WPC#9 .S=d-LY =d&Y$Y$mw}*V j} ' !tna&nRh XapUz 1,M.{( ?nb^L=$DQI 2#ihA6P);!rҁy.W@*e)W(%[yiٶc!x[ AOh ?Cū~bIxB9ݜ5oBWa$!I}-X_.(-yqX[%򲼻7=.^aK'(epi#VcM1DoaXP|':iOվGĽUιhîg܎b6/t HcN Ba FE_mp㕝y+#e&IgPRf+A33n4w"an)sLq&F0.·ɢ}".MpjU7N" %p 04v #(s 4 m>w&^ *46JEYY 0y[ 0D B-8E}iiiiiihgmmmmm+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!+!N""""" 1"" 0Q|#|#|#|# 0Q'' 0],, 0u{0{0 0w00 0g1g1 022 1u22>3>3 B;5;5;5;56X5X5X5X5X5X5X5X5X5X5X5X5 7266/66 1666666666666666666666U:7777M7777U7&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDFyy0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wpt; rM;:i+003|x()(3U]$ Z!ISUS.,,,..TRW6&A4W6&A4 6&A4\XħX 6&A4TXvXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? pXXv0?vvbX0#ggdd  8pdd8ISIS,.         1  (%$  1  )Hairline d . @    LL`    U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      1    E ԀR;bertA.Dahl,DemocracyanditsCritics,YaleUniversityPress,1989.# EG#  U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      2    ݀E Democracyandits# EH#E Critics,bls.99.# E#  U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      3    ݀E Democracyandits# EH#E Critics,bls.85.# E#  U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      4    ݀E DemocracyanditsCritics,# EH#ԀE bls.98og105.# E#  U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      5    E ԀDemocracyanditsCritics,bls.109.# EG#  U]$ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.      6    ݀E DemocracyanditsCritics,bls.112.# EH#ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3$\$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXhXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXh0?vvbX0#ggdd  8*dXXd8ISIS,.     ()3$\$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXhXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXh0?vvbX0#ggdd  8*dXXd8ISIS,.     (53vQ$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXhXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXh0?vvbX0#ggdd  8*dXXd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a$\'ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.   _#/#?  2d XXd2 #XX# d , gvQ+ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular K e$\)ISUS.,,,..XXXX? XX0?vvbX0#ggdd  ISIS,.   _>?  Z!ISUS.,,,..TRW6&A4X3' Letter 6&A43'LetterTXXXXTRW6&A4W6&A4 6&A4 6&A4T ? XX0?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03qs 9.,138.lggjafarYing2009!2010. ( Xskj.332"288.ml.     