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Sparisj;WumerheimiltaWhafasamstarfm.a.umeftirfarandiverkefni,endasslktgert {  almennumviWskiptalegumforsendum: nF ! ! _ikmo(JT00"i(m"  i(mE%qq2JT  1  .3  Ԉ0 o   rWgjfumhttustUringu,i(mE%r%݌9oo Ќ  "i(m"  i(mB&qq2JT  2  .3  Ԉ0 o   reksturupplUsingakerfa,i(mB&o&݌oo Ќ  "i(m"  i(m:'qq2JT  3  .3  Ԉ0 o   ryggiseftirlit,i(m:'g'݌oo Ќ  "i(m"  i(m'(qq2JT  4  .3  Ԉ0 o   starfsemiinnriendurskoWunardeilda,i(m'(T(݌roo Ќ  "i(m"  i(m*)qq2JT  5  .3  Ԉ0 o   bakvinnslu,b;khald,greininguogskUrslugerWtileftirlitsstofnana,i(m*)W)݌e=oo Ќ  "i(m"  i(mT*qq2JT  6  .3  Ԉ0 o   lgfrWirWgjf,samningaogsamskiptiviWbirgja,i(mT**݌0oo Ќ  "i(m"  i(ml+qq2JT  7  .3  Ԉ0 o   vruYr;unogmarkaWssamstarfumsameiginlegvrumerki,i(ml++݌oo Ќ  "i(m"  i(m,qq2JT  8  .3  Ԉ0 o   frWsluogupplUsingagjf,i(m,,݌oo Ќ  "i(m"  i(m-qq2JT  9  .3  Ԉ0 o   innlendaogerlendagreiWslumiWlunogYj;nustuviWerlendviWskipti.i(m--݌ioo Ќ    0YeimtilfellumaWfleirieneinnsparisj;WurhafafaliWeinumogsamaaWilaverkefniskv. \4 1.mgr.skulugerWirsamningarmillihverseinstakssparisj;WsogYesssemveitirYj;n ' ustuna.SlkirsamningarvkjaekkitilhliWarskyldumYeimsemhvereinstakursparisj;Wur  bergagnvartlgumogreglum,eftirlitsaWilum,stofnfjreigendum,hluthfumeWaWrum.    Rsigreiningurumhvortstarfsemifalliundir1.mgr.skerSamkeppniseftirlitiWr. `  @00!5.gr. "   0staW66.!73.gr.lagannakemurnUrundirkafli,B.Sjlfseignarstofnunsemsparisj;Wur, # meWttagreinum,samtfyrirsgnum,svohlj;Wandi:  $   a.(66.gr.) J""& @ Sjlfseignarstofnun. #'   Umsjlfseignarstofnunsemersparisj;WurgildakvWilagaumhlutaflg,nr.2/1995, #( aWYvleytisemekkierusettarsrstakarreglurlgumYessum.kvWilagaumsjlfseignar $ ) stofnanirsemstundaatvinnurekstureigaekkiviWumsjlfseignarstofnunsemersparisj;Wur. v%N!*   A&"+   &   b.(67.gr.) ( @**SamYykktir.    0samYykktumsjlfseignarstofnunarsemersparisj;WurskuluverakvWisemvarWa  srstaklegahlutaWeigandisparisj;W,svosem: a ! ! _ikmo(JT00 _ikmo"i(m"  i(m?6qq2JT  1  .3  Ԉ0 o   heitisparisj;Ws,i(m?6l6݌T,oo Ќ  '(Y4"i(m"  i(mF7qq2JT  2  .3  Ԉ0 o   heimilisparisj;WsogvarnarYing,i(mF7s7݌oo Ќ  "i(m"  i(mM8qq2JT  3  .3  Ԉ0 o   tilgang,i(mM8z8݌oo Ќ  "i(m"  i(m19qq2JT  4  .3  Ԉ0 o   samflagslegthlutverkhansogstarfssvWi,i(m19^9݌ oo Ќ  "i(m"  i(m;:qq2JT  5  .3  Ԉ0 o   heildarupphWstofnfjrogskiptingustofnfjrhluti,i(m;:h:݌ Xoo Ќ  "i(m"  i(mQ;qq2JT  6  .3  Ԉ0 o   kosningusparisj;Wsstj;rnar,strfhennarogkjrtmabil,i(mQ;~;݌K # oo Ќ  "i(m"  i(mo<qq2JT  7  .3  Ԉ0 o   hvernigboWaWskulitilfundastofnfjreigenda,i(mo<<݌  oo Ќ  "i(m"  i(m=qq2JT  8  .3  Ԉ0 o   hvaWamlskulitakafyriraWalfundi,i(m==݌  oo Ќ  "i(m"  i(m>qq2JT  9  .3  Ԉ0 o   hvertskuliverareikningsrsparisj;Wsins,i(m>>݌ oo Ќ  "i(m "  i(m?2JT  10  .3  Ԉ0 o   hvernigstaWiWskuliaWbreytingumsamYykktum,i(m??