhefurYegarveriWfjallaWhraWframan4.liWIII.kafla  almennraathugasemdaviWfrumvarpiW.AukYessaergengiWtfrYvaWskuldariYurfiaW   fullngjafrekariskilyrWumsemtalineru1.!5.tlul.1.mgr.63.gr.d,enYessskalgetiWaW  X YaukvWieigasrfyrirmynd2.mgr.197.gr.dnskugjaldYrotaskiptalaganna. K #    AtriWinsemtalineruuppeinstkumtluliWum1.mgr.63.gr.deigaYaWsammerktaW    YauvaldaYvaWhraWsd;marigetihafnaWbeiWniumheimildtilaWleitaskuldaaWlgunar.    Skv.1.tlul.verWurbeiWnihafnaWeffyrirliggjandiggngefaekkingilegaglggamynd   affjrhagskuldaranseWavntanlegriYr;unfjrhagshansYvtmabilisemgreiWaaf wO  skuldumhanssamkvmtgreiWslutlun.HrberaWleggjahersluaWskuldariverWuraW B  veitafullngjandiupplUsingarumalltsemlUturaWfjrhagslegummlefnumhans.Xannig    berhonumaWvarpalj;sibWieigna-ogskuldastWuaukYessaWgreinafrtekjumog   mguleikumtilaWaflaYeirra,svoogtluWumtgjldum,einsognnarvarlUstathuga {  semdumviWcliW1.gr.frumvarpsins.Skv.2.tlul.verWurbeiWniumheimildtilaWleita nF skuldaaWlgunarhafnaWefskuldarinnhefurhagaWfjrmlumsnummeW;viWeigandihtti, 9 svosemmeWYvaWstofnatilskuldahttusmumviWskiptum,tilaWstandastraumaf  kostnaWiaflifnaWarhttumsemsvaraenganveginntilfjrhagshanseWaeftiraWhonummtti  veraorWiWlj;staWhannvri;frumaWstandafullumskilumviWlnardrottnasna. r JafnframtverWurbeiWnihafnaWskv.3.tlul.efskuldarihefurbakaWsrskuldbindingusem e= einhverjunemurmiWaWviWfjrhaghansmeWhttsemisemvarWarrefsingueWaskaWa 0 b;taskyldu.XverWurbeiWniskuldarahafnaWeftir4.tlul.efhannhefursvoaWmliskipti  ltiWhjlWaaWstandaskilumviWlnardrottnasnaY;tthonumhefWiveriWYaWkleiftaW  einhverjuleytieWallu.LoksverWurbeiWnihafnaWskv.5.tlul.eftlamaWskuldarinnhafi i hagaWgerWumsnumsvosemraunvarWmeWrWnumhugumaWleitaskuldaaWlgunar. \4 XessumatriWumsemgreinir2.!5.tlul.erYaWsammerktaWekkigeturveriWviWeigandiaW ' skuldarieigikostskuldaaWlgunefvandihansverWuraWeinhverjuleytieWallurakinntil  atvikaafYessutagi,YarsemhannsjlfurmeWframgngusinniberbyrgWYvhvernighans  mlumerkomiW.XaWskalrttaWaWekkiergertrWfyriraWYessimatskennduatriWiverWi `  tlkuWrUmraenefnierutil.XegarskuldariglmirviWveruleganfjrhagsvandaervissulega S+! eittogannaWsemhlUturaWhafafariWrskeiWishjhonumnYessY;aWframangreindatriWi " verWitalineigaviWYannigaWgirtsfyrirskuldaaWlgun. #   Samkvmt2.mgr.63.gr.derlagttilaWheimiltverWiaWskj;tatilHstarttarrskurWi  $ hraWsd;msYarsemsynjaWerumheimildtilaWleitaskuldaaWlgunar.Afturm;tierekki !W% gertrWfyrirmlskotiefheimildinerveitt.Xettaersamhlj;WakvWumummlskotr J""& skurWarumheimildtilaWleitanauWasamnings,sbr.2.mgr.38.gr.og1.mgr.39.gr.laganna. #' XykirrttaWsmureglurgildiaWYessuleytiumskuldaaWlgun. #(   03.mgr.kvWisinssegiraWumskipunogstWuumsj;narmannsmeWskuldaaWlgunfari $ ) skv.2.mgr.39.gr.laganna.HrgildirY;sreglaaWkostnaWurafmlsmeWferWviWskulda v%N!