WPCC |t_ŐϪA $&"V'd,t_Dm{LrPH=s-'o?XNJ2HlՍ[o!8¢’9/h_Bs L/#ْv|ۉ'9lKB7 6h׃t mw4^ -9/H 0(w B]-Z 0l& 0D 0U 0+ 0 0 0 0K 0 0 0R 0 0 0 0< 0 0 01! 0! 0a" 0" 0# 0~$ 0.% 0% 0|& 0' 0' 0D( 0<( C )f$)a&)E:) 1w<)) 1W+ 0+ 0~, 0E- 0 . 0D/S0fi0ak0f0a0f0a0f0a0f0a0f0a0f0a0f1a1f1a1f/1a11fE1aG1f[1a]1fq1as1f1a111N11111 111 002020202 0C5C5 0V8V8 0Iuu;u; 0w;fa< 0 c<a= 0 == 1u==N>N> B????$???????????? 72AAAA 1LALALALALALALALALALALALALALALALALALALALALAU:AAAAM'B'B'B'BD+B+B+B+B+B+B(oC&d9 Z6Times New Roman RegularX(y$,..,*TRW6&A4W6&A4 6&A4 6&A4T ? **0?vvbX0#ggdd  8*dd8ISUS,.     ^^` Adobe PDF0W:\WP2000\SKJRI~IZ.WPTW:\WP2000\SkjritunY2k-nytt.wpt>U Jrirs?g쐶J3|x %y_($)Hairline d8DocumentManagement::ModifiedBooleanTRUE(%2$ y!,..,XcXXXTRW6&A4X3' Letter 6&A43'LetterT ? :XXc0?vvbX0#ggdd  8:dd8ISUS,.     ^^`   :  0  0  (#$  0  *+ (_2623  ..*G+G (_25   /%` ` hp x /23  ../%` ` hp x /   *8+8 (_24  ," hp x ,23  ..," hp x ,  *5+5 (_23 ` ) hp x )23  ..) hp x ) ` *2+2 (_22  &hhp x &23  ..&hhp x &  */+/ (_21  #p x #23  ..#p x #  *,+, (_20 h  p x 23  .. p x h *)+) (_19  pp x 23  ..pp x   *&+& (_18   x 23  .. x   *AA (_17  5+ ` hp x 523  Ԁ5+ ` hp x 5  *GG (_16   /%` ` hp x /23  Ԁ/%` ` hp x /   *88 (_15  ," hp x ,23  Ԁ," hp x ,  *55 (_14 ` ) hp x )23  Ԁ) hp x ) ` *22 (_13  &hhp x &23  Ԁ&hhp x &  *// (_12  #p x #23  Ԁ#p x #  *,, (_11 h  p x 23  Ԁ p x h *)) (_10  pp x 23  Ԁpp x   (&& &_9   x 23  Ԁ x   (AA &_8  5+ ` hp x 523  5+ ` hp x 5  (GG &_7   /%` ` hp x /23  /%` ` hp x /   (88 &_6  ," hp x ,23  ," hp x ,  (55 &_5 ` ) hp x )23  ) hp x ) ` (22 &_4  &hhp x &23  &hhp x &  (// &_3  #p x #23  #p x #  (,, &_2 h  p x 23   p x h ()) &_1  pp x 23  pp x   &&& $_   x 23   x   <:Default Paradd,TABLE B93?EKQW]ciRomanI.I.I.I.I.I.I.I. Almanna HH0verkb;khald SAK,samanburWarsjCkrahCsMcKinseyCompanyUnlockingPotentialUniversityHospitalIcelandicHealthcareCrossroads m.krYyrlanna*innanlandsflugvallaikm6o789hQCEIMQUY]aAutoList1!!!!!!!!i)1)a)(xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#2#(   )3  0h(#h(#($0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#2#  0  )3  0(#(#({$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#2#  a  )3  0p(#(#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#0p(#(#2#     )3  0p(#p(#   A .TABLE A,TABLE B.TABLE ATABLE BqTABLE C.TABLE D,TABLE ETABLE F.TABLE G,TABLE HTABLE F.TABLE G,TABLE HoTABLE Iikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3*$ y!,..,XcXXXTRW6&A4X3' Letter 6&A43'LetterT ? :XXc0?vvbX0#ggdd  8:dd8ISUS,.     ^^`   (3*$ y!,..,XcXXXTRW6&A4X3' Letter 6&A43'LetterT ? :XXc0?vvbX0#ggdd  8:dd8ISUS,.     ^^`   (3Y$ y!,..,XcXXXTRW6&A4X3' Letter 6&A43'LetterT ? :XXc0?vvbX0#ggdd  8:dd8ISUS,.     ^^`    d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#TABLE J(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a*',..,XXXX? 0XX0?vvbX0#ggdd  ISUS,.   _>? 00#009# d  gY+,..,XXXX? 0XX0?vvbX0#ggdd  ISUS,.   d  ݀qi) gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : e*),..,XXXX? 0XX0?vvbX0#ggdd  ISUS,.   _>? Ҁ y!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? 0XX0?vvbX0#ggdd  80dd8ISUS,.     ^^`   _ >?  _ikmo(%03qs  9;S146.lggjafarYing2016!2017.3PrentaWupp. ( Xingskjal809"402.ml.4^\0 Fylgiskjl.0\^Ԉ   SWariumrWa.     |&0  Nefndarlit#0 |&#   6  umtillgutilYingslyktunarumfjrmlatlunfyrirrin2018!2022.    Fr1.minnihlutafjrlaganefndar. K #   MltmaYrng.       sWastadegimarsmnaWarlagWifjrmla-ogefnahagsrWherrafyrirAlYingitillgutil   Yingslyktunarumfjrmlatlunfyrirrin2018!2022(Yskj.533!402.ml)samkvmt wO  kvWumlgumnr.123/2015,umopinberfjrml.stWaYessaWvakinerathyglifram B  lagningardegiYingmlsinshrupphafiYessanefndarlitsersaWalltofskammurtmi    hefurgefisttilaWfjallaumsvoviWamikiWml.MeWYeimbreytingumsemurWuframsetn   inguskjalaumopinberfjrmlviWgildistkulaganr.123/2015hefurumfjllunAlYingisum {  fjrmlhinsopinberafrstaWtalsverWuleytifrfjrlagavinnuhaustYingsyfirvorYing. nF ReynslanafYeimtveimurYingslyktunartillgumumfjrmlatlunsemlagWarhafaveriW 9 framfrgildistkulagannasUniraWtlaYarfAlYingia.m.k.mnuWilengritmatilaWfst  viWsvoumfangsmikiWml.XaWkomogframmligestanefndarinnaraWYeirtldurWrm  tilaWrUnaefnifjrmlatlunarriWknappt.XessaraviWhorfasreinnigstaWumsgnum r umYingmliW. e=   FastanefndumYingsinsvartlaWuralltofskammurtmitilaWveitalitsittYeimYttum 0 fjrmlatlunarinnarsemfallaundirstarfssviWYeirraogupphafivarekkigertrWfyrirYv  aWstofnunumhinsopinberaeWaalmenningiyrWigefiWfriaWtjsigumYaW.Xesshttar  verklagvriaWsjlfsgWufrhvarffrlUWrWislegumstarfshttumoger;gagnsttog;haf i andi.FormaWurfjrlaganefndarhvarfendafrYessumfyrirtlunumskumandmlafulltra \4 minnihlutanefndarinnaroggafkostumsgnumummliWogviWrWumviWgestiumefni ' Yess.ErubWiYrviWrWursemfulltrarfjrlaganefndarttuviWgestiogallursfjldi  umsagnasembrustviWmliWtilvitnisumaWfullYrfvarfyrirYennanYttumfjllunarum  YaW. `    XessberaWgetaaWumfjllunvettvangiAlYingisumefniYskj.533leiddilj;saWmikil S+! vgteraWeflafaglegaYttistarfiYingsinsYannigaWsvinnasemYaraWfaraframvarW " andiopinberfjrmlverWimarkvissogYingiWgetibeittfjrstj;rnarvaldisnumeWmark # vissumogskipulegumhtti.  $   Efnifjrmlatlunarfyrirrin2018!2022snertirmeWeinhverjumhttihagihversein !W% asta0slendings.:YrftmaYrngogupplUsingaskorturmegaekkiverWatilYessaWumfjllun J""& umsvomikilvgtmlverWiflaustursleg,hvorkivettvangiAlYingisnannarsstaWar. #'  Grundvllurfjrmlatlunarogstefnastj;rnvalda.  $ )   FjrmlatluntilfimmraernlgWframWrusinni.FyrirmliumgerWhennareru v%N!*  lgumnr.123/2015semt;kugildi1.janar2016.LgunumertlaWaWstuWlaaW?g;Wri A&"+  9  y_    hagstj;rnog&   styrkriogbyrgristj;rnopinberrafjrmla einsogsegir1.gr.Yeirra.Xessi ( fyrirtlaneraWsjlfsgWuallrag;WragjaldaverWogvissulegaYarftaWendurbtaumgjrW  opinberrafjrmlaendavoru;lkstj;rnmlaflAlYingimjgsvosamstigaumYaW.Xegar  hilltiundirlokaafgreiWslumlsinskomhinsvegarlj;saWtlunYverandirkisstj;rnar a flokka!Sjlf'(KstWisflokksogFrams;knarflokks!varaWlgunumyrWuafarstfarfjrmla T, reglursemYarernaWfinnaogskildiYleiWirYegarfulltrarVinstrihreyfingarinnarlgW  usteinirgegnstj;rnarliWumogmlinu.EruYettaYrjrreglur,afkomureglasemkrefstYess  aWheildarjfnuWurfimmratmabilisjkvWurogrlegurhallirkissj;Wsundir2,5%af   VLF,skuldareglasemsegirfyrirumaWheildarskuldiraWfrteknumlfeyrisskuldbindingum  X ogviWskiptaskuldumogaWfrdregnumsj;WumogbankainnstWumskuliveraundir30%af K #  VLFogaWsWustuskuldalkkunarreglasemkveWurumaWshlutfallskuldahrraen30%    afVLFskulishlutiskuldannasemferyfir30%afVLFlkkauma.m.k.5%ri.      XessumformumvarharWlegaandmltaffulltrumVinstrihreyfingarinnar!grnsfram   boWsogsrYessm.a.staWYingrWumognefndarlitiminnihlutafjrlaganefndarYskj. wO  495145.lggjafarYingi.ForsendurgagnrUninnarvorueinkumYraWhinarYrnguog B  ;sveigjanlegureglurheftastj;rnvldaWbregWastmeWafgerandihttiviWsamdrttiog    erfiWleikumhagkerfinu.XessstaWertluninaWdregiWverWisamanvelferWarkerfinuog   starfsemihinsopinberaviWslkaraWstWurogYarfekkiaWfjlyrWaumaWslkursamdrttur {  kemurtWverstviWYeinstaklingasemerulakastsettirhvaWefnahagvarWar.Fjrmla nF reglurlaganr.123/2015f;lurauninnisrlgfestinguYeirrarniWurskurWarstefnuogsam 9 haldssemisemhgrisinnaWarrkisstj;rnirhafahvarvetnabeittopinberumfjrmlum  sWusturatugiYegarillahefurraWefnahagsmlummeWYeimafleiWingumaWvWahefur  veriWYrengtaWvelferWogmikilvgrigrunnYj;nustuhinsopinberameWlangvinnufjrsvelti. r XannighafaveriWskpuWs;knarfrifyrirauWmagnogeinkavWinguYgufjrmagnseig e= endameWrksemdumumaWYeimberiaWltatilsntakaYarsemhiWopinberavaldiekki 0 verkefnumsnum.    MeWalYesssemveitirskUravitneskjuumstefnustj;rnvaldaogformumframvindu  verkefnahinsopinberagildistmafjrmlatlunarinnareruupplUsingarnarsembirtareru i bls.16Yskj.533umtlaWaYr;unsamneyslusemhlutfallsafVLF.Munhnsamkvmt \4 YessufaralkkanditlunartmabilinuogverWaviWlokYessundirmeWaltaliundanfarinna ' 25ra.XessiformverWuraWteljaalgerlegafrleitmeWtillititilYessaWskumhkkandi  hlutfallsaldraWralandsmannaerfullvstaWYrffyrirtgjldtilheilbrigWis-ogldrunarmla  verWurmikilogennfremurblasirviWmikiluppsfnuWYrffyrirfjrfestinguinnviWumeftir `  YauerfiWleikarsemyfirYj;WinagenguenerunaWbaki. S+!   Samdrttar-ogniWurskurWarstefnastj;rnvaldablasireinnigviWYegarformumYr;un " skattteknaogtryggingagjalds,semlUsterbls.48!50,erugaumgfW.XarerlUstformum # umsamdrttsemekkiYurfaaWkoma;vartYeimsemYekkjatilefnahagsstefnuhgrisinn  $ aWrastj;rnmlamannaogherslnaYeirra.EnhittvekurfurWuaWumleiWogformumtekju !W% samdrtterukynntskulihafWuruppimlflutningurummiklainnviWauppbyggingu.Engar J""& raunhfartlanireraWfinnaYskj.533uminnviWauppbyggingueWafjrmgnunfram #' kvmdaYvsviWisemgtigefiWtilkynnaaWtluninvriaWltafyrirheitinuminnviWa #(  uppbygginguverWaaWveruleikaogvarWYetta;samrmiSamtkumatvinnulfsinstilefnitil $ ) Yessumsgn&   samtakannaumYingslyktunumfjrmlatlun2018!2022aWvekjaathygli ( skortistefnumrkunogframtWarsUnskjalinu.BentvarYaW!rttilega!afhlfusam  takannaaWtlunumfjrmgnunuppbyggingarinnviWaskortiogaWstj;rnvldleyniafstWu  sinnitileinkareksturssviWumsemhingaWtilhefurveriWsinntafYvopinbera.UndirYaW a skaltekiWaWYingslyktuninYskj.533bervottumYaWaWekkihefurveriWsinntumYaW T, semskyldiaWtengjasamanformumtgjldogfjrmgnunYeirra.VerWuraWteljaaWYetta  gangigegnva'()rfrnissj;narmiWumYeimsemerumeWalgrunngildasemeigaaWeinkenna  fjrmlatlunskv.6.gr.laganr.123/2015.XerYaWhyggjuefniaWekkiergreintfr   formumumeinkavWingutengslumviWinnviWauppbygginguengrunurhlUturaWlWast  X aWlesandaumaWbakviW;fjrmagnaWaryfirlUsingarumslkthlj;tiaWveraformumeinka K #  fjrmgnunframkvmdaogjafnveleignarhaldeinkaaWilainnviWum.      