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(g00"i(m"  i(m2g  a  .3  Ԉ0    ViWeigandivsirersamtalaeftirfarandiliWa:i(m݌#( Ќ  "m"  m0  0xx 2g  1  .3  Ԉ0v  vaxtatekna,m%݌$ )vv Ќ  "m"  m0  0xx 2g  2  .3  Ԉ0v  vaxtakostnaWar,m4݌v%N!*vv Ќ  "m"  m0  0xx 2g  3  .3  Ԉ0v  fenginnaumboWslaunaogY;knana,ogmJ݌A&"+vv   "m"  mW0  0xx 2g  4  .3  Ԉ0v  annarrarekstrartekna.mW݌ '",vv Ќ  & a  "i(m"  i(m2g  b  .3  Ԉ0    HverliWurskaltekinnmeWsamtlunameWpls-eWamnusmerki.Ekkimnota;reglu ( legatekjuliWitreikningiviWeigandivsum.BtgjldvegnatvistunarYj;nustuhj  YriWjaaWila'a(rgetaminnkaWviWeigandivsiefflagiWsemstofnartiltgjaldannaereftir  litsskylduraWilisamkvmtlgumYessum.ViWeigandivsirerreiknaWurgrundvelli a sWastareikningsrs.ViWeigandivsirskalreiknaWuryfirsWastareikningsr.EigiaWsW T, urskaleigiWf,semreiknaWersamrmiviWaWferWC,ekkiveraundir80%afmeWal  taliYriggjaundanfarinnareikningsrafyrirviWeigandivsi.EfendurskoWaWartlur  liggjaekkifyrirmnotaeigiWmatgreiWslustofnunarinnar.i(m݌  Ќ  "i(m"  i(m2g  c  .3  Ԉ0    MargfldunarstuWullinnskalvera:i(mE݌ X Ќ  "m"  m0  0xx 2g  1  .3  Ԉ0v  10%afYeimhlutaviWeigandivsissemnemuralltaWjafnvirWi2,5millj;naevra K #  (EUR)slenskumkr;nummiWaWviWopinbertviWmiWunargengi(kaupgengi)eins    ogYaWerskrWhverjusinni;mE݌  vv Ќ  "m"  m)0  0xx 2g  2  .3  Ԉ0v  8%afYeimhlutaviWeigandivsissemnemurjafnvirWi2,5millj;naevra(EUR)og   alltaWjafnvirWi5millj;naevra(EUR)slenskumkr;nummiWaWviWopinbert wO  viWmiWunargengi(kaupgengi)einsogYaWerskrWhverjusinni;m)V݌B vv Ќ  "m"  mb0  0xx 2g  3  .3  Ԉ0v  6%afYeimhlutaviWeigandivsissemnemurjafnvirWi5millj;naevra(EUR)ogallt    aWjafnvirWi25millj;naevra(EUR)slenskumkr;nummiWaWviWopinbertviW   miWunargengi(kaupgengi)einsogYaWerskrWhverjusinni;mb݌{ vv Ќ  "m"  m0  0xx 2g  4  .3  Ԉ0v  3%afYeimhlutaviWeigandivsissemnemurjafnvirWi25millj;naevra(EUR)og nF alltaWjafnvirWi50millj;naevra(EUR)slenskumkr;nummiWaWviWopinbert 9 viWmiWunargengi(kaupgengi)einsogYaWerskrWhverjusinni;m݌vv Ќ  "m"  m0  0xx 2g  5  .3  Ԉ0v  1,5%afYeimhlutaviWeigandivsisumframjafnvirWi50millj;naevra(EUR)s  lenskumkr;nummiWaWviWopinbertviWmiWunargengi(kaupgengi)einsogYaWer r skrWhverjusinni.m݌e=vv Ќ    KvarWastuWullinnk,semnotaskalaWferWumBogC,sbr.3.og4.mgr.,skalvera: 0 ! ! (g00"i(m"  i(m2g  a  .3  Ԉ0    0,5efgreiWslustofnuninstundaraWeinsgreiWsluYj;nustuskv.6.tlul.4.gr.;i(m)݌ Ќ  "i(m"  i(m62g  b  .3  Ԉ0    0,8efgreiWslustofnunstundaraWeinsgreiWsluYj;nustuskv.7.tlul.4.gr.;i(m6c݌ Ќ  "i(m"  i(mn2g  c  .3  Ԉ0    1efgreiWslustofnunstundargreiWsluYj;nustuskv.1.!5.tlul.4.gr.i(mn݌i Ќ    FjrmlaeftirlitiWgeturgrundvellimatshttustUringarferlum,gagnagrunniyfirtaps \4 httuoginnraeftirlitskerfigreiWslustofnunar,gertkrfuumaWeigiWfgreiWslustofnunar ' salltaW20%hrraenfjrhWinsemstafarafbeitinguaWferWarinnarsemvalinersam  rmiviW1.mgr.samagrundvelligeturFjrmlaeftirlitiWheimilaWaWfjrhWeiginfjr  greiWslustofnunarsalltaW20%lgrienfjrhWinsemleiWirafbeitinguYeirraraWferWar `  semvalinersamrmiviW1.mgr. S+!   FjrmlaeftirlitinuerheimiltaWsetjannarireglursamkvmtYessukvWi. "   B.Starfsleyfi.  $ 12.gr. !W% Starfsleyfi. J""&   AWilar,aWrirenYeirsemtaldireruuppa!f-liWum14.tlul.7.gr.,erhyggjastveita #' greiWsluYj;nustuskuluaflasrstarfsleyfissemgreiWslustofnun.Starfsleyfiskalntileinnar #( eWafleiritegundagreiWsluYj;nustuskilningilagaYessara. $ )   FjrmlaeftirlitiWveitirgreiWslustofnunstarfsleyfisamkvmtlgumYessum.GreiWslu v%N!* stofnunerheimiltaWstundagreiWsluYj;nustuaWfengnustarfsleyfi. A&"+    '",   & ,  13.gr. ( Ums;knumstarfsleyfiogviWvarandiupplUsingaskylda.    Ums;knumstarfsleyfiskalberastFjrmlaeftirlitinu.Hnskalveraskriflegogtarleg.  0ums;kninniskalgeragreinfyrirYeirri',(starfsemisemfyrirhugaWeraWsinnaoghvernig a henniverWursinnt.Umskjandiskal,meWframvsunnauWsynlegragagna,sUnaframhfi T, lgaWilanssemskirstarfsleyfistilstarfrkslugreiWslustofnunarsamrmiviWkvWilaga  Yessara.    FjrmlaeftirlitiWskalsetjareglurumYrupplUsingarsemgreinaYarfums;kn,svoog   nauWsynlegfylgiggn,tilYessaWums;kninteljistfullngjandi.  X   GreiWslustofnunsemfengiWhefurstarfsleyfiskv.14.gr.skaltilkynnaFjrmlaeftirlitinu K #  ntafarumallarbreytingarWurveittumupplUsingumskv.1.mgr.tengslumviWums;kn    ogveitingustarfsleyfis.      14.gr. wO  StarfsleyfisskilyrWi.TilkynningumveitingueWasynjunstarfsleyfis. B    StarfsleyfiskalveittefumskjandisUniraWmatiFjrmlaeftirlitsinsframaWskipulag    fyrirhuguWumrekstrigreiWsluYj;nustusskUrt,fullngjandiverklagsreglursutilstaWar   erYj;nimarkmiWumumtraustanogvarfrinnreksturogaWstarfseminhafiaWskipafull {  ngjandiinnraeftirlitskerfiaWYvervarWaraWferWirviWstj;rnun,fyrirkomulaghttu nF stUringarogreikningsskilsamkvmtnnarireglumsemFjrmlaeftirlitiWsetur. 9   XrkrfursemgerWarerutilumskjandaskv.1.mgr.skuluverasamrmiviWeWliog  umfangYeirrargreiWsluYj;nustusemfyrirhugaWeraWveita.    ViWmatums;knumstarfsleyfierFjrmlaeftirlitinuheimiltaWleitarWgjafarSeWla r banka0slandseWaannarraviWeigandiopinberrayfirvalda. e=   FjrmlaeftirlitiWgeturgertkrfuumstofnunsrstakrareiningarfyrirreksturgreiWslu 0 Yj;nustuskv.4.gr.efgreiWslustofnunsinnirannarristarfsemisamhliWaveitingugreiWslu  Yj;nustuogshlutirekstrarinshefurhriffjrhagsleganstyrkgreiWslustofnunareWator  veldareftirlitmeWhenni. i   FjrmlaeftirlitiWskalsynjaumveitingustarfsleyfisefYaWtelurhluthafaeWaeigendur \4 virkraeignarhlutaekkihfameWtillititiltraustrarogvarfrinnarstj;rnunargreiWslustofn ' unar.    StarfsleyfiskalekkiveittefnintengslgreiWslustofnunarviWeinstaklingaeWalgaWila  hindraeftirlitmeWstarfseminniafhlfuFjrmlaeftirlitsins.HiWsamaviWeflgeWareglur, `  semgildaumslkatengdaaWila,hindraeftirlit.MeWnnumtengslumerlgumYessumtt S+! viWnintengslskilningilagaumfjrmlafyrirtki. "   StarfsleyfiskalgildallumrkjumEvr;pskaefnahagssvWinu.HyggistgreiWslustofn # unveitaYj;nustusamkvmtlgumYessumWruaWildarrkiskalY;tilkynnaFjrmlaeftir  $ litinuumYaWfyrirfram.0tilkynninguskalkomaframhvaWarkihlutoghverjufyrir !W% huguWstarfsemisf;lgin.InnanmnaWarfrviWtkuslkrartilkynningarskalFjrmlaeftir J""& litiWveitalgbrumyfirvldumhlutaWeigandirkiupplUsingarumheitiogheimilisfang #' greiWslustofnunar,nfnYeirrasemerubyrgirfyrirstj;rnstarfseminnar,skipulaghennarog #( hverskonargreiWsluYj;nustuhnhyggstveita. $ )   Fullngiums;knumstarfsleyfiskilyrWumlagaYessaraaWmatiFjrmlaeftirlitsinsveitir v%N!* FjrmlaeftirlitiWstarfsleyfi.AWWrumkostiskalFjrmlaeftirlitiWsynjaumstarfsleyfimeW A&"+  rkstuddumhtti.  '", & a    kvrWunFjrmlaeftirlitsinsumveitingueWasynjunstarfsleyfisskaltilkynntumskj ( andaeigisWarenYremurmnuWumeftiraWfullbinums;knbarst.  