* aWlgun,YarmeWtalinY;knunumsj;narmanns,greiWistrrkissj;WisamkvmtkvrWun A&"+ hraWsd;mara.XettaerfrbrugWiWYvsemgildirviWnauWasamningsumleitanireftiralmenn  '", umreglum,enYverWurskuldariaWstandastraumafkostnaWinum.EinsogWursegirer '#- markmiWiWmeWYessariaWstoWviWskuldaraaWgreiWafyriraWskuldaaWlgunni_Yeimtil (z$. gangiaWveraraunhftrrWifyrirhanntilaWrWab;tYeimfjrhagsvandasemhann ( glmirviW.    UmeliW(63.gr.e).    HreraWfinnafyrstusrkvWiX.kaflaaumaWgerWireftiraWfenginnhefurveriW a d;msrskurWurumheimild_skuldara_ԀtilaWleita_skuldaaWlgunar_.ErhrnnartiltekiWmlt T, fyrirum_innkllun_Ԁtil_lnardrottna_,_krfulUsingar_ԀYeirraogmeWferWkrafnaaWloknum_krfu  lUsingarfresti_,enYegarhrerkomiWsguerstaWa_skuldarans_ԀorWinssemkveWiWerum  40.,sbr.43.gr.laganna,ogerhannYvflestumatriWumeinssetturogefhonumhefWi   veriWveittheimildtil_greiWslustWvunar_,bWiaWYvervarWarrtthanstil_rWstafana_Ԁog  X verndfyrir_fullnustugerWum_Ԁ_lnardrottna_. K #    01.mgr.63.gr.eerusrstkfyrirmlium_innkllun_Ԁtil_lnardrottna_ԀYegarleitaWer    _skuldaaWlgunar_,ensvosemframkemurkvWinugefurumsj;narmaWur,semYessustigi    ernUskipaWurtilstarfaskv.3.mgr.63.gr.d,_innkllunina_Ԁt.Skv.1.mgr.63.gr.everWur   aWkomaframaW_innkllunin_ԀsgefintskumYessaW_skuldarinn_Ԁleiti_skuldaaWlgunar_Ԁog wO  skalaWaukiboWaWhennitilfundar_umsj;narmannsins_ԀmeW_samningskrfuhfum_ԀtilaWfjalla B  umgreiWslutlun,enumefnihennar,birtinguogrttarhrifgildaaWWruleytialmennar    reglur1.mgr.44.gr.og3.mgr.45.gr.laganna.XvtilsamrmisaWbirta_innkllunina_Ԁtv   vegis_LgbirtingablaWi_Ԁoger_krfulUsingarfrestur_Ԁfj;rarvikurfrfyrri_birtingunni_._Inn {  kllunin_ԀhefurekkiYaurttarhrifaW_vanlUst_ԀkrafafalliniWur,heldurferkrfuhafi,semhirWir nF ekkiumaWlUsakrfusinni,misviWheimildtilaWhafaafskiptiafmeWferWmlsinsfyrir 9 _umsj;narmanni_Ԁogd;mst;lumeftilYesskemuraWleitaWsYarstaWfestingar_skulda  aWlgun_,sbr.2.mgr.63.gr.e.    