MikilherslaerlgWhraWaniWurgreiWsluskuldaogvekurathygliaWfjrmlatluninni    ergertrWfyriraWheildarskuldirhinsopinberalkkiviWmeiratlunartmabilinuen   skuldareglalagaumopinberfjrmlkrefst,sbr.bls.34!36Yskj.533.Lj;sterYvaWaW wO  haldssj;narmiWvegaYyngraformumstj;rnvaldaenfyrirtlaniruminnviWauppbyggingu B  eWastyrkinguvelferWarkerfisins.HittersvoannaWmlaWforsendurtlanaumlkkun    opinberraskuldahvlamjgbreytilegumYttumborWviWrWstfun;reglulegrateknaog   slueignarhlutafjrmlafyrirtkjum.AfYessumskumrkirmikil;vissaumafdriftlana {  stj;rnvaldaumsvomiklalkkunopinberraskuldasemrauner. nF   Xskortirtillgunniallaumfjllunumpeningalegarogb;kfrWarskuldirrkisinsannars 9 vegaroghinsvegarYfjrYrfsemhefurmyndastvegna;n;grarinnviWafjrfestingarundan  farinroggreininguYj;WhagslegumhrifumYessaogYUWingufyrirframtWina.Hafaber  hugaaWvanrkslaviWhaldioguppbygginguinnviWaundanfrnumrumhefurmyndaW r skuldsemberaWgreiWa,nematluninsaWgjaldfellahanaYrkynsl;Wirsemeftirokkur e= koma.OfurherslaniWurgreiWsluhinnab;kfrWuskuldakostnaWYessaWviWhaldainn 0 viWumsamflagsinsogvelferWarkerfinugeturhglegaleitttil;skynsamlegrarWstafanasem  gangaberhggviWYj;Warhag.MargtbendirtilYessaWslensktsamflagsstattYeim  sl;WumumYessarmundir. i  gallarframsetningu!grunngildisniWgengin.  '   FramsetningefnisYingslyktunartillgunniYskj.533hefursttmikilligagnrUniskum  Yesshversu;skUrhnerogkveWursvorammtaWYessumgallaaWskjaliWtelstkflum  villandiogallsekkitilYessfalliWaWupplUsalesandannummarkmiWopinberrafjrmlasem `  Yvfelast.XaWereinkennandifyrirframsetninguYingmlsinsaWYarerueinkumbirtar S+! heildartlur,nnauWsynlegrarsundurliWunar,ogbagalegteraWslegiWersamantlumum " fjrfestinguogtlumumrekstrarfyfirlitumyfirfjrveitingartilmlefnasviWa.FyrirvikiW # komYaWhlutfulltrafastanefndumAlYingisaWskjaviWb;tarupplUsingartilrWuneyta  $ ogstofnanasvoaWfmttibotnmerkingutalnaYingslyktunartillgunnarYskj.533. !W% T;kstYettaaWeinhverjumarkisumumtilfellumenmiklusWurWrumogerlj;staWYessa J""& upplUsingagjfYarfaWbtaogeflatilmikillamuna. #'   #( & S    HkkuntgjaldarammamlasviWavegnameirihttar ( stofnkostnaWarogtkjakaupa.  @   <*BCddd Xdd Xdd X>>, ^ ,O ,O ,O ,O ,O ,O +  0 *aa *Millj.kr. VEj @2017@V2017 oBj" @2017 @ @2018@2018 oBj" @2018 @ @2019@2019 oBj" @2019 @ @2020@2020 oBj" @2020 @ @2021@2021 oBj " @2021 @ @2022@2022 \RHj " @2022 @ \01AlYingiogeftirlitsstofnanirYess ?5 oG  @662@?662 G=2oG U @662 @ G950 'oG U '839 'oGU '0 'oGU '0 'oGU '0 ,"oGU ,03Wstastj;rnsUsla  L$ 50 H>L$U b@150b@H150 G=2L$U b@150 b@ G750 'L$U '750 'L$U '1.300 'L$U '0 ,"L$U ,05Skatta-,eigna-ogfjrmlaumsUsla  )  0 ') U '0 ') U '0 ') U '0 ') U '500 ') U '2.500 ,") U ,09Almanna-ogrttarryggi     0 ' !U '100 I? "U @@2000@@I2.000 H>3 #U @@2000 @@ H4.000 ' $U '4.000 ' %U '3.985 ," &U ,11Samgngu-ogfjarskiptaml   ' 4.500 I? (U 8@62008@I6.200 H>3 )U 8@6200 8@ H5.800 I? *U @6037@I6.037 H>3 +U @6037 @ H2.800 ' ,U '9.200 ," -U ,14FerWaYj;nusta   . 510 ' /U '510 ' 0U '510 H> 1U @510@H510 G=2 2U @510 @ G510 ' 3U '510 ," 4U ,17Umhverfisml   u5 400 ' u6U '400 ' u7U '200 ;1 u8U # ;0 ND% u9U #  # N0 :0% u:U #  :0 ," u;U ,21Hsk;lastig  z R < 400 'z R =U '990 'z R >U '1.500 'z R ?U '800 ;1z R @U # ;0 :0%z R AU #  :0 ,"z R BU ,23SjkrahsaYj;nusta  W/ C 500 'W/ DU '356 'W/ EU '3.353 'W/ FU '7.738 I?W/ GU @9735@I9.735 H>3W/ HU @9735 @ H9.621 ,"W/ IU ,25Hjkrunar-ogendurhfingarYj;nusta  4 J 1.721 '4 KU '1.721 '4 LU '1.250 '4 MU '550 H>4 NU 0@5500@H550 G=24 OU 0@550 0@ G550 3"4 PU 3Samtals 4# Q 48.743 =,! RU =11.377 =,! SU =16.202 =,! TU =20.385 `O! UU @19395@`19.395 qC VU @19395 @ @26366@26.366YOM WU @26366 @ Y#0>#'S(<  AfarmikilvgteraWaWskiljafjrfestingarfrrekstriYannigaWhgtsaWberasaman  X raunverulegtgjldtilrekstrarmlaefnasviWumtillengritma. {SY   SkrafaergerWtilfjrmlatlunaraWstefnumrkunhennarbyggistfimmgrunngildum FZ semtalineru6.gr.laganr.123/2015,umopinberfjrml,ogergagnsiYarmeWal.XaW [ felursraW?settsuauWsogmlanlegmarkmiWtilmeWallangstmaumYr;unopinberra \ fjrmla .EkkierunntaWsjannaWenaWYettagrunngildihafiveriWsniWgengiWviWgerW ] YingslyktunarinnarYskj.533oghefurFjrmlarWrttilegabentYaWbls.6umsgn rJ^ sinniummliW,sbr.einnigbls.26,aWgrunngildamiWuWumvinnubrgWumhafiekkiveriW =_ beittaWneinumarkiviWgerWtillgunnarogYaWvissulegaviWaWsskortursundurliWun ` semeinkennirtluninagengurgegnsj;narmiWumumgagnsi!einshinnafimmgrunn a gildasemtiltekineru6.gr.lagaumopinberfjrml,nr.123/2015. vb  Skattastefna.  4 d   SkattastefnansembirtistYingslyktunartillguumfjrmlatlunfyrirrin2018!2022 e erbeintframhaldafskattastefnufyrrihgristj;rnarogstirYannigengumsrstkumtW f indum.Skattabreytingarundanfarinnara!semflestumtilfellumf;lusrafsaltekjum mg rkissj;W!erultnarheitaeinfaldanirbls.45Yskj.533enekkiskattalkkanireinsog `8h rttvri.VsaWertilYesssemsegirumskattastefnustj;rnvaldastefnuyfirlUsingurkis +i stj;rnarinnarfr10.janarYessuriogerYaraWfinnagtastaWfestinguYvsemvissu j legablasirviWhvarvetnaYskj.533,aWenginformeruumaWaukavgiskattheimtunnar  k viWaWeflatekjujfnuWmeWallandsmanna.XaWhlutverkskattkerfisinsberY;jafnanhtt !dl YeimrkjumsemleggjaherslujfnuWogYarsemvelferWarkerfieruviWlUWi.SafstaWa W"/m stj;rnvaldaaWleggjaengaherslubeitinguskattkerfisinstilkjarajfnunarbirtistYannig "#n alvegskUrog;tvrWYingslyktunartillgunniYskj.533. #o   HafterorWiaWeinfaldaYurfioglkkatryggingagjald.0Yessusambandiskalsrstaklega $ p vakinathygliYvaWriW2014greiphgristj;rninsemYsattilYess;yndisrrWisaW %[!q lkkahlutdeildFWingarorlofssj;Wstryggingagjaldir1,28%0,65%.MeWYessarirW N&&"r  stfunvorutekjureinshelstavelferWarsj;WslandsmannarUrWartilmikillamunaogekkert '"s bendirtilYessaW& a  tluninsaWbtahluthansgildistmafjrmlatlunarfyrirrin ( 2018!2022.  'a(`  KynnteruformumhkkunvirWisaukaskattsferWaYj;nustusemfelastYvaWgisti  Yj;nustaognnurferWaYj;nustutengdstarfsemifristrneWravirWisaukaskattsYrepi(11%) a efraYrep(24%)1.jl2018.EruhelstuefnahagsforsendurfyrirbreytingunnisagWarvera T, hrifferWaYj;nustunnargengikr;nunnarogYarmeWafkomuannarratflutningsgreinaog  hliWarhrifferWaYj;nustuhsnWismarkaW,atvinnulfogvinnumarkaW,nttrulandsinsog  UmsainnviWi.Erlj;stafYessuaWtlunineraWbeitaskattahkkuninniYvskyniaWhefta   vxtferWaYj;nustunnarsemhefurveriWmeWeindmummikillundanfarinr.  X   SamtkferWaYj;nustunnarhafagagnrUntvirWisaukaskattshkkuninaendahafigengis K #  Yr;unsWustumissiraorWiWtilYessaWrUrahaggreinarinnarogbreytinginsetjifjrfestingu    greininniuppnm.XbendasamtkinaWallarlkureruaWneikvWhrifbreytingar    innarverWimestlandsbyggWinni,gagnrUnaaWekkivarhaftsamrWviWsamtkinviWundir   bningbreytinganna,nheldurhafifariWframgreininghelstuhrifumYeirra.UndirYaW wO  skaltekiWaWtalsverWarlkureruYvaWhkkunvirWisaukaskattsinskomiillaniWurferWa B  Yj;nustulandsbyggWinnienYarhefurYessiatvinnugreineinmittvWareynstkrkominnog    mikilvgurYtturuppbygginguogYr;unnUrraatvinnutkifra.XerYaWekkitraust   vekjandiaWstj;rnvldhafiekkilagtframgreininguhrifumvirWisaukaskattsbreytinganna {  & a endaekkilklegtaWnslkrargreiningarverWimikiWrm;tvgisaWgerWumsemstj;rnvld nF kynnuaWviljagrpatilYvskyniaWmildahrifhkkunarinnarlandsbyggWinni. 9 'ani  XessergetiWbls.47Yskj.533aWgjaldtakaferWamennverWitilathugunarY;ttvirWis  aukaskatturferWaYj;nustuhafiveriWhkkaWurogerYvsambandirttumvaldastaWiog  aWgangsstUringu.Xettahlj;marekkivel.AWgangsstUringttiaWbyggjastalltWrumfor r sendumenskattheimtaogvarhugaverteraWblandaYessusaman.LiggitiltekinsvWieWa e= nttruvttiundirskemmdumvegnagangsferWamannaverWuraWsjlfsgWuaWbregWast 0 viWYvenYaWerannaWverkefniheldurenaWaflafjrtilnauWsynlegrarinnviWauppbyggingar  meWskattheimtu.MikilvgteraWgjaldtkuverWiYannighttaWaWhngangiekkigegnal  mannarttitilfararumlandiWogttiYvaWfelastalmennriskattheimtufremurenaWgangs i eyri. \4   GerterrWfyriraW1.janar2018verWikolefnisgjaldsemlagterjarWefnaeldsneytitv ' faldaWogerYaWfagnaWarefniendattiYessirWstfunaWverWatilYessaWhvetjalandsmenn  tilaWnUtaumhverfisvnaorkugjafarkarimli.   Grunngallar.  S+!   SamrmingogsamhfingUmissaopinberratlanaermeWalmarkmiWanUrrarfram " kvmdaropinberrafjrmla.XettaersjlfusrmikilvgtstefnumiWogyrWitilYess,efvel # tkisttil,aWfjrmlatluntilfimmragfiheildaryfirlityfirmarkmiWogtlaniropin  $ berristarfsemi.XettahefurekkitekistYingslyktunartillgunniumfjrmlatlunfyrirrin !W% 2018YarsemekkihefurveriWgerWatrennaaWYvaWstillasamantlunumrkisstofnana J""& YannigaWYrmyndieinaheildogvirWistraunarsemsamstarfrWuneytaviWYrhafiveriW #' takmarkaW.VerWurvonandirYessubttnstufjrmlatlun. #(   XdregurfjrmlatluninframYanngallameWferWfjrmlarWuneytunumaWYeim $ ) flestumerekkihaldiWverkb;khald.FyrirvikiWgtirmisrmiskostnaWartlunumrWu v%N!* neytannaoglj;steraWYaueigaerfiWleikummeWaWsundurliWaslkartlanirogkostnaWar A&"+ metaaWgerWir.MtlaaWYettagetileitttilYessaWtlanirumfjrveitingarverWihvikular  '",  ogstandistekkioggengurYaWgegnsj;narmiWumumfesturekstrihinsopinbera. '#- & a      0litsgerWFjrmlarWsumYingslyktunartillgunaYskj.533fr14.aprl2017ervakin ( athygliYvaWYarsemYj;Whags-oghagvaxtarsprHagstofu0slands,semfjrmlatlun  'a(vtilfimmrabyggist,innihaldajafnaneinhverjaskekkjuogtakabreytingumsptmanum  snauWsynlegtaWbregWastviWYessufjrmlatlun. a   EnnfremurerbentYaWfyrrnefndriumsgnFjrmlarWsaWeinungiseittYj;Whagslkan T, ernotaWviWgerWspaumframvinduefnahagsmlahrlandi,Y.e.Yj;WhagslkanSeWla  banka0slands.ErvakinathygliYvaWbWistuWliYettaaWeinsleitnispaogeinnigaW  umrttYj;WhagslkansekkiaWlluleytitilYessfalliWaWfstviWYauviWfangsefnisem   fylgjagerWfjrmlatlunarYarsemm.a.erYrffyrirrkarimguleikatilaWmetahriffjr  X mlastefnuogYr;unUmissaefnahagsstrWaopinberfjrml.MtlaaWmikilvgtsaW K #  bregWastviWYessumbendingumYarsemYrltaaWgallagrunnifjrmlatlunarog    virWistmikilvgtaWhannaWverWiognotaWYj;WhagslkansemsvariYrfumfjrmlatlunar    tilfimmra.    