WPCp6 \\~džCdžCIV|p(>+ \~g; `tS?.*YvhqJ51mJbG8Ħg,>Ƴ!r'镇ڨui;F#r_ϡc Il(96U jmR7MlaSAaXOaP9mJZ  ޱJB-#P 3pR+V=OF2R ȷXf'( ~/Ǧ>N.dnjuI%U4v\ +[wW|rm'#2N\5֨>8 &+Q6ds mXڞs UNl_vdl飃8@]Ḿl_r߆4h_!C:wĶbߌ%K\\ô:@!ėcWYw^ 4 44 0(C B-kk 0y 0D                                                                       NU U U U U 1W W 0Q 0Q9%9% 0])) 0 u-- 0w\.\. 0 .. 0p/p/ 1u5050U00 B11116222222222222 72R3R3/33 1333333333333333333333U:T4T4T4T4M4444V4444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444444 05&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDF0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wpt neB |bBrirs?g3|x($)Hairline d(,%2$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXq0XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXq00?vvbX0#ggdd  8dXXd8ISIS,.       0  0  (#$  0  ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3*$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXq0XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXq00?vvbX0#ggdd  8dXXd8ISIS,.     ()3*$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXq0XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXq00?vvbX0#ggdd  8dXXd8ISIS,.     (538$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXq0XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XXq00?vvbX0#ggdd  8dXXd8ISIS,.      d (M0J$2  0  .3  0 ` (O$0  2  3  0` ""(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) K a*'ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   _>?  d , g8+ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular L e*)ISUS.,,,..X~XXX? XX~0?vvbX0#ggdd  ISIS,.   _>? Ҁ(`D$0  0` ""0 ` "` "2%3  0 " " Z!ISUS.,,,..TRW6&A4X3' Letter 6&A43'LetterTX~XXXTRW6&A4W6&A4 6&A4 6&A4T ? XX~0?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03qs 9 ^^` 141.lggjafarYing2012!2013. ( _Xingskjal_Ԁ1099"436.ml.     S@"Svar# S#     fjrmlaog_efnahagsrWherra_ԀviWfyrirspurnMargrtar_Tryggvad;ttur_Ԁum   _lnasfn_ԀeiguSeWlabanka0slandsog_d;tturflaga_.  X S  RWuneytiWleitaWieftirupplUsingumhjSeWlabanka0slands.Erusvrinsemhrfylgja    byggWupplUsingumbankans.    "i0J"  i0Jm2%  1  .3  Ԉ0    Hvererfjldi,_krfuvirWi_Ԁog_b;kfrt_ԀvirWilnatileinstaklingaog_lgaWila_Ԁsemeru wO  eigu_d;tturflaga_ԀSeWlabanka0slands,sundurliWaWeftireinstkumflgum?i0Jm݌B  Ќ    MiWaWviW_rsreikning_Ԁ_Eignasafns_ԀSeWlabanka0slands_ehf_.(_ES0_)fyrirriW2011var_b;k    frt_ԀvirWikrafna_lgaWila_Ԁum321milljarWar_kr_.ogvoruYeirYriWjatug._ES0_Ԁekkikrfur   einstaklinga.MiWaWviW_rsreikning_Ԁ_Hildu_ԀfyrirriW2011var_b;kfrt_ԀvirWikrafnaeinstak {  lingaog_lgaWila_Ԁum32milljarWar_kr_.ogfjldiYeirraum2.100. nF "i0J"  i0JE2%  2  .3  Ԉ0    HvaWaskUringareruYvaWSeWlabanki0slandseWa_d;tturflg_Ԁhansskulinveraeig  enduraWbeinumkrfumviWskiptavini_fjrmlafyrirtkja_ԀoghvernigsamrmistYaW  hlutverkihans?i0JEr݌r Ќ  "m"  mj0  0 2%  a  .3  Ԉ0v  HlutverkSeWlabanka0slandser_m.a._ԀaWveita_fjrmlafyrirtkjum_Ԁdag-ogveWln e= verWivanskilsemekkierhgtaWbtar,svosemviWslit_fjrmlafyrirtkja_.Xber 0 SeWlabankanumrtteinsogWrum_lnveitendum_ԀaWtakmarkatj;nsitt,innheimta  krfuroggangaaW_tryggingum_.TilaWaWgreinahagsmunagsluvegna_bankahruns  ins_ԀfrWrumhefWbundnumverkefnumSeWlabankanskvaWbankinnaWsetjaallar i krfursnarsrstaktflag,_ES0_.mj݌\4vv Ќ  "m"  m0  0ww 2%  b  .3  Ԉ0v  EinsogframkemursvariviW4._tlul_._fyrirspurnar_ԀMargrtar_Tryggvad;ttur_Ԁ_Ying ' skjali_Ԁ545437.mlisetti_SPRON_ԀSeWlabankanumaWveWi_skuldabrfasj;W_Ԁ(sam  brilegurviW_srtryggW_Ԁskuldabrf)semhefurveriWslitiWogeignumsj;Wsinsvar  rWstafaWtil_Hildu_,semhafWifengiW_krfulUsingu_Ԁ_ES0_Ԁ_framselda_._SPRON_Ԁsettieinnig `  SeWlabankanumaWveWiskuldabrfeigu_SPRON_ԀogFrjlsa_fjrfestingarbankans_Ԁhf., S+! sem_slitastj;rn_ԀthlutaWiupp_veWkrfuna_ԀsemYvarkomineigu_Hildu_,sbr.svar " viW4._tlul_._fyrirspurnar_Ԃ437.mli.Fyrireigu_Hildu_Ԁvorulntileinstaklingasem # Saga_Capital_ԀhafWiveitt.m݌ $vv Ќ  "m"  m0  0 2%  c  .3  Ԉ0v  Lna-og_skuldabrfasfn_,semKaupYingogGlitnirsettuSeWlabankanumaWveWi, !W% voruframseldtil_Arion_Ԁbankaannarsvegaroghinsvegar_0slandsbanka_Ԁsemgreiddu J""& fyrirYaumeW_skuldaviWurkenningum_Ԁsemnerueigu_ES0_,meWWrumorWumln, #' sem_Glitnir_Ԁog_KaupYing_ԀhfWu_veWsett_ԀSeWlabankanum,f;runUjubankanasem #( gfutskuldabrfeWa_lnasamning_Ԁm;tisemafturvartryggWurmeWhinum $ ) _veWsettu_Ԁlnum,sbr.svarviW2._tlul_._fyrirspurnar_Ԃ437.mli.0tilfelli_SPRON_ԀY v%N!* voruallareignirfrWaryfir_Dr;ma_,YarmeWal_veWskuldabrf_ԀsemsetthfWuveriW A&"+ SeWlabankanumaWveWi.XauvorusWan_framseld_Ԁtil_Hildu_,sbr.hraWofan.m݌ '",vv    '#- 9 y_   "i0J"  i0J"2%  3  .3  Ԉ0    Liggjafyrireinhverjartlanirum&   hvenrogmeWhvaWahttifyrrgreindlnasfn ( verWifrWundanbeinueWa;beinueignarhaldiSeWlabanka0slandsogd;tturflagahans  ogefsvoer,hverjareruYr?i0J""݌ Ќ    UnniWeraWtlunummeWhvaWahttilnasfnES0ogHilduverWaseld,YarYarfm.a. a _aWtakatillittilumfangsog'(#Ԁhrifaslkrarslu_hagkerfiW_,markaWiog_fjrmlastWugleika_. T,