'a(  15.gr. a Afturkllunstarfsleyfis. T, ! ! (g00    FjrmlaeftirlitiWgeturafturkallaWstarfsleyfigreiWslustofnunarheildeWaaWhlutaef:  "i(m"  i(mY2g  a  .3  Ԉ0    greiWslustofnunnUtirekkistarfsleyfiWinnan12mnaWafrYvaWYaWvarveitt,afsalar  sr;tvrttleyfinueWahttirstarfsemimeiraensexmnuWisamfellt;i(mY݌  Ќ  "i(m"  i(m 2g  b  .3  Ԉ0    starfsleyfishefurveriWaflaWgrundvellirangraupplUsingaeWaannan;eWlileganhtt;i(m :݌ X Ќ  "i(m"  i(mU2g  c  .3  Ԉ0    greiWslustofnunuppfyllirekkilengurskilyrWifyrirleyfisveitingu;i(mU݌K #  Ќ  "i(m"  i(m{2g  d  .3  Ԉ0    framhaldandireksturgreiWsluYj;nustuafhlfugreiWslustofnunar;gnarstWugleika    greiWslukerfis;i(m{݌   Ќ  "i(m"  i(m2g  e  .3  Ԉ0    starfsemigreiWslustofnunarfellurundirannaWkvWilandslgumsemkveWurum   afturkllunleyfis;eWai(m݌wO  Ќ  "i(m"  i(mL2g  f  .3  Ԉ0    greiWslustofnunbrUturaWWruleytialvarlegaeWatrekaWgegnlgumYessumeWaregl B  umsettumsamkvmtYeim.i(mLy݌   Ќ    Wurentilafturkllunarkemurskv.1.mgr.skalgreiWslustofnunveitturhfilegurfrestur   tilrb;taefunnteraWkomarb;tumviWaWmatiFjrmlaeftirlitsins.XettaY;ekkiviWum {  a-liW1.mgr. nF   FjrmlaeftirlitinuerheimiltaWbannagreiWslustofnunaWstundaaWrastarfsemienveit 9 ingugreiWsluYj;nustu.UmslktbanngildakvWi1.og2.mgr.    AfturkllunstarfsleyfigreiWslustofnunarskaltilkynntstj;rnYessogrkstuddskriflega.  FjrmlaeftirlitiWskalbirtatilkynningunaLgbirtingablaWiogauglUsafjlmiWlum.Til r kynningskalennfremursendlgbrumeftirlitsaWilumYeimrkjumYarsemhlutaWeigandi e= greiWslustofnunstarfrkirtibeWaveitirgreiWsluYj;nustufyrirmillignguumboWsaWila. 0   16.gr.  G;WirviWskiptahttirogYagnarskylda. i   GreiWslustofnunskalviWhafaeWlilegaogheilbrigWaviWskiptahttiogvenjur. \4   FjrmlaeftirlitiWgetursettreglurumhvaWteljisteWlilegirogheilbrigWirviWskiptahttir ' ogvenjursamkvmtlgumYessum.    UmYagnarskyldustj;rnarmannagreiWslustofnunar,framkvmdastj;ra,endurskoWenda,  starfsmannaoghverraYeirrasemtakaaWsrverkYgufyrirtkisinsfersamkvmtlgum `  umfjrmlafyrirtki. S+!   17.gr. # SkryfirgreiWslustofnanir.  $   FjrmlaeftirlitiWheldurskryfirgreiWslustofnanirsemfengiWhafastarfsleyfisamkvmt !W% lgumYessum.0skrnniskaltilgreinahelstuupplUsingarumgreiWslustofnanir,svosemum J""& starfsheimildirog,efviW,umumboWsaWilaogtib. #'   AlmenningurskalhafaaWgangaWskrFjrmlaeftirlitsinsyfirgreiWslustofnanir. #(   $ )   &   C.Starfsheimildir. ( 18.gr.  VarWveislafjrmuna.  4   GreiWslustofnunskalvarWveitafjrmunisemm;tteknirhafaveriWfrnotendumgreiWslu a Yj;nustueWafrWrumgreiWsluYj;nustuveitendumvegnaframkvmdargreiWslnatryggilega. T, '(C RWherraskalkveWannarumhvernigvarWveislufjrmunaskv.1.mgr.skalhttaWreglu  gerW.    19.gr.  X nnurstarfsemi. K #     GreiWslustofnunerheimiltaWstundaaWrastarfsemi,aukgreiWsluYj;nustuskilningilaga    Yessara,samkvmtkvWiYessu.      GreiWslustofnunerheimiltaWsinnarekstrarYj;nustuogntengdristoWYj;nustu,svosem   Yj;nustuviWframkvmdgreiWslna,gjaldeyrisviWskiptum,rWstfunumtilverndunareigna wO  oggeymsluogvinnslugagna.GreiWslustofnunerjafnframtheimiltaWstarfrkjagreiWslu B  kerfi.      GreiWslustofnunerheimiltaWhaldagreiWslureikningasemskaleinungisnotaviWfram   kvmdgreiWslna. {    FjrmunirsemgreiWslustofnunm;ttekurfrnotendumgreiWsluYj;nustu,vegnaveitingar nF greiWsluYj;nustu,teljastekkiinnln,endurgreiWanlegirfjrmunirfralmenningieWarafeyrir. 9   GreiWslustofnuner;heimiltaWstundainnlnsstarfsemieWatakaviWendurgreiWanlegum  fjrmunumfralmenningiskilningilagaumfjrmlafyrirtki.    0tengslumviWveitingugreiWsluYj;nustuskv.4.,5.og7.tlul.4.gr.ergreiWslustofnun r heimiltaWveitaminnihttarln,endauppfyllieiginfjrgrunnurstofnunarinnarkrfurlaga e= YessaraogeraWmatiFjrmlaeftirlitsinsfullngjandimeWtillititilheildarlnveitinga.Ln 0 veitingskaleinungisveitttengslumviWframkvmdgreiWslu.Lnveitingumekkifjr  magnameWfjrmunumsemm;tteknirerueWavarWveittirvegnaframkvmdargreiWslu.  EndurgreiWslutmilnveitingaryfirlandamriskalekkiveralengrien12mnuWir. i   D.Stj;rn.ReikningsskilogendurskoWun. ' 20.gr.  Hfistj;rnarmanna,framkvmdastj;raogannarrastj;rnenda.    Umhfistj;rnarmanna,framkvmdastj;raogannarrastj;rnendasamkvmtskipulagi `  greiWslustofnunargildahfisreglurlagaumfjrmlafyrirtkieftirYvsemviW. S+!   GreiWslustofnunskaltilkynnaFjrmlaeftirlitinuumskipanogsWaribreytingarstj;rn " fyrirtkisogframkvmdastj;rnogskulutilkynningunnifylgjafullngjandiupplUsingartil # aWhgtsaWmetahvortskilyrWum1.mgr.sfullngt.  $   21.gr. J""& ReikningsskiloglgboWinendurskoWun. #'   ReikningsrgreiWslustofnunareralmanaksriW.kvWilagaumfjrmlafyrirtkigilda #( aWWruleytiumb;khald,endurskoWunogtilkynningarskylduendurskoWendagreiWslustofn $ ) anatilFjrmlaeftirlitsins. v%N!*   A&"+   & ,  E.Eftirlit. ( 22.gr.    FjrmlaeftirlitiWhefureftirlitmeWstarfsemigreiWslustofnana,Y.m.t.umboWsaWilum,  tibumogtvistunaraWilum,s',(emfallaundirkvWiII.kafla,nemaannaWleiWiaflgumeWa a alYj;Wasamningumsem0slanderaWiliaW.UmeftirlitiWfersamkvmtkvWumlagaYessara T, oglagaumopinberteftirlitmeWfjrmlastarfsemi.    FjrmlaeftirlitiWskalhafasamstarfviWlgbryfirvldaWildarrkjumumframkvmd  eftirlitsmeWstarfsemiumboWsaWila,tibaogtvistunaraWilavegumgreiWslustofnanasem   fengiWhafastarfsleyfisamkvmtlgumYessumYeimrkjum.  X   FjrmlaeftirlitiWskaltilkynnalgbrumyfirvldumumYaWfyrirframhyggistYaWfram K #  kvmaskoWunerlendisstarfsstWgreiWslustofnunarsemfengiWhefurstarfsleyfisamkvmt    lgumYessum.SlkskoWunskalframkvmdsamstarfiviWlgbryfirvldhlutaWeigandi    rki.:skiFjrmlaeftirlitiWhinnb;ginneftirYverYvheimiltaWfelalgbrumyfirvld   umhlutaWeigandirkiframkvmdslkrarskoWunar. wO    FjrmlaeftirlitiWskalaW;sklgbrrayfirvaldaaWildarrkjumveitaviWeigandiupplUs B  ingarumgreiWslustofnanirsemfengiWhafastarfsleyfisamkvmtlgumYessum,einkum    YegarbroteWagrunurumbrotumboWsaWila,tibseWaeiningarsemstarfsemiertvistuWtil   erannarsvegar.MikilvgarupplUsingarskuluennfremursendaraWfrumkvWiFjrmla {  eftirlitsinstillgbrrayfirvaldahlutaWeigandirkiYarsemgreiWslustofnunsemfengiW nF hefurstarfsleyfisamkvmtlgumYessumhefurstarfsemieWatvistarverkefnitil. 9   F.UmboWsaWilar,tibogtvistun.  23.gr. r UmboWsaWilarogtib. e= !  GreiWslustofnunsemhyggstveitagreiWsluYj;nustufyrirmillignguumboWsaWilaskaltil 0 kynnaYaWFjrmlaeftirlitinufyrirfram.TilkynningunniskulufylgjaupplUsingarumnafn  ogheimilisfangumboWsaWilansoglUsinginnraeftirlitskerfisemm.a.skaluppfyllakrfur  lagaumaWgerWirgegnpeningaYvttiogfjrmgnunhryWjuverka,svoognauWsynlegarupp i lUsingarogggntilaWsUnaframaWstj;rnenduruppfyllihfiskrfuraWmatiFjrmla \4 eftirlitsins. '   FjrmlaeftirlitiWskrirumboWsaWilaskryfirgreiWslustofnanirskv.17.gr.,aWfengnum  upplUsingumskv.1.mgr.TeljiFjrmlaeftirlitiWvafaleikaaWupplUsingarnarsurttar  skalYaWgrpatilaWgerWatilaWsannreynaaWYr.FjrmlaeftirlitiWsynjarumskrningu `  umboWsaWilaskryfirgreiWslustofnanirefYaWermatYessaW;sannaWteljistaWupplUsingar S+! skv.1.mgr.surttar. "   GreiWslustofnunsem;skareftiraWveitagreiWsluYj;nustuWruaWildarrki,fyrirmilli # gnguumboWsaWila,skalfylgjamlsmeWferWarreglumYeimsemgreinir1.mgr.og22.gr.  $ WurenFjrmlaeftirlitiWskrirupplUsingarumumboWsaWilaskryfirgreiWslustofnanir !W% skv.17.gr.skalFjrmlaeftirlitiWsendatilkynningutillgbrrayfirvaldahlutaWeigandi J""& rki.EfgerWareruathugasemdirviWfyrirhugaWaskrninguskalFjrmlaeftirlitiWtakatillit #' tilYeirra. #(   EflgbryfirvldWruaWildarrkisemgreiWslustofnun;skareftiraWveitagreiWslu $ ) Yj;nustufyrirmillignguumboWsaWilaeWameWstofnuntibshafagildastWutilaWtla v%N!* aWpeningaYvttieWafjrmgnunhryWjuverkaeigisrstaW,hafittsrstaWeWasundir A&"+ bningi,eWaaWtilnefningumboWsaWilanseWastofnuntibsinsgtiaukiWhttupeninga  '", YvttieWafjrmgnunhryWjuverka,skuluYautilkynnaFjrmlaeftirlitinuumYaW.Fjrmla '#- eftirlitiWgeturYhafnaWYvaWfraupplUsingarumumboWsaWilanneWatibiWskrnayfir ( greiWslustofnanirskv.17.gr.eWaafturkallaWskrninguefhnhefurYegarfariWfram.    