Samkvmt3.mgr.Yessarargreinarumsj;narmaWuraWgerasvokallaWakrfuskraW r loknum_krfulUsingarfresti_.FramkemurkvWinuaWgreinaeigiskrnnifrYeim_samn e= ingskrfum_ԀsemlUsthefurveriWfyrir_umsj;narmanninum_Ԁ_krfulUsingarfresti_ԀogerYvekki 0 tlasttilaWYarverWiteknaruppkrfursemekkiteljasttil_samningskrafna_,Y;ttYeimhafi  veriWlUstframhaldiaf_innkllun_.Umefni_krfuskrrinnar_Ԁer3.mgr.aWWruleytivsaW  til1.og2._tlul_.1.mgr.46.gr.laganna.02._mlsl_.YessararmlsgreinarersrstaktkvWi i umYaWstWuaW_skuldari_ԀhafigreiWslutlungreintfr_samningskrfu_Ԁsemekkihefur \4 veriWlUstinnan_krfulUsingarfrests_.EkkierrWgertaWumsj;narmaWurtakislkakrfuupp ' krfuskrYeimgrunnieinumaW_skuldarinn_Ԁhafigertgreinfyrirhenni,endabyWislktupp  httu_misferli_.XessstaWertlasttilaWumsj;narmaWurbregWistYannigviWaWhannleiti  upplUsingahjviWkomandi_lnardrottni_ԀumhvortkrafansrauntiloghverfjrhWhennar `  Ys,ensamrmiviWslkarupplUsingaryrWikrafantekinuppkrfuskreftirYvsem S+! atvikstandatil.X;ttYettayrWigertteldistkrfunniekkihafaveriWlUstognytiviWkomandi " _lnardrottinn_ԀYvekkiYeirrarstWusemmlterfyrirum2.mgr.Yessarargreinar.Svosem # framkemurniWurlagi3.mgr.ber_umsj;narmanninum_ԀaWkynna_skuldaranum_Ԁ_krfuskrna_  $ straxYessustigiogveitahonumefYrfkrefuraWstoWviWaWgerabreytingargreiWslu !W% tlun.MeWYeirriregluerekkigefiWtilkynnaaWstWagetialmenntveriWtilaWendur J""& skoWagreiWslutlunYessustigi,heldurerveriWaWtryggjaaW_skuldari_ԀeigiaWgangaW_um #' sj;narmanninum_ԀtilaWveitarWgjfogaWstoWYessumefnumhafieitthvaW;vntkomiW #( frammeW_krfulUsingum_,svosemaWskuldirhafiveriWst;rumfleirien_skuldarinn_ԀhafWiaW $ ) ;reyndugertsrgreinfyrireWa_heildarfjrhW_ԀYeirratildmislgri.SlktgtigefiWtilefni v%N!* tilaWhuganUaWgreiWslutlun,einkumefgerterYarrWfyrirannarritilhgunviW A&"+  _skuldaaWlgun_ԀengreiWsluuppkrfurmeW_afborgunarfjrhW_.  '", & ,      UmfliW(63.gr.f). (   0kvWinuerulagWartilreglurumfundsem_umsj;narmanni_ԀertlaWaWhaldameWYeim  krfuhfum,semlUsthafa_samningskrfum_Ԁ_krfulUsingarfresti_,tilaWfjallaumgreiWslu  ',(tlun_skuldarans_.FundurYessi,semhaldaberinnantveggjaviknafrlokum_krfulUs a ingarfrests_,eraWUmsuleytihliWstWafundarsemhaldinnerskv.48.gr.lagannaviW_nauWa T, samningsumleitanir_Ԁeftiralmennumreglum,enhonumerugreiddatkvWiumfrumvarp  _skuldara_ԀaW_nauWasamningi_.ViW_skuldaaWlgun_ԀliggurekkertfrumvarpfyrirogYarferengin  slkatkvWagreiWslafram,enYessstaWer63.gr.frWgertaWfundurinnYj;niYeimmegin   tilgangiaWumsj;narmaWurfiaWhlUWaviWhorf_lnardrottna_ԀogskUringar_skuldara_,enlok  X fundarinsliggifyriraWgreiWslutlunsafhendi_skuldarans_ԀorWinendanlegYannigaW K #  _umsj;narmaWurinn_ԀgetitekiWafstWutilYesshvorthannmlimeWYvaW_skuldaaWlgun_    komist.      