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EigisWaren30dgumeftirlokhversrsfj;rWungsskulu_innlnsstofnanir_Ԁhafaveittsj;Wn " umupplUsingarum_samtlu_ԀYeirraeignaogatriWasem_lagning_Ԁskv.2.!4.mgr.byggist. # SkuluupplUsingarnarveittarYvformisemsj;WurinnkveWur._Fjrmlaeftirlitinu_ԀogSeWla  $ banka0slandserskyltaWafhendasj;WnumupplUsingarsemhonumerunauWsynlegartilYess !W% aWsannreynaupplUsingarsem_fjrmlafyrirtki_ԀhafaafhentsamkvmtgreinYessari.Sj;Wur J""& inntilkynnir_innlnsstofnunum_ԀupphW_iWgjalds_Ԁ_a.m.k._Ԁsjdgumfyrirgjalddaga. #'   Standi_innlnsstofnun_ԀekkiskilupplUsingumsemhenniberaWveitaskv.8.mgr.er #( sj;WnumheimiltaWtlaiWgjald_innlnsstofnunar_Ԁskv.2.!4.mgr.SlktiWgjaldskalaWlg $ ) markinematvfaldrisWustulagningu_rsfj;rWungslegs_Ԁ_iWgjalds_ԀviWkomandi_innlnsstofnun v%N!* ar_Ԁoger;heimiltaWendurgreiWaYaWY;ttfullskilverWigerWllumnauWsynlegumupplUs A&"+  ingumsWar.  '",   & a  XegareignirA-deildarnemaaWlgmarki4%af_heildarinnstWum_ԀsemtryggWareruer ( stj;rnsj;WsinsheimiltaWlkkaiWgjldskv.2.mgr.Skalstj;rninleitalitsSeWlabanka0s  landsog_Fjrmlaeftirlitsins_ԀWurentilslkrarlkkunarkemur.'a(g    11.gr. T, VanskilgreiWslu_iWgjalds_.  i  GreiWi_innlnsstofnun_ԀsemerskyltaWgreiWaiWgjaldtilsj;Wsinsekki_rsfj;rWungslegt_ԀiW  gjaldgjalddagaskv.5.mgr.10.gr.leggst_iWgjaldiW_Ԁ5%lagfyrirhvernliWinndagum   framgjalddaga,fimmdaga.HafifyrirtkiekkistaWiWskil_iWgjaldi_ԀoglagiaWYeimtma  X liWnumtilkynnirstj;rnsj;Wsinsumvanskilfyrirtkisinstil_Fjrmlaeftirlitsins_. K #    VerWivanskilgreiWslu_iWgjalds_Ԁ_innlnsstofnunar_Ԁerstj;rnsj;WsinsheimiltaWltafra    fjrmunisemnemaYeim_innlnum_ԀsemorWiWhafatilhjhlutaWeigandi_innlnsstofnun_Ԁfr    gjalddagareikninghennarhjSeWlabanka0slandsYartiliWgjaldhefurveriWgreitt.     S_innlnsstofnun_ԀsviptheimildtilaWtakaviW_innlnum_ԀeWastarfsleyfiheildraskastekki wO  hagsmunirYeirrasemnutu_tryggingaverndar_ԀviW_sviptingu_Ԁ_starfsleyfis_ԀsamrmiviWkvWi B  Yessakafla.      12.gr. {  GreiWslurrA-deild. nF p  GreiWslurtilhverseinstaks_innstWueiganda_ԀrA-deildskulunema_heildarfjrhW_ 9 _tryggWra_Ԁ_innstWna_ԀhanshlutaWeigandi_innlnsstofnun_,Y;aldreihrrifjrhWennemur  jafnvirWi100.000_evra_Ԁ(EUR)slenskumkr;num.Sj;WurinnverWurekkikrafinnumfrekari  greiWslu.Rtthafi_innlnsleiW_Ԁ_vrsluaWila_Ԁ_lfeyrissparnaWar_Ԁtelst_innstWueigandi_Ԁsamkvmt r Yessarigrein. e=   HlutaWeigandi_innlnsstofnun_ԀeWa_Yrotabi_ԀhennarerskyltaWafhendasj;WnumallarYr 0 upplUsingarsemsj;WurinntelurnauWsynlegartilaWmetartthvers_innstWueiganda_Ԁog  _vrsluaWila_,Yeimdegisem_FjrmlaeftirlitiW_Ԁgefurtlitskv.7.gr.eWaYegarrskurWur  erkveWinnuppumtkubsfyrirtkistil_slitameWferWar_. i   Ner_innstWueigandi_Ԁrtthafi_innlnsleiW_Ԁ_vrsluaWila_Ԁ_lfeyrissparnaWar_ԀogskiptistY \4 greiWsla_tryggingarfjrhWar_Ԁmilli_vrsluaWila_Ԁoghanssamahlutfallioghluturhans ' reikningi_vrsluaWila_Ԁaf_heildarinnstWum_ԀhanshjviWkomandi_innlnsstofnun_Ԁnemur.  _VrsluaWili_ԀrWstafarfnusamkvmt_skilagrein_Ԁsj;WsinsoggreiWirtil_rtthafa_ԀsamrmiviW  skilmlasamningsYeirramilli. `    WurengreiWslaskv.1.mgr.er_innt_Ԁafhendiskalsj;WurinnstaWreynaaW_innstWueigandi_ S+! hafiekkifengiW_innstWu_ԀsnaaWhluta,eWalluleyti,greiddafrviWkomandi_innlnsstofnun_ " ogdragastYrgreiWsluraWfullufrgreiWslumrsj;WnumsemnemurfjrhWgreiWslunnar. #   KomitilgreiWslursj;Wnumyfirtekurhannnsrstakrar_framsalsyfirlUsingar_Ԁkrfu_inn  $ stWueiganda_ԀhendurhlutaWeigandi_innlnsstofnun_ԀeWa_Yrotabi_.SbhlutaWeigandi_inn !W% lnsstofnunar_Ԁ_slitameWferW_,sbr.XII.kaflalagaum_fjrmlafyrirtki_,nUturkrafasj;Wsins J""& _rtthWar_ԀsamrmiviW1.mgr.112.gr.lagaum_gjaldYrotaskipti_Ԁ_o.fl_.,enellaerhn_aWfarar #' hf_Ԁnundangenginsd;mseWa_sttar_. #(   KrafaskalreiknuWmiWaWviWeign_innstWueiganda_ԀYanndagsem_FjrmlaeftirlitiW_Ԁgefur $ ) tlitskv.1.mgr.7.gr.eWaYanndagsemrskurWurerkveWinnuppumtkubs_innlns v%N!* stofnunar_Ԁtil_slitameWferWar_,hvortsemfyrrverWur. A&"+   Sj;WnumerheimiltviWendurgreiWslu_andvirWis_Ԁ_innstWu_ԀrAdeildaWinnagreiWsluna  '", afhendisamrmiviWYskilmlaergildaum_innstWu_.Xersj;WnumheimiltaWkveWa '#- aWendurgreiWaandvirWi_innstWu_Ԁslenskumkr;num,aWhlutatileWalluleyti,;hWYv ( hvorthnhefurndverWuveriWannarrimynt._ViWmiWunargengi_Ԁer_slugengi_Ԁ_greiWsludags_  samkvmtskrninguSeWlabanka0slands.    _Sj;Wstj;rn_ԀskalrskurWaumgreiningum_greiWsluskyldu_.kvrWun_sj;Wstj;rnar_Ԁmbera a undird;mst;la. T,   13.gr.  SrkvWiumtreikning.     _HmarksgreiWsla_Ԁskv.12.gr.miWastviWinnstWur_innstWueiganda_Ԁhjsmu_innlns  X stofnun_Ԁ;hWfjlda_innlnsreikninga_. K #    Ner_innstWa_Ԁsameignfleirieneins_innstWueiganda_ԀogskalYhlutdeildhversumsig    viWtreikninggreiWsluskv.12.gr.verahinsamaoghlutdeildYeirra_innstWu_Ԁ_reikningn    um_.LiggiekkifyrirupplUsingarumhlutdeildhversaWilaskalmiWaviWjafnaskiptingu.     14.gr. B  Takmarkanir_tryggingavernd_.      EftirfarandiinnstWurnj;taekkiverndarsamkvmtlgumYessum:   ! !"i0J"  i0J͋2%  1  .3  Ԉ0    innstWureigu_fjrmlafyrirtkja_,i0J͋݌{  Ќ  "i0J"  i0J2%  2  .3  Ԉ0    innstWursemtengjastmlumYarsemsakfellthefurveriWfyrir_peningaYvtti_,i0J݌nF Ќ  "i0J"  i0JG2%  3  .3  Ԉ0    innstWurfyrirtkisYarsem_innlnsstofnun_ԀfermeWvirkaneignarhlutsamkvmtlgum 9 um_fjrmlafyrirtki_,i0JGt݌ Ќ  "i0J"  i0J2%  4  .3  Ԉ0    innstWurrkis,sveitarflaga,stofnanaYeirraogfyrirtkjaaWmeirihlutaeiguopin  berraaWila,i0J݌r Ќ  "i0J"  i0JO2%  5  .3  Ԉ0    innstWur_rekstrarflaga_Ԁ_verWbrfasj;Wa_Ԁogannarrasj;Waumsameiginlegafjrfestingu e= samkvmtlgumum_verWbrfasj;Wi_Ԁog_fjrfestingarsj;Wi_,i0JO|݌0 Ќ  "i0J"  i0Jn2%  6  .3  Ԉ0    innstWurannarraflagasmusamsteypu,i0Jn݌ Ќ  "i0J"  i0Jw2%  7  .3  Ԉ0    innstWursemeruekkiskrWarnafn.i0Jw݌ Ќ    Takmarkanir_tryggingavernd_Ԁskv.1.mgr.raskaekki_rtthW_Ԁ_innstWna_ԀsamrmiviW i 1.mgr.112.gr.lagaum_gjaldYrotaskipti_Ԁ_o.fl_.viW_slitameWferW_Ԁ_innlnsstofnunar_Ԁskv.XII. \4 kaflalagaum_fjrmlafyrirtki_. '   15.gr.  _Frestir_. `    Hvli_greiWsluskylda_Ԁsj;Wnumgagnvart_innstWueiganda_ԀeWa_vrsluaWila_Ԁ_lfeyrissparnaW S+! ar_Ԁskalsj;WurinninnagreiWsluafhendisvoflj;ttsemauWiWerogeigisWarentuttuguvirkum " dgumeftiraWlit_Fjrmlaeftirlitsins_Ԁliggurfyrir,sbr.7.gr.,eWaYanndagsemrskurWur # varkveWinnuppumaWbhlutaWeigandi_innlnsstofnunar_ԀhafiveriWtekiWtil_slitameWferWar_,  $ sbr.XII.kaflalagaum_fjrmlafyrirtki_._FjrmlaeftirlitiW_ԀgeturviWsrstakaraWstWurveitt !W% sj;WnumalltaWtudagafresttilviWb;tar. J""&   InnanYess_tmafrests_Ԁsemtilgreindurer1.mgr.skalstj;rnsj;Wsinsaflagagnasemeru #' nauWsynlegtilaWstaWfestarttmtikrafna.Sj;WurinneWaaWilisemerfalinumsj;ngreiWslna #( skv.4.gr.skaltilkynna_innstWueiganda_ԀskriflegaumniWurstWusnaum_greiWsluskyldu_ $ ) sj;Wsins. v%N!*   Sj;WurinngeturekkimeWtilvsuntil_frests_Ԁskv.1.mgr.neitaWaWinnaafhendigreiWslu A&"+  til_innstWueiganda_Ԁsemekkigattmanlegahaftuppikrfuhendursj;Wnum._Frestur_Ԁ_inn  '", stWueiganda_Ԁslkum&   tilvikumgeturY;aldreiorWiWlengriens_frestur_ԀsemerveitturtilaW ( lUsakrfubhlutaWeigandi_innlnsstofnunar_.'(    Liggifyrirkrahendur_innstWueiganda_Ԁvegnagrunsum_peningaYvtti_ԀerheimiltaW  dragagreiWsluskv.1.mgr.unsd;murliggurfyrir. a   16.gr.  B-deild.  *  Eignirogskuldbindingar_innstWudeildar_Ԁ_Tryggingarsj;Ws_Ԁ_innstWueigenda_Ԁogfjrfesta   samkvmtlgumnr.98/1999viWgildistkulagaYessaratilheyrasrstakrideild,B-deild.  X   IV.KAFLI     _VerWbrfadeild_.     17.gr.   Verndfjrfesta. wO  ܣ  _VerWbrfadeild_Ԁtryggir_fjrfestum_Ԁ_lgmarksvernd_ԀvegnaglataWraverWbrfaog_reiWufjr_. B    Fyrirtki_verWbrfaYj;nustu_ԀskulugreiWaiWgjldtil_verWbrfadeildar_Ԁsj;Wsinsfrupphafi    starfsemisinnar.XeimerskyltaWveitasj;WnumupplUsingarumviWskiptitengslumviW   verWbrfsamkvmtYessarigrein. {    _Fjrmlaeftirlitinu_ԀogSeWlabanka0slandserskyltaWafhendasj;WnumupplUsingarsem nF honumerunauWsynlegartilYessaWsannreynaupplUsingarsemafhentarhafaveriWsam 9 kvmtgreinYessari.    SgreiningurumYaWhvaWtelstfyrirtki_verWbrfaYj;nustu_Ԁsker_FjrmlaeftirlitiW_Ԁr  umYanngreining. r   18.gr. 0 _LgmarksstrW_ԀogiWgjld.    