MlefnasviW23!SjkrahsYj;nusta,24!HeilbrigWisYj;nustautansjkrahsa,25! B  Hjkrunar-ogendurhfingarYj;nusta.       VsterumaWfumsviWumbregWaststj;rnvldvntingumlandsmannahrapallegar   Yingslyktunartillgunni&  Yskj.533enformumsemYarerlUstumfjrveitingartilsjkra {  hsYj;nustu.'K~ nF   0aWdragandaalYingiskosningahaustiW2016undirrituWuhtt90Ysund0slendingarkrfu 9 umaukiWftilheilbrigWismla.?SannarlegaYarfaWaukaftilheilbrigWismlatilaWtryggja  rttltiogryggiheilbrigWisYj;nustu sagWisvariBjartrarframtWar!flokksheil  brigWisrWherra!viWspurningumLknablaWsinssembirtustYar10.tbl.102.rg.2016. r Xrfinerlj;s,vitneskjaumviljaalmenningsliggurfyrirogstj;rnarliWargfumikilfenglegar e= yfirlUsingarumendurbturheilbrigWiskerfinuYegarYeirgerWuhosursnargrnarfyrir 0 kj;sendumaWdragandaalYingiskosningannasemhaldnarvoru29.okt;ber2016.EnltiW  verWurumefndir,YaWblasirviWYegarrWiWhefurveriWframrtlumumformaWarfjr  veitingartilheilbrigWismla. i   FramsetningutalnaummlefnasviW23!SjkrahsYj;nustu!erb;tavantrtteinsog \4 vWaannarsstaWarYingslyktunartillgunni.XarervWlaWsamanvafningheildartlumyfir ' fjrveitingartilnUbygginga,tkjakaupa,viWhalds,srverkefnaogrekstursYannigaWnsta  rWugteraWrWastWuna.    XegarupphWirhafaveriWsundurgreindarogflokkaWarkemurlj;saWeinungisergert `  rWfyrir338millj.kr.raunaukninguriW2018fryfirstandandiritilalmennsrekstrar. S+! MunYettadugaskammttilaWmta10milljarWakr.uppsafnaWriviWb;tarfjrYrfLandspt " alanstilrekstrar,tkjakaupaogannarsstofnkostnaWarsamkvmttlunsptalanssemgerW # varaWundirlagistj;rnvalda.  $   FramkomfundivelferWarnefndarAlYingismeWstj;rnendumSjkrahssinsAkureyri !W% (SAK)aWYeirteljaaWum370millj.kr.vantitilrekstrarSAKeWa32millj.kr.tilviWb;tar J""& raunaukninguliWarins. #'   YfirstendurbyggingogendurbyggingLandsptalaviWHringbrautReykjavkogerYaW #( strstaeinstakafjrfestingarverkefniWheilbrigWiskerfinu.XessumframkvmdummiWar $ ) hgtogvissulegahgarenvonirst;Wutil.Ogfskortir.Um13milljarWakr.vantarfjr v%N!* mlatluninatilYessaWunntverWiaWljkauppbyggingumeWferWarkjarnaogranns;knar A&"+ hssviWHringbraut,baYessihstkjumoggeranauWsynlegarbreytingarogendurbtur  '", YeimbyggingumsemtlunineraWnUtafram.Ennfremurvantarum6,5milljarWakr.til '#- YessaWunntverWiaWltaformumlegudeildviWSAKverWaaWveruleika,enaWkallandiYrf (z$. erfyrirYessaframkvmdoglagfringueldrahsnWissjkrahssins.0heildvantarYvum ( 20milljarWakr.fjrmlatlunranna2018!2022tilYessaWtakastmegiaWljkaYeim  brUnuuppbyggingarverkefnumsviWisrhfWrarsjkrahsYj;nustulandinusembWa  tlunartmanum. a   XverviWaWbtaYannflaumfyrirheitaogyfirlUsingaumuppbygginguheilbrigWis T, Yj;nustunnaraWbls.291Yskj.533erusettframmarkmiW,mlikvarWarogaWgerWirum  Yr;unsrhfWrarsjkrahsYj;nustuYarsemsegir:?SrhfWsjkrahs0slandistandast  samanburWviWsambrilegsjkrahsNorWurlndum. 0lj;siYesssemaWframangreinir   umtlaWarfjrveitingartilsrhfWrarsjkrahsYj;nustunsturumervandsWaW  X framangreindmarkmiWverWiannaWenorWint;m.FyrirligguraWfjrveitingartilLandspt K #  alanserunrYvhelmingilgrienYrsemsamanburWarsjkrahsNorWurlndumhlj;ta    ogerYettastaWfestskUrslurWgjafarfyrirtkisinsMcKinsey&CompanyumstWu    LandsptalanssemberheitiWUnlockingtheFullPotentialofLandsptaliUniversityHospital   !IcelandicHealthcareataCrossroadssembirtvarhaustiW2016. wO    SamkvmtreiWanlegumggnum,svosemrkisreikningiogendurskoWuWumrsreikning B  umLandsptalans,erhannnrekinnfyrirsvipaWfogviWupphafaldarinnar,mltfstu    verWlagi.VerWurYaWaWteljastkraftaverkilkastaWtekisthafiaWhaldaY;Yeirristarfsemi   uppisemraunermeWsvosnautlegumaWbnaWienlj;steraWYettageturekkigengiWtil {  lengdar&  endamargirbrUnirYttirsamflags-ogf;lksfjldaYr;unsemkallaaWtekistverWi nF viWuppbygginguLandsptalansaffullrieinurW.'nc 9   SvovirWistaflestriYingslyktunartillgunnaraWgertsrWfyrirYvaWvxturheil  brigWisYj;nustuutanopinberusrgreinasjkrahsannaverWitilmunameirieninnanYeirra.  XettaYUWiraWtgjldtilstarfsemiheilbrigWissviWisemervegumeinkaaWilamunuaukast r ogslkstarfsemijafnframtendanUturhnvelviljaYeirrasemnrWafr.Einkarekstur e= hagnaWarskynierYeimmestaWskapiogltilfyrirstaWafyrirfjrveitingumropinberum 0 sj;WumYegarYrrennaYrsl;Wir.    AlmennheilsugslafellurundirmlefnasviW24!HeilbrigWisYj;nustuutansjkrahsa  !samtsrfrWiYj;nustu,hjkrun,sjkraYjlfun,iWjuYjlfun,talYjlfunogsjkraflutningum. i tlanirumfjrveitingartilheilsugslunnarsUnanokkraviWleitnitilaWeflahanasemfyrsta \4 viWkomustaWheilbrigWisYj;nustunnienfjrhagsrammiYessararstarfsemivirWistriWYrng ' urog;lklegurtilaWstandastYraunsemfyrirtlanirumbttaWgengiaWUmisskonarheil  brigWisYj;nustuogfrWsluumheilsu-oglfsstlstengdmlefnikrefst.    WrufremurerstWatilaWgefagaumaWYvhvortYingslyktunartillagaumfjrmla `  tlungefikostYvaWstaWiWverWiviWgefinloforWumaW?Yak greiWsluYtttkukerfinu, S+! Y.e.rleghmarksgreiWslahversnotandaheilbrigWisYj;nustunnar,verWi50.000kr.riog " afnuminnhinnillrmdisjkrakostnaWureinstaklingameWerfiWasjkd;mavegnalyfjaog # lknisYj;nustu.  $   Hjkrunar-ogdvalarrUmifallaundirmlefnasviW25!Hjkrunar-ogendurhfingarYj;n !W% ustu.AldurssamsetningYj;WarinnarermeWYeimhttiaWekkierannarsaWvntaenaWYrf J""& fyrirhjkrunarheimiliverWirinkomanditmum.XingslyktunartillaganberYaWmeWsr #' aWtlunineraWreisafimmnUhjkrunarheimilitlunartmanum.XegarhefurveriWtekin #( kvrWunumYrjYeirra,Reykjavk,rborgogK;pavogi,runum2017!2021ogmun $ ) YveratluninaWhefjabyggingutveggjaviWb;tsWastaritlunarinnar.X;ttYarnas v%N!* gertrWfyrirallverulegrifjlgunhjkrunarrUmaerYvmiWurekkisvoaWhnsvaritlaWri A&"+ Yrfheldureinungisumhelmingihennar.EkkieruveittarneinarupplUsingarumYaWhvernig  '",  tluninsaWtakastviWmlefniYeirrasemekkimunueigakosthjkrunarrUmi. '#- & a      EkkiverWurhjYvkomistaWminnastYunganreksturmargrahjkrunarheimilaen ( margirrekstraraWilar,t.d.sveitarflg,greiWaverulegarfjrhWirmeWrekstrinumoghuga  'a(jafnvelaWskilaheimilunumafsrtilrkisinsverWiekkirWinYessub;t.EkkivirWistvera  gertrWfyrirsvigrmitilaWrttastWunaaf. a  MlefnasviW29!Fjlskylduml.     0YessummlaflokkierumargirliWirsemallirhafaeinhvernhttmikilhrifaf  komuryggiogYaWumhverfisemfjlskyldunumerbiW.MarkmiWinsemsetterufram   textanumeruummargtgteneinsogoftWurvantaraWfjrmunirfylgi._Ԁbls.329segir:  X ?AWminnkaftktereittafmarkmiWunumheimsmarkmiWumSameinuWuYj;Wanna.Efla K #  YarfrWgjfogfrWsluviWforeldraogfagf;lk,aukaalmennanstuWning,svosemleiksk;la    freinsrsaldrioggjaldfrjlsangrunn-ogframhaldssk;la.       UndirYettaersvosannarlegahgtaWtakaentilYessaWYessiform,Y.e.aWspornaviW   ftkt,getiorWiWaWveruleikaYurfafjrmuniraWkomatilenYverekkiaWheilsa.S wO  hkkunsemerfyrrihlutatmabilsinseraWmestutluWtilaWhkkahmarksgreiWslur B  fWingarorlofiogbyggingumeWferWarheimilisfyrirbrnogunglingarunum2018!2020.      AWlluWruleytienYessueruformrkisstj;rnarSjlfstWisflokks,ViWreisnarog   BjartrarframtWarmlaflokknummetnaWarlausmeWlluogboWaafturfrfrekarenfram {  Yr;un.&  EkkiertluninaWlengjafWingarorlofiWeWasetjalgmarksgreiWsluYannigaWYaW nF fylgilgmarkslaunumnhelduraWbrabiliWmillifWingarorlofsogleiksk;la.'n= 9   EkkiermetnaWurinnmeiriYegarkemuraWbarnab;tumYarsemhaldiWerframaWYrengja  kerfiWYannigaWmunfrrinj;tagreiWslnastaWYessaWnUtaYrtilaWaukajfnuWmilli  h;pa.0YessusemogWrueruorWin?einfldunogskilvirkni notuWtilaWfelaYaWaWtgjld r vegnabarnab;tamunuvntanlegadragastsamanaWraungildisemYUWiraWhorfiWerfr e= almennumstuWningiviWbarnafjlskyldurogengintilraungerWtilaWjafnanokkuWaWstWu 0 YeirraboriWsamanviWeinstaklingaogbarnlaustf;lkyfirltilshttarftkrahjlp.    XessibgbornaframmistaWaYegarkemuraWmlefnumbarnafjlskyldnaogunguf;lkier  YeimmunalvarlegrisemkannanirsUna,bWihr0slandiogUmsumnlgumlndum,aW i ungtf;lkhefurdregistafturreldrialdursh;pumYr;unlfskjara. \4   Stj;rnvldhlj;taaWtakamarkskUrslumsemsUnaYaWaWmrgYsundbrn0slandi ' baviWftkt.BrnineruYaWmikilvgastasamflaginuogumleiWYaWviWkvmastaog  YaWerstj;rnvaldaaWhafaYauhugaefspornaviWbarnaftktmeWYvaWsetjaYau  forgangtlanagerWogbyggjauppsterktflagslegtvelferWarnet. `   MlefnasviW27!rorkaogmlefnifatlaWsf;lks.  "   XvmiWurvirWistsemrkisstj;rnintliekkiaWsetjaviWeigandifjrmunitilaWtryggja # innleiWinguogvonandilgfestingusamningsSameinuWuYj;WannaumrttindifatlaWsf;lks.  $ EkkierusUnilegaraWgerWirsemtengjastbeintinnleiWingunniheldurermiklupWrieyttaW !W% fjallaumnUgengirorkuogstarfsgetumat. J""&   XettaeruaWsjlfsgWumikilvgviWfangsefnienYaumegaekkiverWatilYessaWdraga #' athyglinafrrttarstWuograunverulegumhgumfatlaWsf;lksdag. #(   XaWsamaviWhrogvWaannarsstaWaraWYrttfyrirafarg;WastWurkissj;Wserekki $ ) gertrWfyriraWbtastWuryrkjaogYeirrasemverststandasamflaginu.tluninvirWist v%N!* veraaWryrkjarbiframviWYaWaWframfrslutryggingYeirrasemaWnafninutilaW A&"+ tryggjaaWgreiWslurYeirrahaldiviWlgstuumsaminlaunskerWistkr;nufyrirkr;nu.M  '",  vsaumsagnirryrkjabandalags0slandsogAS0Yeimefnum. '#- & a      TilstenduraWlgfestarammaumnotendastUrWapers;nulegaaWstoW(NPA)ogerYaWvel ( enerfitteraWttasighvaWaraunverulegufjrmunireigaaWfylgja.Lj;steraWsveitar  'a(flginogrkisvaldiWgreinirumYfjrmunisemYarftilverksinsogskiptinguYesssem  verWuraWleysaendaummannrttindamlrWa. a  MlefnasviW28!MlefnialdraWra.     