01.mgr.63.gr.feru1._mlsl_.settWurnefndtmamrkfyrirYvaWfundurYessiverWi   haldinnjafnframtYvsemvitnaWertil1.og2.mgr.48.gr.lagannaumalmennatriWivarW wO  andi_fundarhald_.AWWruleytilUturYessimlsgreinfrumvarpsinsaWYvhvernigbregWast B  skuliviWefframkemurfundinumgreiningurumkrfusemlUsthefurveriWfyrir_um    sj;narmanni_,hvortheldurvegnaYessaW_skuldari_Ԁm;tmlirhennieWaannar_lnardrottinn_.   SamkvmtkvWiYessuertlasttilaW_umsj;narmaWurinn_ԀleitistviWaWjafnagreiningog {  erYhafthugaaWmikluskiptirfyrirallahlutaWeigandiaWniWurstaWafistumatriWisem nF YettavegnaYessaWgreiWslur_skuldara_ԀeigaaWdreifasthlutfallslegajafnttilallra_samnings 9 krfuhafa_ԀaWfenginni_skuldaaWlgun_.EinsogrWiWverWuraf_lokamlsliW_ԀYessararmls  greinarerhinnb;ginnekkitlasttilaWumleitanirtilaWkoma_skuldaaWlgun_Ԁbrj;ti  hugsanlegumgreiningiumframkomnakrfu,envissulegagti;tkljWdeilaumatriWisem r YettasettstrikreikninginnYegarkemuraWYvaWumsj;narmaWurtakikvrWunumhvort e= hannmlimeW_skuldaaWlgun_,sbr.63.gr.g. 0   &  Samkvmt2.mgr.63.gr.ferrWgertaWfundiYessumfariaWWruleytiframviWrWur  _skuldara_Ԁog_lnardrottna_,YarsemsfyrrnefndiverWimeWalannarskrafinnskUringa'ԀatriWum  semYeirsWarnefnduteljiYrf,enaWYvbnuleiti_umsj;narmaWurinn_ԀafstWuhversogeins i _lnardrottins_ԀsemskireWalturskjafundinntil_greiWslutlunar_Ԁ_skuldarans_.Ertlasttil \4 aW_umsj;narmaWurinn_ԀfrifundargerWhverafstaWahvers_lnardrottins_Ԁs.XegarYr ' athugasemdirerukomnarframfr_skuldarinn_ԀaWsWustutkifritilaWendurskoWa  greiWslutlunsnatilefniafskoWanaskiptumfundinum.Athugasemdir_lnardrottna_Ԁ  fundinumgetalotiWaWYvaW_skuldarinn_Ԁbj;WiekkisvohagreiWslusemhonumvrifrt, `  tildmisvegnaYessaWhann_vanmeti_Ԁ_framtWartekjur_,gerirWfyrir;hfilegumframfrslu S+! kostnaWieWahyggistekkiseljatilteknaeigntilaWaflafjrtilgreiWsluskulda.Athugasemd " irnargetajafnframtallteinssniWaWYvgagnstWameWYvaW_lnardrottnar_Ԁtelji_skuldarann_ # hafa;raunhfarvntingarum_greiWslugetu_Ԁsna_skuldaaWlgunartmabili_.MeWYvaW  $ _skuldarinn_ԀfiYetta_lokatkifri_ԀtilaWbreytagreiWslutlungeturhannkomiWtilm;tsviW !W% rttmtarathugasemdirafYessumtoga,endaskiptirafstaWa_lnardrottna_Ԁtil_greiWslutlunar_ J""& mlifyrirniWurstWu_umsj;narmanns_ԀumhvorthannmlimeW_skuldaaWlgun_,sbr.1.mgr. #' 63.gr.g. #(   VarWandifundskv.63.gr.feraWWruleytistWatilaWvekjaathygliaWkvWinuer $ ) ekkimltfyrirumskylduneinstilaWskjahanneWaafleiWingarafYvaWmennltiYaWhj v%N!