E@ Frumvarptillaga# EΥ#   umbreytingulgumumskyldutryggingulfeyrisrttindaogstarfsemilfeyrissj;Wa,nr.   129/1997,meWsWaribreytingum.  X   @@Flm.:Eygl;HarWard;ttir,GunnarBragiSveinsson,    MargrtTryggvad;ttir,MagnsOrriSchram.      1.gr. wO    EftirfarandibreytingarverWa2.mgr.27.gr.laganna: B   (g00_ikmo"i0J"  i0J2g  a  .3  Ԉ0    4.tlul.orWastsvo:rsfund,hvernigboWaskulitilhansoghvaWamlskuliYarlgW    fram.i0J݌  Ќ  "i0J"  i0J 2g  b  .3  Ԉ0    5.tlul.orWastsvo:Hlutverkstj;rnar,fjldastj;rnarmannaogvaramannaYeirra,kjr {  tmabilYessaraaWila,svooghvernigvaliendurskoWandaskulihttaW.i0J 2 ݌nF Ќ    2.gr.     2.tlul.3.mgr.29.gr.lagannafellurbrott.    3.gr. e= 6   EftirfarandibreytingarverWa30.gr.laganna: 0 ! ! (g00"i0J"  i0Jc 2g  a  .3  Ԉ0    0staW2.og3.mlsl.1.mgr.komasexnUirmlsliWir,svohlj;Wandi:Allirsj;Wflagar  eigartttilfundarsetursfundinummeWumrWu-ogtillgurtti.AtkvWisrttfund  inumhafaallirYeirsj;Wflagarsemgreitthafasj;WinnfyrirsWusturam;t.Hversj;W i flagifermeWeittatkvWi.EinfaldurmeirihlutirWurrslitummla.Kosningarskulu \4 veraleynilegar.Sj;WflagigeturaWhmarkifariWmeWtvatkvWiogskalYliggjafyrir ' skriflegtumboWfrYeimsj;WflagasemframseluratkvWisitt.i0Jc ݌ Ќ  "i0J"  i0J 2g  b  .3  Ԉ0    ViW2.mgr.btistnUrmlsliWur,svohlj;Wandi:GgnogupplUsingarskuluveraaWgengi  legarfyrirsj;WflagaaWlgmarkisjvirkumdgumfyrirrsfund.i0J 8݌`  Ќ  "i0J"  i0J2g  c  .3  Ԉ0    ViW3.mgr.btistnUrmlsliWur,svohlj;Wandi:rsfundiskalheildarrsreikningurvera S+! aWgengilegurfyrirsj;Wflaga.i0J݌" Ќ  "i0J"  i0J62g  d  .3  Ԉ0    ViWbtistnUmlsgrein,svohlj;Wandi:i0J6c݌# Ќ  0  0   v Stj;rnlfeyrissj;Wsskalkjrinrsfundiafsj;Wflgum,aWlgmarki/EE//  3  LL y 5  y///hlutumfr  $ launYegumogaWhmarki/  //!j!W2!W!j  L L l!D!W5!Wl!D/ //hlutumfrsjlfstWumatvinnurekendum,stj;rnarmnnum !W% ogframkvmdastj;rumfyrirtkja.Efstj;rnarmaWursemkjrinnerfyrirlaunYega J""& breytirumstarfsvettvangogverWursjlfstWuratvinnurekandi,stj;rnarmaWureWafram #' kvmdastj;rifyrirtkisskalhannvkjaogvaramaWurtakaviW.FormaWurskalkosinn #( srstakrikosninguafsj;Wflgum.rsfundiskaljafnframtkj;saforstWumannendur $ ) skoWunardeildareWasamYykkjavalsjlfstttstarfandieftirlitsaWila.Frfarandistj;rn v%N!* skalleggjaframtillgurumYfyrirrsfundogsj;WflgumerYaWeinnigheimilt.For A&"+ stWumaWurendurskoWunardeildarskalveralggilturendurskoWandieWahafahlotiW  '", viWurkenninguFjrmlaeftirlitsins,samagildirefumsjlfstttstarfandieftirlitsaWilaer '#- aWrWa.