SaukningsembirtisthrerfyrstogfremsttilaWmtatlaWrifjlgunaldraWraogtil  aWhkkafrtekjumarkvegnaatvinnuteknasmskmmtumYartilYaWnr100Ys.kr.   mnuWiloktlunartmans.XvirWastinnbyggWtluninahrifinaftlunumhkkun  X lfeyristkualdursalmannatryggingar67rum70r24rum. K #    :htteraWsegjaaWfjrmlatluningerirrWfyriraWhagiraldraWraverWi;breyttirog    greiWslurtilYeirravntanlegafylgiverWlagifrYvsemnereftiraWhkkunlgmarks    greiWslnar280300Ys.kr.verWurkomintilframkvmdafrogmeWrsbyrjun2018.Vert   eraWhaldaYvtilhagaaWeinungishlutiYeirranUturYeirrarhkkunarogeftirsitjahj;nog wO  sambWarf;lkognj;taekkibatnandiYj;Warhagssemeralgerlega;lWandi. B   &  MlefnasviW20!Framhaldssk;lastig.      SkvrWunaWskUlamenntamlumekkilengurfyriralmennuaWhaldskrfunnier {  ;skiljanlegogengumtaktiviWloforWumaWstyrkjamenntakerfiWeftirralangtsvelti.Ekki nF erneinnrkstuWningurtluninnifyrirYvhversvegnaYettaer_gert.___ 9 'T  sWastakjrtmabiliogYaWsemaferYessuhefursamdrtturfjrveitingumsettmark  sittstarfsemiframhaldssk;lanna.TekinvarkvrWunumaWstyttab;knmframhaldssk;l  annarfj;rumrumYrjogeinkenndistsaWgerWaflitlumundirbningiogalgerri;vissu r umhrifstyttingarinnarnmframhaldssk;lanema.VirtistsemlitiWvriYaWsemauka e= atriWihvaWahrifstyttinginhefWigWinmsins. 0   EinsogviWblastiaWmundigerasthefurnemendumframhaldssk;lannafkkaWmjg.Xv  erhaldiWframYingslyktunartillgunniYskj.533aWsfjrhagslegisparnaWursemverWur  afYvaWstyttaframhaldssk;lanmiWmuninUtasttileflingarYessusk;lastigi.XegaraWergW i erreyndinhinsvegarnnur,sbr.yfirlitiWhreftir. \4 *JKd d ^  O OO OO OO OO OO OBC>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  * */ 0Millj.kr. + +2017 +  +2018 +! +2019 +" +2020 +# +2021 +$ +2022 2(%   2Rammi(verWlaggildandifjrlaga)  & 30.298  ' 30.354  ( 30.184  ) 30.013  * 29.841  + 29.667 #,  #Breytingfr2017  ~V-   ~V. 55  ~V/ -115  ~V0 -285  ~V1 -457  ~V2 -631 *~V3  *Breytingfr2017(%) +=4 + +=5 +0,2% +=6 +-0,4% +=7 +-0,9% +=8 +-1,5% +=9 +-2,1%.$"=:    .#0 /i#& a   0lj;skemuraWheildartgjldtilframhaldssk;lastigsinslkkatmabilinuum1,433 ; millj.kr.miWaWviWriW2017.XaWfrirheimsanninnumaWekkierulkurWruenfram  \< 'a;haldandisamdrttiogrekstrarvandaframhaldssk;lakerfinugildistmafjrmlatlun O!'= arinnar. "> *LMdd /  f /#ff /#ff /#ff /#ff /#ff /#fJK>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *#@# */ 0Millj.kr. +#A +2017 +#B +2018 +#C +2019 +#D +2020 +#E +2021 +#F +2022 2(#G   2Fjrmlatlun2017!2021  }$U H 28.677  }$U I 29.322  }$U J 29.975  }$U K 30.630  }$U L 31.288  }$U M  #}$U N  #Fjrmlatlun2018!2022  <%!O   <%!P 30.354  <%!Q 30.184  <%!R 30.013  <%!S 29.841  <%!T 29.667 *<%!U  *Munur +%!V + +%!W +1.032 +%!X +209 +%!Y +-617 +%!Z +-1.447 +%![ +.$"%!\    .#0 /#  0yfirlitinuhraWframankemurmtavellj;shversumikillsamdrtturinnfjrveit w'O#] ingumtilframhaldssk;lastigsinsverWureffyrirtlanirstj;rnvaldanframaWganga.ViW B($^ blasiraWekkertaWgerameWloforWfyrrirkisstj;rnarumaWnotaYannsparnaWsemleiWir ( afstyttinguframhaldssk;lanmsinstilaWstyrkjanmiWogeflaYettask;lastig.Eldrib;k  nmsnemendumervsaWeinkarekinrrWimeWtilheyrandikostnaWiog;Ygindum.    SkorturmenntunereinnhelstihttuYtturftktarogYvmikiWhfiaWllumsem a viljastundanmgefisttilYessjfntkifri. T,  MlefnasviW21!Hsk;lastig.     LtiWvarveWrivakaaffjrmla-ogefnahagsrWherraYegarfjrmlatluninvarkynnt   aWgrundvelliaukinnatgjaldatilhsk;lannamttuYeirvntaYessaWgetaaukiWgWi  X starfseminnarogstaWistalYj;WlegansamanburW.XaWeinkenndiumfjllunumtlanirum K #  fjrveitingartilhsk;lastigsins,einsogmargaaWraYttiYingslyktunartillgunnar,aWtlur    voruriWtorrWar.ttuYvforvgismennhsk;lannaerfittmeWaWhendareiWurUmsum    Yeirraoggerasrlj;sthverboWskapurfjrmlatlunarinnartilYeirravrirauninni.   & a   AlltfrYvtmumsWustuvinstristj;rnarhefurveriWstefntaWYvaWreisaHsslenskra wO  frWaMelunumReykjavkognaWverWaafYv.SamkvmtYingslyktunartillgunni B  'aw#erutluWtgjldvegnaYessa3.290millj.kr.ogYegarYauhafaveriWtekintfyrirtgjalda    rammannkemureftirfarandistaWalj;s:   *NOdd /  f /#ff /#ff /#ff /#ff /#ff /#fLM>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *nFnF */ 0Millj.kr. +|T +2017 +|T +2018 +|T +2019 +|T +2020 +|T +2021 +|T +2022 2(|T   2Rammi(verWlaggildandifjrlaga)  ; 41.592  ; 42.252  ; 43.575  ; 43.590  ; 43.569  ; 44.359 #;   #HsslenskrafrWa  ! 400  " 990  # 1.500  $ 800  % 0  & 0 #'  #RammifyrirutanHsslenskrafrWa  ( 41.192  ) 41.262  * 42.075  + 42.790  , 43.569  - 44.359 #.  #Breytingfr2017nHssslenskrafrWa  xP/   xP0 70  xP1 883  xP2 1.597  xP3 2.377  xP4 3.167 *xP5  *Breytingfr2017nHssslenskrafrWa(%) +76 + +77 +0,2% +78 +2,1% +79 +3,9% +7: +5,8% +7; +7,7%.$"7<    .#0 /#  GangiforminsemlUsterYskj.533eftirerauglj;staWrinframtil2021verWamjg = strembinfyrirhsk;lastigiWogvandsWaWunntverWiaWltartast;skinaumaWfjrmgnun ~V> YessverWisambrilegviWmeWaltalaWildarrkjaOECDriW2016ogNorWurlandariW2020, I!? einsogVsinda-ogtknirWhefurlagttil.0slendingarmunuframbaviWvanfjrmagnaWa @ hsk;lastarfseminemagripiWverWitilYessrWsaWfkkanemumhsk;lastigiogdraga A hsk;lastarfverulegasaman. B & ,   GetaskalYessaWfYaWsemaflastmeWstarfsemiHappdrttisHsk;la0slandsertaliW uMC meWauknumtgjldumtilhsk;lastigsinsY;ttYaWkomifrsrstakristarfsemiogeigiltiW @D skyltviWopinberarfjrveitingar.  E ',uf  FramkomumfjllunfastanefndaAlYingisumYingslyktunartillgunaYskj.533aW F ltiWvarundirhfuWleggjastaWhafasamrWviWhsk;lanaumgerWfjrmlatlunarfyrir yG rin2018!2022.XettaerundrunarefniYarsemhsk;larnirbayfirsrYekkingueigin l DH starfsemioggerWtlanasemhefWittaWgetanUstvelviWYettastarf. 7!I   AWsWustuskalYessgetiWaWhsnWismlListahsk;la0slandseru;lestriognauWsyn "J legtaWbtarYeimninniframtW.Listahsk;linnermikilvgurgrunnYtturuppbygg "K ingulistastarfsogskapandigreinaoghannmundirengumkringumstWumvanrkja. #pL  MlefnasviW31!HsnWisstuWningur.  .%!N   0lj;sistWunnarhsnWismlumerekkihgtaWsegjaaWfjrmlatluninnibirtist %!O fyrirheitumaWtakastviWYessastWuYarsemdregiWverWurjafntogYttrframlgumrk &"P isinstmabilinu.NYegarliggurfyriraWYauframlgsemtengderusamkomulagiviWgerW 'g#Q kjarasamningariW2015dugaenganveginntilaWbyggja600bWiroghvaWYYegar Z(2$R framlginfaraminnkandi.XettasamtYvaWviWmiWunarfjrhWirvaxtab;tastandastaW, ( semst;rfkkarYeimfjlskyldumsemfslkanstuWning,ogtekjujfnunarhrifkerfisinsfara  Yverrandi,eykurennerfiWleikaf;lks,srstaklegayngraf;lks.EkkierskUrthvernig  formumumhsnWisbturtiltekjulgrileigjendaverWurhttaWoghvortYrtakifjrhags a legumbreytingumeWaverWifrystar. T,   Xessiformrkisstj;rnarinnarhlj;taaWveragrWarlegvonbrigWiekkisstfyrirungaf;lkiW  semsamkvmtranns;knumermunverrstattenungakynsl;Winfyrirtpum30rum.    & a XaWYurfaaWveraraunverulegirkostirboWifyrirungtf;lkhsnWismarkaWihvort   heldurmeWkaupumeWaleiguYvframtWslenskssamflagsbyggistYvaWviWbumvel  X aW'a lluf;lkiogekkissthinuunga.EnYvmiWurblasirviWaWrkisstj;rninskilarYvsem K #  nstauWuYegarkemuraWlausnhsnWisvandanslandinueinsoghannblasirviWumYessar    mundirogerllumkunnur.     MlefnasviW17!Umhverfisml.  wO    Loftslagsml,einkumviWbrgWviWloftslagsbreytingumogaWgerWirtilaWdragar B  mengun,erumeWalbrUnustuverkefnasamtmans.0YingslyktunartillgunniYskj.533eru    helstuskoranirslenskssamflagsYessusviWisagWarveraviWbrgWviWskuldbindingum   semfelastsvoklluWuParsarsamkomulagi,hvernigstaWiWskuliaWYvaWtryggjasjlfbra {  landnUtingu,endurheimtvistkerfaogverndnttrunnargegnvaxandigangiferWamannaog nF Umisverkefnivegnanttruvr. 9   MiWaWviWtlanirumtgjldtilYeirramlaflokkasemmyndamlefnasviW17eruYv  miWurekkimiklarlkuraWYeimverWisinntsemskyldi,enYegarlluertilskilahaldiWer  svoaWsjsemeinungisfeinumhundruWummillj;naverWivariWmlaflokkinngildistma r tlunarinnar. e=   AWlkindumhyggjaststj;rnvldstyWjaviWmarkmiWParsarsamkomulagsinsaWeinhverju 0 leytimeWlandgrWsluenYingslyktunartillaganveitirekkiupplUsingarumformumYetta  YannigaWekkierunntaWglggvasigstefnunniYessummlaflokkifrekarensvomrgum  Wrum.X;erlj;staWekkierrWgertaWaukafjrveitingarmlaflokkinnogerYvsam i bandirttaWbendaaWmeW500millj.kr.viWb;tarframlagivriunntaWtvfaldaafkst \4 landgrWsluogmeWYvaWleggjafram1milljarWkr.tilviWb;tarmttifj;rfaldaYau.MeW ' Yessum;tivriunntaWstyWjamyndarlegaviWmarkmiWParsarsamkomulagsinsmeWtiltlu  legalitlumtilkostnaWienrkulegumvinningifyrirslenskanttruogallalandsmenn.    Fjrframlgtilsk;grktardr;gustmjgverulegasamaneftirfjrmlahruniWhaustiW2008 `  oghafaekkiaukisttilneinnamunaeftirYaW.EkkieraWsjaWYingslyktunartillaganhafi S+! aWgeymatillgurumauknask;grktaWneinumarki. "   &  XaWervissulegangjulegtaWverkefniborWviWHeklusk;gaogsk;grktngrenni # XorlkshafnarhafanotiWfj'JrframlagaaWundanfrnuogsvoverWurfram.XaWerhinsvegar  $ hyggjuefniaWmrghundruWmillj;nirvantartlanirtilYessaWeflask;grktogaukaYar !W% meWkolefnisbindingusemermeWalmarkmiWaParsarsamkomulagsins.MeW200millj.kr. J""& viWb;tarframlagirimttitvfaldask;grktogfj;rfaldahanameWYvaWbtanokkur #' hundruWmillj;numkr;naviW.VriYaWg;WfjrfestingtilframtWarogvegsaukihverri #( rkisstj;rnaWhafastaWiWaWslkriendurheimtlandkostatilhandakomandikynsl;Wum. $ )   GetaverWurYessaWlandvarsla,semersnarYtturstarfsemiYj;WgarWa,virWistalvarlega v%N!* vanfjrmgnuW.XaWeralvrumlYegarsvomargterumferWamennsemraunerogalger A&"+ legaYarflaustYarsemauWveltvriaWfjrmagnastarfsemilandvarWameWgjaldtkuafferWa  '", mnnum.RaunareruuppiformumslktogkannaWveraaWYauverWitilYessaWafstUra '#- vandrWumYessusviWi.XaWerhinsvegarekkivansalaustaWekkiskuligerWgreinfyrirYv (z$. YingslyktunartillgunnihvernigfjrmagnaskuliYessamikilvgustarfsemioghagahenni ( YannigaWhnYj;nitilgangisnum.    