* lWa._Lnardrottnar_ԀmundusjlfusrekkiglataneinumrttimeWYvaWskjaekkifundinn, A&"+ enhinnb;ginnernrtktaWtlaaWumsj;narmaWurltialmenntsvoaW_lnardrottinn_  '", semsinnirekkimlinumeW_fundars;kn_ԀhafiekkertviWYaWaWathugaaW_skuldarinn_Ԁfi '#- _skuldaaWlgun_Ԁgrundvellifyrirliggjandi_greiWslutlunar_.AWYver_skuldarann_ԀvarWargetur (z$. fjarverafundihinnb;ginnhaftafdrifarkariafleiWingar.0YvsambandiverWuraWgta ( aWYvaWeinnhelstitilgangurfundarinseraWgefa_lnardrottnum_ԀfriaWleitaskUringahj  _skuldaranum_,svoogaWveitahonumtkifritilaWbreytagreiWslutlunvegnafram_kom  inna_ԀathugasemdaYeirra.AfYessumskumertekiWfram1.mgr.63.gr.gaWmeWalYeirra a atriWasemskiptamliYegarumsj;narmaWurmeturhvorthannmlimeWYvaW_skulda T, aWlgun_Ԁkomistshvort_skuldarinn_Ԁhafisinntskyldumsnumskv.2.mgr.63.gr.f.0Yv  lj;siliggurbeintviWaWmti_skuldarinn_ԀekkitilfundarinseWasUnihannYarekkiviWeigandi  _samstarfsvilja_Ԁhlj;tiYaWaWleiWatilhttuaWumleitanirtil_skuldaaWlgunar_ԀfaritumYfur   meWYvaW_umsj;narmaWurinn_ԀmligegnYvaWhnkomist.  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K #    SamkvmtYessukvWiumsj;narmaWurinnanvikufrfundiskv.63.gr.faWtakark    studdaafstWutilYesshvorthannmlimeWYvaW_skuldaaWlgun_Ԁkomist.kvrWun_um    sj;narmannsins_ԀumYettaskiptirskpumummlalok,Yvleggisthanngegn_skuldaaWlgun_   fyrir_skuldarann_ԀermlinuendanlegalokiW,svosemnnarkemurfram2.mgr.Mlihann wO  hinnb;ginnmeWYvaW_skuldaaWlgun_Ԁkomister_skuldarinn_ԀeinssetturogefhannhefWi B  hlotiWbrautargengiatkvWagreiWslu_lnardrottna_ԀviW_nauWasamningsumleitanir_Ԁeftiral    mennumreglum,sbr.3.mgr.,ogstendurYeftiraWhannleitistaWfestingar_skuldaaWlg   unarinnar_ԀfyrirhraWsd;miskv.63.gr.h.YennanhttkemurafstaWa_umsj;narmannsins_ {  staWatkvWagreiWslu_lnardrottna_ԀogmteljaYettaeitthelstaeinkenni_skuldaaWlgunar_Ԁ nF samanburWiviW_nauWasamningsumleitanir_Ԁeftiralmennumreglum. 9   01.mgr.63.gr.gerkveWiWumfyrrnefndanfrest_umsj;narmannsins_ԀtilaWtakaafstWu  sna,semskalverarkstuddogsettframskriflegrigreinargerW.0kvWinuermltfyrir  umhelstuatriWinsem_umsj;narmaWurinn_ԀverWuraWtakamiWafYegarhannkemstaWniWur r stWuYessumefnum.XarerYessfyrstalagigetiWaWhannYurfiaWgtaaWYvhvortnokk e= uWhafikomiWframviWmeWferWhansmlinusemhefWiupphafittaWstandaYvvegiaW 0 _skuldaranum_ԀyrWiheimilaWaWleita_skuldaaWlgunar_,enmeWYessuerskrskotaWtilfyrirmla  1.mgr.38.gr.laganna,63.gr.aog63.gr.d.0WrulagiertlasttilaW_umsj;narmaWurinn_  ltitilYesshvortframkomnarupplUsingargefitilkynnaaW_skuldarinn_Ԁleiti;eWlilegamikillar i eftirgjafarafhendi_lnardrottna_ԀmeW_skuldaaWlguninni_ԀmeWtillititil_fjrhags_ԀhansogYess \4 semvntamegiaWgerstgetivarWandifjrmlhansninniframtW.0YriWjalagiverWuraW ' gtaaWYvhvort_skuldarinn_ԀhafiviWumleitanirtil_skuldaaWlgunar_Ԁsinntskyldumsnumskv.  