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" @==!4.gr. e =$   EftirfarandibreytingarverWa15.gr.alaganna: 0!% ! ! 3(5h886"i(m"  i(m25h  a  .3  Ԉ0    1.mgr.fellurbrott.i(m݌!& Ќ  "i(m"  i(mp25h  b  .3  Ԉ0    0staWorWanna?_Fjrmlaeftirlitinu_ _inngangsmlsliW_Ԁ2.mgr.og?_Fjrmlaeftirlitsins_  "' 6._mlsl_.3.mgr.kemur:SeWlabanka0slands.i(mp݌#i( Ќ  "i(m"  i(m25h  c  .3  Ԉ0    4._mlsl_.3.mgr.orWastsvo:kvarWanirum_stj;rnvaldssektir_Ԁeru_aWfararhfar_.i(m݌\$4 ) Ќ  @==!5.gr. %!+   0staWorWanna?_Fjrmlaeftirlitinu_ 1._mlsl_.og?_FjrmlaeftirlitiW_ 3._mlsl_.15.gr. &", blagannakemur:SeWlabanka0slands,og:SeWlabanki0slands. '`#-  S(+$. @==!6.gr. (   0staWorWsins?_FjrmlaeftirlitiW_ 15.gr.clagannakemur:SeWlabanki0slands.  @==!7.gr. a   0staWorWanna?_Fjrmlaeftirlitsins_ 1.mgr.og?_FjrmlaeftirlitiW_ 2.mgr.15.gr.d T, lagannakemur:SeWlabanka0slands,og:SeWlabanki0slands.  @==!8.gr.     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"i(m"  i(m*$2Eh  b  .3  Ԉ0    2.mgr.orWastsvo:i(m*$W$݌ Ќ  0  0   v TeljiSeWlabanki0slandsaWstarfsemisamkvmtlgumYessumogreglumsettum r grundvelliYeirrasstunduWn_tilskilinna_ԀleyfageturhannkrafistgagnaogupplUsinga e= semerunauWsynlegartilaWgangarskuggaumhvortsvos.GeturhannkrafistYess 0 aWslkristarfsemishttYegarstaW.JafnframterhonumheimiltaWbirtaopinberlega  nfnaWilasemerutaldirbj;WaYj;nustun_tilskilinna_Ԁleyfa. "i(m"  i(m'2Eh  c  .3  Ԉ0    0staWorWsins?_FjrmlaeftirlitiW_ 3.mgr.kemur:SeWlabanki0slands.i(m''݌i Ќ  "i(m"  i(m-)2Eh  d  .3  Ԉ0    4.mgr.orWastsvo:i(m-)Z)݌\4 Ќ  0  0   v SeWlabanka0slandserheimiltaWgerasrstakarathuganirogleggjahaldggn ' samrmiviWkvWilagaummeWferW_sakamla_,endasurkarstWurtilaWtlaaW  einstaklingarog_lgaWilar_ԀhafibrotiWgegnlgumYessumeWareglumsemerusettar  grundvelliYeirraeWastWaertilaWtlaaWathuganireWaaWgerWirSeWlabankansni `  aWWrumkostiekkitiltluWumrangri.SkalkvWumlagaummeWferW_sakamla_Ԁbeitt S+! viWframkvmdslkraaWgerWa." @==!9.gr.  $   eftir15.gr.elagannakomaYrjrnUjargreinar,15.gr.f,15.gr.gog15.gr.h,svo !W% hlj;Wandi: J""&   a.(15.gr.f.) #(   0tengslumviWathuganirtiltekinnamlaerSeWlabanka0slandsheimiltaWaflaupplUsinga $ ) oggagnafrWrumstj;rnvldum;hWYagnarskylduYeirra. v%N!*   SeWlabanka0slandserheimiltaWleitatil_Fjrmlaeftirlitsins_Ԁvegna_gagnaflunar_Ԁtengsl A&"+  umviWranns;kntiltekinnamla,einsogheimildir_Fjrmlaeftirlitsins_Ԁleyfa.  '", & ,    SeWlabankanumerheimiltaWeigagagnkvm_upplUsingaskipti_ԀviWopinberaaWilaerlendis ( umatriWisemlgYessitakatilaWYvtilskilduaWYrupplUsingarltisamsvarandiYagnar  skylduhlutaWeigandirki.  ',(0  b.(15.gr.g.) T,   SeWlabanki0slandsskalathugasvooftsemYurfaYykirhvortstarfsemiaWilasemhafaleyfi  tilmillignguumgjaldeyrisviWskiptiskv.1.mgr.8.gr.ssamrmiviWkvWilagaYessara  ogreglursemerusettargrundvelliYeirra.AWilumskv.1._mlsl_.erskyltaWveitaSeWla   banka0slandsaWgangaWllumggnumvrsluYeirraervarWastarfseminaogSeWlabankinn  X telurnauWsynleg.0tengslumviWeftirlitsittsamkvmtlgumYessumgeturSeWlabankinn K #  gert_vettvangskannanir_ԀeWa;skaWupplUsingaYannhttsvooftsemhanntelurYrf.      AWilumsemhafaleyfitilmillignguumgjaldeyrisviWskiptiskv.1.mgr.8.gr.erskyltaW    ltaathugagaumgfilegallviWskiptiogfyrirhuguWviWskiptiYarsemgrunurleikuraW   viWskiptinbrj;tigegnkvWumlagaYessaraogreglumsettumgrundvelliYeirraogtil wO  kynnaSeWlabanka0slandsYegarstaWumslkviWskipti.Kannaskalbakgrunnogtilgang B  slkraviWskiptaaWYvmarkisemunnter.AWilarskv.1._mlsl_.skulultatallarupplUs    ingarsemerutaldarnauWsynlegarvegnatilkynningarinnar.     AWilumsemhafaleyfitilmillignguumgjaldeyrisviWskiptiskv.1.mgr.8.gr.,stj;rn {  endum,starfsmnnumogWrumsemvinnaYguYeirraerskyltaWsjtilYessaWviWskipta nF maWureWaannarutanaWkomandiaWilifiekkivitneskjuumaWSeWlabanka0slandshafiveriW 9 tilkynntumgrunskv.2.mgr._UpplUsingagjf_ԀaWilaskv.2.mgr.eWastarfsmannahanssem  erveittg;WritrsamkvmtkvWiYessutelstekkibrotYagnarskyldusemviWkomandi  erbundinnafsamkvmtlgumeWameWWrumhtti.Slk_upplUsingagjf_Ԁleggurhvorki r _refsi_-nskaWab;tabyrgWherWarhlutaWeigandiaWilum. e=   c.(15.gr.h.)    SeWlabanki0slandsgeturlagt_dagsektir_ԀaWilaveitihannekkiumbeWnarupplUsingareWa  sinniekkikrfumumrbturinnan_hfilegs_Ԁ_frests_.kvWiYettatekurjafnttil_lgaWila_Ԁsem i einstaklinga.SamagildirumaWilasemveittgetaupplUsingarYguathuganasamkvmt \4 kvWumYessaralaga.GreiWast_dagsektirnar_ԀYangaWtilfariWhefurveriWaWkrfumSeWla ' bankans._Dagsektir_ԀleggjastfrYeimdegisemskilabarupplUsingunumsWastalagiog  framaWYeimdegisemskyldunnierfullngt._Dagsektirnar_ԀgetanumiWfr10.000_kr_.til1  _millj_._kr_.dag.ViWkvrWunumfjrhW_dagsekta_ԀerheimiltaWtakatillittileWlisvanrkslu `  eWabrotsogfjrhagslegsstyrkleikaviWkomandiaWila. S+!   