GreiWslustofnunskalsjtilYessaWumboWsaWilieWatibsemveitirYj;nustufyrirhennar  hndupplUsinotendurgreiWsluYj;nustuumYstaWreynd. a   24.gr.  Btvistun.  .  GreiWslustofnunsemhyggsttvistarekstrarYttigreiWsluYj;nustuskaltilkynnaFjrmla   eftirlitinufyrirframumYaW.  X   BtvistunmikilvgrarekstrarYttasemdregurumtalsvertrgWuminnraeftirlitsgreiWslu K #  stofnunarogtorveldareftirlitmeWframkvmdlagaYessaraer;heimil.& a RekstrarYtturtelst    mikilvgurefgallieWabresturframkvmdhanshefurumtalsverWneikvWhrifgetu    greiWslustofnunartilaWuppfyllaYrkrfursemliggjatilgrundvallarsta'a 0rfsleyfihennareWa   skyldursamkvmtlgunum,fjrhagslegaafkomugreiWslustofnunareWastyrkleikaeWasam wO  felldnigreiWsluYj;nustunnarsemumrWir. B    FjrmlaeftirlitiWseturnnarireglurumhverniggreiWslustofnunerheimiltaWstandaaW    tvistunmikilvgrarekstrarYtta.     G.AnnaW. nF 25.gr. 9 B;tabyrgW.  X3  GreiWslustofnunberskaWab;tabyrgWvegnatj;nssemrakiWverWurtilathafnastarfsmanna  hennar,umboWsaWila,tibaogYeirraaWilasemrekstrarYttumgreiWsluYj;nustuhefurveriW r tvistaWtil. e=   GreiWslustofnunsemreiWirsigYriWjaaWilatilaWannasttilteknarekstrarYttiskalgera 0 viWeigandirWstafanirtilaWtryggjaaWfariWsaWlgumYessum.    26.gr. i VarWveislagagna. \4 !6  GreiWslustofnunberaWvarWveitallviWeigandiggnervarWaII.kaflaaWlgmarkifimm ' r.    H.Peninga-ogverWmtasendingarYj;nusta. `  27.gr. S+! /7  Peninga-ogverWmtasendingarYj;nustusamkvmtlgumumaWgerWirgegnpeninga " YvttiogfjrmgnunhryWjuverkaerheimiltaWveitagreiWsluYj;nustuskv.6.tlul.4.gr., # aWfullngWumskilyrWum2.!4.mgr.  $   HeildarfjrhWgreiWslnasempeninga-ogverWmtasendingarYj;nustaframkvmir !W% grundvellilagaYessaraeinummnuWimaWhmarkinemajafnvirWi3millj;naevra(EUR) J""& slenskumkr;nummiWaWviWopinbertviWmiWunargengi(kaupgengi)einsogYaWerskrW #' hverjusinni.FjrmlaeftirlitinuerheimiltaWkveWaumlgriviWmiWunarfjrhWengreinir #( 1.mlsl. $ )   kvWiYessakaflagildaumpeninga-ogverWmtasendingarYj;nustuskv.1.mgr.,aW v%N!* undanskildumkvWum9.!11.gr.,7.mgr.14.gr.,6.mgr.19.gr.,2.!4.mgr.22.gr.,3.!4. A&"+  mgr.23.gr.og24.gr.  '",   & a  FjrmlaeftirlitiWgetursettnnarireglurumskilyrWifyrirveitingugreiWsluYj;nustuaf ( hlfupeninga-ogverWmtasendingarYj;nustu.  'a(c<  III.KAFLI a  UpplUsingagjfoggagnsiviWveitingugreiWsluYj;nustu.  T, A.AlmennkvWi.  28.gr.  GildissviWkaflans.   V=  kvWiYessakaflagildaumstakargreiWslur,rammasamningaoggreiWslursemfalla  X undirY. K #    VkjamfrkvWumYessakaflameWsamningi,heildeWaaWhluta,Yegarnotandi    greiWsluYj;nustuerekkineytandi.      kvWi35.!38.gr.gildaaWeinsumupplUsingagjfoggagnsiviWveitingugreiWslu   Yj;nustuYegarumrWirstakargreiWslursemekkifallaundirrammasamninga. wO    kvWi39.!46.gr.gildaaWeinsumupplUsingagjfoggagnsiviWveitingugreiWsluYj;n B  ustuYegarumrWirgreiWslursemfallaundirrammasamninga.      Eflgnr.33/2005,umfjarslufjrmlaYj;nustu,eigaeinnigviWvkjaeftirtalinkvWi   II.kaflaYeirralaga,umupplUsingaskyldugagnvartneytandaWurenhannerbundinnaffjar {  slusamningieWatilboWi,fyrirkvWum35.,36.,39.og40.gr.lagaYessara:5.gr.,1.og3. nF tlul.6.gr.,3.!4.og6.!7.tlul.7.gr.og1.tlul.8.gr. 9   29.gr.  UndanYgurfrkrfumumupplUsingagjfvegnasmgreiWslumiWla. r C  RWherraerheimiltaWkveWareglugerWumundanYgurfrkrfumYessakaflaum e= upplUsingagjfYegarsmgreiWslumiWillerannarsvegar. 0   30.gr.  SnnunarbyrWigreiWsluYj;nustuveitanda. i E  GreiWsluYj;nustuveitandibersnnunarbyrWifyrirYvaWhannhafiuppfylltkrfurum \4 upplUsingagjfsemframkomaYessumkafla. '   31.gr.  GjaldtakavegnaupplUsingagjafar. `  rF  GreiWsluYj;nustuveitandiskalekkikrefjanotandagreiWsluYj;nustuumgjaldfyrirupplUs S+! ingarsemveittarerusamkvmtkaflaYessum. "   SemjamumgjaldtkufyrirveitinguviWb;tarupplUsinga,tWariupplUsingagjfeWaveit # inguupplUsingameWWrumhttientilgreindurerrammasamningi,aWYvtilskilduaWYaW  $ saWbeiWninotandagreiWsluYj;nustunnarogaWgjaldtakansviWeigandiogsamrmiviW !W% raunkostnaW. J""&   32.gr. #( GjaldmiWillogumreikningurgjaldmiWils. $ ) zI  GreiWslurskuluveraYeimgjaldmiWlisemaWilarhafakomiWsrsamanum. v%N!*   EfboWinnergjaldmiWilsumreikningurWurengreiWslasrstaWogefsYj;nustaer A&"+ boWinslustaWeWaafhlfuviWtakandagreiWsluskalsaWilisembUWurgreiWandaYj;n  '", ustunaveitahonumallarupplUsingarumgjldogYaWgengisemnotaviWumreikning '#- greiWslunnar.GreiWandiskalsamYykkjaYj;nustuviWumreikninggjaldmiWilsYeimgrund ( velli.    33.gr. a NotkuntiltekinsgreiWslumiWils. T, L  EfviWtakandigreiWslubUWurlkkunvegnanotkunartiltekinsgreiWslumiWils,umfram  aWra,skalhanntilkynnagreiWandaumYaWWurengreiWslanerframkvmd.    EfgreiWsluYj;nustuveitandikrefstgjaldsvegnanotkunartiltekinsgreiWslumiWilsskalhann   tilkynnanotandagreiWsluYj;nustuumYaWWurengreiWslanerframkvmd.  X @!& , 34.gr.      SrkvWiumgreiWslufyrirmlivegnastakrargreiWslusemsenderu    meWgreiWslumiWlisemfellurundirrammasamning.   ', %OQO  XegargreiWslufyrirmlivegnastakrargreiWsluerusendmeWgreiWslumiWlisemfellur wO  undirrammasamningergreiWsluYj;nustuveitandiekkiskuldbundinntilaWveitaeWakoma B  framfriupplUsingumsemnotandigreiWsluYj;nustuhefurYegarfengiWgrundvelli    rammasamningsviWannangreiWsluYj;nustuveitandaeWasemhonumverWaveittarsamrmi   viWslkanrammasamning. {    B.StakargreiWslursemekkifallaundirrammasamninga. 9 35.gr.  [R  AlmennupplUsingagjfWurensamningureWatilboWvegnastakragreiWslna  verWurbindandifyrirnotandagreiWsluYj;nustu. r R  WurensamningureWatilboWvegnastakragreiWslnaverWurbindandifyrirnotanda e= greiWsluYj;nustuskalgreiWsluYj;nustuveitandikomaupplUsingumogskilmlumskv.36.gr. 0 framfriviWnotandannaWgengileganhtt.    UpplUsingarogskilmlarskululagWirframpappreWaWrumvaranlegummiWliefnot  andigreiWsluYj;nustuskirYess. i   FramsetningupplUsingaogskilmlaskalverameWskUrumogauWskiljanlegumhtti, \4 slenskueWahverjuYvtungumliWrusemaWilarkomasrsamanum. '   EfYj;nustusamningurhefurveriWgerWurumstakargreiWsluraWbeiWninotandagreiWslu  Yj;nustumeWtilstyrkfjarsamskiptamiWilssemekkigerirgreiWsluYj;nustuveitandakleiftaW  faraaW1.!3.mgr.skalgreiWsluYj;nustuveitandinnuppfyllaskyldursnarsamkvmtYeim `  kvWumYegarstaWeftiraWgreiWslahefurveriWframkvmd. S+!   SkyldutilupplUsingagjafarskv.1.!3.mgr.meinniguppfyllameWYvaWleggjafram " afritafdrgumaWYj;nustusamningiumstakagreiWslueWadrgumaWgreiWslufyrirmlum # semgeymaYrupplUsingarogskilmlasemkomiWskalframfriviWnotandannsam  $ kvmtlgumYessum. !W%   36.gr. #' UpplUsingarogskilmlarumYj;nustutengslumviWstakargreiWslur. #( fZ  EftirfarandiupplUsingarogskilmlarskuluafhentireWahafWiraWgengilegirfyrirnotendur $ ) greiWsluYj;nustu: v%N!* ! ! (g00"i(m"  i(mg\2g  a  .3  Ԉ0    lUsingupplUsingunumeWaYvsrstakakennimerkisemnotandigreiWsluYj;nustuYarf A&"+ aWgefaupptilaWgreiWslufyrirmliverWiframkvmdrttanhtt,i(mg\\݌ '", Ќ  "i(m"  i(m^2g  b  .3  Ԉ0    hmarkstmisemframkvmdgreiWsluYj;nustunnarmtaka,i(m^@^݌'#- Ќ  "i(m"  i(m/_2g  c  .3  Ԉ0    llgjldsemnotandagreiWsluYj;nustuberaWgreiWagreiWsluYj;nustuveitandaog,efviW ( ,sundurliWunfjrhWaslkragjalda,i(m/_\_݌ Ќ  "i(m"  i(m`2g  d  .3  Ԉ0    efviW,raunverulegtgengieWaviWmiWunargengisemgildaskalumgreiWslu,i(m``݌ Ќ  "i(m"  i(ma2g  e  .3  Ԉ0    efviW,viWeigandiupplUsingarogskilmlarsemtilgreindireru40.gr.i(ma#b݌a Ќ    37.gr.  