2.mgr.63.gr.f,semfjallaWvarumathugasemdumviWfliW1.gr.frumvarpsins,oghvort  teljamegihannaWWruleytihafastaWiWheiWarlegaaWverkiYessumefnum.0fj;rWalagi `  verWur_umsj;narmaWurinn_ԀaWleggjamatYaWhvortraunhftsaWtlaaW_skuldarinn_Ԁgeti S+! staWiWviWYskilmlasemhanngengistundirmeW_skuldaaWlguninni_,enYessusambandi " verWuraWltasvoaWtilgangslaustsaWltahananframaWgangaefekkieru_smilegar_ # horfuraW_skuldarinn_Ԁmunistandaskilumsamkvmthenni.LokserYessfimmtalagi  $ getiWaW_umsj;narmanninum_ԀberiaWtakatillittilviWhorfaYeirra_lnardrottna_ԀsemhafalUst !W% _samningskrfum_ԀogltiWlj;safstWutil_greiWslutlunar_Ԁ_skuldarans_Ԁfundiskv.63.gr.f. J""& EkkiertlasttilaW_lnardrottnar_ԀhafiYessumefnumrslitahrif,endaermeWreglum #' frumvarpsinsmeWalannarsvikiWfralmennumreglumum_nauWasamningsumleitanir_ԀmeW #( YvaWYeirrWiekkiniWurstWuum_skuldaaWlgun_ԀmeWatkvWagreiWslu.hinnb;ginn $ ) hlj;tamlefnalegarogrkstuddarstWurfyrirandstWu_lnardrottna_ԀviW_skuldaaWlgun_ԀaW v%N!* hafatalsvertvgiviWmat_umsj;narmannsins_.VarWandiYessatalningu_viWmiWunaratriWum_ A&"+ skv.1.mgr.63.gr.gverWuraWbendasrstaklegaaWhnereftirorWalagikvWisinsekki  '", tmandioggetaYvnnuratriWijafnframtkomiWtilskoWunar.UmframalltverWurY;aW '#- leggjahersluaWtlastertilaW_umsj;narmaWurinn_ԀbeitiYessumefnumheildstWumati (z$. oggtiaWYvhvorteftiraWstWumllumssanngjarntgagnvartbWi_skuldaranum_Ԁog_lnar ( drottnum_ԀhansaWhannfilokiWskuldumsnumYannhttsemrWgertergreiWslutlun  hans.    02.mgr.erufyrirmliumlok_umleitana_Ԁtil_skuldaaWlgunar_Ԁefumsj;narmaWurkemstaW a YeirriniWurstWuaWmlagegnYvaWhnkomist.0kvWinuergertrWfyrirYvaW_um T, sj;narmaWurinn_ԀsendiYtafarlaustgreinargerWsnaskv.1.mgr.samtskriflegritilkynningu  til_skuldarans_Ԁog_hraWsd;mst;lsins_ԀYarsem_skuldaranum_ԀvarveittheimildtilaWleita  _skuldaaWlgunar_,enYegarstilkynningberst_d;mst;lnum_ԀlUkurYessuferliogumleiWfalla   niWurYaurttarhrifsem_umleitanirnar_ԀhfWufrmeWsrskv.40.gr.laganna._Skuldaranum_  X erhrekkiveittleiWtilaWleitaendurskoWunarYessariniWurstWu_umsj;narmannsins_,en K #  aWYvleytier_skuldarinn_ԀeinssetturogefhannhefWileitaW_nauWasamnings_Ԁeftiralmennum    reglumog_samningsfrumvarp_ԀhanshefWiekkihlotiWngilegtfylgiviWatkvWagreiWslu    _lnardrottna_.Ljki_umleitunum_Ԁtil_skuldaaWlgunar_ԀYennanhttermltsvofyrirniWurlagi   YessakvWisaW_umsj;narmaWurinn_Ԁskulisvoflj;ttsemverWamfbirtaauglUsinguum