SmlhfWaWtil_;gildingar_ԀkvrWunarskv.1.mgr.innan14dagafrYvaWviWkomandi " aWilaertilkynntumhanaog;skihannjafnframteftiraWmliWhlj;ti_flUtimeWferW_Ԁerekki # heimiltaWinnheimta_dagsektir_Ԁfyrrend;murhefurfalliW.XrttfyrirmlshfWuntil_;gild  $ ingar_ԀkvrWunarskv.1.mgr.leggjast_dagsektir_ԀframviWkomandiaWila. !W%   _:innheimtar_Ԁ_dagsektir_ԀfallaekkiniWurY;ttaWilarverWisWarviWkrfumSeWlabanka J""& 0slandsnemaSeWlabankinnkveWiYaWsrstaklega. #'   kvarWanirum_dagsektir_ԀsamkvmtYessarigreineru_aWfararhfar_. #(   _Innheimtar_Ԁ_dagsektir_Ԁrennatilrkissj;WsaWfrdregnumkostnaWiviW_innheimtuna_.Heimilt $ ) eraWkveWannarumkvrWunoginnheimtu_dagsekta_ԀreglugerW. v%N!*   A&"+ @!& ,  10.gr. (   EftirfarandibreytingarverWa16.gr.blaganna:  ! ! 3(5h886"i(m"  i(mH25h  a  .3  Ԉ0    0staWorWsins?_Fjrmlaeftirlitsins_ 1.mgr.ogsamaorWshvarvetnaannarsstaWar  greininnikemur,viWeigandi_beygingarfalli_:SeWlabanka0slands.',(Gi(mHI݌a Ќ  "i(m"  i(mJ25h  b  .3  Ԉ0    0staWorWsins?stofnuninni 1._mlsl_.2.mgr.kemur:SeWlabankanum.i(mJK݌T, Ќ  "i(m"  i(m;L25h  c  .3  Ԉ0    0staWorWsins?stofnunin 1._mlsl_.4.mgr.kemur:SeWlabankinn.i(m;LhL݌ Ќ  "i(m"  i(mM25h  d  .3  Ԉ0    0staWorWanna?hnhefuraflaW 1._mlsl_.5.mgr.kemur:aflaWhefurveriW.i(mMM݌ Ќ  "i(m"  i(mN25h  e  .3  Ԉ0    ViWbtistnUmlsgrein,svohlj;Wandi:i(mNO݌  Ќ  0  0   v SeWlabanki0slandsskalupplUsa_FjrmlaeftirlitiW_Ԁum_krur_Ԁtillgregluhendur  X aWilumsemfallaundirlgumopinberteftirlitmeWfjrmlastarfsemi,vegnabrota K #  lgumYessumogreglumsettumgrundvelliYeirra.   @!11.gr.     eftir16.gr.blagannakomatvrnUjargreinar,16.gr.cog16.gr.d,svohlj;Wandi: wO    a.(16.gr.c.)      NvillaWiliekkiunakvrWunSeWlabanka0slandsoggeturhannYhfWaWmltil_;gild   ingar_Ԁhennarfyrird;mst;lum.MlskalhfWaWinnanYriggjamnaWafrYvaWaWilavartil {  kynntumkvrWunina.MlshfWunfrestarekki_rttarhrifum_Ԁ_kvrWunarinnar_Ԁnheimild nF til_aWfarar_Ԁsamkvmthenni,sbr.Y;2.mgr.15.gr.h. 9   b.(16.gr.d.)    SeWlabanka0slandserheimiltaWbirtaopinberleganiWurstWurmlumogathugunumer r byggjastlgumYessum,nemaefslkbirtingverWurtalinstefnahagsmunum_gjaldeyris e= markaWarins_Ԁhttu,varWarekkihagsmunihanssemslkseWaveldurhlutaWeigandiaWilum 0 tj;nisemerekkieWlilegusamrmiviWYaWbrotsemumrWir.SeWlabankinnskalbirta  opinberlegaYstefnusemhannfylgirviWframkvmdslkrarbirtingar.  @!12.gr. \4   4._mlsl_.17.gr.lagannafellurbrott. ' @!13.gr.    0staW_dagsetningarinnar_Ԁ?30.n;vember2010 1.mgr.kvWistilbrWabirgWaIlg `  unumkemur:31.gst2011. S+! @!14.gr. #   0staW_dagsetningarinnar_Ԁ?30.n;vember2010 1.mgr.kvWistilbrWabirgWaIIlg  $ unumkemur:31.gst2011. !W%   II.KAFLI #'  Breyting_tollalgum_,nr.88/2005,meWsWaribreytingum.  #( 15.gr. $ ) \Z  0staW_dagsetningarinnar_Ԁ?30.n;vember2010 kvWitilbrWabirgWa_IV_Ԁlgunum v%N!