݌wO oo Ќ  "i(m "  i(m@2JT  11  .3  Ԉ0 o   hvortstofnfjreigendurskulistainnlausnhlutumsnumaWnokkruleytieWalluog B  eftirhvaWareglum,i(m@@݌  oo Ќ  "i(m "  i(mB2JT  12  .3  Ԉ0 o   hvortstofnfjreigendurnj;tiforgangsrttartilskriftarviWaukningustofnfjr,i(mBAB݌ oo Ќ  "i(m "  i(mIC2JT  13  .3  Ԉ0 o   slitsparisj;WiogrWstfuneiginfjrYvsambandi.i(mICvC݌{ oo Ќ    EkkierheimiltaWveitatilteknumstofnfjreigendumsrrttindi. nF   c.(68.gr.)    Stj;rnunogfjrhagslegrttinditengdstofnf.  D  FundurstofnfjreigendaerWstavaldmlefnumsjlfseignarstofnunarogkUshonum r stj;rn.StofnfjreigendurfarameWatkvWisamrmiviWhlutdeildsnatgefnustofnfaW e= frdregnustofnfsemkannaWveraeigusjlfseignarstofnunarinnar. 0   Stj;rnrWursparisj;Wsstj;rasemerframkvmdastj;risparisj;WsinsogberbyrgW  daglegumrekstrihans.    StofnfjreigendurberaekkibyrgWskuldbindingumsparisj;Wsumframstofnfsittog i eigaekkihlutdeildWrueiginfsparisj;Wsenb;kfrWustofnfeinsogYaWerhverjum \4 tma.Stofnfjreigendumer;heimiltaWganga;rWstafaWeigiWfviWkvrWunarWs,sbr. ' 63.gr.,eWagangaaW;rWstfuWufsjlfseignarstofnunarinnarmeWWrumhtti,svosem  meWinnlausneWakaupumsjlfseignarstofnunarinnareiginstofnfjrhlutumhrraverWi  ennafnverWi. `    d.(69.gr.) "   Stofnfogstofnfjrbrf. # UJ  Stj;rnsparisj;WssemersjlfeignarstofnungefurtstofnfjrbrftilYeirrasemskrWireru  $ fyrirstofnfjrhlutum.StofnfjrbrfmekkiafhendafyrrenhlutureraWfullugreiddur. !W% ! ! q(#30 _ikmo  Stofnfjrbrfskuluhlj;Wanafnogtilgreina: J""&  _ikmo(JT03q"i(m"  i(mMqq2JT  1  .3  Ԉ0 o   heitisparisj;Wsogheimilisfang,i(mMGM݌#'oo Ќ  "i(m"  i(mNqq2JT  2  .3  Ԉ0 o   nmerogfjrhWhlutar,i(mNKN݌#(oo Ќ  "i(m"  i(mOqq2JT  3  .3  Ԉ0 o   nafn,heimilisfangogkennitlustofnfjreiganda,i(mOCO݌$ )oo Ќ  "i(m"  i(m#Pqq2JT  4  .3  Ԉ0 o   tgfudagstofnfjrbrfs,i(m#PPP݌v%N!*oo   "i(m"  i(m#Qqq2JT  5  .3  Ԉ0 o   srstkatriWiervarWarttindiogskyldurstofnfjreigenda.i(m#QPQ݌A&"+oo Ќ    & ,  Stj;rninskalfraskryfirstofnfjreigendurogskalhnaWgengilegllum.Sparisj;Ws ( stj;rnskaluppfraskrnaYegarbreytingarverWaeignarhaldistofnfjrbrfa.Stofnfjr  eigandiWlastrttindisamkvmtstofnfjrbrfiviWskrningustofnfjreigendaskr.  ',(NR  StofnfjrbrferheimiltsamkvmtkvrWunstj;rnarflagsinsaWgefatmeWrafrnum a httiverWbrfamiWstWsamrmiviWlgumrafrnaeignarskrninguverWbrfa. T,   FramsalognnurrWstfunstofnfjrbrfasparisj;Wierheimilntakmarkana,sbr.Y;  kvWiVI.kafla.   (90_ikmo! !  e.(70.gr.)  X @ Hkkunstofnfjrogendurmat. K #    FundurstofnfjreigendagetursamYykktaukningustofnfjrviWkomandisparisj;WimeW    tgfunUrrastofnfjrhluta.TilYessaWheimiltsaWfjallaumaukningustofnfjraWalfundi    eWasrstkumfundistofnfjreigendaskalhafaveriWboWaWtilfundarinsmeWa.m.k.tveggja   viknafyrirvara.0fundarboWiskalgeragreinfyrirtillgustj;rnarumtgfunUrrastofnfjr wO  hluta,Y.m.t.umheildarfjldahluta,nafnverWhlutaogtboWsgengi,greiWslukjr,efeinhver B  eru,skriftartmaogskriftarrtt.LgmarksverWnUrrastofnfjrhlutaskalverajafnhttog    nafnverWstofnfjrhlutaviWkomandisparisj;Wi.     AWalfundurstofnfjreigendagetursamYykkt,aWtillgusparisj;Wsstj;rnar,aWarWitilstofn {  fjreigendaskuliaWhlutaeWaaWlluleytivariWtilhkkunarnafnverWistofnfjrhluta nF sparisj;Wnum.EkkierY;heimiltaWhkkanafnverWstofnfjrhlutaumframverWlagsbreyt 9 ingarmiWaWviWvsitluneysluverWsfrtgfustofnfjrhlutanna.    Efsparisj;WurhefurgefiWtnUttstofnfoghafiveriWgreittmeiraennafnverWfyrir  tgfunaskalfYaWsemgreittvarumframnafnverWfrtyfirverWsreikningstofnfjraWfr r dregnumkostnaWisparisj;Wsinsaftgfunni.HanntelstmeW;rWstfuWueiginfsparisj;Ws. e=   f.(71.gr.)  @ttLkkunstofnfjr.    AWtillgustj;rnarsparisj;WsgeturfundurstofnfjreigendatekiWkvrWunumlkkun i stofnfjrtiljfnunartapssemekkiverWurjafnaWannanhtt.TilYessaWheimiltsaWfjalla \4 umlkkunstofnfjrfundistofnfjreigendaskalhafaveriWboWaWtilfundarinsmeWa.m.k. ' tveggjaviknafyrirvara.0fundarboWiskalgeragreinfyrirtillguumlkkunstofnfjr.Fyrir  slkrikvrWunYarfsamYykkitveggjaYriWjuhlutaatkvWasemmtterfyrirfundistofn  fjreigenda.0fundarboWiskalgreinafrstWumfyrirlkkuninnioghvernighnaWfara `  fram.FjrmlaeftirlitinuskaltilkynntfyrirframumfyrirhugaWalkkunstofnfjr. S+!   kvrWunfundarstofnfjreigendaumlkkunskv.1.mgr.tekurgildiYegarFjrmlaeftir " litiWhefursamYykkthana. #   EkkiYarfaWinnkallakrfurvegnalkkunarstofnfjrsamkvmtYessarigrein.  $   g.  (72.gr.) J""&   Samruni. #' b  HeimilteraWsameinasparisj;WsemersjlfseignarstofnunviWannansparisj;WeWafjr #( mlafyrirtkiYannigaWsjlfseignarstofnuninniverWislitiW. $ )   Efsparisj;WursemerusjlfseignarstofnunersameinaWurannarrisjlfseignarstofnunskal v%N!