UpplUsingagjfgagnvartgreiWandaeftirviWtkugreiWslufyrirmlaumstakagreiWslu.  (c  EftirfarandiupplUsingarskalgreiWsluYj;nustuveitandiafhendaeWageragreiWandaaW   gengilegarmeWYeimhttisemkveWiWerum1.!3.mgr.35.gr.YegarstaWeftirviWtku  X greiWslufyrirmla: K #  ! ! (g00"i(m"  i(me2g  a  .3  Ԉ0    tilvsunsemgerirgreiWandakleiftaWberakennslgreiWsluog,efviW,upplUsingar    semvarWaviWtakandagreiWslu,i(mee݌   Ќ  "i(m"  i(m?g2g  b  .3  Ԉ0    fjrhWgreiWsluYeimgjaldmiWlisemkveWiWerumgreiWslufyrirmlunum,i(m?glg݌  Ќ  "i(m"  i(m}h2g  c  .3  Ԉ0    fjrhWgjaldasemgreiWandaberaWgreiWavegnaframkvmdargreiWsluog,efviW, wO  sundurliWunfjrhWaslkragjalda,i(m}hh݌B  Ќ  "i(m"  i(mi2g  d  .3  Ԉ0    efviW,gengiWsemgreiWsluYj;nustuveitandinotargreiWslunnieWatilvsuntilYessef    umrWirannaWgengienYaWsemkveWiWerumsamrmiviWd-liW36.gr.,svoog   fjrhWgreiWslueftirgjaldmiWilsumreikningogi(mi)j݌{  Ќ  "i(m"  i(ml2g  e  .3  Ԉ0    dagsetninguviWtkugreiWslufyrirmlanna.i(mlCl݌nF Ќ    38.gr.  UpplUsingagjfgagnvartviWtakandagreiWslueftirframkvmdstakrargreiWslu.  "m  EftirfarandiupplUsingarskalgreiWsluYj;nustuveitandiviWtakandagreiWsluafhendaeWa r geraviWtakandanumaWgengilegarmeWYeimhttisemkveWiWerum1.!3.mgr.35.gr., e= YegarstaWeftiraWgreiWslahefurveriWframkvmd: 0 ! ! (g00"i(m"  i(mo2g  a  .3  Ԉ0    tilvsunsemgerirviWtakandagreiWslukleiftaWberakennslgreiWslunaog,efviW,  greiWanda,svoogYrupplUsingarsemkunnaaWhafaveriWsendarmeWgreiWslunni,i(mop݌ Ќ  "i(m"  i(mq2g  b  .3  Ԉ0    fjrhWgreiWsluYeimgjaldmiWlisemfjrmunirnirsemviWtakandigreiWslufrtilrW i stfunareru,i(mqq݌\4 Ќ  "i(m"  i(ms2g  c  .3  Ԉ0    fjrhWgjaldasemviWtakandahennarberaWgreiWavegnaframkvmdargreiWsluog, ' efviW,sundurliWunfjrhWaslkragjalda,i(ms-s݌ Ќ  "i(m"  i(mt2g  d  .3  Ԉ0    efviW,gengiWsemgreiWsluYj;nustuveitandiviWtakandanotargreiWslunniogfjrhW  greiWsluWurengjaldmiWilsumreikningurf;rframogi(mtt݌`  Ќ  "i(m"  i(m'v2g  e  .3  Ԉ0    gildisdageignfrslu.i(m'vTv݌S+! Ќ    C.GreiWslursemfallaundirrammasamninga. # 39.gr.  $ AlmennupplUsingagjfWurensamningureWatilboWvegnagreiWslnasemfalla !W% undirrammasamningaverWurbindandifyrirnotandagreiWsluYj;nustu. J""& w  WurenrammasamningureWatilboWumgreiWsluYj;nustuverWurbindandifyrirnotanda #' greiWsluYj;nustuskalgreiWsluYj;nustuveitandiafhendanotandaupplUsingarogskilmlaskv. #( 40.gr.pappreWaWrumvaranlegummiWli. $ )   FramsetningupplUsingaogskilmlaskalverameWskUrumogauWskiljanlegumhtti, v%N!* slenskueWahverjuYvtungumliWrusemaWilarkomasrsamanum. A&"+   EframmasamningurhefurveriWgerWuraWbeiWninotandagreiWsluYj;nustumeWtilstyrk  '", fjarsamskiptamiWilssemekkigerirgreiWsluYj;nustuveitandakleiftaWfaraaW1.og2.mgr. '#- skalgreiWsluYj;nustuveitandinnuppfyllaskyldursnarsamkvmtYeimkvWumYegar ( staWaWlokinnigerWrammasamnings.    SkyldutilupplUsingagjafarskv.1.og2.mgr.meinniguppfyllameWYvaWleggjafram  afritafdrgumaWrammasamningisemgeymaupplUsingarogskilmlaskv.40.gr. a   &  40.gr.  UpplUsingarogskilmlarumYj;nustutengslumviWgreiWslur  semfallaundirrammasamninga.   s}  EftirfarandiupplUsingarogskilmlarskuluafhentirnotendumgreiWsluYj;nustu:  X ! ! q(aC20"i(m"  i(mo2aC  1  .3  Ԉ0    AWYvervarWargreiWsluYj;nustuveitandann:i(mo݌K #  Ќ  "m"  m0  0 2aC  a  .3  Ԉ0v  heiti,heimilisfanghfuWstWvaogviWeigandip;stfng,svoogsambrilegarupplUs    ingarumumboWsaWilaogtibefviW,og'}m݌  vv Ќ  "m"  mK0  0xx 2aC  b  .3  Ԉ0v  hvaWalgbreftirlitsaWilifermeWeftirlitmeWstarfsemihansog,eftirYvsemviW   kannaWeiga,upplUsingarumviWeigandiopinberaskrumstarfsleyfigreiWsluYj;n wO  ustuveitandaogskrningarnmereWajafngildaaWferWtilauWkenningarYeirriskr.mKx݌B vv Ќ  "i(m"  i(m2aC  2  .3  Ԉ0    AWYvervarWarnotkungreiWsluYj;nustunnar:i(mք݌   Ќ  "m"  mą0  0 2aC  a  .3  Ԉ0v  lUsingYj;nustunnisemumrWir,mą݌ vv Ќ  "m"  m0  0xx 2aC  b  .3  Ԉ0v  lUsingupplUsingunumeWaYvsrstakakennimerkisemnotandigreiWsluYj;nustu {  skalleggjaframtilaWgreiWslufyrirmliverWiframkvmdrttanhtt,m#݌nFvv Ќ  "m"  mĈ0  0 2aC  c  .3  Ԉ0v  hvernigoghvaWaformisamYykkiskalveittfyrirframkvmdgreiWsluogaftur 9 kllunslkssamYykkissamrmiviW49.og61.gr.,mĈ݌vv Ќ  "m"  mo0  0xx 2aC  d  .3  Ԉ0v  viWhvaWatmamarkviWtakagreiWslufyrirmlamiWast,sbr.59.gr.,svoogumskil  greindanlokunartmagreiWsluYj;nustuveitanda,efviW,mo݌rvv Ќ  "m"  m-0  0 2aC  e  .3  Ԉ0v  hmarksframkvmdatmigreiWsluYj;nustu,ogm-Z݌e=vv Ќ  "m"  md0  0 2aC  f  .3  Ԉ0v  hvortmgulegtsaWkvarWatgjaldaYakvegnagreiWslnasemframkvmdareru 0 meWgreiWslumiWlisamrmiviW1.mgr.50.gr.md݌vv Ќ  "i(m"  i(m2aC  3  .3  Ԉ0    AWYvervarWargjaldtku,vextioggengi:i(m=݌ Ќ  "m"  m 0  0 2aC  a  .3  Ԉ0v  llgjldsemnotandagreiWsluYj;nustuberaWgreiWagreiWsluYj;nustuveitanda,meW i sundurliWuWumfjrhWumefviW,m M݌\4vv Ќ  "m"  mӑ0  0xx 2aC  b  .3  Ԉ0v  vextiroggengi,efviW;efnotastskalviWviWmiWunarvextiogviWmiWunargengi ' skulunotandaafhentarupplUsingarumhlutaWeigandiaWferWirviWvaxtatreikning  ogviWeigandidagsetningarogvsitlueWagrunntilaWkvarWaviWmiWunarvextieWa  viWmiWunargengi;ogmӑ݌` vv Ќ  "m"  mX0  0 2aC  c  .3  Ԉ0v  reglurumbreytingarviWmiWunarvxtumeWaviWmiWunargengi,Y.m.t.gildistma S+! slkrabreytinga,skv.2.mgr.42.gr.,efviW.mX݌"vv Ќ  "i(m"  i(m2aC  4  .3  Ԉ0    AWYvervarWarboWleiWirogsamskipti:i(m2݌# Ќ  "m"  m0  0 2aC  a  .3  Ԉ0v  umsamdarsamskiptaaWferWirvegnasendingarupplUsingaeWatilkynningasamkvmt  $ lgumYessum,Y.m.t.aWYvervarWartknilegarkrfurtilbnaWarnotandagreiWslu !W% Yj;nustu,mE݌J""&vv Ќ  "m"  m0  0xx 2aC  b  .3  Ԉ0v  htturogtWnimiWlunarupplUsingasamkvmtlgumYessum,mF݌#'vv Ќ  "m"  mc0  0 2aC  c  .3  Ԉ0v  tungumlrammasamningsogboWskiptameWansamningssambandistendur,ogmc݌#(vv Ќ  "m"  m0  0xx 2aC  d  .3  Ԉ0v  rtturnotandagreiWsluYj;nustutilaWfafhentaskilmlarammasamningsogupplUs $ )  ingarogskilmlasamrmiviW41.gr.m݌v%N!*vv Ќ  "i(m"  i(mf2aC  5  .3  Ԉ0    &   AWYvervarWarvarWarrWstafanirogbyrgW:i(mf݌( Ќ  "m"  m0  0 2aC  a  .3  Ԉ0v  lUsingYeimrWstfunumsemnotandagreiWsluYj;nustuberaWgrpatilYvskyni  aWtryggjaruggavarWveislugreiWslumiWils,efviW,svooghvernigstaWiWskuliaW  tilkynningutilgreiWsluYj;nustuveitandaskv.3.mgr.51.gr.,mŞ݌avv Ќ  "m"  m0  0xx 2aC  b  .3  Ԉ0v  skilyrWiskilnaWargreiWsluYj;nustuveitandatilstWvunarnotkungreiWslumiWils T, samrmiviW50.gr.,efumYaWersamiW,m݌vv Ќ  "m"  m0  0 2aC  c  .3  Ԉ0v  byrgWgreiWandaskv.56.gr.,Y.m.t.upplUsingarumfjrhWarmrk,mˢ݌vv Ќ  "m"  m0  0xx 2aC  d  .3  Ԉ0v  hvernigoginnanhvaWatmamarkanotandagreiWsluYj;nustuberaWtilkynna   greiWsluYj;nustuveitandaum;heimilaWaeWarangtframkvmdagreiWsluskv.53.gr.,  X aukupplUsingaumbyrgWgreiWsluYj;nustuveitandaskv.55.gr.,m!