GerterrWfyrirtunUjumfriWlUsingumnttruverndarsvWameWhliWsj;nafverndargildi  ogforgangsrWunYarsemherslaerverndunmiWhlendisins.XaWergottoggiltennokkuW a lj;staWhrvantarfjrmuniekkisstlj;siaukinsgangsnttrunaYegarhugaYarfaWenn T, fleirisvWumtilfriWlUsingar.  & a   XaWerumtlanirumfjrveitingartilumhverfismlaheildaWsegjaaWYreruverulega  skornarviWnglogmunuekkingjatilaWstyWjaviWYaumarkmiWsemsetthafaveriWfyrir   'amlaflokkinn.  X  MlefnasviW11!Samgnguogfjarskiptaml.       Hinni;heillavnleguYr;unfjrframlagatilVegagerWarinnarundanfarin11rersUnd    lnuritibls.202Yskj.533ogkemurYarframaWtengslinmillinotkunarvegakerfisinsog   tgjaldaeruYannigaWbiliWYarnamillibreikkarrfrri.XettaersannarlegafugYr;un. wO    StrstueinstkufjrfestingarsamgngumannvirkjumtmabilinuverWaDUrafjarWar B  gngogVestmannaeyjaferja.      Rkisstj;rninhefurlUstviljasnumtilaWfjrfestverWisamgngumannvirkjumogsam   gngukerfiWbyggtuppumframYaWsemgerthefurveriWundanfarinr.0Yessuskynivilja {  stj;rnvldkannanUjarleiWirtilfjrmgnunar,YarmeWalsvonefndasamstarfsfjrmgnun, nF sbr.bls.203Yskj.533.XessiformeruekkitfrWYingskjalinuogmtakaundirfyrr 9 nefndagagnrUniSamtakaatvinnulfsinsumaWstj;rnvldgerWurttaWlUsaformumsnum  hvaWYettavarWarYannigaWunntsaWtakaafstWutilYeirra.XvskaloghaldiWtilhagaaW  aukingjaldtakafyrirafnotafsamgngumannvirkjumsemfelursraukinnefnahagslegan r ;jfnuWerafYeimskumafleiturkosturviWfjrmgnunsamgngumannvirkja.SkalYaW e= bentaWundanfrnumrumhafamarkaWirtekjustofnartilvegamla,Y.e.srstaktvrugjald 0 afbensni,bensngjaldogolugjald,veriWveiktirverulegaogeruYarhfiupphWirsem  mundimunaverulegaumkmuYrtilnotaviWviWhaldoguppbyggingusamgngumann  virkja.VrinraWbeitaslkumrrWumheldurenviWra;lj;sformumgjaldtkufyriraf i notafsamgngumannvirkjumeWaeignaraWildeinkaaWilaaWYeim. \4   Xingslyktunumsamgngutluntil12raogaWgerWatluntilfjgurraramarka ' stefnuhinsopinberasamgngumlum.0gildierYingslyktunnr.65/145umfjgurrara  samgngutlunfyrirrin2015!2018semAlYingisamYykkti12.okt;ber2016.0hennivar  gertrWfyrirverulegaauknuframlagitilsamgngumlaenYessasamYykkthafastj;rnvld `  kosiWaWsniWganga. S+!   RkYrferfyrirhafnarframkvmdirvWaumlandendahafaslkarframkvmdirveriW " vanrktarogmekkilengurviWsvobiWstanda.HefWiveriWngjulegtaWsjYskj.533 # skUrformumuppbygginguYessusviWi,enekkertslkterYaraWfinna.  $   & a RttvriaWskilgreinainnanlandsflugiWsemhlutaalmenningssamgngukerfisinsog !W% styWjaYannigviWYaWaWYaWverWiraunverulegurvalkosturfyrirf;lksemYarfaWferWast J""& millilandshluta.'a! #'  MlefnasviW9!Almanna-ogrttarryggi.  $ )   FramsetningtalnaefnisumYettamlefnasviWermeWalalltofmargraskUrradmaum v%N!* ;glggaogjafnvelvillandilUsinguformumstj;rnvaldavarWandiYstarfsemisemhlut A&"+ .:sundurgreindartlurgtugefiWtilkynnaaWtluninvriaWleggjaverulegaaukiWf  '", reksturstofnanasviWialmanna-ogrttarryggis,eWa13.876milljarWakr.tmabilinu,en '#- YegarnnarerhugaWaWkemurlj;saWframlgtilkaupanUjumYyrlumLandhelgisgsl (z$. unnar,semnemarflega14milljrWumkr.,eruinnantgjaldarammamlefnasviWsins,sbr. ( bls.65Yskj.533.    eftirfarandiyfirlitisstaWraunaukningfjrveitingatilmlefnasviWsinsnemuraWeins  2,8%YegartgjldvegnaYyrlukaupahafaveriWdreginfr.ErYvlj;staWekkiverWuraf a neinniuppbyggingustarfsemiYessusviWieWaeflinguogerYaWvitanlegamjgmiWurYar T, semYrfinervWabrUnogaWkallandi.  *01dd /  f /#ff /#ff /#ff /#ff /#ff /#fNO>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *   */ 0Millj.kr. +  +2017 +   +2018 +   +2019 +   +2020 +   +2021 +   +2022 2(    2Rammi(verWlaggildandifjrlaga)   Z 23.422   Z 23.967   Z 25.910   Z 27.820   Z 27.950   Z 28.064 # Z  #NUjarYyrlurLandhelgisgslunnar  A  0  A  100  A  2.000  A  4.000  A  4.000  A  3.985 #A   #RammifyrirutanfjrfestinguYyrlum    23.422    23.867    23.910     23.820   ! 23.950   " 24.079 # #  #Breytingfr2017nnUjuYyrlanna   $    % 445   & 488   ' 398   ( 528   ) 657 * *  *Breytingfr2017nnUjuYyrlanna(%) +~ V + + +~ V , +1,9% +~ V - +2,1% +~ V . +1,7% +~ V / +2,3% +~ V 0 +2,8%.$"~ V 1    .#0 /#0  EkkihefurveriWbrugWistviWfjrYrftilrekstrarLandhelgisgslunnarsvoaWhenniverWi  2 unntaWhaldatiskipumsnumogloftfrumogrtteraWhaldaYvtilhagaaWviWumfjllun  3 nefndumfjrmlatluninakomframaWgeraYarflangtmatlunumfjrfestinguog h 4 endurnUjuntkjabnaWistofnunarinnar. [3 5   0tarleggreiningliggurfyrirmlefnumlggslunnarogsamYttinghennarogfjrmla & 6 tlunarinnarhefuraWmrguleytitekistgtlegaaWundanskilduYvmikilvgaatriWiaW 7 fjrveitingaramminnstyWurekkiviWYauorWfjrmla-ogefnahagsrWherrasemhannltfalla 8 viWframsgumlsinsaWhennivri?tryggWeflinglggsluumalltlandsemoglanda _9 mraeftirlit .Xerlj;staWekkierfylgtmarkmiWumlggslutlunarinnarsemunniWhefur R*: veriWaWundanfarinmissirihvaWmannaflaYrfsnertirenhngefurtilkynnamiklaYrffyrir ; fleirilgreglumennhvarvetnalandinu.RauninerhinsvegarsaWnblasirviWaWstWu < gildumlgreglumannaNorWurlandieystraogSuWurlandimunifkkaumtuvegnaveltu = tengdraraWhaldskrfu.XessistaWaerldungisafleitogallsekkisamrmiviWYannveru ~V> leikaaWferWaf;lkYessumsl;WumermargtogYvferfjlgandi.XaWblasirviWaWtaka I!? verWurmarkmannaflaYrfrkislgreglustj;raoggerarWfyrirauknumtgjldumtillg @ reglunnarYannigaWmarkmiWumngileganmannaflatilaWsinnalggsluverkefnumnist. A  MlefnasviW10!Rttindieinstaklinga,trmlogstj;rnsUslad;msmla.  uMC   MiklarbreytingarurWuverksviWiogskipulagisUslumannsembttariW2015Yegarlg @D gslavarWekkilengurmeWalverkefnasUslumanna.XvoruumdmisUslumannastkkuW  E ogembttumfkkaWr24nu.ViWYessarbreytingarskapaWistrekstrarvandihjembtt F unumsemgreinergerWfyrirYingslyktunartillgunnioghefurreynstviWvarandi.XvmiWur yG hafafyrirheitsemgefinvoruviWbreytingunaumaWstyrkjaembttinYannigaWYauverWi l DH beturtilYessfraWgegnahlutverkisnuekkigengiWeftir.AfhlfuhinsnUstofnaWad;ms 7!I mlarWuneytishefurkomiWframaWYarertalinYrffyrir?r;ttkaraWgerWir YvskyniaW "J starfsemiembttannarmistinnanfjrheimilda.VerWiekkifjrframlgtilembttannaaukin "K munuhinarr;ttkuaWgerWirvartfelastWruenuppsgnumogfkkunstarfsstWvasem #pL vrimjgmiWur,ekkisstfyrirbalandsbyggWarinnar,YarsemUmismikilvgYj;nusta c$; M semveitaYarfnrsamflaginuerverksviWisUslumanna. .%!N   RaungildifjrframlagatilstarfsemiPers;nuverndarhefurstaWiWstaWfrrinu2003. %!O samatmahefurmlumsemvsaWertilstofnunarinnartilafgreiWsluYrefaldastogerYaW &"P samrmiviWtkni-ogsamflagsYr;unsemveldurYvaWlita-oggreiningsmlumvegna 'g#Q pers;nuverndarfjlgar.LklegteraWslkmlverWimrgfyrirsjanlegriframtWvegnarra Z(2$R breytingatknisemgeturhafthrifpers;nuverndognUrraverkefnaYessumvettvangi. ( Pers;nuverndhefur;skaWeftir95millj.kr.viWb;tarframlagi,m.a.skumYessaWframundan  erinnleiWingviWamikillarevr;pskrarpers;nuverndarlggjafar.EkkiergertrWfyrirYessari  & a fjrveitingugildandifjrlgumogYingslyktunartillaganumfjrmlatlun2018!2022 a berekki;tvrttmeWsrhvortsvos. T, 'a4  XaWervitanlegaafarmlisvertverWiPers;nuverndekkigertkleiftaWsinnaskyldum  snumeWaYrengteraWsjlfstWistofnunarinnarenbendingarumaWsvokunniaWverahafa  boristfrESA,EftirlitsstofnunEFTA.    MlefnasviW2!D;mst;lar.  K #    Millid;mstig!Landsrttur!muntakatilstarfabyrjunrsins2018ogverWafyrstum    sinnK;pavogi,enformmunuveraumaWreisahsyfird;mst;linnReykjavkendaber    aWgeraYaWsamkvmtd;mst;lalgumYarsemheimildbrWabirgWakvWiviWd;mst;lalg   tilaWstarfrkjaLandsrttannarsstaWarrennurtrslok2021.XarfYvaWgerarWfyrir wO  fjrmagnitilbyggingarinnareigisWarenrunum2020!2021enYaWerekkigertYings B  lyktunartillgunniYskj.533ogvekurvitaskuldundrunYarsemgeraverWurrWfyriraW    YessifjrfestingverWiallveruleg.     StarfsemiLandsrttarmunhafaveruleghriffjrhagslegtumhverfid;mst;lanna.Gert {  errWfyriraWverjaYurfium600milljrWumkr.ritilstarfsemihansogerYaWrflegas nF upphWsemtgjldvegnastarfsemid;mst;lamunuaukastumrhverttlunartmanum, 9 sbr.yfirlitiWhreftir.  *@Add /  f /#ff /#ff /#ff /#ff /#ff /#f01>>, / ,f /,f /,f /,f /,f /,f /+  *rr */ 0Millj.kr. 4# 42017 =,!3 =2018 =,!3 =2019 =,!3 =2020 =,!3 =2021 =,!3 =2022 ;1'3   ;Rammi(verWlaggildandifjrlaga)  g? 2.384 'g?3 '2.923 'g? 3 '2.859 'g?!3 '2.819 'g?"3 '2.821 'g?#3 '2.832 ,"g?$3  ,Breytingfr2017  &%  '&&3 '539 '&'3 '475 '&(3 '435 '&)3 '436 '&*3 '448 3"&+3  3Breytingfr2017(%) 4#, 4 =,!-3 =22,6% =,!.3 =19,9% =,!/3 =18,2% =,!03 =18,3% =,!13 =18,8%7-+23    7#0 /=#> &  MlefnasviW18!Menning,listir,Yr;ttirogskulUWsml.  a93   HrverWurltiWviWYaWsitjaaWbendaaWekkiergertrWfyrirfjrveitingutilbyggingar'adD ,4 nttruminjasafnsfjrmlatlunranna2018!2022.XettaeruvonbrigWiogeinnignokkurt 5 undrunarefniskumYessaWtilefnialdarafmlissjlfstWisogfullveldis0slandsriW2018 6 samYykktiAlYingiYingslyktunnr.70/145Yarsemrkisstj;rninnierfaliW?sjtilYessaW e7 fjrmlatluntilnstufimmra,semlgWverWurfyrirAlYingivoriW2017,verWigertrW X08 fyriruppbygginguNttruminjasafns . #9   LengihefurveriWrttumYrfinafyrirnttruminjasafn,semvissulegaermikil,enn : YessaWYaWhafileitttilframkvmda.Fjrmlatlunranna2018!2022berYaWmeWsraW ; vonirumjkvWarbreytingarYessusviWimuniekkiverWaaWveruleikagildistmatl  \< unarinnar.ErvandsWhvaWanframkvmdarvaldiWtelursighafaumboWtilaWsniWganga O!'= samYykktAlYingisvegna100raafmlisfullveldisinsogvriYaWforkastanlegtafmeiri "> hlutaYingsinsaWstyWjaYessiform. "?   XaWorkarmjgtvmlisaWsetjamenningarstarfsemi,listirogskulUWsmlsamanundir #@ einnliWtlunarinnarYarsemYaWeykur;gagnsioggerirlesandaerfittumvikaW {$S A glggvasigfjrveitingumtileinstakraYttasemYarnaeru. F%!B   MikilvgteraWgeraskulUWsmlumhttundirhfWi,YarmeWalYeimYttumYeirra &!C semltaaWYvaWstyrkjalUWrWisvitundungmennaogkosningaYtttkuYeirra. &"D   '#E ;S ;A  ;  & ,    MlefnasviW14!FerWaYj;nusta.  (   tiltlulegafumrumhefurferWamnnumsemskja0slandheimfjlgaWmikiWog  hlutdeildferWaYj;nustuogtengdragreinaYj;WarbskapnumaukistaWsamaskapi.hrifa  ',(OMferWaYj;nustugtirumalltlandY;ttvissulegasverulegurmunurYUWinguhennarfyrir a atvinnustarfsemieftirlandshlutumogsvWum. T,   StaWaogrekstrargrundvllurferWaYj;nustufyrirtkjaermjgmismunandieftirYvhvar  Yauerulandinu.BoWaWarbreytingarinnheimtuvirWisaukaskattssemaukalgurskattsins  ferWaYj;nustumunuvaldamestumneikvWumhrifumlandsbyggWinniaWlitiSamtaka   ferWaYj;nustunnar.XettaskUristm.a.afYvaWYeirferWamennsemnUtasrgistiYj;nustuog  X aWraferWatengdaYj;nustulandsbyggWinnihafaaWjafnaWib;kaWferWirsnarmeWlengri K #  fyrirvaraenviWskiptavinirfyrirtkjasuWvesturhorninu.LandsbyggWarfyrirtkineruYv    nmarifyrirllumverW-ogskattbreytingum.Styrkinggengikr;nunnarundanfariWhefur    valdiWYeimmrgumbsifjumogYegarviWbtistvirWisaukaskattshkkuninsemboWuW   hefurveriWerlj;staWreksturmargrafyrirtkjaferWaYj;nustulandsbyggWinnimuneiga wO  erfiWleikum.ViWYvhefWimttbastaWYingslyktunartillgunniumfjrmlatlun B  ranna2018!2022yrWigertrWfyrirm;tvgisaWgerWumtilaWrttahlutYeirrarferWaYj;n    ustustarfsemisemformaWarbreytingarmunuleikagrtt.SvoerekkiogvekurYaWbWi   undrunoghyggjur. {    EflingflugYr;unarsj;WsermikilvgtverkefnisvoaWunntverWiaWhaldatiflugifr nF KeflavkurflugvellitilinnanlandsflugvallaogaukaYannigmguleikaferWamannatilaW 9 heimskjasvWisemgetaauWveldlegatekiWviWfleiriferWamnnum.    tlanirumaWdragarlosungr;WurhsalofttegundaferWaiWnaWi,semerafarmikilvgt  viWfangsefni,erulosaralegarogekkitraustvekjandi.XarnahefWiYurftaWgeratarlegaaW r gerWatlunogfylgjahennieftirefvonirumrangurYessusviWieigaaWrtast.Ekki e= verWurheldurundanYvvikistaWgetaYessaWrvxturferWaYj;nustuogtengdragreina 0 kallarmiklainnviWauppbyggingusemekkivirWistgertrWfyrirYingslyktunartillgunni  ogerYaWaWsjlfsgWumlisvert.   MlefnasviW15!Orkuml.  \4   Stj;rnunogYr;unorkumlafellurundirmlefnasviW15ogerusettfjgurmeginmarkmiW ' fyrirYennanYttstarfsemihinsopinberabls.226Yskj.533,Y.e.orkuskiptisamgng  um,eflinginnviWafyrirrafknnarbifreiWarlandsvsu,samdrtturlosungr;Wurhsaloft  tegundavegnasjvartvegsogYr;unloftslagsvnnilandbnaWar. `    TilviWb;tarYessuerlUstmarkmiWumumaWbindakoltvsUringjarWlgumauknum S+! mliogaukanUtinguendurnUjanlegraorkugjafaYannigaW0slandverWifararbroddi " notkunogYr;unslkraorkugjafa. #   TeljaverWursttanlegtmarkmiWiWumaWriW2030hafiveriWdregiWrorkusemnotuW  $ ersamgngumum40%fr1990.HinsvegarvekurYaWundrunogvantrfyrirtlunum !W% stj;rnvaldaaWorkuskiptatlunrkisstj;rnarinnar(Yskj.205146.lggjafarYingi)erekki J""& gertrWfyriraWYettamarkmiWverWiaWveruleikafyrrenriW2040.BentskalaWunntvri #' aWgreiWafyrirYvaWmarkmiWiWnistriW2030meWYvaWbeitavilnunumtilaWstuWlaaW #( notkunraforku,metans,metan;lsogvetnisaflvlarsamgngutkja,t.d.meWYvaWhraWa $ ) uppbygginguinnviWafyrirYessaorkugjafa,svosemhleWslustWvaogfyllingarstWva.Xar v%N!* gtustj;rnvldlagtsittafmrkumogttuaWgeraYaW. A&"+   EkkivirWistgertrWfyrirneinuftilYessaWYr;ainnlenteldsneytiogvekurYaWfurWuYar  '",  semtilraunirYttgefavonirumaWinnlendeldsneytisframleiWslagetittframtWfyrirsr. '#- & a     SegjamaWmarkmiWumsamdrtttblstrigr;Wurhsalofttegundafrskipumogbtum ( sueinkarlgstemmdoglkarihvslienkalli.EinungisergertrWfyriraWhlutfallendur   'a(bnUjanlegraorkugjafasjvartvegiogskyldumgreinumfarir0,2%riW20182%riW  2022.tlamaWunntvriaWgeramunbeturYessusviWiYarsemvleraflvlumsem a gangafyrirmetan;liskipogbta.XettaeldsneytierframleittinnanlandsogvriunntaW T, aukaYframleiWsluhratt.EreinboWiWaWbeitastyrkjumoghvtumtilaWflUtainnleiWingu  endurnUjanlegraorkugjafasjvartveginnognUtainnlendaframleiWslueinsoghgter.    MikilvgteraWbtaafhendinguraforkutilnotendahfnumlandsinsYannigaWskipog   btarsemYarliggjagetinUttraforkurlandi.TaliWeraWYettaverkefnikostium7milljarWa  X kr.enafYvttiaWverWamikillhagur,bWifyrirnttrunaogvruskiptajfnuWinnYegar K #  innlendorkakemurstaWinnfluttrar.      0heilderYaWumorkuskiptatlanirstj;rnvaldaaWsegjaogtlaWarfjrveitingartilYeirra    rabilinu2018!2022aWYargtirYessbagalegamisrmisaWformogefndirstandastekki   YarsemverulegavantaruppaWngtfverWiveitttilaWmarkmiWingetiorWiWaWveru wO  leika.MunframvindaorkuskiptaYvaWlkindumverWahgogekkisamrmiviWsett B  markmiWsemerafarbagalegtmeWtillititilYesshvemikilvgtYaWeraWhverfafr;sjlf    brrinotkunorkugjafasemgangatilYurrWarfyrrenvarirenvaldaskaWaumhverfinu   meWanYeirerunUttir. {    UndanfariWhefurveriWunniWaWknnunlagningusvokallaWrarBorgarlnu,Y.e.flugum nF almenningssamgngumhfuWborgarsvWinu.Xettaverkefnierfyrirmargrahlutasakirafar 9 mikilvgt.MeWYvyrWugreiWarogskj;tvirkaralmenningssamgngurtryggWar,umferWar  nauWlttafvegfarendumogumhverfiogstuWlaWaWbttuloftslagioghagkvmrinUtingu  orkugjafa.XaWerundrunarefniaWekkiskuliverafjallaWneittumYettamikilvgaverkefni r YingslyktunartillgunniogbendirYaWtilYessaWekkismikillviljihjstj;rnvldumtil e= aWhrindaYvframkvmd. 0  MlefnasviW8!SveitarflgogbyggWaml.     GreinterfrYvbls.168Yskj.533aWlgWverWiframYingslyktunartillagaumnUja i byggWatlunfyrirrin2018!2024meWaWgerWalUsingutengdrilgfestummarkmiWum \4 byggWamlum.VonandieraWafYvverWiogyrWiYaWYarftverkYveinsoggreinterfr ' umsgnSambandsslenskrasveitarflagaumYingslyktunartillguumfjrmlatlun  skortiralgerlegaaWhennibirtistframtWarsUnfyrirmlaflokkinnoglUsinguYvhvernig  tluninsaWframfylgjabyggWatlun. `    S;knartlanirlandshlutaerumikilvgttkitilaWaukahlutdeildheimamannakvrW S+! unumogrWstfunumbyggWamlum.UpplUsingarumframlgtilYessamlaflokkstl " unartmanumeru;lj;sarogvekurYaWuggumframtWs;knartlananna,ekkisstlj;siYess # aWYrhafaveriWvanfjrmagnaWarumnokkurtskeiWogYvekkikomiWaWYeimnotumsem  $ vertvri. !W%  MlefnasviW12!LandbnaWur.  #'   LesandiverWurlitlunrumformstj;rnvaldavarWandilandbnaWarmlaflestriYess #( hlutaYskj.533semumYaufjallar.EkkierulagWarframgreiningarlklegumhrifum $ ) UmissaaWgerWaogkringumstWnasemfullvsteraWmunuhafamikilm;tandihrifs v%N!* lenskanlandbnaWogstWuhanskomandirum.NefnaberbreytingarlggjfsemverWa A&"+ tilYessaWaukatilmunainnflutninghrukjtisemframfertrssiviWviWvaranirogrW  '", leggingarfagf;lkssviWilUWheilsuogs;ttvarna.AukintWnimatarborinnasjkd;maog '#-  lyfja;nmarrverurgetatteftiraWvaldamjgverulegumvandkvWumslensku (z$. samflagi.MeW& ,  tillititilYessaeruformumfjrveitingartilMatvlastofnunaruggvnleg ( enafYeimmtlaaWstofnuninverWimjgvanbintilaWmtahlutverkisnutlunar  tmanum.  ',(uw  SlmstaWasauWfjrbndaerlj;sogstaWaYeirrauppnmi,ekkisstdreifWustu a byggWumlandsins,ogvstaWnstuWningshinsopinberamunuYeirekkihaldavelli.Vandi T, sauWfjrbndaverWurekkileysturforsendummarkaWarinseinumsamanheldurverWur  rkisvaldiWaWltatilsntakaYessumvettvangimeWvelundirbnumogheildstWumaW  gerWumYarsemtekiWerfullttillittilhagsmunabndaogneytenda.XettaYarfaWgerastflj;tt   ogrugglegaYarsemmargirbndurYessarigreineruaWYrotumkomnirvegnarWugra  X rekstraraWstWna. K #   MlefnasviW13!Sjvartvegurogfiskeldi.       EkkertliggurfyrirumskipanauWlindagjaldasjvartvegiogfiskeldiogfjrveitingartil   ranns;knaogeftirlitsYessusviWierumjgknapparY;ttnUlegahafikomiWframskUrslu wO  frMatvlastofnunhvemikilYrferfyriraWstyrkjastarfsemistofnunarinnarYessusviWi B  endaerhnmikilvgfyrirallarmatvlaframleiWslugreinarlandsinsoghefursnumverka    hringeftirlitmeWum6.000aWilum.     Hafranns;knastofnunhefurlangtfrYvngarfjrveitingartilaWsinnaverkefnumsnum. {  XessimikilvgastofnunbUrviWfjrsveltiendaY;ttstarfssviWhennarsranns;knirhinum nF verWmtuogmikilvgufiskstofnumsemerueinstyrkastastoWslensksefnahags. 9   MiklarbreytingarhafaorWiWstarfsumhverfiFiskistofuundanfrnumrumtengslum  viWflutningmeginYorrastarfseminnartilAkureyrarsemhefurvaldiWlagifjrhagstofn  unarinnarogbregWastYarfviWendaaukastverkefnihennarmeWvaxandifiskeldi. r  MlefnasviW01!AlYingiogeftirlitsstofnanirYess.  0   UndirYettamlefnasviWfallaRkisendurskoWunogumboWsmaWurAlYingis.NYegar  veriWeraWinnleiWanUlgumopinberfjrmlermikilvgtaWeftirlitsstofnanirAlYingissu  frumtilaWfylgjaYeimverkefnumsemafYeimhlj;tasteftirsvovels.EkkierunntaW i sjfjrmlatlunaWsvossemeralgerlega;tktogekkiandaYessgagnsissemnUju \4 lgunumertlaWogframsetningingerirYaWaWverkumaWYingiWgeturekkirktsitteftir ' litshlutverkmeWfullngjandihtti.    AWaukierumboWsmannitlaWaWinnleiWasvokallaWOPCATeftirlitenYingslyktunum  fullgildinguvalfrjlsrarb;kunarviWsamningSameinuWuYj;Wannagegnpyndingumogann `  arrigrimmilegri,;mannlegrieWavanvirWandimeWferWeWarefsingu(OPCAT),nr.8/145,var S+! samYykktAlYingi19.desember2015.EkkierhgtaWsjaWYessuverkefnistlaWur " staWurfjrmlatlunhvorkihjumboWsmannininnanrkisrWuneytinu. #  MlefnasviW04!Utanrkisml.  !W%   0fjrmlatlunfyrirrin2018!2022kemurframaWslenskstj;rnvldstyWjimarkmiW J""& SameinuWuYj;WannaumaWiWnrkiskuliveitasemnemur0,7%afvergumYj;Wartekjum #' snumtilYr;unarsamvinnu.XrttfyrirYauorWerlangtfraWframlgfjrmlatluninni #( styWjiviWYessimarkmiWenYauverWa0,26%frnstariogtillokahennar.Xessiframlg $ ) eruekkisamrmiviWsiWferWislegarskyldur0slandssemeinnarrkustuYj;Warheimsinsog v%N!* vertaWminnasamYykktaYingslyktunAlYingisfrrinu2013Yvsambandienefhenni A&"+ hefWiveriWfylgthefWislenskarkiWveriWkomiWuppviWmiWSameinuWuYj;WannariW  '", 2019.XvmiWuraftengdirkisstj;rnSjlfstWisflokksogFrams;knarflokkshanavoriW2015 '#- ogdr;samanframlgogframerhaldiWsmubrautfjrmlatlunrkisstj;rnarSjlf (z$. stWisflokks,ViWreisnarogBjartrarframtWar. m)E%/ & a   XaWdylstengumaWYrfinfyriralYj;WlegamannWar-ogYr;unaraWstoWergrWarlegog ( erunyfir65millj;nirmannafl;ttaundanstrWi,ofs;knum,nttruhamfrumogftkt.  