* endurgjaldtilstofnfjreigendahansverasamrmiviWhlutdeildstofnfjreiginfspari A&"+ sj;WsinseinsogYaWvarsamkvmtefnahagsreikningiviWsameininguna.Effyrirhendier  '", eigiWfumframstofnfsparisj;Wnum,hrnefnt;rWstafaWeigiWf,skalYaWleggjast;skert '#- viW;rWstafaWeigiWfhinssameinaWasparisj;Ws.Sumneikvtt;rWstafaWeigiWfaWrWa ( sparisj;Wisemsameinastannarrisjlfseignarstofnun,skalstofnflkkaWtiljfnunarYv  Wurentilsamrunakemur.ViWsamrunannm;rWstafaWeigiWfsameinaWssparisj;Wsekki  verWalgraensamanlagtjkvtt;rWstafaWeigiWfYeirrasparisj;Wavarfyrirsamruna. a   Efsparisj;WursemersjlfseignarstofnunersameinaWurhlutaflagimeWyfirtku,Yannig T, aWhlutaflagiWeryfirtkuflag,skalsjlfseignarstofnuninnislitiW.Skalendurgjaldtilstofn  fjreigendahinumyfirteknasparisj;WiverasamrmiviWhlutdeildstofnfjreiginf  sparisj;Wsins.Efyfirteknumsparisj;Wierjkvtt;rWstafaWeigiWfskalendurgjaldfyrir   YaWlagtsrstakasjlfseignarstofnun.Endurgjaldifyrirhinnyfirteknasparisj;WskalYskipt  X millistofnfjreigendaogsjlfseignarstofnunarmiWaWviWhlutfallYeirraheildareiginf K #  sparisj;Wsins.SkalendurgjaldtilsjlfseignarstofnunarinnarveraformipeningagreiWslueWa    meWskuldabrfitilekkilengritmaen10ra.:hWuraWiliskalleggjamatverWmtiendur    gjaldssemfaraskaltilsjlfseignarstofnunar,meWtillititilYesshvortYaWssanngjarnt,   eWlilegtogrttuhlutfallimiWaWviWverWmtiendurgjaldssemkomaskalhlutstofnfjr wO  eigenda.SkalFjrmlaeftirlitiWstaWfestamatiW.Stj;rnyfirtekinssparisj;Wsskalannastum B  aWstofnasjlfseignarstofnunsamkvmtYessarigreinogsetjahenniskipulagsskr,semskulu    staWfestarsameiginlegaafrWherraerfermeWsveitarstj;rnarmlogrWherraerfermeW   frWsluml.SjlfseignarstofnunYessiskalhafaYanntilgangaWrkjaogstuWlaaWframgangi {  YeirrasamflagsleguverkefnasemsamYykktiryfirtekinssparisj;WsinskveWaum.0stj;rn nF sjlfseignarstofnunarsamkvmtYessarimlsgreinskulueigastieinnfulltrisveitarflaga 9 starfssvWisparisj;Wsins,einnfulltriskipaWurafrWherraerfermeWsveitarstj;rnarml,  semskalveraformaWurstj;rnar,ogeinnfulltritilnefndurafrWherraerfermeWfrWsluml.  RWherrasemfermeWsveitarstj;rnarmlgeturskipaWfulltrasveitarflagastj;rnsjlfs r eignarstofnunarinnarberistekkisameiginlegtilnefningfrYeiminnanfrestssemhannhefur e= settYeimtilaWtilnefnasameiginlegastj;rnarmann. 