݌K # vv Ќ  "m"  m00  0 2aC  e  .3  Ԉ0v  byrgWgreiWsluYj;nustuveitandaframkvmdgreiWsluskv.69.gr.ogm0]݌  vv Ќ  "m"  m0  0 2aC  f  .3  Ԉ0v  skilyrWifyrirendurgreiWsluskv.57.og58.gr.m݌  vv Ќ  "i(m"  i(m¨2aC  6  .3  Ԉ0    AWYvervarWarbreytingaroguppsgnrammasamnings:i(m¨݌  Ќ  "m"  mܩ0  0 2aC  a  .3  Ԉ0v  efumYaWersamiW,aWnotandigreiWsluYj;nustuteljisthafasamYykktbreytingar wO  skilmlumrammasamningsskv.42.gr.nematilkynningberistumannaWtilgreiWslu B  Yj;nustuveitandaWurenbreytingarnarWlastgildi,mܩ ݌  vv Ќ  "m"  m 0  0xx 2aC  b  .3  Ԉ0v  gildistmisamningsinsogm 9݌ vv Ќ  "m"  m)0  0 2aC  c  .3  Ԉ0v  rtturnotandagreiWsluYj;nustutiluppsagnarrammasamningssamrmiviWkvWi {  lagaYessara.m)V݌nFvv Ќ  "i(m"  i(m2aC  7  .3  Ԉ0    AWYvervarWarrlausngreiningsmla:i(mޮ݌9 Ќ  "m"  m0  0 2aC  a  .3  Ԉ0v  hvaWalggildaumrammasamninginnogm݌vv Ќ  "m"  m0  0xx 2aC  b  .3  Ԉ0v  hvaWakostinotandigreiWsluYj;nustuskv.V.kaflalagaYessaraumrlausngrein  ingsmlautand;mst;laogmeWferWb;tamla.m݌rvv Ќ  '(  0 @ 41.gr. 0 UpplUsingarogskilmlarrammasamningsskuluvallt  aWgengilegirnotandagreiWsluYj;nustu.    Hvenrsemer,meWansamningssambandistendur,geturnotandigreiWsluYj;nustu;skaW i eftirogskalYfafhentaskilmlarammasamningssamtYeimupplUsingumogskilmlum \4 semtilgreinderu40.gr.pappreWaWrumvaranlegummiWli. '   42.gr.  Breytingarskilmlumrammasamnings. `    GreiWsluYj;nustuveitandiskalleggjatillguraWbreytingumrammasamningi,semog S+! upplUsingumogskilmlumskv.40.gr.,fyrirnotandagreiWsluYj;nustumeWYeimhttisem " kveWiWerum1.og2.mgr.39.gr.eigisWarentveimurmnuWumfyrirfyrirhugaWan # gildistkudagbreytinganna.EfumYaWhefurveriWsamiW,sbr.a-liW6.tlul.40.gr.,skal  $ greiWsluYj;nustuveitanditilkynnanotandagreiWsluYj;nustuaWhannteljisthafasamYykkt !W% slkarbreytingartilkynnihannekkiumannaWfyrirfyrirhugaWangildistkudag.Efnotanda J""& greiWsluYj;nustuerheimiltaWsegjarammasamningiuppYegarstaWnsrstakrargjaldtku #' WurenfyrirhugaWarbreytingarWlastgildiskalgreiWsluYj;nustuveitandijafnframtupplUsa #( notandannumYaW. $ )   BreytingarvxtumeWagengitakagildiYegarstaWognviWvrunarefsamiWhefur v%N!* veriWumslktrammasamningiogbreytingarnarbyggjastviWmiWunarvxtumeWaviWmiW A&"+ unargengisemsamiWhefurveriWumsamrmiviWb-ogc-liW3.tlul.40.gr.Tilkynnaskal  '", notandagreiWsluYj;nustuumallarbreytingarvxtumeinsflj;ttogkosturermeWYeim '#- httisemkveWiWerum1.og2.mgr.39.gr.,nemaaWilarhafikomiWsrsamanumaW ( slkarupplUsingarskuliveittareWagerWaraWgengilegarmeWtilteknumtWleikaeWatiltekinn  htt.X;mbreytavxtumeWagengintilkynningarefslkarbreytingarerunotanda  greiWsluYj;nustuhag. a   BreytingarvxtumeWagengisemnotaWergreiWslumskuluframkvmdarogreiknaWar T, hlutlausanhttYannigaWnotendumgreiWsluYj;nustusekkimismunaW.    43.gr.   Uppsgnrammasamnings.  X +  NotandagreiWsluYj;nustuerheimiltaWsegjarammasamningiupphvenrsemer,nema K #  samiWhafiveriWumuppsagnarfrest.Slkuruppsagnarfresturskalekkiveralengrieneinn    mnuWur.      UppsgnrammasamningsmeWfstumsamningstmaeWameW;tilteknumsamningstma   skalveranotandagreiWsluYj;nustuaWkostnaWarlausu. wO    GreiWsluYj;nustuveitandaerheimiltaWsegjarammasamningimeW;tilteknumsamnings B  tmauppmeWaWminnstakostitveggjamnaWauppsagnarfrestiefsamiWhefurveriWumYaW.    NotandagreiWsluYj;nustuskaltilkynntumuppsgninameWYeimhttisemgreinir1.og   2.mgr.39.gr. {    EfsamiWhefurveriWumreglubundnargreiWslursamningstmanum,fyrirgreiWsluYj;n nF ustusamkvmtrammasamningi,skalhlutfallslegatekiWtillittilgildistmauppsagnarviW 9 innheimtugreiWslnaeftiruppsgnsamnings.EfgjldvegnagreiWsluYj;nustusamkvmt  rammasamningierugreiddfyrirframskuluYauendurgreiddnotandahlutfallslega,meWtilliti  tilgildistmauppsagnar. r   0 @ 44.gr. 0 UpplUsingagjfWurenkemurtilframkvmdareinstakragreiWslna  semfallaundirrammasamning.  =  ViWbeiWnigreiWandaumframkvmdtiltekinnargreiWslusemfellurundirrammasamning i skalgreiWsluYj;nustuveitandiveitaskUrarupplUsingarumhmarkstmasemframkvmd \4 greiWslumtakaogYaugjldsemgreiWandaberaWgreiWavegnahennar.EfviWskal ' sundurliWafjrhWirgjalda.    45.gr. `  UpplUsingagjfgagnvartgreiWandaumeinstakargreiWslur S+! semfallaundirrammasamning. "   GreiWsluYj;nustuveitandiskaltafarlaustveitagreiWandaeftirfarandiupplUsingarmeW # YeimhttisemkveWiWerum1.og2.mgr.39.gr.eftiraWfjrhWeinstakrargreiWslusem  $ fellurundirrammasamningerskuldfrWafreikningigreiWandaeWa,efgreiWandinotarekki !W% greiWslureikning,eftirviWtkugreiWslufyrirmla: J""& ! ! (g02q"i(m"  i(m 2g  a  .3  Ԉ0    tilvsunsemgerirgreiWandakleiftaWberakennslhverjagreiWsluog,efviW,upplUs #' ingarsemvarWaviWtakandagreiWslu,i(m 6݌#( Ќ  "i(m"  i(m2g  b  .3  Ԉ0    fjrhWgreiWsluYeimgjaldmiWlisemskuldfrWurergreiWslureikninggreiWandaeWa $ ) YeimgjaldmiWlisemernotaWurgreiWslufyrirmlunum,i(m݌v%N!* Ќ  "i(m"  i(m12g  c  .3  Ԉ0    fjrhWgjaldavegnagreiWsluog,efviW,sundurliWunfjrhWaslkragjalda,svoog A&"+  upplUsingarumvextisemgreiWandaberaWgreiWa,i(m1^݌ '", Ќ  "i(m"  i(m2g  d  .3  Ԉ0    YaW& ,  gengisemgreiWsluYj;nustuveitandigreiWandanotarviWframkvmdgreiWsluog ( fjrhWgreiWslueftirgjaldmiWilsumreikning,efviW,ogi(m݌ Ќ  "i(m"  i(m2g  e  .3  Ԉ0    gildisdagskuldfrslueWadagsetningviWtkugreiWslufyrirmlanna.i(m݌ Ќ    Heimi',(qlteraWkveWaumYaWrammasamningiaWupplUsingarskv.1.mgr.skuliveittar a eWagerWaraWgengilegarreglulega,aWminnstakostieinusinnimnuWi,meWhttisemgerir T, greiWandakleiftaWgeymaeWakallaupplUsingarnarfram;breyttar.    &  46.gr.   UpplUsingagjfgagnvartviWtakandaumeinstakargreiWslur  X semfallaundirrammasamning. K #  0  GreiWsluYj;nustuveitandiskaltafarlaustveitaviWtakandagreiWslueftirfarandiupplUsingar    meWYeimhttisemkveWiWerum1.og2.' <mgr.39.gr.eftirframkvmdeinstakrar    greiWslusemfellurundirrammasamning:   ! ! (g00"i(m"  i(m2g  a  .3  Ԉ0    tilvsunsemgerirviWtakandanumkleiftaWberakennslgreiWsluog,efviW,greiWanda, wO  svoogaWrarupplUsingarsemkunnaaWhafaveriWsendarmeWgreiWslunni,i(m'݌B  Ќ  "i(m"  i(m2g  b  .3  Ԉ0    fjrhWgreiWsluYeimgjaldmiWlisemeignfrWurergreiWslureikningviWtakanda,i(m݌   Ќ  "i(m"  i(m2g  c  .3  Ԉ0    fjrhWgjaldavegnagreiWsluog,efviW,sundurliWunfjrhWaslkragjalda,svoog   upplUsingarumvextisemviWtakandaberaWgreiWa,i(m݌{  Ќ  "i(m"  i(m2g  d  .3  Ԉ0    YaWgengisemgreiWsluYj;nustuveitandiviWtakandanotarviWframkvmdgreiWsluog nF fjrhWgreiWsluWurengjaldmiWilsumreikningurf;rfram,efviW,ogi(m݌9 Ќ  "i(m"  i(m92g  e  .3  Ԉ0    gildisdageignfrslu.i(m9f݌ Ќ    HeimilteraWkveWaumYaWrammasamningiaWupplUsingarskv.1.mgr.skuliveittar  eWagerWaraWgengilegarreglulega,aWminnstakostieinusinnimnuWi,meWhttisemgerir r viWtakandagreiWslukleiftaWgeymaeWakallaupplUsingarnarfram;breyttar. e=   IV.KAFLI   RttindiogskyldurtengslumviWveitinguognotkungreiWsluYj;nustu.   A.AlmennkvWi. i 47.gr. \4 Gjaldtaka. '   GreiWsluYj;nustuveitandaer;heimiltaWinnheimtagjaldafnotandagreiWsluYj;nustu  vegnaupplUsingasemskylteraWveitasamkvmtlgumYessum,eWavegnaleiWrttingar  rWstafanaeWafyrirbyggjandirWstafanasamkvmtkaflaYessum,nemalgYessikveWium `  annaW.GjldsemheimilteraWinnheimtaskv.1.mlsl.skuluveraviWeigandiogsamrmi S+! viWraunkostnaWgreiWsluYj;nustuveitandansvegnaumrddrarWstafana.Vkjamfr " kvWiYessumeWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustuerekki # neytandi.  $   EfgreiWslufelstenginngjaldmiWilsumreikningurskalviWtakandigreiWslugreiWagjldin !W% semgreiWsluYj;nustuveitandihansleggurvegnaframkvmdargreiWsluoggreiWandigreiWa J""& gjldinsemgreiWsluYj;nustuveitandihansleggurvegnaframkvmdargreiWslu. #'   ViWtakandagreiWsluer;heimiltaWkrefjastgjaldsafgreiWandavegnanotkunartiltekins #( greiWslumiWils,umframaWra. $ )   v%N!