* kemur:31.gst2011. A&"+    '",   & ,  III.KAFLI (  _Gildistaka_.   16.gr.  B\  LgYessiWlastYegargildi.',(N\ a   kvWitilbrWabirgWa.   P]  ViWgildistkulagaYessaraskal_FjrmlaeftirlitiW_ԀendursendatilSeWlabanka0slandsll  ml,samtllumggnum,semtilkynnthafaveriWskv.1.mgr.15.gr.alaganr.87/1992og   eruenntilmeWferWarhj_Fjrmlaeftirlitinu_.  X @ & a #dggAthugasemdirviW_lagafrumvarp_ԀYetta.#ggdP_Ԉ      MeWbreytingumsemgerWarvorulgumnr.87/1992,um_gjaldeyrisml_,meWlgumnr.    134/2008'a D_ԀvarSeWlabanka0slandsfaliWYaWhlutverkaWtryggjastWugleikagengis-ogpen   ingamlum,meWYvaWtakmarkaogstWvatilteknaflokka_fjrmagnshreyfinga_Ԁtilogfr wO  landinuoggjaldeyrisviWskiptisemYeimtengjastmeWtgfureglna,sbr.kvWitilbrWa B  birgWaI.      Samkvmtngildandiskipanlagaum_gjaldeyrisml_ԀferSeWlabanki0slandsmeWeftirlit   meWlgumogreglumum_gjaldeyrisml_Ԁen_FjrmlaeftirlitiW_Ԁannastranns;knYeirramla {  semSeWlabankinntilkynnirtil_eftirlitsins_._FjrmlaeftirlitiW_ԀhefurheimildtilaWleggja_stj;rn nF valdssektir_ԀYsembrotlegirgerasteWaeftiratvikumvsaYeimtillgregluefummeiri 9 httarmleraWrWa.    0lj;siYessaWSeWlabanka0slandsberaWhafaeftirlitmeWlgumogreglumum_gjald  eyrisml_ԀYykireWlilegtaWSeWlabankinnfarieinnigmeWranns;knog_framfylgni_ԀYeirramla. r AfYeimskumermeWfrumvarpiYessulagttilaWSeWlabanki0slandstakiviWYvhlutverki e= _Fjrmlaeftirlitsins_ԀaWrannsakamlogleggjasektir.0lj;siYessaereinnignauWsynlegtaW 0 SeWlabankanumverWitryggWYaurrWiogheimildirsemYrferviWranns;knYessara  mla,sambrilegarYeimsem_FjrmlaeftirlitiW_Ԁhefurn.  @ AthugasemdirviWeinstakargreinarfrumvarpsins. \4 @ Um1.gr. '   0greininnierlagttilaWfelldverWibrott_kruheimild_ԀtilrWherrasemkveWiWerum2.  mgr.7.gr.lagannavegnakvarWanaSeWlabanka0slandsumundanYgurskv.1.mgr.7.gr.  laganna. `    Samkvmt1.mgr.7.gr.laganna,sbr.og3.mgr.kvWistilbrWabirgWaI,hefurSeWla S+! bankinnheimildtilaWveitaundanYgurfrreglumum_gjaldeyrisml_Ԁsemtakmarkatilteknar " _fjrmagnshreyfingar_ԀoggjaldeyrisviWskiptivegnaYeirra.0tilfellisjlfstWrarkisstofnana, # lktogSeWlabanka0slands,YarfsrstakalagaheimildtilaWaWilamlssheimiltaWskj;ta  $ kvrWunumsjlfstWrar_rkisstofnunar_ԀtilWrasettsstj;rnvalds.HvaWfyrrgreinda_undan !W% Yguheimild_ԀvarWarerslka_mlskotsheimild_ԀaWfinna2.mgr.7.gr.laganna. J""&   _Stj;rnsUslukrum_ԀertlaWaWveratryggingfyrirYvaWkvarWanirstj;rnvaldasusem #' bestrgarWigerWar.XerYeimeinnigtlaWYaWhlutverkaWtryggjaalmennumborgurum #( ;dUra,_skilvirka_ԀogeinfaldaleiWtilaWfkvrWunendurskoWaWa.AlmennteraWilamlshins $ ) vegarheimiltaWbera_stj;rnsUslukvrWun_Ԁundird;mst;laoggerakrfuumaWhnverWi v%N!