#(z$.L #9 y     4.gr. (   EftirfarandibreytingarverWa31.gr.laganna:  ! ! (g00"i0J"  i0JK2g  a  .3  Ԉ0    0staW1.mlsl.1.mgr.komatveirnUirmlsliWirsvohlj;Wandi:Stj;rnarmenn,fram  kvmdastj;rilfeyrissj;WsogforstWumaWurendurskoWunardeildareWasjlfstttstarf a andieftirlitsaWiliskuluveralgrWa,fjrsnsrWandioghafa;flekkaWmannorW.Xeir T, megaekkisWustufimmrumhafaveriWrskurWaWirgjaldYrotaeWahlotiWd;m  tengslumviWatvinnurekstursamkvmtalmennumhegningarlgum,samkeppnislgum,  lgumumfjrmlafyrirtki,hlutaflg,einkahlutaflg,b;khald,rsreikninga,gjald   Yrotaskiptio.fl.eWaYeimsrlgumsemgildaumaWilasemltaopinberueftirlitivegna  X fjrmlastarfsemi.i0JKx݌K #  Ќ  "i0J"  i0J!2g  b  .3  Ԉ0    ViW2.mgr.btistnUrmlsliWur,svohlj;Wandi:UmmeWferWtrnaWarupplUsingaog    verWbrfaviWskiptastj;rnarmanna,framkvmdastj;raogstarfsmannalfeyrissj;Wafer    samkvmtlgumumverWbrfaviWskipti.i0J!!݌  Ќ  "i0J"  i0J#2g  c  .3  Ԉ0    OrWin?nemaaWfengnuleyfistj;rnar 5.mgr.fallabrott.i0J##݌wO  Ќ    5.gr.    $  ViW37.gr.lagannabtistnUmlsgrein,svohlj;Wandi:     Fjrfestingarstefnasj;WsinsskaltWveraaWgengilegfyrirsj;Wflaga.Stj;rnlfeyrissj;Ws {  skalbirtaupplUsingarumfjrfestingarhlutabrfum,skuldabrfum,afleiWusamningumog nF aWrarskuldbindingarsj;WsinsogstWuYeirra12viknafrestiskilmerkileganogaWgengi 9 leganhttfyrirsj;Wflaga,Y.e.hversumikiWerfjrfesthverjumflokki.  @==!6.gr. r   0staWorWanna?einuri 1.mlsl.55.gr.lagannakemur:tveimurrum. e= @==!7.gr.    LgYessiWlastYegargildi.  @#dggGreinargerW.#ggd(Ԉ \4   MeWfrumvarpiYessuerulagWartilformbreytingarstarfsemilfeyrissj;WatilaWtryggja ' aukiWlUWrWi,gagnsi,eftirlitoghrifsj;Wflagastarfsemilfeyrissj;Wa.    Samkvmtlgumumskyldutryggingulfeyrisrttindaogstarfsemilfeyrissj;Wa,nr.129/  1997,meWsWaribreytingum,erllumlaunamnnumogYeimsemstundaatvinnurekstureWa `  sjlfstWastarfsemirttogskyltaWtryggjasrlfeyrisrttindimeWaWildaWlfeyrissj;Wifr S+! ogmeW16raaldritil70ra.LgmarksiWgjaldtillfeyrissj;Wsera.m.k.12%afiWgjalds " stofni.JafnframtgreiWirfjldi0slendinga2!4%tilviWb;tarsreignarsj;Wilfeyrissj;Wanna # vegnalfeyrissparnaWar,aukYesssemfinnamsrkvWiumlfeyrisrttindisrlgum,  $ kjarasamningumeWarWningarsamningi.Sj;WirnirgeymaYvmeginhlutasparnaWarlands !W% manna.Heildareignirlfeyrissj;WannaerutlaWarum1.700!1.800milljarWarkr. J""&   MiklumfjrmunumfylgirmikiWvaldogbyrgWogmYvfullyrWaaWlfeyrissj;Wireru #' meWallykilstofnanaslenskssamflags.TraustogtrverWugleikistofnanasamflaginuhefur #( beWiWmikinnhnekkiundanfrnummissirumogYvmikilvgtaWendurvinnaYaWogbyggja $ ) uppnU. v%N!