0   Stj;rnyfirtekinssparisj;Wsgetureinnig,staWYessaWstofnasjlfseignarstofnun,gerttil  lguumrWstfunendurgjaldifyrir;rWstafaWeigiWfsparisj;Wsinsbeinttilsamflagslegra  verkefnasparisj;Wsins.Tillagastj;rnarumslkarWstfunskalstaWfestsameiginlegaafrW i herraerfermeWsveitarstj;rnarmlogrWherraerfermeWfrWsluml. \4   EkkierheimiltaWsamYykkjasamrunaogsltayfirteknumsparisj;Wifyrirenstj;rnsjlfs ' eignarstofnunarhefurveriWskipuWeWatillagaumrWstfun;rWstfuWueiginfhefurveriW  staWfest.    Umsamrunasparisj;WaferaWWruleytieftirkvWum106.gr.,Y.m.t.efsparisj;Wursem `  ersjlfseignarstofnunyfirtekurfjrmlafyrirtkisemerhlutaflag. S+!   h.(73.gr.) # @ Breytingsjlfseignarstofnunarhlutaflag.  $   AWtillgusparisj;Wsstj;rnargeturfundurstofnfjreigendakveWiWmeW///!j!W2!W!jl!D!W3!Wl!D/NN//hlutum !W% greiddraatkvWa,svoogsamYykkistofnfjreigendasemrWayfirminnst/GG//]"5J""2J""]"5NN7"J""3J""7"///hlutumYess J""& stofnfjrsemfariWermeWatkvWifyrirfundinum,aWbreytarekstrarformisparisj;Wsr #' sjlfseignarstofnunhlutaflag. #(   SkalbreytingsjlfseignarstofnunarhlutaflagframkvmdYannigaWsjlfseignarstofn $ ) uninsameinisthlutaflagisemhnhefurWurstofnaWYvskyni.ViWsamrunanntekurhluta v%N!* flagiWviWrekstrisparisj;Wsins,llumeignumhansogskuldum,rttindumogskuldbind A&"+  ingumogskalsjlfseignarstofnuninnislitiW._  '",   &   Hlutaflagsem_sparisj;Wurinn_Ԁstofnarsamkvmt2.mgr.skaluppfyllakvWi61.gr. ( kvWi1.mlsl.2.mgr.3.gr.laganr.2/1995,'(4|umhlutaflg,gildaekkiumfjlda_stofnenda_  hlutaflagiskv.1.mgr.kvWi1.mgr.20.gr.smulagaumlgmarksfjldahluthafagilda  ekkiumhlutaflagskv.1.mgr.framaWYvaWbreytingsparisj;Wshlutaflagskv.1.mgr. a srstaW. T,   ViWbreytingu_sjlfseignarstofnunar_ԀhlutaflagsamkvmtYessarigreinheldurstarfsleyfi  _sparisj;Wsins_Ԁgildisnu.    Samrunivegnabreytingar_sjlfseignarstofnunar_ԀhlutaflagskalaWWruleytifaraeftir   kvWum3.mgr.70.gr.og106.gr.  X @00!6.gr.      EftirfarandibreytingarverWa106.gr.laganna:     (09"i(m"  i(mv{{2  a  .3  Ԉ0 o   3.mgr.fellurbrott.i(mv݌ oo Ќ  "i(m"  i(mgqq2  b  .3  Ԉ0 o   LokamlsliWur7.mgr.fellurbrott.i(mg݌wO oo Ќ  @00!7.gr.      34.!37.tlul.1.mgr.110.gr.lagannaorWastsvo:    _ikmo(JT00!! !"i(m!"  i(m2JT  34  .3  Ԉ0 o   63.gr.umrWstfun_arWs_.i(m„݌{ oo Ќ  "i(m""  i(m2JT  35  .3  Ԉ0 o   64.gr.umaWsetjaogfylgjareglumumviWskiptimeWhlutisparisj;Wi.i(m݌nFoo Ќ  "i(m#"  i(m2JT  36  .3  Ԉ0 o   2.mgr.65.gr.umskyldursparisj;Ws.i(m݌9oo Ќ  "i(m$"  i(m2JT  37  .3  Ԉ0 o   3.mgr.69.gr.umaWhaldaog_uppfra_Ԁskryfir_stofnfjreigendur_.i(m ݌oo Ќ  @00!8.gr. r   23.tlul.1.mgr.112.gr.blagannaorWastsvo:63.gr.umrWstfun_arWs_. e= @00!9.gr.    0staWorWanna?1.jl2012 8.mgr.kvWistilbrWabirgWaVI.lgunumkemur:31.  