* ;gilt.0lj;shefurkomiWaWYr_krur_ԀsemberastrWuneytinuvegnakvarWanaSeWlabanka A&"+  0slandsumfyrrgreindarundanYgureruyfirleitttengdaratvinnurekstriogfjrhWireruhar.  '", XvverWuraWteljaaWYessutilfellieigiekkiviW&   sj;narmiWumaWtryggjaalmennumborg ( urum;dUraleiWtilaWfkvrWunstj;rnvalds'(qԀendurskoWaWa.    MeWlgumum_gjaldeyrisml_ԀhefurSeWlabankanumveriWfengiWverulegtsvigrmtilaW  tryggjastWugleikagengis-ogpeningamlum,sem_m.a._ԀtakamiWafalYj;Wlegumskuld a bindingumslenskarkisinsviW_AlYj;Wagjaldeyrissj;Winn_.ViWmatbeiWnumumundanYgu T, skalSeWlabankinn_m.a._ԀltatilYesshvaWamarkmiWeruaWbakitakmrkunumoghvaWahrif  undanYgahefurstWugleikagengis-og&  peningamlum,sbr.2.mgr.7.gr.ErSeWlabank  anumfengiWYettamatsem_srfrWistj;rnvaldi_'uԀYessusviWi.     0lj;siYesssemaWframangreinirverWuraWteljaeWlilegtaWkvarWanirSeWlabanka0slands  X YessummlumstiekkiendurskoWunrWherra. K #  @ &  Um2.gr.      0kvWinuerlgWtilsbreyting' owԀaWSeWlabankanumsheimiltaWsetjaleiWbeinanditil   mliumskilyrWitil_gjaldeyrisviWskipta_ԀsemgildafyrirYaWilasemhafaheimildtilmilli wO  gnguumgjaldeyrisviWskipti.XYykirrttaWSeWlabankanumsfenginheimildtilaWleggja B  _dagsektir_ԀYessasmuaWilaYeimtilvikumYegarYeirfylgjaekkireglumogleiWbeinandi    tilmlum.UmnnariskUringar_dagsektarheimildum_ԀSeWlabankansvsasttilskUringaviW   9.gr.frumvarpsins. {  @ Um3.gr. 9   LagtertilaWskUrtskveWiWumaWSeWlabankanumsheimiltaWleggja_dagsektir_  verWiaWilarekkiviWbeiWniSeWlabankansogveitiupplUsingarsembankinnkannaW;ska  eftirumgjaldeyrisviWskiptitilaWgetasinntnauWsynlegueftirlitisnu.UmnnariskUringar r _dagsektarheimildum_ԀSeWlabankansvsasttilskUringaviW9.gr.frumvarpsins. e= @00Um4.!8.gr.    MeginmarkmiWiWmeWfrumvarpiYessueraWfratilSeWlabanka0slandsYaWhlutverk  _Fjrmlaeftirlitsins_ԀaWrannsakatluWbrotlgunumogleggjaeftiratvikum_stj;rnvalds i sektir_Ԁvegnaslkrabrota.0lj;siYessaernauWsynlegtaWSeWlabankanumsuveittarYr \4 heimildirsem_FjrmlaeftirlitiW_ԀhefurviWranns;knslkrabrota.0samrmiviWYaWerulagWar ' tilbreytingar15.gr.a!15.gr.elagannasemfelasraWSeWlabankinnfarimeWYr  heimildirsem_FjrmlaeftirlitiW_ԀhefursamkvmtYessumkvWumngildandilgum,  _Y.m.t._ԀheimildirtilaWleggja_stj;rnvaldssektir_. `    TilaWtryggjaaWSeWlabankinnhafismu_ranns;knarrrWi_Ԁog_FjrmlaeftirlitiW_ԀernauW S+! synlegtaWstyrkjaheimildirSeWlabanka0slandstilaW;skaeftirupplUsingum,einsogfram " kemurbliW8.gr.frumvarpsins,ogmlafyrirumheimildSeWlabankanstilaWgerasr # stakarathuganirogleggjahaldggnsamrmiviWkvWilagaummeWferW_sakamla_,sbr.  $ dliW8.gr.frumvarpsins.OrWalagkvWisinstekurmiWafsambrilegukvWilagaum !W% opinberteftirlitmeWfjrmlastarfsemi,nr.87/1998. J""& @ Um9.gr. #(   LagtertilaWeftir15.gr.elagannakomiYrjrnUjargreinar,15.gr.f,15.gr.gog15. $ ) gr.h. v%N!*   01.mgr.15.gr.ferlagttilaWviWeftirlitSeWlabankansmeWlgumYessumsbankanum A&"+ heimiltaWaflaupplUsingaoggagnafrWrumstj;rnvldum;hWYagnarskylduYeirra.Hr  '", undirfalla_t.d._Ԁtollyfirvld.mlsgreininsrfyrirmynd4.mgr.14.gr.lgumumopinbert '#- eftirlitmeWfjrmlastarfsemiogverWuraWteljaeWlilegtaWSeWlabankinnhafislkaheimild. ( SamkvmtkvWinu_Yagnarskylda_Ԁannarrastj;rnvaldaekkiaWstandavegiathugana  SeWlabankansoghefurbankinn_m.a._ԀrtttilaWaflaskjalaogannarragagnasemviWkomandi  stj;rnvldkunnaaWbayfir.Lj;steraWUmsarstofnanirsinna_eWlislkum_ԀstrfumogSeWla a bankinnogkunnaUmsarupplUsingaraWliggjafyrirhjWrumstj;rnvldum,_t.d._Ԁumtengsl T, aWilaogfleiriatriWisemkunnaaWveragagnlegfyrirathuganirSeWlabankans.rttaWskal  aWslkarupplUsingarsemSeWlabankinnkynniaWaflahjWrumstj;rnvldumfallaundir  _YagnarskyldukvWi_Ԁ15.gr.laganna.SamkvmtYvnj;taupplUsingarnarsamatrnaWarhj   SeWlabankanumoghjviWkomandistj;rnvldum.  X   ViWeftirlitmeWlgumum_gjaldeyrisml_Ԁerlj;staWSeWlabankinnmun_m.a._ԀYurfaaWleita K #  upplUsingaerlendistilYessaWgetasinnthlutverkisnu.XykirYvrttaWrtta2.mgr.15.    gr.faWSeWlabankinngetinotiWaWstoWar_Fjrmlaeftirlitsins_ԀviWslkagagnaflunYeim    tilvikumerheimildirSeWlabanka0slandstil_gagnaflunar_ԀYrUtur,ogheimildir_Fjrmlaeftir   litsins_Ԁleyfa.AfsmustWuYykirrttaWrttaheimildtilaWeigagagnkvm_upplUsinga wO  skipti_ԀviWopinberaaWilaerlendiseinsogkveWiWerumlgumumSeWlabanka0slands. B    015.gr.gerlagttilaWSeWlabankanumsuveittnauWsynlegrrWitilaWhafaeftirlitmeW    starfsemiYeirraaWilasemhafaheimildtilmillignguumgjaldeyrisviWskiptisamkvmt   lgunum.ErumaWrWaheimildtil_vettvangskannana_ԀogtilkynningarskylduaWilaumbrot {  lgunum.LitiWvartilsambrilegrarrWalagaumopinberteftirlitmeWfjrmlastarfsemi nF oglagaumaWgerWirgegn_peningaYvtti_ԀogfjrmgnunhryWjuverka,nr.64/2006,enlj;st 9 eraWbrotgegnlgumogreglumum_gjaldeyrisml_ԀgetafaliWsr_peningaYvtti_Ԁsamkvmt  skilgreininguYeirralaga.    015.gr.herlagttilaWskUrtskveWiWumaWSeWlabankanumsheimiltaWleggja r _dagsektir_ԀverWiaWilarekkiviWbeiWniSeWlabankansumupplUsingarsembankinnkannaW e= ;skaeftirtilaWgetasinntnauWsynlegueftirlitiogranns;knum,eWasinniekkikrfumum 0 rbtur.kvWiWtekurmiWafsambrilegukvWi11.gr.lagaumopinberteftirlitmeW  fjrmlastarfsemi.    