wO  _mlalokin_Ԁ_LgbirtingablaWi_.0tengslumviWYettaerjafnframtvakinathygliYvmeW B  sWastamlsliW2.mgr.aWalmennarreglurumlok_nauWasamningsleitana_Ԁ41.og42.gr.lag    annagildaeinnigYegarleitaWer_skuldaaWlgunar_,enum_lyktir_ԀmlssamkvmtYeimkvW   umverWurumsj;narmaWuraWfbirtaauglUsingusamahttogWurvargetiW. {    Mli_umsj;narmaWurinn_ԀmeWYvaW_skuldaaWlgun_ԀniframaWgangafelursafstaWa nF hansYaWsrskv.3.mgr.aW_skuldarinn_ԀverWureinssetturogeffrumvarptil_nauWasamnings_ 9 fyrirhannhefWiveriWsamYykktviWatkvWagreiWslueftiralmennumreglum3.Yttarlag  anna._Umsj;narmaWurinn_ԀgerirYekkiaWeinsgreinargerW,svosemlUster1.mgr.Yessarar  greinar,heldureinnigYaWsemnefnter3.mgr.samYykktfrumvarpaW_skuldaaWlgun_.0ein r stkumtluliWum3.mgr.er_tundaW_ԀnnarhvaWkomaeigiframslkufrumvarpi,enflest e= umatriWumerumYaWaWrWaaWdregnarverWisamanupplUsingarumvissefnirgreiWslu 0 tlun_skuldarans_,eftiratvikumaWteknutillititilbreytingasemhannkannaWhafagert  henniviWumleitanirtil_skuldaaWlgunar_,sbr.3.mgr.63.gr.eog2.mgr.63.gr.f.AWtvennu  leytierY;rWgertaWsamYykktafrumvarpiWgeymiupplUsingarsemekkierugreiWslu i tlun.Annarsvegarer2._tlul_.3.mgr.63.gr.gmltfyrirumaWfrumvarpinuskulikoma \4 framhvaWa_lnardrottnar_Ԁeigi_samningskrfur_ԀoghverfjrhWkrfuhversYeirras,svoog ' hvaWahlutfallYeireigiaWfgreittafkrfumsnumeigi_skuldaaWlgunin_ԀaWleiWaeingngu  til_hlutfallslegrar_Ԁlkkunar_krafnanna_ԀeWahvaWahlutfallhverYeirraeigiaWfaf  _afborgunarfjrhW_ԀefkveWiWverWurumY_greiWslutilhgun_Ԁ_skuldaaWlguninni_.UpplUs `  ingarumYettaerueWlimlssamkvmtekkigreiWslutlun,endaerekkifrtaWslYessu S+! fstufyrrenframerkomiWhverjir_krfuhafarnir_ԀerumeWYvannaWhvortaWYeirhafilUst " krfumsnumeWaYannhttsemmlterfyrirum3.mgr.63.gr.e.BendaverWuraW_til # greining_ԀYessusamYykktufrumvarpierhWYeimalmennafyrirvaraaWkrfurfallaekki  $ niWurY;ttYeimsekkilUstfyrir_umsj;narmanni_Ԁkjlfar_innkllunar_Ԁhans.X;tttlaverWi !W% aWslktmundiheyratilundantekningaverWuraWhafahugaaWkrfuhafigtigefiWsig J""& sWaristigumframviW_skuldara_ԀogkrafiWhannumgreiWslu_samningskrfu_,semekkivarlUst #' ogYarmeWekkigertrWfyrirsamYykktufrumvarpi.ViWkomandi_lnardrottinn_ԀvriY;eftir #( semWurbundinnafYeimkjrumsem_skuldaaWlgunin_Ԁflisr,sbr.2.mgr.60.gr.laganna. $ ) Hafi_skuldaaWlgun_ԀkomistmeWYeimskilmlumaW_skuldarinn_ԀgreiWimnaWarlegatiltekna v%N!