desember2013. i @!10.gr. '   LgYessiWlastYegargildi.  @ #dggAthugasemdirviWlagafrumvarpYetta.#ggdԈ `    MikilbreytinghefurorWiWstarfsumhverfi_sparisj;Wanna_ԀsWusturumoghefurYeim S+! fkkaWverulega.Allirstrstusparisj;Wirlandsinshafahttstarfsemi,svosemSpron,Byr, " _Sparisj;Wurinn_ԀKeflavkogSparisj;WurMUrasUslu.Xeirsparisj;WirsemeftireruhafaunniW # hrWumhndumaWYvaWviWhalda_rekstrarhfi_ԀsnuogflestirYurftaWfaragegnumfjr  $ hagslegaendurskipulagningu.EnnsrY;ekkifyrirendannendurskipulagningufjrhagsog !W% rekstrarYeirrasparisj;Wasemeftireru. J""&   Starfsh;purvegum_sparisj;Wanna_ԀmeWaWkomuBankasUslurkisinshefuraWundanfrnu #' unniWaWmati_rekstrarhorfum_Ԁ_sparisj;Wanna_ԀogframtWarsUn.HlutiafYeirrivinnuf;lstYv #( aWleggjamatYaWmeWhvaWahttimegistyrkjarekstrargrundvllYeirraYarsemmargir $ ) YeirrahafaYrffyriraWaukaeigiWfsitttilYessaWstyrkja_eiginfjrgrundvll_Ԁog_rekstrar v%N!* hfi_.ttirWuneytiWfundimeW_starfsh;pnum_ԀYarsemfariWvaryfirtillgurhansogh;pnum A&"+  jafnframtkynntarhugmyndirumframhaldmlsins.  '",   &   Hefurstarfsh;purinnog_BankasUsla_ԀrkisinstaliWaWYaWmundigreiWagtuYeirraspari ( sj;WasemeruaWleitaeftirauknueiginf'(tilaWstyrkja_rekstrarhfi_ԀsittefbreytingaryrWu  gerWarkvWum_VIII_.kaflalagannaumsparisj;WiYannigaWtakmarkanir_arWgreiWslum_  yrWufelldartaukYesssemopnaWyrWiafturfyrirYannmguleikaaWbreytasparisj;Wi a hlutaflagstaWYessaW_flagaform_ԀYeirravribundiWviWsjlfseignarstofnanir.Einnighefur T, starfsh;purinnkynntYframtWarsUnaWsparisj;Wir_aWgreini_Ԁsigfr_viWskiptabnkum_ԀmeW  tvennumhtti,annarsvegarmeWYvaWstarfsemiYeirrahafiYaWaWmarkmiWiaWstyrkjaog  styWjaviWYaWsamflagsemYeirstarfaogaWYeirtakmarkistarfsemisnaviW   _kjarnaYj;nustu_Ԁ_tengdri_Ԁinn-ogtlnumogstundiYannighvorki_fjrfestingarbankastarfsemi_  X nverWbrfaviWskipti. 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S+!   ErnnarvikiWaWYessuathugasemdumviWeinstakargreinar. " @ AthugasemdirviWeinstakargreinarfrumvarpsins.  $ @ Um1.gr. !W%   0YessarigreinerlagttilaWstarfsheimildirsparisj;WaverWiskilgreindYrengrienner J""& YannigaWheimildirYeirratakmarkistviWhefWbundna_viWskiptabankaYj;nustu_,Y.e.ekkier #' gertrWfyriraWsparisj;Wirstundineinskonar_ffjrfestingabjrfestingarbankastarfsemi_. #( @ Um2.gr. v%N!*   0samrmiviWYrengristarfsheimildir,sbr.umfjllunum1.gr.,erkvWum20.gr.um A&"+ starfsheimildirsparisj;Wabreytt.SamkvmtgildandilgumerenginngreinarmunurgerWur  '", _starfsheimildum_Ԁsparisj;Waogannarrafjrmlafyrirtkja,Y.e.viWskiptabankaog_lnafyrir_ԃ '#- _tkja,enfrumvarpinuerlagttilaWkvWiumstarfsheimildirsparisj;Wastandisr,Y.e. ( verWisjlfstWrimlsgrein.  @ Um3.gr. a   BreytingarYrsemlagWarerutilefni23.gr.eruafsamameiWiogbreytingarYrsem T, lagWarerutil1.og2.gr.  @ Um4.gr.     0YessarigreinerlagttilaWVIII.kaflalagannakominUrundirkaflimeWfimmgreinum  X YarsemeraWfinnasameiginlegkvWifyrirsparisj;Wi;hWrekstrarformiYeirra.0Yessum K #  sameiginlegukvWumeraWfinnaYauatriWisemeinkennasparisj;WioggeraYfrbrugWna    Wrumfjrmlafyrirtkjum.      0aliWerhugtakiW?sparisj;Wur skilgreintuppnUtt.Samkvmtngildandilgumum   fjrmlafyrirtkierhugtakiW?sparisj;Wur heitirekstrarformi,Y.e.srstakritegundsjlfs wO  eignarstofnunarsemstundarviWskiptabankastarfsemi.0frumvarpiYessuerhinsvegargert B  rWfyriraWhugtakiW?sparisj;Wur verWisamheitifyrirtilteknagerWfjrmlafyrirtkja,sem    hafaafmarkaWarstarfsheimildirogleggjaherslusamflagslegverkefni.SamkvmtkvW   inuYarffjrmlafyrirtkiaWuppfyllaYrjskilyrWitilaWmegakallasigsparisj;W: {   ikmo(}xx ikmo"i(m"  i(m 2}!3  Ԉ0 o   SkilgreinasamYykktumsnumsamflagslegthlutverksittogafmarkaYaWviWtiltekiW nF landsvWi.i(mF݌9oo Ќ  "i(m"  i(mh 2}!3  Ԉ0 o   RWstafaaWlgmarkisemsvarartil5%afhagnaWitilsamflagslegraverkefna.i(mh݌oo Ќ  "i(m"  i(m 2}!3  Ԉ0 o   HafifengiWstarfsleyfisemsparisj;Wur.i(m݌oo Ќ    0bliWergerWtillagaaWnUrrigreinsemverWi62.gr.,YarsemkveWiWerumaWspari r sj;WurgetiveriWhlutaflageWasjlfseignarstofnun.XarsemhugtakiW?sparisj;Wur verWur e= ekkilengurlUsandifyrirrekstrarformiWYarfaWtilgreinarekstrarformsparisj;Wasrstaklega. 0 Efsparisj;WurersjlfseignarstofnunberaWtilgreinaYaWmeWYvaWnotaskammstfunina  ?ses .TekiWerframtilrttingaraWefsparisj;WurerhlutaflaggildikvWihlutaflagalaga  umtilgreiningurekstrarformsins,enalgengasteraWrekstrarformhlutaflagastilgreintmeW i skammstfuninni?hf . \4   0cliWergerWtillagaaWnUrrigreinsemverWi63.gr.,semhefuraWgeymasrkvWium ' rWstfunhagnaWar.01.mgr.ersettsreglaaWsparisj;WurskulirlegarWstafaaWlgmarki  5%afhagnaWifyrirskattatilsamflagslegraverkefnastarfssvWisnuoggeragreinfyrir  YeirrirWstfunrsreikningi.Samflagslegverkefnisparisj;WsvsatilYeirraverkefnasem `  hannhefurtilgreintsamYykktumsnum.EkkiergerWtilrauntilYessaWskilgreinahvaWfalli S+! undirhugtakiWsamflagslegverkefnilgunum,enrWfyrirYvgertaWYaugetiveriWfjl " breytilegogtengdmenningu,Yr;ttum,lknarmlumoguppbygginguYesssamflagsYarsem # sparisj;WurinnstarfarmeWalmennumhtti,svosemYr;unatvinnumla,endurmenntuno.fl.  $ 02.mgr.errWherraveittheimildtilaWafmarkaogskUrannarhvaWaverkefniteljisttilsam !W% flagslegraverkefnasamkvmtkvWinu,efYrfkrefur. J""&   0dliWergerWtillagaaWnUrrigreinsemverWi64.gr.Greininersamhlj;WasWarihluta3. #' mgr.66.gr.gildandilaga.FyrstihlutiYeirrargreinar,umaWviWskiptimeWstofnfjrhlutiskuli #( verafrjlsogntakmarkana,tekuraWeinstilsjlfseignarstofnanaogerYvfrWurundirYau $ ) kvWisemaWeinsvarWasjlfseignarstofnunina. v%N!*   0eliWergerWtillagaaWnUrrigreinsemverWi65.gr.Greininersamhlj;Wa69.gr.gildandi A&"+ laga.  '",    '#- @ Um5.gr. (   0YessarigreinerlagttilaWVIII.kaflalagannakominUrundirkafliYarsemsrkvWi  umsjlfseignarstofnunsemersparisj;WureraWfinnattagreinum.Setterfyrirsgnfyrir  YennanliWoghannmerkturB.Sjlfseignarstofnunsemsparisj;Wur,tilaWgreiningar.Spari a sj;WirhafafrndverWuveriWsjlfseignarstofnanirsemsettarvoruf;tmeWframlagifr T, stofnendum,stofnfjrframlagsemmyndaWistofnfYeirra.Sparisj;Wirsemsjlfseignarstofn  anirltastj;rnstofnfjreigenda,enreglurumrtttilarWsafstofnfhafaveriWbreytilegar  gegnumrannars,fyrstvarYaWformivaxta,ensWarformiarWgreiWslna.Hrerennbyggt   YvaWendurgjaldtilstofnfjreigendasarWurafrekstrienekkifyrirframkveWnirvextir.  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' GerirkvWiWrWfyrirYvaWsjlfseignarstofnungetirunniWsamanviWannansparisj;W,og  getislkutilvikiveriWhvortsemvriyfirtkuaWilieWassemeryfirtekinn.    02.mgr.erkveWiWumYgrundvallarregluaWendurgjaldfyriryfirteknasjlfseignar `  stofnunskalskiptastmeWsamahttiogeigiWfskiptistmillistofnfjrog;rWstafaWseigin S+! fjr.Hluturstofnfjreigendaendurgjaldifyrirhinayfirteknusjlfseignarstofnungetur " YannigekkiorWiWhlutfallslegahrriensemnemurhlutfallistofnfjrafeiginfsparisj;Wsins. # ViWsamrunamillitveggjasjlfseignarstofnanarennur;rWstafaWeigiWfYeirrasaman.S  $ staWanhinsvegarYannigaW;rWstafaWeigiWfsparisj;WisemhyggstsameinastWrumer !W% neikvttverWuraWjafnaYaWWurentilsamrunanskemur,YannigerlagtbannviWYvaW J""& ;rWstafaWeigiWfeinssparisj;WsverWinUtttilaWbtaneikvtt;rWstafaWeigiWfannars. #' MeWYeimhttivriveriWaWnota;rWstafaWeigiWfeinssparisj;WstilaWbtastofnfjreig #( endumannarssparisj;WsYaWafstofnfsemaWhlutatilhefurtapast. $ )   03.mgr.erfjallaWumsamrunasparisj;WsviWfjrmlafyrirtkisemerhlutaflag,hvort v%N!* semYaWfjrmlafyrirtkiersparisj;WureWaekki.kvWiWbyggist3.mgr.106.gr. 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