*   &   48.gr. ( UndanYgurogfrvikvegnasmgreiWslumiWla.  :  RWherraerheimiltaWkveWareglugerWumundanYgurogfrvikfrkvWumYessa  kaflaYegarsmgreiWslumiWillerannarsvegar. a '(F  &  B.FramkvmdgreiWslu.  49.gr.  SamYykkifyrirgreiWsluogafturkllunsamYykkis.     GreiWslatelstYvaWeinsheimiluWaWgreiWandihafiveittsamYykkifyrirframkvmd  X hennar.GreiWandigeturheimilaWgreiWslufyrireWa,efgreiWandioggreiWsluYj;nustuveitandi K #  hanshafasamiWumYaW,eftirframkvmdgreiWslunnar.    '  SamYykkifyrirframkvmdgreiWslueWarWgreiWslnaskalveittmeWYeimhttisem    greiWandioggreiWsluYj;nustuveitandihanskomasrsamanum.EfsamYykkierekkifyrir   henditelstgreiWslaekkihafaveriWheimiluW. wO    GreiWandigeturafturkallaWsamYykkihvenrsemer,enY;ekkieftiraWgreiWslufyrirmli B  teljast;afturkallanlegskilningi61.gr.SamYykkifyrirframkvmdrWgreiWslnam    einnigafturkallaoghefurYaWYauhrifaWgreiWslursemframkvmdarerueftirYaWtma   markteljast;heimilaWar.VkjamfrYessarimlsgreinmeWsamningi,heildeWaaWhluta, {  YegarnotandigreiWsluYj;nustuerekkineytandi. nF   50.gr.  TakmarkanirnotkungreiWslumiWils.    EfnotaskaltiltekinngreiWslumiWiltilaWveitasamYykkifyrirframkvmdgreiWslnageta r greiWandioggreiWsluYj;nustuveitandisamiWumtgjaldaYakvegnaYeirragreiWslnasem e= framkvmdarerumeWhonum. 0   EfumYaWersamiWrammasamningigeturgreiWsluYj;nustuveitandinnskiliWsrrtttil  aWstWvanotkungreiWslumiWilsafstWumsemrkstuddareruhlutlganhttmeWhliW  sj;nafryggigreiWslumiWilsins,grunum;heimilaeWasviksamleganotkungreiWslumiWilsins i eWa,YegarumeraWrWagreiWslumiWilsemlnsheimildirfylgja,verulegaaukinnihttu \4 YvaWgreiWandikunniaWvera;frumaWuppfyllagreiWsluskyldusna. '   GreiWsluYj;nustuveitandiskaltilkynnagreiWandaumstWvunnotkunargreiWslumiWilsog  stWurfyrirhennisvoflj;ttsemauWiWer,nemalgkveWiumannaW.Efmgulegterskal  uppfyllaYessatilkynningarskylduWurennotkungreiWslumiWilserstWvuW,enhnskal `  sWastalagiuppfyllttafarlaustkjlfarstWvunar. S+!   GreiWsluYj;nustuveitandiskalopnafyrirnotkungreiWslumiWilseWaafhendanUjan " greiWslumiWilhansstaWYegarstWurfyrirstWvunnotkunareruekkilengurfyrirhendi. #   51.gr. !W% SkyldurnotandagreiWsluYj;nustutengslumviWgreiWslumiWil. J""&   NotandigreiWsluYj;nustu,semrttaWnotagreiWslumiWil,skalnotagreiWslumiWilinn #' samrmiviWskilmlaumtgfuognotkunhans. #(   ViWviWtkugreiWslumiWilsbernotandanumaWgeranauWsynlegarvarWarrWstafanirtil $ ) aWtryggjapers;nubundnaryggisYttigreiWslumiWilsins. v%N!*   NotandigreiWsluYj;nustu,semrttaWnotagreiWslumiWil,skaln;Yarfatafartilkynna A&"+ greiWsluYj;nustuveitanda,eWaWrumsemhanntilnefnir,umYaWverWihannvarviWtap,  '", Yj;fnaWeWamisnotkungreiWslumiWlieWa;heimilanotkunhans. '#- Ї  &  52.gr. ( SkyldurgreiWsluYj;nustuveitandatengslumviWgreiWslumiWil.    GreiWsluYj;nustuveitandisemgefurtgreiWslumiWilskaltryggjaaWpers;nubundnirr  yggisYttirgreiWslumiWilssuekkiaWgengilegirWrumenYeimnotandagreiWsluYj;nustu a semrttaWnotagreiWslumiWilinn.'( T,   GreiWsluYj;nustuveitandiskalekki;umbeWinnsendanotandagreiWsluYj;nustugreiWslu  miWil,nemanUrgreiWslumiWilleigiaWkomastaWannarssemnotandinnhefurYegarfengiW.    GreiWsluYj;nustuveitandiberallahttuafsendingugreiWslumiWilsoghverskynspers   ;nubundnumryggisYttumgreiWslumiWilstilgreiWanda.  X   GreiWsluYj;nustuveitandiskaltryggjaaWnotandagreiWsluYj;nustuskleiftaWkomatil K #  kynninguskv.3.mgr.51.gr.framfri,hvenrsemers;larhringsins,ogaW;skaeftiropn    unfyrirnotkungreiWslumiWilssamrmiviW4.mgr.50.gr.GreiWsluYj;nustuveitandaber    jafnframtaWsjtilYessaW18mnuWifrYvaWnotandikemurtilkynninguskv.3.mgr.51.   gr.framfrihafinotandinnrrWitilaWsannaaWhannhafigefiWtslkatilkynningu. wO    GreiWsluYj;nustuveitandiskalkomavegfyrirallanotkungreiWslumiWilsYegartilkynn B  inguskv.3.mgr.51.gr.hefurveriWkomiWframfri.      53.gr. {  Tilkynningum;heimilaWaeWaranglegaframkvmdagreiWslu. nF T  NotandigreiWsluYj;nustuskaltilkynnagreiWsluYj;nustuveitandaumYaWn;Yarfatafar 9 verWihannvarviW;heimilaWaeWaranglegaframkvmdagreiWslusemgefurtilefnitilkrfu  umleiWrttingusamkvmtkvWumlagaYessara,Y.m.t.skv.69.gr.,ogeigisWaren13  mnuWumeftirdagsetninguskuldfrslu.XettaY;ekkiviWefgreiWsluYj;nustuveitandiveitti r notandagreiWsluYj;nustunnarekki,eWahafWiaWgengilegarfyrirhann,upplUsingarum e= greiWslunasamrmiviWIII.kafla. 0   HeimilteraWsemjaumannantmafrestengreinir1.mgr.YegarnotandigreiWsluYj;nustu  erekkineytandi.    54.gr. \4 SannvottunvegnaframkvmdargreiWslu. ' x  EfnotandigreiWsluYj;nustuneitaraWhafaheimilaWframkvmdgreiWslueWaheldurYv  framaWgreiWslahafiekkiveriWrttilegaframkvmdskalgreiWsluYj;nustuveitandihans  sannaaWsannvottunvegnaframkvmdargreiWsluhafittsrstaW,aWframkvmdgreiWslu `  hafiveriWnkvmlegaskrWogfrWreikningshaldogaWtknilegbilunhafiekkihafthrif S+! hanaeWahenniseinhverannargalli. "   EfnotandigreiWsluYj;nustuneitaraWhafaheimilaWframkvmdgreiWsluferYaWeftir # atvikumhvortnotkungreiWslumiWils,semgreiWsluYj;nustuveitandiskrir,dugieinogsr  $ tilsnnunarYvaWgreiWandihafiannaWhvortheimilaWgreiWslunaeWahannhafimeWsvik !W% samlegumhtti,aWyfirlgWurWieWaafst;rfelldugleysiltiW;gertaWuppfyllaeinaeWa J""& fleiriafskyldumsnumskv.51.gr. #'   Vkjamfr1.og2.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;n #( ustuerekkineytandi. $ )   v%N!*   &   55.gr. ( byrgWgreiWsluYj;nustuveitandaYegarumrWir;heimilaWagreiWslu.  m   Xegarum;heimilaWagreiWslueraWrWaskilningilagaYessaraskalgreiWsluYj;nustu  veitandi,aWuppfylltumskilyrWum53.gr.ogaWteknutillititilannarrakvWaIV.kafla,Yeg a arstaWendurgreiWa'(y greiWandafjrhW;heimiluWugreiWslunnarog,efviW,bakfraeign T, frslugreiWslureikninginntilsmustWuoghannhefWiveriWef;heimilaWagreiWslan  hefWiekkittsrstaW.    kvWiYettagildirumrafeyriskilningilagaumfjrmlafyrirtki,nemagreiWsluYj;n   ustuveitandigreiWandahafiekkigetutilaWfrystagreiWslureikningeWalokagreiWslumiWli.  X   56.gr.    byrgWgreiWandaYegarumrWir;heimilaWagreiWslu.       Xrttfyrir55.gr.skalgreiWandiberatj;nvegna;heimilaWragreiWslnasemnemuralltaW   jafnvirWi150evra(EUR)slenskumkr;nummiWaWviWopinbertviWmiWunargengi(kaup wO  gengi)einsogYaWerskrWhverjusinnisemrekjamtilnotkunartUndumeWastolnum B  greiWslumiWlieWastafaraf;rttmtrinUtingugreiWslumiWilssemleiWirafYvaWgreiWandi    hefurekkiuppfylltskyldusnasamkvmtlgumYessumtilaWtryggjapers;nubundnar   yggisYttigreiWslumiWilsins. {    GreiWandiskalberaallttj;nsemrekjamtil;heimilaWragreiWslnaefhannhefurstofnaW nF tilYeirrameWsviksamlegumhttieWaltiW;gertaWuppfyllaeinaeWafleiriafskyldumsn 9 umskv.51.gr.afsetningieWaafst;rfelldugleysi.XegarYettaviWgildirekkihmarks  fjrhWinsemumgetur1.mgr.    XegarhttsemigreiWandahefurhvorkiveriWmeWsviksamlegumhttinhannafsetningi r ltiW;gertaWuppfyllaskyldursnarskv.51.gr.skaltekiWtillittileWlispers;nubundinnar e= yggisYttagreiWslumiWilsogmlsatvikaYegarhanntUndist,honumvarstoliWeWahannnUttur 0 meW;rttmtumhttiviWkvrWunfjrhWarYeirrarsemgreiWandaverWurgertaWbera  sjlfurskv.1.og2.mgr.    