Heildareign_verWbrfadeildar_ԀskalnemaaWlgmarki200_millj_._kr_._Lgmarkseign_Ԁskaltaka  breytingumsamrmiviWbreytingarvsitlu_neysluverWs_,_grunnvsitlu_Ԁjanar2010. i   Fast_rsiWgjald_Ԁfyrirtkis_verWbrfaYj;nustu_Ԁer800.000_kr_.samtbreytilegu_iWgjaldi_Ԁsam \4 kvmtWrumeftirfarandi_tluliWa_: ' ! ! _ikmo(%00_ikmo"i0J"  i0Jխ2%  1  .3  Ԉ0    Vegna_verWbrfaviWskipta_Ԁ_nstliWnu_Ԁrisemnema10!100_milljrWum_Ԁ_kr_.skalgreiWa  200.000_kr_.i0Jխ݌ Ќ  "i0J"  i0J֯2%  2  .3  Ԉ0    Vegna_verWbrfaviWskipta_Ԁ_nstliWnu_Ԁrisemnemameiraen100_milljrWum_Ԁ_kr_.skal `  viWkomandifyrirtki_verWbrfaYj;nustu_ԀgreiWa400.000_kr_.i0J֯݌S+! Ќ    Auk_iWgjalds_Ԁskv.2.mgr.ersj;WnumheimiltaWinnheimta_viWb;tariWgjald_Ԁefeigndeildar " innardugirekkitilaWstandaundirgreiWslursj;WnumYegar_greiWsluskylda_ԀhansverWurvirk # vegnaYeirraatvikasemgetur7.gr.Einnigersj;WnumheimiltaWinnheimta_viWb;tariWgjald_  $ tilaWstandastraumafkostnaWi,afborgunumoggreiWslumvaxtaaflnumskv.8.gr.IWgjld !W% samkvmtYessarimlsgreinskuluY;hstnematvfldu_iWgjaldi_Ԁskv.2.mgr. J""&   Fyrirtki_verWbrfaYj;nustu_Ԁskalveitasj;WnumallarupplUsingarsemhonumerunauW #' synlegartilYessaWgetareiknaWtiWgjaldviWkomandi.SkuluupplUsingarnarveittareigi #( sWaren1.febrarrhvertYvformisemsj;WurinnkveWur. $ )   Standifyrirtki_verWbrfaYj;nustu_ԀekkiskilupplUsingumsemYvberaWveitasam v%N!* kvmtgreinYessariersj;WnumheimiltaWtlaiWgjaldfyrirtkisinsskv.2.mgr.SlktiW A&"+ gjaldskalaWlgmarkinematvfldufstu_iWgjaldi_Ԁskv.2.mgr.oger;heimiltaWendurgreiWa  '", YaWY;ttfullskilverWigerWllumnauWsynlegumupplUsingumsWar. '#-   XegareignirdeildarinnarhafanWtilskildumarkiskv.1.mgr.erstj;rnsj;Wsinsheimilt ( aWlkkaiWgjldskv.2.mgr.eWafellaYauniWur.Skalstj;rninleitalitsSeWlabanka0slands  og_Fjrmlaeftirlitsins_ԀWurentilYesskemur.    Stj;rnsj;WsinserheimiltaWkaupa_vtryggingu_Ԁhj_vtryggingaflagi_Ԁsemhefurstarfsleyfi a Evr;pska_efnahagssvWinu_ԀoglUtureftirliti_eftirlitsaWila_ԀYartilaWtryggjasiggegntj;ni. T, Kaupisj;Wurinn_vtryggingu_ԀskalY;YaWminnstafimmtunguraf_lgmarksstrW_Ԁdeildarinnar  skv.1.mgr.veraverWbrfumeWareiWuf.    Gjalddagi_iWgjalds_Ԁskv.2.mgr.er1.marsrhvert.NUttfyrirtki_verWbrfaYj;nustu_Ԁsem   hefurstarfsemi_lagningarrinu_ԀskalgreiWa_rsiWgjald_Ԁskv.2.mgr.umleiWogstarfsemi  X hefst. K #    IWgjlderu_;endurkrf_.      19.gr.   VanskilgreiWslu_iWgjalds_. wO  K  GreiWifyrirtki_verWbrfaYj;nustu_ԀekkiiWgjaldtilsj;Wsinsgjalddagasamkvmtlgum B  Yessumskalstj;rnsj;Wsinsleggjalag_iWgjaldiW_Ԁsemnemur100.000_kr_.fyrirhverndag.    HafigreiWsla_iWgjalds_ԀoglagsekkiveriW_innt_ԀafhendieigisWaren10dgumeftirgjalddaga   skalslkttilkynnt_Fjrmlaeftirlitinu_Ԁntafar. {    Sfyrirtki_verWbrfaYj;nustu_ԀsviptstarfsleyfiheildeWaaWhlutaraskastekkihags nF munirYeirrasemnutu_tryggingaverndar_ԀsamrmiviWkvWiYessakafla. 9   20.gr.  GreiWslurr_verWbrfadeild_. r   _HmarksgreiWsla_Ԁr_verWbrfadeild_Ԁsj;Wsinstilhvers_fjrfestis_Ԁvegna_tryggWra_ԀverWbrfa e= eWa_reiWufjr_ԀnemurjafnvirWi20.000_evra_Ԁ(EUR)ogverWursj;Wurinnekkikrafinnumfrekari 0 greiWslu.    