*   Flestirlfeyrissj;WirvorustofnaWireftiraWsamtklaunYegaogatvinnurekendasmduum A&"+ YaWalmennumkjarasamningumriW1969aWgreiWahlutaaflaunumlfeyrissj;WogaW  '",  atvinnurekandigreiddiframlagm;ti.riW1974varWlgskyltaWgreiWaafdagvinnulaunum '#- launYegalfeyrissj;Wogafheildarlaunumfrrinu1981.X&   vorusjlfstWiratvinnurek ( endureinnigskyldaWir'(V1tilaWgreiWalfeyrissj;W.    NeruYv40rliWinfrYvaWAlYUWusamband0slandsgerWifyrstsamningsemkvaW  umaWhelmingurstj;rnarmannalfeyrissj;Wunumkmifratvinnurekendumenhelmingur a frverkalUWsflgum.SamningurinnvarendurnUjaWurdesember1995ogengarbreytingar T, gerWarYessaritilhgun.    Stj;rnarmennlfeyrissj;Wanna0slandierulangflestumtilvikumtilnefndirannarsvegar  afatvinnurekendumoghinsvegarafverkalUWsflgum,sumumtilvikumeftirkosningar   rsfundumverkalUWsflaga.ErYettafyrirkomulagmjgsambrilegtreglumumval  X stj;rnarmnnumhjlfeyrissj;Wumngrannalndumokkar,sbr.niWurstWuskUrslusem K #  TryggviX;rHerbertssonvannfyrirLandssamtklfeyrissj;WariW2004.TeljamYlf    eyrissj;WiYarsemsj;Wflagarkj;sastj;rnarmennbeinnikosningufingrumannarrarhandar.    XarmeWalmnefnaLfeyrissj;WverkfrWingaogLfeyrissj;WarkitektaogtknifrWinga.   EinnigerudmiumblandaWfyrirkomulageinsogLfeyrissj;WlknaYarsemstj;rnLkna wO  flags0slandskUstvomennogrsfundureinn,ogLfeyrissj;WbankamannaYarsemsj;W B  flagarkj;sahelmingstj;rnarogaWildarfyrirtkihelmingeftirkveWnumreglum.Xessirlf    eyrissj;Wirhafaalmennthaftfrekarfasj;Wflaga.     EftirbshaldabyltingunavarkrafaalmenningsskUrumaukiWlUWrWioggagnsi {  slenskusamflagiogstj;rnkerfi. nF   LUWrWieroftskiptniWurannarsvegarstj;rnskipunarlUWrWiogkvrWunarlUWrWi. 9 LUWrWitilaWtakakvarWanirertkitilaWaWstoWaf;lkaWtakakvarWanir,jafnvelumml  semYaWkannaWvera;sammlaum.LUWrWisemstj;rnskipanfjallarumhvernigvaldiog  byrgWerdreiftsamflagi,hverniglykilstofnanirsamflagsinseruskipulagWaroghvernig r f;lkgeturskipttstj;rnvldumfriWsamleganhtt.BorgararYurfaaWgetatreystYvaWvald e= sekkitengtkveWnumforrttindumeWathlutaWtvldumeinstaklingum.Xvskiptafrjlsar 0 ogsanngjarnarkosningarmiklumliogaWst;rarkvarWanirsuteknarmeWlUWrWislegum  htti.AukfrjlsrakosningaskiptireinnigopinogalmennumrWa,aWganguraWupplUsingum  ogmargvslegtsamrWmli,tilaWtryggjatrverWugleikaogtraust. i   ViWhrunbankannakomlj;saWUmislegtvaraWathugaviWgrunnforsendurlUWrWisins, \4 samflagsinnviWinaogsttinamilli;lkraYj;Wflagsh;pahrlandi.ViWbrgWalmennings ' vorukrftugkrafaumlUWrWi.ViWYessariauknulUWrWiskrfuhefurveriWbrugWistmeW  frumvrpumumstj;rnlagaYing,Yj;WaratkvWagreiWslurogpers;nukjro.fl.Minnahefur  veriWgertaWtryggjaaukiWlUWrWiatvinnulfinu. `    ?ghyggaWYaWsmjgvWast;rumflagahreyfingum,aWupphaflegasYargertrW S+! fyrirmjgverulegulUWrWiogfyrsturumslkrarhreyfingarsslktlUWrWivirkt.Hins " vegargeristYaW8[aW]8st;rarflagslegarhreyfingarstkkaogverWavoldugrierauWvitaW # ;hgaraaWkomaslkulUWrWiviW.Xr;uninhefurmjgvWaorWiWs,ogYarmtakadmi  $ bWihrafsamvinnuhreyfinguogaWminnihyggjuverkalUWshreyfingueinnig,aWvaxandi !W% mlierfariWtYaWsemstundumernefntYrepalUWrWi,YaWerukosnirfulltrarsemaftur J""& kj;safulltrasemafturkj;safulltrasemsvokj;saWstustj;rn.Xettafyrirkomulag,Y;svo #' aWpapprnumsYaWlUWrWislegt,leiWirreyndtilstWnunar&  ogltillabreytinga. Xetta #( sagWiVilmundur'#DԀGylfasonrWuAlYingifyrirtpumYrjturum. $ )   XettaerstaWanstj;rnumlfeyrissj;Wadag. v%N!*   FlutningsmennteljaaWYessuverWiaWbreytatilaWtryggjabeintlUWrWi,Yarsemhinn A&"+ almennisj;WflagihefuraukinhrifYaWsemYarergert.  '",   &  VerkalUWshreyfinginogsamtklaunYegahafarkaramlitekiWorWrWusamvinnu '#- hreyfingarinnar''GԀuppsnaarma,lktogkemurframyfirlUsinguumeflingusamvinnuflaga (z$. semsamYykktvarafAllsherjarYingiAlYj;WavinnumlastofnunarinnarriW2002.Megin ( reglursamvinnuhreyfingarinnarerueittatkvWi!einnmaWurtilaWtryggjalUWrWislega  stj;rnunflagsmanna,frjlsaogopnaaWildogaWYaususjlfstWog;hW.    Hinsvegarerekkin;gaWfagnalUWrWioggagnsityllidgum,heldursUnirbitur a reynslanafhrunislensksefnahagslfsmikilvgiYessaWsfelltsunniWaWYvaWtryggja T, lUWrWi,gagnsiogbeinaaWildalmenningsaWstj;rnunflaga,fyrirtkjaoglandsinsalls.    FlutningsmennteljaaWtilaWst;raukalUWrWiinnanlfeyrissj;WannaverWiaWgeragrund  vallarbreytingarYvhvernigkj;saeigistj;rnirYeirra.XannigverWisj;WflagaraWfaW   kj;safulltrastj;rnirlfeyrissj;WabeinnikosningursfundiogennfremurverWihelm  X ingaskiptareglunniumaWfulltrarsutilnefndirafsamtkumlaunYegaogsamtkumat K #  vinnurekendavikiWtilhliWar.FlutningsmennteljaaWtilYessaWtryggjalUWrWioggagnsi    stj;rnlfeyrissj;WannaverWialmennirsj;WflagaraWftkifritilaWbj;Wasigframtil    stj;rnarsetuaWYvgefnuaWYeiruppfyllihfisskilyrWitilYess.     MarkmiWiWmeWYessulagafrumvarpieraWtryggjaYettaauknalUWrWi,sjlfstWieftirlits wO  aWilagagnvartstj;rnogstarfsmnnumsj;Wanna,semogaukiWgagnsiogupplUsingaflWi B  tilsj;Wflagaogsamflagsinsumfjrfestingarlfeyrissj;Wa.    @ AthugasemdirviWeinstakargreinarfrumvarpsins. {  @ Um1.gr. nF   MeWbreytingumsemlagWarerutil27.gr.lagannaerkveWiWumaWfelltverWibrottaW 9 kveWiWsumYaWsamYykktumlfeyrissj;WannahverjireigiatkvWisrttrsfundi,  hvernigatkvWisrtturerkveWinnoghvernigskulistaWiWaWvalistj;rnarmnnumog  varamnnum.SWarfrumvarpinuerlagttilaWkveWiWverWiumYaWlgunum. r @ Um2.gr. 0   0YeimbreytingumsemlagWarerutil29.gr.lagannafelstaWekkiverWilengurforrWi  stj;rnarlfeyrissj;WsaWrWaforstWumannendurskoWunardeildareWasemjaviWsjlfsttt  starfandieftirlitsaWila.SWarfrumvarpinuerlagttilaWYaWverWiforrWirsfundarsj;W i flagaenaWtillgurumhverjirkomitilgreinakomifrfrfarandistj;rn. \4 @ Um3.gr.    UmfangsmestubreytingarnarsemlagWarerutilfrumvarpinueru30.gr.laganna.0aliW  erlagttilaWsj;WflagarmuniekkilengureingngueigartttilfundarsetursfundimeW `  umrWu-ogtillgurttheldurfiYeireinnigatkvWisrtt.Allirsj;Wflagarsemgreitthafa S+! viWkomandilfeyrissj;W,miWaWviWsWusturam;tfyrirrsfundinn,hafaatkvWisrtt.Skal " hversj;WflagifarameWeittatkvWi.KosningskalveraleynilegogerlagttilaWeinfaldur # meirihlutirWirslitummla.Sj;WflgumerheimiltaWframseljaatkvWisitt,enY;aWeins  $ YannigaWhversj;WflagigeturaWhmarkifariWmeWtvatkvWi.SkalYliggjafyrirskrif !W% legtumboWtilhandaYeimsemfermeWatkvWiWogmtirrsfundinntilaWnUtaatkvWiW. J""& FlutningsmennteljaeWlilegastaWframkvmdkosningannaverWimeWrafrnumhttiYar #' semunnteraWkomaYvviW. #(   &  0bliWerlagttilaWggnogupplUsingarfyrirrsfundiskuliliggjafyriraWlgmarkisj $ ) virkum'$BZԀdgumfyrirfundmeWaWgengilegumhtti,t.d.p;sti,meWtlvup;stieWavefsWu v%N!* lfeyrissj;Wsins.&  ԀTeljaflutningsmennaWmeWYvverWitryggtaWsj;WflagarhvarsemYeirba A&"+ landinugetinlgast'A&|[ԀnauWsynlegarupplUsingarogundirbiWsigfyrirYtttkursfundi.  '",   MeWbreytingunnicliWerlagttilaWsj;WflagareigirttaWgangiaWheildarrsreikningi, '#- ekkibarastyttritgfursfundi. (z$.   0d-liWerlagttilaWbttverWiviWnUrrimlsgreinviW30.gr.YarsemtilgreintverWi ( hvernigskulistaWiWaWkjristj;rnarlfeyrissj;Ws.SamkvmtgildandilgumskalkveWa  umslktsamYykktumviWkomandisj;WaenflutningsmennteljanauWsynlegtaWhafaal  mennaregluumkjriWogleggjatilaWYaWverWigertmeWlgum. a   XannigverWikveWiWumaWlaunYegarskulitWverameWmeirihlutastj;rnlfeyris T, sj;Wa,lktogYeirerureyndh;pisj;Wflaga,ogerYaWtryggtmeWkveWnulgmarkshlut  fallifjldastj;rnarmannasemkomafrsj;WflgumsemerulaunYegarogkveWnuhmarks  hlutfallifjldastj;rnarmannasemgetatalistatvinnurekendur.MeWYessuteljaflutningsmenn   aWYessitfrslastilYessfallinaWtryggjalUWrWioggagnsistj;rnumsj;Wanna.Bt  X frslaYessaYarfekkiaWverafl;kinYarsemunnteraWleitaeftirleyfitilPers;nuverndartil K #  aWsamkeyrafyrirtkjaskrYj;WskrrviWsj;WflagaskrsvoaWunntsaWsannreynahvort    sj;Wflagieratvinnurekandi.      