'a(ۋFl;ttamannastofnuninsenditneyWarkalltilrkjaheimsYessuriumaWaukafjrframlg  tilmannWarmlaogYr;unarsamvinnuogttustj;rnvldaWsetjahrframhvernigYau a hyggjastnsettumarkmiWiskrefumtilYessaWmarkmiWumSameinuWuYj;WannaverWinW. T,  #cggg& a MlefnasviW16!MarkaWseftirlit,neytendaml,stj;rnsUslaatvinnumlaognUskpunar. #ggcg    GerterrWfyriraWfjrveitingartilmlefnasviWsinsverWi11,4%hrririW2022enYr   'aeruformaWarriW2018.HinnbagalegiskortursundurliWun,semeinkennirYingslyktunar  X tillgunaYskj.533,gerirerfittumvikaWmetahvorttgjldtilmlaflokksinsdugitilaW K #  honumverWisinnts;masamlegaeWadeilttsamrmiviWYarfirogmikilvgiinnansviWs    ins.      UmsgnNeytendastofuumYingmliW,YarsemvsaWertillitsRkisendurskoWunar,ber   meWsraWYessistofnunerfjrsveltY;tthngegnimikilvguhlutverkisviWineytenda wO  verndarogUmisnUverkefnihafikomiWinnverksviWhennaraWundanfrnu. B    ErogrttaWminnaaWeftirlitogneytendaverndhinsopinberagegnamikilvguhlut    verkiaWhindraaWalmenningurverWiofurliWiborinnafmarkaWsflunumogstuWlaaWYv   aWf;lkgetinWframrttisnumYegarneytendalggjferbrotineWasniWgengin. {   AWendingu!jfnuWurtryggirtkifri.  9   EndaY;tthraWframansbentmargtsemveldurvonbrigWumvarWandiformstj;rn  valdaumfjmgnunopinberrarstarfsemigildistmafjrmlatlunarinnarogannaWsem  virWistldungis;haldbrtYeimrWagerWumskiptirmestuaWramminnumtekjuflunhins r opinberaeralltofYrngur.FyrirYrsakirverWurYr;tturrkisogsveitarflagatilaWsinna e= Yj;nustuviWborgaranaogbyggjauppYguvelferWarsamtWogframtWminniennokkur 0 stWaertil.    XaWsvigrmsemveriWhefurrkisfjrmlumhefurekkiveriWnUttsemskylditilsam  flagslegraruppbyggingaroghafaskattaroggjldauWugustuh;pasamflagsinsveriW i lkkuWmeWYeimhttiaWrkiWhefurorWiWaf25!30milljarWakr.tekjumrsgrundvelli \4 semhefWiveriWhgtaWnUtatilumb;taoguppbyggingarYgusamflagsins. '   HvernigviWsemsamflagkveWumaWhagafjrmlumokkarerjafnframtkvrWunum  YaWhvernigsamflagviWviljumbyggjaupp.VinstrigrnviljaaWmarkmiWogtilgangur  rkisfjrmlasaWtryggjallumtkifritilaWnj;tasnsamflaginuogaWllumsu `  tryggWmannsmandikjr.XaWerhgtaWgerameWfjrmlastefnuogfjrmlatlunsem S+! miWaaWYvaWaukajfnuWsamflaginumeWYvaWaflarkissj;WiteknameWrttltumhtti " semsWanverWanUttartilaWeflaheilbrigWisYj;nustu,menntakerfi,velferWarkerfi,tilupp # byggingarinnviWaogtilaWtryggjaviWkvmustuh;punummannsmandikjr.  $   0lj;siYess_________sem_ԀhraWframanhefurveriWrakiWflytur1.minnihlutibreytingartillguviW !W% tekju-oggjaldahliWtilaWmtaYeimbrUnuYrfumsemsamflagiWstendurframmifyrir. J""&   AlYingi,18.ma2017. #( m%E!v%N!BjarkeyOlsenGunnarsd;ttir. m%E!* {_____  '#- __ FylgiskjalI. ( mAu2) dE>$ A^m __  ____  Umsgn2.minnihlutaallsherjar-ogmenntamlanefndar.  a   Undirallsherjar-ogmenntamlanefndheyrattaafYeim34mlefnasviWumsemfjallaW  erumYingslyktunartillguumfjrmlatlunfyrirrin2018!2022.UmeraWrWaum  fangsmikilmlefnasviWsemsamanlagtvorumeW132milljarWakr.fjrlgum2017.Xrtt   fyrirfyrirheitumeflingullumsviWumhkkafjrveitingartilmlefnasviWannasamanlagt  X aWeinsupp142milljarWakr.riW2022.XaWjafngildir7,6%hkkunyfirfimmratmabil, K #  eWaum1,5%aWmeWaltaliri.Xarsemst;rhlutiaftgjaldaaukningunnitengistst;rumfjr    festingumeinsogHsislenskrafrWaognUjumYyrlumLandhelgisgslunnarertpast    hgtaWsegjaannaWenaWframlgtilrekstrardragistaWmeWaltalisamantmabilinu.     0eftirfarandiumsgnersj;numbeintaWUmsumstrstulitaefnummlefnasviWum wO  nefndarinnar.X;skaltekiWframaWtmansvegnaereftirfarandigreiningekkitmandiog B  enganveginneinsdjpogbestvri.ErfjrlaganefndhvtttilaWtryggjaaWbeturtakisttil    viWnstufjrmlatlun,bWiaWYinginuogumsagnaraWilumgefistrUmritmitilaWgreina   tluninasemogaWYinginuverWitryggWurbetriaWganguraWupplUsingumogsrfrWi {  aWstoWviWverkiW. nF  UnniWflUtiognupplUsingaeWagreininga.     ViWumfjllunmlsinseroftvsaWtilYessaWumnUttverklagsaWrWaogallirsemaW  fjrmlatlunkomisuaWf;tasignUjuumhverfi.XettaerhverjuorWisannaraenhefurYv r miWurleitttilYessaWverkiWhefurveriWunniWofmiklumflUtiogoftogtWumgrundvelli e= ;n;graupplUsinga.Telur2.minnihlutimikilvgtaWeflaskrifstofuAlYingistilaWliWsinna 0 YingmnnumviWaWtakastviWnstufjrmlatlun.    MltvarfyrirtillgutilYingslyktunarumfjrmlatlun5.aprlsl.oghngekktilfjr  laganefndar7.aprl.FjrlaganefndsenditillgunaframtilumsagnarviWeigandifagnefnda i YingsinsYannsamadagenYarvargertrWfyriraWumsgnumyrWiskilaWtilfjrlaganefndar \4 2.ma.Vegnapskahlsvarfyrstifundurallsherjar-ogmenntamlanefndarummliWboW ' aWur25.aprlogvarupphaflegaaWeinsgertrWfyrirYvaWfkynningufrYeimrWuneytum  semundirnefndinaheyra,aukYesssemekkihafWiveriWgertrWfyriraWsendamliWtilum  sagnarhjstofnunumeWaWrumaWilumutanYings.XeirrimlsmeWferWm;tmlti2.minni `  hlutienrvarWaWfjrlaganefndsamYykktiYaWverklagfagnefndaaWsendamliWtilum S+! sagnarogkallagestifundi,einsogeWlilegthlUturaWteljastviWYinglegameWferWmls. "   UmsagnaraWilumvarhinsvegarafskapleganaumtskammtaWurtmi,oftvaraWeinsgefinn # s;larhringsfresturtilaWskilaumsgntilYingsins.YettaertrekaWbentumsgnumsem  $ skilaWhefurveriWtilYingsins.2.minnihlutitekurundirYgagnrUni!YaWerengums;mi !W% aWYeim;h;flegaflUtisemhefurveriWYessuverkefni. J""& Sundurgreiningbarstofseint. #(   FramsetningtalnatillgunnistenstaWmati2.minnihlutahvorkigrunngildilagaum $ ) opinberfjrml,semkveWaumgagnsi,nYrreikningsskilareglursemeWlilegtvriaW v%N!* viWhafaviWstefnumrkunafYessutagi.XettaersrstaklegabagalegtmlefnasviWi09Al A&"+ manna-ogrttarryggi,YarsemfjrfestinguYremurYyrlumLandhelgisgslunnarer  '", blandaWsamanviWalmennanreksturmlefnasviWsins,ogmlefnasviWi21Hsk;lastig,Yar '#-  semfjrfestingHsislenskrafrWaertalintiltgjaldaaukningarmlefnasviWsins. (z$. &     2.minnihlutitekurundirmeWmeirihlutanefndarinnarsemtelurskilegtaWfjrmla (  tlunverWisundurliWaWur'(ԀannarsvegarrekstrarkostnaWuroghinsvegarkostnaWurviWein  stakarfjrfestingarhverjumlefnasviWi.XaWerafarbagalegtaWendurbtturtalnagrunnur  frrWuneytunum,YarsembttvarrYessariframsetningu,barstekkifyrreneftirmikla a eftirgangsmunifrfulltrumminnihlutansfjrlaganefnd,helginaWurenumsgnumtti T, aWskilatilfjrlaganefndar.0tilfelliallsherjar-ogmenntamlanefndarhefurYettaYraf  leiWingaraWumsgnmeirihlutanefndarinnarvarskilaWtilfjrlaganefndarWurenYessar  tlurbrustnefndarmnnum.     HrverWurfariWyfirYessarsundurgreiningarYarsemviW,tilaWvarpabetralj;siYr;un  X mlefnasviWanna. K #   :tskUrWaukningaWhaldimillira.       0fjrmlatlunfyrirrin2017!2021,semsamYykktvarAlYingigst2016,vargert   rWfyrir1%rlegriaWhaldskrfu,enY;reiknaWmeWlgriaWhaldskrfuheilbrigWis-og wO  menntamlumeWa0,5%ri.GagnrUnthefurveriWaWfyrirliggjanditillgutilfjrmla B  tlunarfyrirrin2018!2022salmenntaWhaldsmarkmiWherttalsvert,YannigaWfyrirriW    2018sYaW2%enlkkisvo1,5%tmabilinu2019!2022.SbreytingerjafnframtgerW   milliraaWnUrritluninnierlgriaWhaldskrafaneinungissettsjkrahsogldrunar {  stofnanir,YannigaWmenntakerfinuergertaWuppfylla1,5!2%aWhaldskrfustaW0,5% nF rlegsaWhalds.SkvrWunaWskUlamenntamlumekkilengurfyriralmennuaWhaldskrf 9 unnier;skiljanlegogsrstaklegavekurfurWuaWekkerthafiveriWrttumhanavettvangi  Yingsins,nhelduraWvikiWsaWstWumYessararstefnubreytingarfyrirliggjanditillgu  aWfjrmlatlun. r   Xessast;rauknuaWhaldskrfumenntamlgagnrUnir2.minnihlutiharWlega,endagetur e= hnleitttil;YarfaniWurskurWarmenntakerfisemhefurveriWaWYrengtrumsaman. 0  MarkmiWogaWgerWir;skUr.     EittafYvsemnUrriframkvmdopinberrafjrmlaertlaWaWnframersamrming i ;lkritlanagerWhinsopinbera.0fjrmlatlunerYvhugmyndinaWvefasaman;tal \4 YrWirhinumUmsustefnuplggum,setjamarkmiWsamrmiviWYrstefnurogskilgreina ' aWgerWirtilaWnYeim.0reynderYessiYtturtlunarinnarsktulki.Verklaghefurekki  veriWsamrmt,samrWviWstofnanirvirWistveratakmarkaWogtfrslamarkmiWaogaW  gerWaoftogtWum;markviss. `    SrstakaathyglivekuraWmennta-ogmenningarmlarWuneytiWtekurframaWYaWmuni S+! aWYessusinniekkibirtatlaWankostnaWviWeinstakaraWgerWir,endasverkb;khaldal " menntekkihaldiWrWuneytumogYvviWbiWaWtalsvertmisrmisYvhvernigkostn # aWurertlaWur.EnginnslkurvarnagliersleginnviWaWgerWirmlefnasviWumd;msmla  $ rWuneytisins,heldurvelurrWuneytiWYleiWaWnefnaalmenntengarkostnaWartlur,utan !W% tlaWankostnaWendurnUjunblindflugsbnaWarTFL0Fogeflingustarfsemi;byggWa J""& nefndar.Tekur2.minnihlutiundirmeWmennta-ogmenningarmlarWuneytinuYegarYaW #' bendiraWbeturhefWifariWYvaWsamrmaverklagsreglurviWmarkmiWasetninguog #( kostnaWarmataWgerWum,endahafiyfirlitiWtakmarkaWupplUsingagildieinsogYaWersett $ ) framfyrirliggjanditlun. v%N!*   ViWumfjllunnefndarinnarhefurkomiWframaWUmismarkmiWmlefnasviWunumhafi A&"+ ekkiveriWunninn;gunnusamstarfiviWYrstofnanirsemkomatilmeWaWhrindaYeim  '", framkvmd.FyrirvikiWerkflummisrmimillifjrmlatlunarinnarogannarra '#- tlana,lktogvikiWverWur&  aWhraWaftanumfjllunummlaflokklggslumlefna (z$. sviWi09Almanna-ogrttarryggi.'(jԀ m)E%/   EinniggtirYessaWekkieruvaldarYraWgerWirsemerulklegastartilaWstyWjaviW ( markmiWin,lktogkemurframumsgnsUslumannsinshfuWborgarsvWinuummark  miWasetningumlefnasviWi10Rttindieinstaklinga,trmlogstj;rnsUslad;msmla.  BendirembttiWmarkmiWumaWgreinaverkefniogstyttamlsmeWferWartma,aukYess a semferlarverWisamrmdirmilliembttatilaWtryggjasambrilegaYj;nustuumalltland. T, SvosegirumsgnsUslumannsinshfuWborgarsvWinu:?XettaeraWsjlfsgWumikilvgt  meginmarkmiW,enYaWverWuraWsegjastaWYraWgerWirsemYarnaerutaldar[8]tilaWn  framsettummarkmiWumerufrekarmetnaWarlitlarogkomaenganveginnaWkjarnaYessr   lausnarefnissemfelstmarkmiWumumfaglegaogskilvirkamlsmeWferWogaukinningju  X viWskiptavinameWYj;nustusUslumannsembttannaoggWihennar.  