LagtertilaW_dagsektir_Ԁsem_innheimtar_ԀerusamkvmtYessukvWirennirkissj;WaW i frdregnumkostnaWiviWinnheimtuYeirra,einsogalmenntferumsektirsem_innheimtar_Ԁeru \4 afopinberumaWilum. 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LagtertilaWSeWlabanki0slandsfisambrilegaheimild,aWbreyttu_breytanda_,endaeraukin   _upplUsingagjf_ԀtilYessfallinaWauka_trverWugleika_ԀogveitaaukiWaWhald.XessberaWgeta  X aWtillaganumheimildtilbirtingarupplUsingaerekkinundantekningaYarsemekkiergert K #  rWfyrirbirtingutiltekinnaupplUsingaefsUnterframaWslkbirtinggetistefnthagsmunum    _gjaldeyrismarkaWarins_ԀhttueWagetivaldiWhlutaWeigandiaWilumtj;nisemtelstekki    eWlilegusamrmiviWbrotYaWsemumrWir.XerfrumvarpinulagttilaWSeWlabanka   0slandsverWigertaWbirtaopinberlegaYstefnusembankinnfylgirviWframkvmdbirtingar wO  upplUsingum,YvskyniaWtryggjaaWll_eWlislk_ԀmlsumeWhndluWmeWsambrilegum B  httiogaWstarfsemiSeWlabanka0slandsssamrmdogstyWjiviW_eftirlitsverkefni_.    @ttUm12.gr. {    04._mlsl_.17.gr.lagannasegiraW_FjrmlaeftirlitiW_Ԁ_rannsaki_ԀYaumlsemSeWlabanki nF 0slandstilkynnirumtil_eftirlitsins_.XarsemfrumvarpiWgerirrWfyriraWSeWlabanki0slands 9 takiviW_ranns;knarhlutverki_Ԁ_Fjrmlaeftirlitsins_ԀerlagttilaWumrddur_mlsliWur_ԀfalliniWur.  Ѐ@||Um13.og14.gr. r   MeWbreytingulgumum_gjaldeyrisml_ԀmeWlgumnr.134/2008varSeWlabanka0slands e= veitttmabundinheimildtilaWsetjareglur,meWsamYykkiefnahags-ogviWskiptarWherra, 0 tilaWtakmarkaeWastWvatmabundiWtilteknaflokka_fjrmagnshreyfinga_Ԁoggjaldeyris  viWskiptivegnaYeirra.HeimildinvarbundinviWlengd_efnahagstlunar_Ԁ0slandsgagnvart  _AlYj;Wagjaldeyrissj;Wnum_.Xer_gjaldeyrislgunum_ԀkveWiWumaWgreiWslurfyrirvruog i Yj;nustuskulitmabundiWtil30.n;vember2010faraframerlendumgjaldmiWli.0frum \4 varpinuerlagttilaWheimild_brWabirgWakvWa_ԀlagannaverWi_framlengd_Ԁtil31.gst2011, ' samrmiviWYkvrWunstj;rnvaldaaWframlengjasamstarfiWviW_AlYj;Wagjaldeyrissj;W  inn_Ԁlj;siYeirratafasemorWiWhafaframgangi_efnahagstlunarinnar_.  @ttUm15.gr. S+!   LagtertilaWkvWitilbrWabirgWa_IV_Ԁ_tollalgum_,nr.88/2005,verWiframlengttil31. " gst2011,samrmiviWYkvrWunstj;rnvaldaaWframlengjasamstarfiWviW_AlYj;Wa # gjaldeyrissj;Winn_Ԁlj;siYeirratafasemorWiWhafaframgangi_efnahagstlunarinnar_.  $ @ttUm16.gr. 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