* _afborgunarfjrhW_,semerYheildarupphWtilrWstfunaruppsamanlagWar_samnings A&"+ krfur_,yrWiaWbregWastviWtilkomunUs_samningskrfuhafa_ԀmeWYvaWbreytauppfrYv  '", hlutfallslegriskiptingu_afborgunarfjrhWarinnar_ԀmilliYeirraallra.SlkabreytinguyrWi '#- _skuldarinn_ԀsjlfuraWgeraogveitaYWrum_samningskrfuhfum_ԀupplUsingarumstWuna (z$. fyrirhenni,enekkierrWgertfrumvarpinuaWatviksemYessivaldiYvaWumleitanirtil ( _skuldaaWlgunar_ԀverWi_enduruppteknar_ԀeWanUkrafaumstaWfestinguhennarkomitilkasta  d;mst;la.Hinsvegarermltsvofyrir3._tlul_.3.mgr.63.gr.gaWframskulikomastaW  festufrumvarpihvort_skuldari_ԀgerirWfyrirYvaWumdeildkrafasmeWalYeirrasemgreitt a verWiafsamkvmtfyrrnefndum2._tlul_.kvWisins.EinsogvikiWvaraWathugasemdum T, viWfliW1.gr.frumvarpsinserureglur1.mgr.63.gr.fummeWferW_umdeildra_ԀkrafnaviW  umleitanirtil_skuldaaWlgunar_,enekkiermiWaWviWaWniWurstaWafistYaralltafumrttmti  slkrakrafna.XvgeturkomiWtilYessaW_umleitunum_ԀljkinYessaWtkljWursgrein   ingurumkrfu,einaeWafleiri,ensvosemframkemursWarimlsliW2.mgr.63.gr.fer  X tlasttilaW_skuldarinn_ԀsegiYarsWustustigumtilumhvaWhannhafihyggjumeWslka K #  krfu,YaWeraWsegjahvortgertskulirWfyrirhennisamYykktufrumvarpieWaekki.    kvWi3._tlul_.3.mgr.63.gr.gtakamiWafYessu.MeWYvaWgreinasrstaklegafrYv    samYykktufrumvarpiaWtiltekinkrafa,semtlaWeraWgreiddverWi,sumdeildervakin   athygliannarra_lnardrottna_ԀsemeigagreiWsluvndumaf_afborgunarfjrhW_ԀYvaWhlut wO  deildYeirrahennikunniaWbreytasttilhkkunarefgreiningurumumdeildukrfunaer B  leiddurtillyktaYannhttaWhnlkkieWafallimeWllubrott.VarWandi3.mgr.63.gr.g    eraWWruleytistWatilaWvekjaathygliaWmeWupphafsorWumkvWisinser_umsj;nar   manninum_ԀgertaWboWa_skuldarann_ԀsinnfundtilaWafhendahonumgreinargerWsnaumlok {  mlsinsogeintakafsamYykktafrumvarpinu.HrergengiWtfrYvaWYrfsaWgera nF YettameWformlegriathfn,endahefsteinnarviku_frestur_Ԁ_skuldarans_ԀtilaWleggjaskriflega 9 krfufyrirhraWsd;mumstaWfestingu_skuldaaWlgunarinnar_Ԁskv.1.mgr.63.gr.h_tma  marki_ԀYessafundar.    04.mgr.63.gr.germltfyrirumskyldu_umsj;narmannsins_ԀtilaWsenda_lnardrottnum_, r semlUstukrfumviWumleitanirtil_skuldaaWlgunar_,eintakafgreinargerWsinniskv.1.mgr. e= greinarinnarsamttilkynninguum_lyktir_Ԁmlsinshndumhans.TilkynningusemYessa 0 verWuraWsenda_lnardrottnum_ԀsemlUstukrfumntillitstilYesshvortYeirhafireynstvera  _samningskrfuhafar_ԀoggildirYettakvWijafnthvortsem_umsj;narmaWurinn_Ԁhefurmlt  meWeWagegnYvaW_skuldaaWlgun_ԀniframaWganga.HafihannmltmeWYvverWureintak i afsamYykktufrumvarpieinnigaWfylgjaYessumtilkynningum. \4   UmhliW(63.gr.h). 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