WPC( cEj kTj_l6f" @EG =jaRI[Ip]V'r[:󣰠#T%LSn,=.E=B #ofXO!lEC82\Vu8Z 4Mk *$D;R+áGZj4꾓$Sf  }k A&:@6Q4p#4/NADMݛV<SP[¶`+1C3h o6j,hXe֑s K.ur'1MvaŔz%5l x7 pFp#c8澅,NdA\p>Mlqx%Wa$YTl74 2G-f{L G|@ q=Pł˭ŷoߖNd_Z<,?j,QI@~m෧#Z+11dEqmUN" %p 04v #(s 4 m>w&^ *46JJJJJYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYNaaaaa 1cc 0Q 0QEE 0] 0wu 0wh h 0 0|!|! 1uA"A""" B$$$$6$$$$$$$$$$$$ 72"&"&/T&T& 1&&&&&&&&&&&&&&&&&&&&&U:$'$'$'$'M^'^'^'^'Vb'&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDFyy0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wpts@ m}@rirs?g3|x ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3>$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXrXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXr0?vvbX0#ggdd  8dXXd8ISIS,.     ()3>$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXrXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXr0?vvbX0#ggdd  8dXXd8ISIS,.     (53/$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXrXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXr0?vvbX0#ggdd  8dXXd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a>'ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   _>? #K#?  2d X~Xd2 #XX~# d , g/+ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular L e>)ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   _>? Ҁ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A43'LetterTX~XXXTRW6&A4W6&A4 6&A4 6&A4T ? XX~0?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03qs 9140.lggjafarYing2011!2012. ( Xingskjal1211"757.ml.     ^R@ BeiWniumskUrslu# ^R#     frvelferWarrWherraumstWueinstaklingaogfjlskyldna   meWtillititilhsnWisskuldaogannarraskulda.  X   Fr:lfuNordal,BjarnaBenediktssyni,KristjniX;rJlussyni,    RagnheiWiE.rnad;ttur,PtriH.Blndal,IllugaGunnarssyni,J;niGunnarssyni,    RagnheiWiRkharWsd;ttur,sbirni:ttarssyniogTryggvaX;rHerbertssyni.       MeWvsantil54.gr.stj;rnarskrrinnarog53.gr.lagaumYingskpAlYingiserYess;skaW B  aWvelferWarrWherraflytjiAlYingiskUrsluumstWueinstaklingaogfjlskyldnameWtilliti    tilhsnWisskuldaogannarraskulda.     0skUrslunniverWivarpaWlj;sieftirfarandi: {  "i0J"  i0J 2%  1  .3  Ԉ0    HversumargirbaeiginhsnWi.i0J + ݌nF Ќ  "i0J"  i0J 2%  2  .3  Ԉ0    HversumargirbaleiguhsnWi.i0J , ݌9 Ќ  "i0J"  i0J 2%  3  .3  Ԉ0    HversumargirbaflagsleguhsnWi,flokkaWeftirtegundumflagslegrarrWa.i0J , ݌ Ќ  "i0J"  i0J6 2%  4  .3  Ԉ0    HvaWtaliWeraWmargirsemnWhafa25raaldribiennforeldrahsumvegnaYess  aWYeirhafaekkifjrhagslegtbolmagntilYessaWstofnaeigiWheimili.i0J6 c ݌r Ќ  "i0J"  i0J2%  5  .3  Ԉ0    HversumargirskuldavegnabWarhsnWis,hversumargirsembaeiginhsnWieru