Fyrirtki_verWbrfaYj;nustu_ԀeWa_Yrotabi_ԀYesserskyltaWafhendasj;WnumupplUsingar  umverWbrfogreiWufeigufjrfestasemnj;taverndarskv.17.gr.Yeimdegisem_Fjr i mlaeftirlitiW_Ԁgefurtlitskv.1.mgr.7.gr.eWaYegarrskurWurerkveWinnuppumtkubs \4 fyrirtkistil_slitameWferWar_. '   WurengreiWslaskv.1.mgr.er_innt_Ԁafhendiskalstj;rnsj;WsinsstaWreynaaWgreiWsla  krfunnihafiekkifengistaWhlutaeWalluleytifrviWkomandifyrirtki_verWbrfaYj;nustu_  ogskuluYrgreiWslurdragastaWfullufrgreiWslursj;Wnum. `    Stj;rnsj;WsinsskalstaWreynaaWkrafa_fjrfestis_ԀsrttmtogskilyrWifyrirgreiWslusu S+! fyrirhendi.KomitilgreiWslursj;Wnumyfirtekurhannkrfu_fjrfestis_ԀhendurhlutaWeig " andifyrirtki_verWbrfaYj;nustu_ԀeWa_Yrotabi_.Sbfyrirtkis_verWbrfaYj;nustu_Ԁ_slita # meWferW_,sbr.XII.kaflalagaum_fjrmlafyrirtki_,nUturkrafasj;Wsins_rtthWar_Ԁsamrmi  $ viW1.mgr.112.gr.lagaum_gjaldYrotaskipti_Ԁ_o.fl_.,enellaerhn_aWfararhf_Ԁnundangengins !W% d;mseWa_sttar_. J""&   KrafaskalreiknuWmiWaWviWeign_fjrfestis_ԀYanndagsem_FjrmlaeftirlitiW_Ԁgefurtlit #' skv.1.mgr.7.gr.eWaYanndagsemrskurWurerkveWinnuppumtkubsfyrirtkis_verW #( brfaYj;nustu_Ԁtil_slitameWferWar_,hvortsemfyrrverWur. $ )   Sj;WnumerheimiltviWendurgreiWslu_andvirWis_Ԁkrfuvegna_verWbrfs_ԀaWinnagreiWsluna v%N!* afhendisamrmiviWskilmlaYess_verWbrfs_ԀsemergrundvllurendurgreiWslu.Xer A&"+  sj;WnumheimiltaWkveWaaWendurgreiWaandvirWiverWbrfaeWa_reiWufjr_Ԁslenskumkr;n  '", um,;hWYvhvortYaWhefurndverWuveriWannarrimynt.&   _ViWmiWunargengi_Ԁer_slugengi_ ( _greiWsludags_ԀsamkvmtskrninguSeWlabanka0slands.'(    _Sj;Wstj;rn_ԀskalrskurWaumgreiningum_greiWsluskyldu_.kvrWun_sj;Wstj;rnar_Ԁmbera  undird;mst;la. a   21.gr.  SrkvWiumtreikning.    _HmarksgreiWsla_Ԁskv.20.gr.miWastviWallarkrfur_fjrfestis_Ԁhendursamafyrirtki   _verWbrfaYj;nustu_.  X   NhafafleirimennfjrfestsameiginlegaogskalYhlutdeildhversumsiggildaviWt K #  reikninggreiWsluskv.20.gr.LiggiekkifyrirupplUsingarumhlutdeildhvers_fjrfestis_Ԁskal    miWaviWjafnaskiptingu.      SunntaWstaWreynarttmannstilgreiWslursj;WnuminnanYeirratmamarkasemaf   markastafliti_Fjrmlaeftirlitsins_Ԁskv.7.gr.eWarskurWiumtkubsfyrirtkis_verW wO  brfaYj;nustu_Ԁtil_slitameWferWar_Ԁskalhannnj;tagreiWslunnar,aWWrumkostigengurrtturinn B  tilYesssemverulegarlkureruaWeigirttinn.Effleirieneinneiga;tvrWanrtttilverW    brfaeWa_reiWufjr_ԀskalhluturhversYeirratekinntilgreinaviWtreikninggreiWslu.     22.gr. nF UndanYgur. 