0greininniereinniglagttilaWformaWurskulijafnframtkosinnsrstakrikosninguafsj;W   flgum. wO    nnurnUbreytnisemlgWertileraWforstWumaWurendurskoWunardeildareWasjlfsttt B  starfandierkosinnsrstakrikosningursfundi.TeljaflutningsmennYettasrstaklegatil    YessfalliWaWtryggjasjlfstWiforstWumannsendurskoWunardeildarogaWhanngtitW   hagsmunasj;WflagagagnvartbWistj;rnogstarfsmnnumsj;Wsins.0greininniereinnig {  lagttilaWfrfarandistj;rnleggiframtillgurumYessaaWila,eneinnigskalverahgtaW nF komameWtillguumforstWumannendurskoWunardeildarfrsj;Wflgumrsfundi. 9 @ Um4.gr.    MeWbreytingunumsemlagWarerutil31.gr.lagannaeruhfiskrfurstj;rnarmanna, r framkvmdastj;ralfeyrissj;Ws,forstWumannsendurskoWunardeildareWasjlfstttstarfandi e= eftirlitsaWilaskUrWarennfrekarogerubreytingarnarsamrmiviWnUsamYykktlgum 0 BankasUslurkisinsYarsemkveWiWerumhfistj;rnarmanna.    0b-liWerlagttilnUttkvWiYarsemkveWiWverWiumaWummeWferWtrnaWarupp  lUsingaogverWbrfaviWskiptastj;rnarmanna,framkvmdastj;ra(forstj;ra)ogstarfsmanna i lfeyrissj;WafarisamkvmtlgumumverWbrfaviWskipti.FlutningsmennteljarttaWkveWa \4 skUrtumYettalgunum. '   0c-liWerlagttilaWtekinnverWiafallurvafiafumYaWaWframkvmdastj;rieigiekkiaW  sinnasjlfstWumatvinnurekstrisamhliWastrfumsnumsemWstistj;rnandilfeyrissj;Ws.  XettaerbreytingYarsemframkvmdastj;raerYettaheimiltaWfengnuleyfistj;rnarsam `  kvmtgildandilgum. S+! @ Um5.gr. #   MeWgreininnierlagttilaWviW37.gr.lagannabtistnUmlsgreinsemfelursraWlgW  $ verWiherslaupplUsingagjftilsj;Wflagaumfjrfestingarlfeyrissj;Wsins12viknafresti. !W% EWlilegastvriaWupplUsingarnarvrubirtarvefsWuviWkomandisj;WsogYannigaWgengi J""& legarfyrirYsemhafahuga. #' @ &  Um6.gr. $ )   MeWbreytingu55.gr.lagannaerlagt'$nԀtilaWYyngjarefsinguviWbrotumlgunumr v%N!* einurialltaWtvrnemaYyngrirefsingliggiviWsamkvmtWrumlgum.hverjuri A&"+ greiWasj;Wflagarmilli100!200milljarWakr.innlfeyrissj;WiogerlangstrstihlutiiW  '",  gjaldannaskyldubundinnsamkvmtlgum.Heildarfjrmunirlfeyrissj;WannaeruYvvel '#- ., @ LL`    rmlegalandsframleiWsluogYvum&   gfurlegafjrmuniaWrWa.XessufrumvarpiertlaWaW ( tryggjaaWvelsfariWmeWYessa'(qԀfjrmuniogaWlfeyrirsj;WflagastryggWurngilegavel.    FlutningsmennteljaYvmikilvgtaWviWurlgviWbrotumYeimsusamrmiviWY  hagsmunisemhfieruogennfremursamrmiviWbrotWrumlgumervarWafjrmla a markaWinn. T, Ѐ@ Um7.gr.    GreininYarfnastekkiskUringa.    Fylgiskjal. B    Au) dE>> A^        :lafurPllJ;nsson: {    PrttlUWrWi.  9 BrritgerWinni?PrtteWarkogrttlti.TvrhugmyndirumlUWrWi .  (RitiW,1.hefti2003,bls.33!43.)