e= skuldlausiroghversumargirskuldavegnahsnWisenerubniraWmissaYaWeWaselja 0 eignina.i0J݌ Ќ  "i0J"  i0J2%  6  .3  Ԉ0    HversumargireruvanskilummeWbWalnhj0bWalnasj;Wi(einnigsemhlutfallaf  heildarfjldaskuldarahjsj;Wnumogheildarfjldaeigna):i0J݌i Ќ   (g00_ikmo"i0J"  0  0i0J 2g  a  .3  Ԉ0v  alls,i0J݌\4vv Ќ  "i0J"  0  0i0Jww 2g  b  .3  Ԉ0v  hversumargirhafaveriWvanskilumskemuren3mnuWi,i0J!݌'vv Ќ  "i0J"  0  0i0J 2g  c  .3  Ԉ0v  hversumargirhafaveriWvanskilum3!6mnuWi,i0Jc݌vv Ќ  "i0J"  0  0i0JUww 2g  d  .3  Ԉ0v  hversumargirhafaveriWvanskilum6!12mnuWi,i0JU݌vv Ќ  "i0J"  0  0i0J 2g  e  .3  Ԉ0v  hversumargirhafaveriWvanskilumlengureneittr.i0J݌` vv Ќ   _ikmo(%00J"i0J"  i0JX2%  7  .3  Ԉ0    HversumargareignireruveWsettar(einnigsemhlutfallafheildarfjldaeignaogskuld S+! arahj0bWalnasj;WiogvirWilnahverjuYrepi):i0JX݌" Ќ   (g00_ikmo"i0J"  0  0i0Jl 2g  a  .3  Ԉ0v  yfir120%,i0Jl݌#vv Ќ  "i0J"  0  0i0Jzww 2g  b  .3  Ԉ0v  110!119%,i0Jz݌ $vv Ќ  "i0J"  0  0i0J 2g  c  .3  Ԉ0v  100!109%,i0J݌!W%vv Ќ  "i0J"  0  0i0Jww 2g  d  .3  Ԉ0v  90!99%,i0J݌J""&vv Ќ  "i0J"  0  0i0J 2g  e  .3  Ԉ0v  80!89%,i0J݌#'vv Ќ  "i0J"  0  0i0J  2g  f  .3  Ԉ0v  70!79%.i0J !݌#(vv Ќ   _ikmo(%00"i0J"  i0JI"2%  8  .3  Ԉ0    Hversumargareignir0bWalnasj;Wurhefurleysttilsn(einnigsemhlutfallheildar $ ) fjldaveWsettraeignahjsj;Wnum):i0JI"v"݌v%N!* Ќ   (g00_ikmo"i0J"  0  0i0JJ$ 2g  a  .3  Ԉ0v  YaWsemaferri2012,i0JJ$$݌A&"+vv Ќ  "i0J"  0  0i0Jk%ww 2g  b  .3  Ԉ0v  riW2011,i0Jk%%݌ '",vv Ќ  "i0J"  0  0i0J|& 2g  c  .3  Ԉ0v  riW2010,i0J|&&݌'#-vv Ќ  "i0J"  0  0i0J'ww 2g  d  .3  Ԉ0v  riW2009,i0J''݌#(z$.vv #9 y_   ь  "i0J"  0  0i0J( 2g  e  .3  Ԉ0v  riW2008,i0J(K)݌(vv Ќ  "i0J"  0  0i0J* 2g  f  .3  Ԉ0v  riW2007.i0J*\*݌vv Ќ   _ikmo(%00#"i0J"  i0J+2%  9  .3  Ԉ0    0hversumrgumeignumsem0bWalnasj;Wurhefurleysttilsnbafyrrieigendurenn.i0J++݌ Ќ  "i0J "  i0J,112%  10  .3  Ԉ0    AWrarskuldireinstaklingaogfjlskyldnaenhsnWisskuldir:i0J,-݌a Ќ   (g00 _ikmo"i0J"  0  0i0J. 2g  a  .3  Ԉ0v  blaln,i0J..݌T,vv Ќ  "i0J"  0  0i0J/ww 2g  b  .3  Ԉ0v  yfirdrttarskuldir,i0J//݌vv Ќ  "i0J"  0  0i0J0 2g  c  .3  Ԉ0v  greiWslukortaskuldir,i0J00݌vv Ќ  "i0J"  0  0i0J1ww 2g  d  .3  Ԉ0v  nmsln,i0J12݌ vv Ќ  "i0J"  0  0i0J2 2g  e  .3  Ԉ0v  aWrarskuldbindingar.i0J23݌ Xvv Ќ   _ikmo(%0 0."i0J "  i0Js4112%  11  .3  Ԉ0    Xr;unneysluskuldarin2006!2011:i0Js44݌K #  Ќ   (g00 _ikmo"i0J"  0  0i0J5 2g  a  .3  Ԉ0v  blalna,i0J5I6݌  vv Ќ  "i0J"  0  0i0J 7ww 2g  b  .3  Ԉ0v  yfirdrttarskulda,i0J 7V7݌  vv Ќ  "i0J"  0  0i0J8 2g  c  .3  Ԉ0v  greiWslukortaskulda,i0J8l8݌ vv Ќ  "i0J"  0  0i0J:9ww 2g  d  .3  Ԉ0v  annarraneysluskulda.i0J:99݌wO vv Ќ   _ikmo(%0 0{5