GreiWandiskalekkiberatj;nsemhlUstafnotkungreiWslumiWlisemtUnist,erstoliWeWa i nUtturmeW;rttmtumhttieftirtmamarktilkynningarskv.3.mgr.51.gr.XettaY;ekki \4 viWefgreiWandihefursUntafsrsviksamlegahttsemi. '   GreiWandiskalekkiberatj;nsemhlUstafnotkungreiWslumiWilsefgreiWsluYj;nustu  veitandihefurekkigertviWeigandirWstafanirsamkvmtlgumYessumvegnatilkynningar  skylduumgreiWslumiWilsemhefurtUnst,veriWstoliWeWanotaWurmeW;rttmtumhtti, `  einsogkrafisterskv.4.mgr.52.gr.XettaY;ekkiviWefgreiWandihefursUntafsrsvik S+! samlegahttsemi. "   Vkjamfr1.!5.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustu # erekkineytandi.  $   kvWiYettagildirumrafeyriskilningilagaumfjrmlafyrirtki,nemagreiWsluYj;n !W% ustuveitandigreiWandahafiekkigetutilaWfrystagreiWslureikningeWalokagreiWslumiWli. J""&   57.gr. #( EndurgreiWslurgreiWslumsemviWtakandifrumkvWiaW $ ) eWahefurmillignguum. v%N!*   GreiWandirttendurgreiWslufrgreiWsluYj;nustuveitandasnumvegnaheimilaWrar A&"+ greiWslu,semviWtakandigreiWsluhefurttfrumkvWiaWeWahaftmillignguumoggreiWsl  '", anhefurYegarveriWframkvmd,efeftirfarandiskilyrWumerfullngt: '#- ! ! (g00"i(m"  i(m2g  a  .3  Ԉ0    fjrhWgreiWslunnarvarekkinkvmlegatilgreindheimildinniYegarhnvarveittogi(m݌( Ќ  "i(m"  i(m2g  b  .3  Ԉ0    fjrhWgreiWslunnarvarhrriensvoaWgreiWandigtimeWsanngjrnumhttigertrW  fyrirYeirrifjrhWmiWaWviWtgjaldamynsturhanstilYessa,skilmlarammasamningi  ogmlsatvikaWWruleyti.i(m݌a Ќ    AWbeiWnigreiWsluYj;nustuveitandaskalgreiWandileggjaframggnumaWskilyrWia-og T, b-liWar1.mgr.teljistuppfyllt.    AWYvervarWarbeingreiWslurerheimiltaWsemjaumYaWrammasamningiumgreiWslu  Yj;nustuaWgreiWandieigirttendurgreiWslufrgreiWsluYj;nustuveitanda,jafnvelY;tt   skilyrWifyrirendurgreiWsluskv.1.mgr.suekkiuppfyllt.  X   AWYvervarWarb-liW1.mgr.geturgreiWandiY;ekkibyggtkrfuumendurgreiWslu K #  gengisstWumefbeittvarviWmiWunargengisemhannsamdiumviWgreiWsluYj;nustu    veitandasamrmiviWd-liW36.gr.ogb-liW3.tlul.40.gr.      HeimilteraWsemjaumYaWrammasamningiumgreiWsluYj;nustuaWgreiWandieigiekki   rttendurgreiWsluefhannhefurveittsamYykkisittfyrirframkvmdgreiWslubeinttil wO  greiWsluYj;nustuveitandaog,efviW,greiWsluYj;nustuveitandieWaviWtakandigreiWsluveitti B  upplUsingarumgreiWslurframtWinnieWakomYeimframfriviWgreiWandaumsaminn    httaWminnstakostifj;rumvikumfyrirgjalddaga.     Vkjamfr1.!4.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustu {  erekkineytandi. nF   58.gr.  MeWferWbeiWnaumendurgreiWsluvegnagreiWslnasemviWtakandi  frumkvWiaWeWahefurmillignguum. r '  GreiWandiskal;skaeftirendurgreiWslusamrmiviW57.gr.innanttaviknafrYeim e= degiYegarfjrmunirvoruskuldfrWir. 0   GreiWsluYj;nustuveitandiskalinnantuviWskiptadagafrm;ttkuskv.1.mgr.annaWhvort  endurgreiWaaWfullufjrhWgreiWslunnareWarkstyWjasynjunumendurgreiWsluogtilgreina  YaWilasemgreiWandigeturvsaWmlinutilsamrmiviWV.kaflaefhannsttirsigekki i viWrkstuWningfyrirsynjuninni. \4   RtturgreiWsluYj;nustuveitandaskv.2.mgr.tilaWsynjaumendurgreiWslugildirekki ' Yvtilvikisemsetterfram3.mgr.57.gr.    Vkjamfr1.!3.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustu  erekkineytandi. `    59.gr. " ViWtakagreiWslufyrirmla. # ,  ViWtkutmigreiWslufyrirmlaerstmiYegargreiWslufyrirmliberastgreiWsluYj;nustu  $ veitandagreiWanda,kjlfarYessaWgreiWandigefurYaubeinteWa;beintmeWmilligngu !W% viWtakandagreiWslu.GreiWsluYj;nustuveitandaerheimiltaWfastsetjalokunartmanlgt J""& lokumviWskiptadagsogskuluYgreiWslufyrirmli,semhanntekurviWeftirYaW,teljasttil #' nstaviWskiptadagseftir. #(   EfnotandigreiWsluYj;nustusemgefurgreiWslufyrirmlioggreiWsluYj;nustuveitandihans $ ) semjaumaWframkvmdgreiWslufyrirmlaskulihefjasttilgreindumdegi,viWloktiltekins v%N!* tmabilseWaYanndagYegargreiWandihefurlagtinnfjrmunitilrWstfunargreiWslu A&"+  Yj;nustuveitandahanstelstviWtkutmi,sbr.64.gr.,veradagurinnsemsamiWvarum.  '",   & a  EfviWtkutmiskv.1.mgr.eWadagurinnsemsamiWvarumskv.2.mgr.erekkiviW ( skiptadegiaWYvervarWargreiWsluYj;nustuveitandagreiWandaskallitiWsvoaWtekiWhafi  veriWviWgreiWslufyrirmlunumnstaviWskiptadageftir.'a(b1    60.gr. T, SynjunumframkvmdgreiWslufyrirmla.  2  EfllskilyrWirammasamningsgreiWandaviWgreiWsluYj;nustuveitandaeruuppfyllter  greiWsluYj;nustuveitandagreiWanda;heimiltaWneitaaWframkvmaheimiluWgreiWslufyrir   mli,hvortsemgreiWandifrumkvWiaWYeimeWaviWtakandigreiWslugefureWahefur  X millignguumYau.XettaY;ekkiviWeflgkveWaumannaW. K #    0YeimtilvikumsemgreiWsluYj;nustuveitandaerheimiltaWsynjaumframkvmd    greiWslufyrirmlaskaltilkynnanotandagreiWsluYj;nustunnarumneituninaog,efunnter,    stWurfyrirhenniogmlsmeWferWviWmgulegaleiWrttinguYeimatvikumsemvalda   neituninni.XettaY;ekkiviWeflgkveWaumannaW. wO    GreiWsluYj;nustuveitandiskalkomatilkynninguskv.2.mgr.framfriumsaminnhtt B  viWfyrstatkifriogsWastalagiinnanYessfrestssemgreinir64.gr.0rammasamningi    umgreiWsluYj;nustumkveWaumaWgreiWsluYj;nustuveitandasheimiltaWtakagjald   fyrirYesshttartilkynningu,endassynjunumframkvmdgreiWslufyrirmlasamrmi {  viWlgogrkstuddhlutlganhtt. nF   AWYvervarWar64.og69.gr.skalltagreiWslufyrirmli,semsynjaWhefurveriWum 9 framkvmd,einsogekkihafiveriWtekiWviWYeim.    61.gr. r AfturkllungreiWslufyrirmla. e= P:  NotandigreiWsluYj;nustugeturekkiafturkallaWgreiWslufyrirmliYegargreiWsluYj;nustu 0 veitandigreiWandahefurtekiWviWYeim,nema2.!6.mgr.eigiviW.    EfviWtakandigreiWslufrumkvWiaWeWahefurmillignguumgreiWslugeturgreiWandi  ekkiafturkallaWgreiWslufyrirmlieftiraWhannhefursentgreiWslufyrirmlineWaveittsam i YykkisittfyrirYvaWgreiWslantilviWtakandagreiWsluverWiframkvmd. \4   Xrttfyrir2.mgr.geturgreiWandiafturkallaWgreiWslufyrirmliYegarumbeingreiWsluer ' aWrWasWastalagiloksWastaviWskiptadagsfyrirumsaminngjaldfrsludagfjrmuna.    EfnotandigreiWsluYj;nustusemgefurgreiWslufyrirmlioggreiWsluYj;nustuveitandihans  semjaumaWframkvmdgreiWslufyrirmlaskulihefjasttilgreindumdegi,viWloktiltekins `  tmabilseWaYanndagYegargreiWandihefurlagtinnfjrmunitilrWstfunargreiWsluYj;n S+! ustuveitandahans,sbr.2.mgr.59.gr.,geturnotandigreiWsluYj;nustuafturkallaWgreiWslu " fyrirmlisWastalagiviWloksWastaviWskiptadagsfyrirumsaminndag. #   Eftirtmamrkin,semtilgreinderu1.!4.mgr.,eraWeinsunntaWafturkallagreiWslufyrir  $ mlinefnotandigreiWsluYj;nustuoggreiWsluYj;nustuveitandihafasamiWumYaW.0Yvtil !W% vikisemumgetur2.og3.mgr.skalsamYykkiviWtakandagreiWslujafnframtliggjafyrir. J""& EfumYaWersamiWrammasamningigeturgreiWsluYj;nustuveitandikrafistgjaldsvegna #' afturkllunargreiWslufyrirmlasamkvmtYessarimlsgrein. #(   Vkjamfr1.!5.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustu $ ) erekkineytandi. v%N!*   A&"+ &     62.gr. ( FjrhWgreiWslu.  !D  GreiWsluYj;nustuveitendurogmilliliWirYeirraskulumillifraallafjrhWgreiWslu  ;skerta.GjldskuluekkidreginfrmillifrWrifjrhW. a '( D  ViWtakandigreiWsluoggreiWsluYj;nustuveitandihansgetaY;samiWumaWgjldgreiWslu T, Yj;nustuveitandansvegnagreiWsluYj;nustuverWidreginfrmillifrWrifjrhWWurenhn  ereignfrWviWtakandagreiWslu.XegarYettaviWerllfjrhWgreiWslunnaraWskilinfr  gjldunumYeimupplUsingumsemviWtakandagreiWslueruveittar.     