9   Undanskilin_tryggingavernd_ԀsamkvmtYessumlgumeru:  ! !"i0J"  i0J2%  1  .3  Ԉ0    verWbrfogreiWuf_fjrmlafyrirtkja_,i0J'݌ Ќ  "i0J"  i0J#2%  2  .3  Ԉ0    verWbrfogreiWufsemtengistmlumYarsemsakfellthefurveriWfyrir_peningaYvtti_,i0J#P݌r Ќ  "i0J"  i0J2%  3  .3  Ԉ0    verWbrfogreiWuffyrirtkisYarsemverWbrfafyrirtkifermeWvirkaneignarhlutsam e= kvmtlgumum_fjrmlafyrirtki_,i0J݌0 Ќ  "i0J"  i0J2%  4  .3  Ԉ0    verWbrfogreiWufrkis,sveitarflaga,stofnanaYeirraogfyrirtkjaaWmeirihlutaeigu  opinberraaWila,i0JL݌ Ќ  "i0J"  i0J2%  5  .3  Ԉ0    verWbrfogreiWuf_rekstrarflaga_Ԁ_verWbrfasj;Wa_Ԁogannarrasj;Waumsameiginlegafjr i festingusamkvmtlgumum_verWbrfasj;Wi_Ԁog_fjrfestingarsj;Wi_,i0J݌\4 Ќ  "i0J"  i0J2%  6  .3  Ԉ0    verWbrfogreiWufannarraflagasmusamsteypu.i0J݌' Ќ    23.gr.  _Frestir_. `    ViWskiptavinirfyrirtkis_verWbrfaYj;nustu_Ԁskulusendasj;Wnumkrfursnarskriflega S+! samtYeimggnumsemsj;WurinnmeturnauWsynleg.Sj;WurinnkveWur,samrWiviW_Fjr " mlaeftirlitiW_,lengdYess_frests_ԀsemviWskiptavinirhafatilaWgerakrfusj;Winn.Fresturinn # mY;ekkiverastyttrienfimmmnuWir.  $   Efbfyrirtkis_verWbrfaviWskiptum_ԀertekiWtil_slitameWferWar_ԀskuluviWskiptavinirYess !W% lUsakrfumbiWWurenYeirgerakrfusj;Winnskv.1.mgr. J""&   InnanYess_tmafrests_ԀsemkveWinnhefurveriWskv.1.mgr.skalstj;rnsj;Wsinsaflagagna #' semerunauWsynlegtilaWstaWfestarttmtikrafna.Sj;WurinneWaaWilisemerfalinumsj;n #( greiWslnaskv.4.gr.skaltilkynnafjrfestiskriflegaumniWurstWusnaum_greiWsluskyldu_ $ ) sj;Wsins. v%N!*   Sj;WurinngeturekkimeWtilvsuntilYess_frests_ԀsemkveWinnhefurveriWskv.1.mgr. A&"+  neitaWaWinnaafhendigreiWslutil_viWskiptamanns_Ԁfyrirtkis_verWbrfaYj;nustu_Ԁsemekki  '", gattmanlegahaftuppikrfuhendursj;Wnum.&   0slkumtilvikumgeturfresturinnY;aldrei ( orWiWlengriens_frestur_ԀsemveitturertilaWlUsakrfubhlutaWeigandifyrirtkis.'(p    GreiWslurtil_viWskiptamanns_Ԁfyrirtkis_verWbrfaYj;nustu_ԀberaWinnaafhendisvoflj;tt  semauWiWerogeigisWarenYremurmnuWumeftiraWlgmtiogfjrhWkrfuerstaWfest. a _FjrmlaeftirlitiW_ԀgeturviWsrstakaraWstWurveittsj;WnumalltaWYriggjamnaWafresttil T, viWb;tar.    Liggifyrirkrahendurfjrfestivegnagrunsum_peningaYvtti_ԀerheimiltaWdraga  greiWsluskv.5.mgr.unsd;murliggurfyrir.     V.KAFLI K #   Erlendtib.     24.gr.      Btib_innlnsstofnana_ԀeWafyrirtkja_verWbrfaYj;nustu_Ԁsemstarfahrlandienhafa   staWfesturkisemerekki_aWildarrki_ԀskulugreiWaiWgjaldtilsj;Wsinsvegna_innstWna_,verW wO  brfaog_reiWufjr_ԀsemnUturekkitryggingar_sambrilegs_Ԁ_tryggingakerfis_Ԁ_heimarkinu_. B  Sj;WnumerheimiltaWgeraYeimaWgreiWa_viWb;tariWgjald_,alltaWtvfldu_iWgjaldi_Ԁskv.2.    mgr.10.gr.,eWasetjatryggingar,semsj;Wurinnmeturfullngjandi,fyrirYvaWYaugeti   staWiWviWskuldbindingarsnar. {    _FjrmlaeftirlitiW_Ԁgeturveitt_innlnsstofnun_ԀeWafyrirtki_verWbrfaYj;nustu_ԀsemgreiWir nF iWgjaldoghefurstaWfestuhrlandiundanYgufrgreiWslu_iWgjalds_Ԁtilsj;Wsinsvegna_tibs_ 9 fyrirtkisinssemstaWsetterutan_aWildarrkis_.InnstWur,verWbrfogreiWufYvtibi  nj;taekki_tryggingaverndar_Ԁsj;Wsins.    VI.KAFLI e=  EftirlitogviWurlg.  0 25.gr.  Eftirlit.    _FjrmlaeftirlitiW_ԀhefureftirlitmeWaWstarfsemisj;WsinsssamrmiviWlgYessiog i reglursembyggjastYeim.UmeftirlitiWgildaaWWruleytilgumopinberteftirlitmeWfjr \4 mlastarfsemi. '   Sj;WurinngreiWir_eftirlitsgjald_ԀsamkvmtlgumumgreiWslukostnaWarviWopinberteftir  litmeWfjrmlastarfsemi.    VII.KAFLI S+!  TmiskvWi.  " 26.gr. # _UpplUsingagjf_ԀtilviWskiptamanna.  $   _Innlnsstofnanir_Ԁogfyrirtki_verWbrfaYj;nustu_Ԁskulu_afgreiWslustWum_Ԁsnumog_vef !W% sWum_ԀhafatilreiWuupplUsingarum_innstWutryggingar_Ԁog_lgmarksvernd_Ԁfyrirfjrfesta. J""& UpplUsingarskuluveratungumliYessrkisYarsemstarfsstWerogtiltaka_m.a._ԀfjrhW #' tryggingar,hvaWaeignirnj;taeWaeru_undanskildar_Ԁ_tryggingavernd_ԀoghvertviWskiptamaWur #( getursniWsrneitifyrirtkihonumumgreiWslu.UpplUsingarYessarskulukynntar_viW $ ) skiptamnnum_ԀsrstaklegaviWupphafviWskipta. v%N!*   AuglUsingar_innlnsstofnana_Ԁogfyrirtkja_verWbrfaYj;nustu_Ԁumverndsj;Wsinsskulu A&"+ takmarkaWarviWbeinatilvsuntilhlutaWeigandideildarhans._FjrmlaeftirlitiW_Ԁgetursettnn  '", arireglurum_upplUsingaskyldu_ԀsamkvmtlgumYessum. '#- Ї  27.gr. ( _Fjrfestingarstefna_.    Stj;rnsj;WsinskveWur_fjrfestingarstefnu_Ԁhansoggerirgreinfyrirhennirsfundi.  vxtunfsj;WsinsskalviWYaWmiWuWaWsj;Wurinngetisembestsinnthlutverkisnu. a   28.gr.  ReglugerW.  [  RWherrageturreglugerWsettnnarikvWiumstarfsemisj;Wsins,svosemumtilhgun   greiWslumrhonum.  X   VIII.KAFLI     _Gildistaka_Ԁ_o.fl_.     29.gr.   _InnleiWing_. wO  q  LgYessifelasr_innleiWingu_Ԁeftirfarandi_tilskipunum_Ԁ_Evr;puYingsins_ԀogrWsins:94/ B  19/EBum_innlnatryggingakerfi_,97/9/EBumb;takerfifyrirfjrfestaog2009/14/EBum    breytingartilskipunum_innlnatryggingakerfi_.     30.gr. nF _Gildistaka_. 9 [  LgYessiWlastgildi1.jl2010enY;WlastkvWi15.gr.gildi1.janar2011.ViW  gildistkulagaYessarafallargildilgnr.98/1999,um_innstWutryggingar_Ԁog_trygginga  kerfi_Ԁfyrirfjrfesta.Eignirogskuldbindingar_verWbrfadeildar_Ԁ_Tryggingarsj;Ws_Ԁ_innstWu r eigenda_Ԁogfjrfesta,samkvmtlgumnr.98/1999,tilheyra_verWbrfadeild_ԀviWgildistku e= lagaYessara. 0 @!31.gr.    BreytingWrumlgum. i    ViWgildistkulagaYessaraverWaeftirfarandibreytingarlgumum_fjrmlafyrirtki_, \4 nr.161/2002,meWsWaribreytingum: ' ! ! (g00_ikmo"i0J"  i0J 2g  a  .3  Ԉ0    ViW110.gr.lagannabtistnUmlsgrein,3.mgr.,svohlj;Wandi:i0J  ݌ Ќ  "k;"  k; 0  2g3  0     v _FjrmlaeftirlitiW_Ԁgeturlagt_stj;rnvaldssekt_Ԁ_innlnsstofnun_ԀeWafyrirtki_verW  brfaYj;nustu_Ԁsemveitirekki_Tryggingarsj;Wi_Ԁ_innstWueigenda_ԀogfjrfestaupplUsingar `  semerunauWsynlegartilaWunntsaWleggjaiWgjaldskv.10.eWa18.gr.lagaum_inn S+! stWutryggingar_Ԁog_tryggingakerfi_Ԁfyrirfjrfesta.k; ݌" Ќ  "i0J"  i0Jh2g  b  .3  Ԉ0    