EfeinhvernnurgjldenYausemumgetur2.mgr.erudreginfrmillifrWrifjrhW  X skalgreiWsluYj;nustuveitandigreiWandasjtilYessaWviWtakandigreiWslufiallafjrhW K #  greiWslunnarsemgreiWandifrumkvWiaW.0tilvikumYarsemviWtakandigreiWslufrum    kvWiaWeWahefurmillignguumgreiWsluskalgreiWsluYj;nustuveitandihanstryggjaaW    viWtakandinnfi;skertafjrhWgreiWslunnar.     C.FramkvmdatmigreiWsluoggildisdagur. B  63.gr.    GildissviWC-hluta.   I  UmgildissviW64.!67.gr.fersamkvmtsWarimlsliW3.mgr.1.gr. {    64.gr. 9 GreiWslagreiWslureikning.  K  FrviWtkutmaskv.59.gr.skalgreiWsluYj;nustuveitandigreiWandatryggjaaWfjrhW  greiWsluseignfrWreikninggreiWsluYj;nustuveitandaviWtakandagreiWsluogsWastalagi r loknstaviWskiptadags.XettafreststmabilmY;framlengjaumeinnviWskiptadagfyrir e= greiWslursemerupapprsgrundvelli. 0   GreiWsluYj;nustuveitandiviWtakandaskaleftirviWtkufjrmunasetjagildisdaggreiWsl  unaogtryggjaaWfjrhWhennarsviWtakandagreiWslutilrWstfunargreiWslureikningi  hanssamrmiviW67.gr. i   AWYvervarWargreiWslursemviWtakandigreiWslufrumkvWiaWeWahefurmilligngu \4 umskalgreiWsluYj;nustuveitandiviWtakandasendagreiWslufyrirmlitilgreiWsluYj;nustu ' veitandagreiWandainnanYessuppgjrsfrestssemviWtakandinnoggreiWsluYj;nustuveitandi  hanshafakomiWsrsamanum.XegarumrWirbeingreiWslurskulugreiWslufyrirmlinsend  umsmdumgjalddaga. `    65.gr. " AWstWurYegarviWtakandigreiWsluerekkimeWgreiWslureikning # hjgreiWsluYj;nustuveitanda.  $ P  EfviWtakandigreiWsluerekkimeWgreiWslureikninghjgreiWsluYj;nustuveitandaskal !W% greiWsluYj;nustuveitandinnsemtekurviWfjrmununumfyrirviWtakandannhafaYaWgengi J""& legatilrWstfunarfyrirviWtakandanninnanYessfrestssemtilgreindurer64.gr. #'   66.gr. $ ) ReiWuflagtinngreiWslureikning. v%N!* KS  EfnotandigreiWsluYj;nustuleggurreiWufgreiWslureikninghjgreiWsluYj;nustuveit A&"+ andagjaldmiWligreiWslureikningsinsskalgreiWsluYj;nustuveitandinntryggjaaWfjrhWin  '", stilrWstfunaroggildisdagsetttafarlausteftirviWtkufjrmunanna. '#- Ї  67.gr. ( GildisdagurogfjrmunirtilrWstfunar.  DU  GildisdagureignfrslugreiWslureikningviWtakandagreiWslutelstveraeigisWarenYann  viWskiptadagYegarfjrhWgreiWslunnarereignfrWreikninggreiWsluYj;nustuveitanda a viWtakanda.GreiWsluYj;nustuveitandiviWtakandaskaltryggjaaWfjrhWgreiWslunnarsviW T, takandagreiWslutilrWstfunarYegarstaWeftiraWfjrhWinereignfrWreikning  greiWsluYj;nustuveitandaviWtakanda.    GildisdagurskuldfrslugreiWslureikninggreiWandatelstveraeigifyrrenstmapunktur   YegarfjrhWgreiWslunnarerskuldfrWgreiWslureikninggreiWandahjgreiWsluYj;nustu  X veitanda. K #    D.RngeWaglluWframkvmdgreiWslu,meWferWpers;nuupplUsingao.fl.    68.gr.   Srstaktkennimerki. wO  QY  EfgreiWslufyrirmlieruframkvmdsamrmiviWsrstaktkennimerkiskuluYauteljast B  rttframkvmdaWYvervarWarYannviWtakandagreiWslusemertilgreindurmeWYvsr    stakakennimerki.     EfnotandigreiWsluYj;nustuleggurframrangtsrstaktkennimerkiergreiWsluYj;nustu {  veitandierekkibyrgurskv.69.gr.hafiframkvmdgreiWsluekkittsrstaWeWaerglluW. nF GreiWsluYj;nustuveitandigreiWandaskalY;gerarWstafanirtilaWendurheimtafjrmunina 9 semgreiWslaf;lsr,efmgulegter.SemjamumgjaldtkuvegnaslkrarWstafana  rammasamningi.    EfnotandigreiWsluYj;nustuhefurveittupplUsingartilviWb;tarYeimsemhannYarfaW r gefaupptilaWgreiWslufyrirmliverWiframkvmdrttanhttogtilgreindarerua-liW36. e= gr.eWab-liW2.tlul.40.gr.ergreiWsluYj;nustuveitandiaWeinsbyrgurvegnaframkvmdar 0 greiWslunnarsamrmiviWsrstakakennimerkiWsemnotandigreiWsluYj;nustunnarleggur  fram.    69.gr. \4 FramkvmdgreiWslusrekkistaWeWaerglluW. ' _  EfgreiWandigefurgreiWslufyrirmliskalgreiWsluYj;nustuveitandihans,meWfyrirvara  um53.gr.,2.!3.mgr.68.gr.og72.gr.,berabyrgWYvgagnvarthonumaWgreiWslaverWi  framkvmdrttilega.XettaY;ekkiviWefgreiWsluYj;nustuveitandigreiWandagetursannaW `  fyrirgreiWandanum,oggreiWsluYj;nustuveitandaviWtakandaefviW,aWgreiWsluYj;nustu S+! veitandiviWtakandahafitekiWviWgreiWslusamrmiviW1.mgr.64.gr.,enYvtilviki " verWurgreiWsluYj;nustuveitandiviWtakandagreiWslubyrgurgagnvartviWtakandanumum # rttaframkvmdgreiWslunnar.  $   EfgreiWsluYj;nustuveitandigreiWandaerbyrgurskv.1.mgr.skalhannn;Yarfatafar !W% endurgreiWagreiWandafjrhW;framkvmdrareWagallaWrargreiWsluog,efviW,fra J""& skuldfrWangreiWslureikningYstWusemhannhefWiveriWefgallaWagreiWslanhefWiekki #' ttsrstaW. #(   EfgreiWsluYj;nustuveitandiviWtakandagreiWsluerbyrgurskv.1.mgr.skalhanntafar $ ) laustsetjafjrhWgreiWslunnartilrWstfunarviWtakandagreiWsluog,efviW,eignfra v%N!* samsvarandifjrhWgreiWslureikningviWtakandans. A&"+   HafigreiWandigefiWgreiWslufyrirmli,enframkvmdgreiWslusrekkistaWeWaergll  '", uW,skalgreiWsluYj;nustuveitandihanstafarlaustgerarWstafanirtilaWrekjagreiWslunaog '#- tilkynnagreiWandaumniWurstWunaefYesser;skaW.XettaviWntillitstilYesshverer ( byrgurfyrirrttriframkvmdgreiWsluskv.1.!3.mgr.    EfviWtakandigreiWslugefurgreiWslufyrirmlieWahefurmillignguumYaWskalgreiWslu  Yj;nustuveitandihansberabyrgWYvgagnvarthonumaWgreiWslufyrirmliverWirttilega a sendgreiWsluYj;nustuveitandagreiWandasamrmiviW3.mgr.64.gr.SkulugreiWslufyrir T, mlinsendgreiWsluYj;nustuveitandagreiWandatafarlausteWa,eftiratvikum,endursendtafar  laust.GreiWsluYj;nustuveitandiviWtakandagreiWsluerjafnframtbyrgurgagnvartviWtakanda  greiWslusamkvmtYessarimlsgreinummeWferWgreiWslunnarsamrmiviWskyldurhans   skv.67.gr.SkalhanntryggjaaWfjrhWgreiWslunnarsviWtakandagreiWslutilrWstfunar  X tafarlausteftiraWfjrhWinereignfrWgreiWslureikningviWtakandagreiWslunnar.Xessi K #  mlsgreingildirmeWfyrirvaraum53.gr.,2.og3.mgr.68.gr.og72.gr.      EfumeraWrWa;framkvmdagreiWslueWagallaWaframkvmdgreiWslu,semgreiWslu    Yj;nustuveitandiviWtakandagreiWsluberekkibyrgWskv.5.mgr.,skalgreiWsluYj;nustu   veitandigreiWandaverabyrgurgagnvartgreiWanda.Skalhannn;YarfatafarendurgreiWa wO  greiWandafjrhW;framkvmdrareWagallaWrargreiWsluog,efviW,fraskuldfrWan B  greiWslureikningYstWusemhannhefWiveriWefgallaWagreiWslanhefWiekkittsrstaW.      HafiviWtakandigreiWslugefiWgreiWslufyrirmli,enframkvmdgreiWslusrekkistaW   eWaerglluW,skalgreiWsluYj;nustuveitandihanstafarlaustgerarWstafanirtilaWrekja {  greiWslunaogtilkynnaviWtakandaumniWurstWunaefYesser;skaW.XettaviWntillitstil nF YesshvererbyrgurfyrirrttriframkvmdgreiWsluskv.5.og6.mgr. 9   GreiWsluYj;nustuveitandierbyrgurgagnvartnotandagreiWsluYj;nustuaWYvervarWar  gjldogvextisemkunnaaWfallanotandannsemafleiWingaf;framkvmdrieWagallaWri  greiWslu,sbr.1.!7.mgr. r   Vkjamfr1.!8.mgr.meWsamningi,heildeWaaWhluta,YegarnotandigreiWsluYj;nustu e= erekkineytandi. 0   70.gr.  Frekarifbtur. i s  kvarWamfrekarifbtur,tilviWb;tarviWYaWsemkveWiWerum68.!72.gr.,sam \4 rmiviWlgogsamningnotandagreiWsluYj;nustuoggreiWsluYj;nustuveitandahans. '   71.gr.  Endurkrfurttur. `  Du  EfbyrgWgreiWsluYj;nustuveitandaskv.69.gr.mrekjatilannarsgreiWsluYj;nustu S+! veitandaeWamilliliWarskalsgreiWsluYj;nustuveitandieWamilliliWurbtafyrrgreindum " greiWsluYj;nustuveitandaallttj;n,semhannhefurorWiWfyrir,eWafjrhWirsemhannhefur # YurftaWgreiWagrundvelli69.gr.  $   kvarWamfrekarifbtursamrmiviWlgogsamningamilligreiWsluYj;nustuveit !W% endaog/eWamilliliWa. J""&   72.gr. #( :viWrWanlegytriatvik. $ )