2.mgr.112.gr.blagannaorWastsvo:i0Jh݌# Ќ  "k;"  k;m0  2g3  0     v XvarWarYaWsmurefsinguaWgefavsvitandirangareWavillandiupplUsingarum  $ hagi_fjrmlafyrirtkis_ԀeWaannaWerYaWvarWar,opinberlegaeWatil_Fjrmlaeftirlitsins_, !W% annarraopinberraaWilaeWaviWskiptamannasinna.HiWsamaviWef_innlnsstofnun_, J""& fyrirtki_verWbrfaYj;nustu_ԀeWaYrotabslkrafyrirtkjaveitaekki_Tryggingarsj;Wi_ #' _innstWueigenda_ԀogfjrfestaupplUsingarsemsj;WnumerunauWsynlegartilaWhanngeti #( _innt_Ԁafhendi_greiWsluskyldu_Ԁsnaskv.12.og20.gr.lagaum_innstWutryggingar_Ԁog $ ) _tryggingakerfi_Ԁfyrirfjrfesta.k;m݌v%N!*    A&"+    & ,  kvWitilbrWabirgWa. ( I.     XrttfyrirkvWi30.gr.geturrWherraskipaWstj;rnsj;Wsinsfyrir1.jl2010samrmi  viWlgYessi.',( a   UmgreiWsluriWgjaldavegnarsins2009fersamkvmtkvWumlaganr.98/1999.Um T, greiWsluriWgjaldavegnafyrstusexmnaWarsins2010fersamkvmtkvWumlaganr.  98/1999ogskulu_aWildarfyrirtki_ԀgreiWahelming_tlaWs_Ԁ_rsiWgjalds_ԀeigisWaren31.gst  2010.     XrttfyrirkvWi10.gr.skalfyrstigjalddagi_iWgjalds_Ԁskv.2.mgr.10.gr.verasWastivirki  X dagurn;vembermnaWar2010,vegna_rsfj;rWungsins_Ԁjl!september2010,ogfyrstigjald K #  dagiiWgjaldaskv.3.og4.mgr.10.gr.skalverasWastivirkidagurfebrarmnaWar2011.      XangaWtilkvWi15.gr.Wlastgildi,sbr.30.gr.,skulu_tmafrestir_Ԁsj;Wsinstil_tborgunar_    farasamkvmtlgumnr.98/1999.     II.  B    Tryggingarsj;Wur_sparisj;Wanna_ԀskallagWurniWureigisWaren31.desember2010.Ekki    skalheimiltaWleggjaYskyldu_sparisj;Wina_Ԁrinu2010aWgreiWaframlagtilsj;Wsins.   Eignir_Tryggingarsj;Ws_Ԁ_sparisj;Wanna_Ԁskulurennatil_sparisj;Wanna_Ԁsmuhlutfllumog {  nemurhlutdeildYeirra_heildarinnstWum_Ԁhjsparisj;WumeinsoghnkannaWverWa31. nF desember2010.StandaskalskilgreiWslutilYeirraeigisWaren31.mars2011. 9   III.   =!  XrttfyrirkvWi30.gr.lagaYessaraskululgnr.98/1999framgildaumB-deildsj;Ws r insvegna_byrgWa_ԀsemfalliWhafa_innstWudeild_Ԁsj;WsinsfyrirgildistkulagaYessara,aW e= undanskildum4.!8.gr.,14.gr.,16.gr.og1.mgr.17.gr.laganna,unslokiWergreiWslu_skuld 0 bindinga_Ԁhennarvegna_byrgWa_ԀsemfalliWhafa_innstWudeild_Ԁsj;Wsinsfyrirgildistkulaga  Yessara.XgildakvWi2.mgr.3.gr.,4.gr.og5.gr.lagaYessaraumB-deildsj;Wsins.    kvWilaganr.98/1999umtgfuoggreiWslu_byrgWaryfirlUsinga_Ԁvegnafyrstusex i mnaWarsins2010ogfyrrirahaldagildisnu;hWYvhvort_byrgWaryfirlUsingar_Ԁhafa \4 boristsj;Wnum.Stj;rnsj;Wsinsskalinnheimtafjrmunisemnemur_byrgWaryfirlUsingum_ ' _aWildarfyrirtkja_ԀogskuluYauhafastaWiWskilgreiWslueigisWaren31.desember2010.Um  vanskilferskv.11.gr.lagaYessara.    IV. S+!  u'  XrttfyrirkvWi12.gr.skal_hmarkstrygging_ԀsamkvmtlgunumnemajafnvirWi50.000 " _evra_Ԁ(EUR)til31.desember2010. #   V. !W%  (  LgYessiskuluendurskoWuWinnantveggjarafrgildistkuYeirra. J""&