K #    UmsgnsUslumannsinshfuWborgarsvWinuseturskUranhttframgagnrUnisemkom    oftframviWumfjllunnefndarinnar!aWltiWsamrWhefWiveriWhaftviWstofnanir,hvort    heldurYaWvarviWaWkvarWafjrmagnsYrfeWaviWaWskilgreinamarkmiWogaWgerWir.   Telur2.minnihlutiYettabendatilYessaWnokkuWslandmeWaWfjrmlatlunsinniYv wO  hlutverkisemhenniertlaWviWaWsamrmatlanagerWhinsopinberaogbeinirYvtil B  rWuneytannaaWgerasrstakabragarb;thr.skilegastvriaWgerWvrigreinfyrirslku    rb;tastarfiviWframlagningunstufjrmlatlunar.    02D;mst;lar.  nF   StrstabreytinginmlefnasviWid;mst;laersaW1.janar2018munLandsrttur,nUtt 9 millid;mstig,takatilstarfa.FjrYrftilstarfsemiLandsrttarverWuru.Y.b.600millj.kr.  riYegarhannverWurtekinntilstarfa,semerrflegasaukningsemmlefnasviWinuertluW  samkvmteftirfarandiyfirliti. r *<=dd /  f /ff /ff /ff /ff /ff /f@A>>, / ,f /,f /,f /,f /,f /,f /+  *00 */ 0Millj.kr. 4#> 42017 =,!>3 =2018 =,!>3 =2019 =,!>3 =2020 =,!>3 =2021 =,!>3 =2022 ;1'>3   ;Rammi(verWlaggildandifjrlaga)    2.384 '!3 '2.923 '"3 '2.859 '#3 '2.819 '$3 '2.821 '%3 '2.832 ,"&3  ,Breytingfr2017  '  '(3 '539 ')3 '475 '*3 '435 '+3 '436 ',3 '448 3"-3  3Breytingfr2017(%) 4#{S. 4 =,!{S/3 =22,6% =,!{S03 =19,9% =,!{S13 =18,2% =,!{S23 =18,3% =,!{S33 =18,8%7-+{S43    7#0 /.#00M  GangiYettaeftirmYvbastviWnokkrumskorunumviWaWaukatgjldmlefna 5 sviWinuumframYaWsemfelstLandsrtti. 6   Xtelur2.minnihlutirttaWvekjaathyglifjrlaganefndarst;rumtgjaldaliWsemvirWist e7 einfaldlegahafagleymstviWvinnslufjrmlatlunar.AWseturLandsrttarverWurfyrstum X08 sinntilbrWabirgWaK;pavogi,enfjrmlatluninniernefntaWunniWsaWundirbningi #9 YessaWbyggjaframtWarhsnWifyrirLandsrttReykjavk.SamkvmtbrWabirgWakvWi : d;mst;lalgumerLandsrttiheimiltaWhafaaWseturutanReykjavkurframtil1.janar ; 2022.XaWvekurYvathygliaWekkivirWistveragertrWfyrirfjrmagnitilbyggingartWu  \< framtWarhsnWi,enslkrafjrveitingaYyrftivntanlegaaWsjstaWeigisWarenrunum O!'= 2020!2021.MiWaWviWaWtgjaldarammimlefnasviWs02D;mst;larertpir3milljarWar "> kr.rsgrundvelli,Yerlj;staWnUbyggingLandsrttarmunkallaverulegarbreytingar "? rammanum. #@  09Almanna-ogrttarryggi.  F%!B   mlefnasviWiumalmanna-ogrttarryggibirtisteinnaskUrasthversuvillandiframsetn &!C ingfjrmlatlunarinnarer.SaWeinslitiWtgjaldarammamlefnasviWsins,Yhkkar &"D hannrYvaWvera23.422millj.kr.riW2018uppaWvera28.064millj.kr.riW2022.Upp '#E sfnuWnemurhkkunintmabilinu13.876millj.kr.,enYegarskUringarmeWfjrmla r(J$F tluninnierulesnarkemurlj;saWYessarihkkunverWurekkivariWtilaWeflarekstur =)%G YeirrastofnanasemstarfamlefnasviWinu:?ErYannigbiWaWbyggjainntgjaldaramma *%H mlefnasviWsinsfyrirrin2019!2022framlgtilkaupanUjumYyrlumsemnemasamtals ( rflega14ma.kr. (s.65).    EinsogsjmeftirfarandiyfirlitierraunverulegaukningtilmlefnasviWsinsekkinema  2,8%tmabilifjrmlatlunar,YegarbiWeraWtakatillittilYyrlukaupanna.Framsetning a inervgastsagtvillandiogundirliggur;YgilegaveikstaWamikilvgsmlefnasviWs. T, Telur2.minnihlutieinsUntaWllfyrirheitrkisstj;rnarinnarumeflinguinnanmlefnasviWs  inssuorWint;m.  *>?dd /  f /ff /ff /ff /ff /ff /f<=>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  * X X *#00#/ 0Millj.kr. + f  +2017 + f  +2018 + f  +2019 + f  +2020 + f  +2021 + f +2022 2( f   2Rammi(verWlaggildandifjrlaga)  M % 23.422  M % 23.967  M % 25.910  M % 27.820  M % 27.950  M % 28.064 #M %  #NUjarYyrlurLandhelgisgslunnar    0    100    2.000    4.000    4.000    3.985 #   #RammifyrirutanfjrfestinguYyrlum    23.422    23.867     23.910   ! 23.820   " 23.950   # 24.079 # $  #Breytingfr2017nnUjuYyrlanna   b %    b & 445   b ' 488   b ( 398   b ) 528   b * 657 * b +  *Breytingfr2017nnUjuYyrlanna(%) +I! , + +I! - +1,9% +I! . +2,1% +I! / +1,7% +I! 0 +2,3% +I! 1 +2,8%.$"I! 2    .#0 /@#00_Lggsla. h 4   Xegarfjrmla-ogefnahagsrWherrakynntifjrmlatluninastrWihannsigafYvaW [3 5 hennivritryggW?eflinglggsluumlandalltsemoglandamraeftirlit .Seflinghefur & 6 hvergibirstviWumfjllunnefndarinnar.EittafverkefnumYeirrasemsemjafjrmlatlun 7 tilfimmraeraWgreinaaWrartlanirumverkefnihinsopinberaogsamYttaYrfjrmla 8 tluninni.Mlaflokkurlggsluer;venjuvelsetturmeWtlanagerW,en2.minnihluta _9 YykirekkihafatekistveltilviWaWnotaYrtlanirsemgrundvllfyrirraunhfumog R*: metnaWarfullumrammautanumfjrveitingar. ;   UmnokkurtskeiWhefurstaWiWvinnanefndarviWgerWlggslutlunarfyrir0sland < grundvelliYingslyktunarnr.49/140.0Yingslyktuninnivoruskilgreindfjgurhlutverksem = nefndinskyldihafa: ~V>  _ikmo(%10_ikmo"i0J"  i0J2%  1  .3  Ԉ0    AWskilgreinaryggisstig0slandi.i0JJ݌I!? Ќ  "i0J"  i0J$2%  2  .3  Ԉ0    AWskilgreinaYj;nustustiglgreglu.i0J$Q݌@ Ќ  "i0J"  i0J.2%  3  .3  Ԉ0    AWskilgreinamannaflaYrflgreglu.i0J.[݌A Ќ  "i0J"  i0J52%  4  .3  Ԉ0    AWskilgreinaYrflgreglunnarfyrirfjrmagn.i0J5b݌B Ќ   _ikmo(%01_ikmo  XegarskoWuWerumarkmiW,mlikvarWarogaWgerWirYingslyktunartillguumfjrmla uMC tlunfyrirrin2018!2022msjmikinnsamhlj;mviWvntanlegtinntaklggslu @D tlunar,enmarkmiWmlaflokksinseru:  E "i0J"  i0J 2%  1  .3  Ԉ0    BestamgulegaYj;nustustig.i0J 8݌F Ќ  "i0J"  i0J 2%  2  .3  Ԉ0    Hstamgulegaryggisstig.i0J 6݌yG Ќ  "i0J"  i0J2%  3  .3  Ԉ0    TraustogheiWarleglgregla.i0J-݌l DH Ќ    YessumupptalningummsjaWnokkuWhefurunnistttaWYvaWstillasamanmark 7!I miWfjrmlatlunarogaWrastefnumrkunstj;rnvalda,semereittafYvsemgeturveriW "J styrkleikiviWinnleiWingulagaumopinberfjrml.SamhliWaYvaWm;talangtmasUnfag "K legahliWverkefnaogmarkmiWhversmlefnasviWsertgjaldarammisetturtillangstmasvo #pL hgtsaWnYeimmarkmiWum. c$; M &    XaWskUturYessvegnaskkkuviWaWfjrmlatluninniskuliaWeinslitiWtilfyrritveggja .%!N markmiWalggslutlunar,'.%?ԀenekkivikiWaWYeimsWari,srstaklega3.markmiWisemsnUr %!O aWYvaWskilgreinamannaflaYrflgreglu.0skUrsluumstrfnefndarumgrundvallarskil &"P greiningarlggslu0slandioggerWlggslutlunarfyrir0sland,seminnanrkisrWherra 'g#Q lagWifyrir141.lggjafarYing(687.ml),komframaWeftiraWhafalagtmatmannaflagrein Z(2$R ingarrkislgreglustj;rateldinefndinstWulggslulandinuveragrafalvarlega.snum %)$S tmataldinefndinaWfjlgaYyrftium236lgreglumenntilaWbregWastviWYeirrifkkunsem )%T orWiWhefWilgregluliWinuoglj;siverkefnalgreglunnar.VartlaWaWsfjlgunmyndi ( runum2014!2017kostaum2,4milljarWakr.ogaWviWloktmabilsinsvrulgreglumenn  orWnir860talsins.riW2016varfjldilgreglumannaum650,YannigaWennerlangtland  meWaWmarkmiWumnauWsynleganmannaflanist. a   0umsgnlgreglustj;ransSuWurlandikemurframaWmiWaWviWveltutengdaaWhalds T, krfugeriembttiWrWfyriraWYurfaaWfkkalgreglumnnumsamtalsumfimmstWugildi  tmabilinu2018!2022.SuWurlandsumdmiergrWarlegavWfeWmtogaukinheldurviW  komustaWurst;rshlutaYeirraferWamannasemkomatillandsins!enYeimhefurfjlgaWr   rskum600YsundumriW2012,YegarskUrslaumlggslutlunvarunnin,YaWaWstefna  X velyfir2millj;niryfirstandandiri.Xgerirlgreglustj;rinnNorWurlandieystrasmu K #  leiWisrWfyriraWYurfaaWfkkaumfimmlgreglumennhjembttinu.0umsgnsinni    bendirhannaWnYegarsmikiWumaWlgreglumennsueinirvakt,semsalgjrlega    ;sttanlegtvinnuumhverfisemvaldi;Yrfulagioghttuslysum.     X;aWekkisennlokiWvinnuviWlggslutluntelur2.minnihlutiekkihjYvkomist wO  aWfjlgastarfandilgreglumnnumtaktviWmatrkislgreglustj;ramannaflaYrf.Hr B  erYvlj;staWmiklumunarfyrirhuguWumtgjaldarammaogYeimfjrveitingumsemnauW    synlegarerutilaWsinnamlaflokknum.   Landhelgi. nF   EinsogframhefurkomiWskUristnlegalltgjaldaaukningmlefnasviWs09Almanna- 9 ogrttarryggimeWYvaWtilstenduraWkaupaYrjrbjrgunarYyrlurfyrirLandhelgis  gsluna.XettaerlngutmabrendurnUjun.HinsvegarskortirnokkuWuppaWrekstur  stofnunarinnarsn;gutryggur,enumsgnLandhelgisgslunnarumfjrmlatluner r tlaWaWaukaYurfiframlgtilmlaflokksinsum1,4milljarWakr.ritilYessaWtryggja e= lgmarksYj;nustu-ogryggisstig. 0   XessifjrYrfergr;fumdrttumYrYtt:    0fyrstalagiYarfLandhelgisgslanaWhafayfiraWrWasjYyrluhfnum.NhefurLand  helgisgslanfimmYyrluhafnirsemYUWiraWum44%afrinuerutvrhafnirtiltaks, i YannigaW56%afrinuerekkihgtaWtryggjaleitar-ogbjrgunarYj;nustusj;meWYyrlu. \4   0WrulagiYarfstofnuninaWbtaviWtveimurhfnumvarWskipoggeraYriWjaskipiW ' haffrt,endageruaWeinstvYeirrahaffr.ViWnverandiaWstWurgeturLandhelgisgsl  anhaftskipsj;um300dagarisemYUWiraWviWbragWstmivarWskipainnanefnahagslg  sgunnareralltaW48klst.enlgmarksviWbragWstmivarWskipattiaWvera24klst. `    0YriWjalagihefurLandhelgisgslan;skaWeftirviWb;tarfjrheimildumtilYessaWgeta S+! haldiWtirekstriflugvlarLandhelgisgslunnarTFSIFogviW0slandalltriWumkring, " svoekkiYurfiaWleigjahanaverkefnierlendisst;ranhlutarsins.TilaWtryggjalgmarks # lggsluogbjrgunargetuthafinuernauWsynlegtaWtryggjareksturflugvlarinnar0s  $ landi. !W%   Xettaerverulegurveikleikifjrmlatluninniog2.minnihlutifurWarsigYvhvers J""& vegnarWuneytiWhafiekkitekiWbeturmiWafYessumtlunumLandhelgisgslunnar. #'   Skip,YyrlurogflugvlarLandhelgisgslunnarerudUrtkisemYarfaWtryggjaaWstandist #( krfursamtmans.XaWkomframviWumfjllunnefndinniaWmarkaYurfistefnuumfjrfest $ ) inguogendurnUjuntkjabnaWistofnunarinnartillengritma,t.d.20rasenn. v%N!*  10Rttindieinstaklinga,trmlogstj;rnsUslad;msmla.   '",   tlaWeraWtgjaldarammimlefnasviWs10hkkiumtpa2milljarWakr.fr2017til '#- 2018,enmeWYverfestsessihkkunvegnaaukinskostnaWarviWtlendingaml.SYr;un (z$. fjrheimildaskoWuWsstaWumframYettaerlagttilaWsnWatgjaldarammannbUsnaYrngt. m)E%/ Ї*DEdd /  f /#ff /#ff /#ff /#ff /#ff /#f>?>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *(( *#00#/ 0Millj.kr. +6 +2017 +6 +2018 +6 +2019 +6 +2020 +6 +2021 +6 +2022 2(6   2Rammi(verWlaggildandifjrlaga)   12.670    14.742    14.603    14.785    14.594    14.201 #  #Breytingfr2017      2.072   1.933   2.115   1.924   1.531 *  *Breytingfr2017(%) +sK + +sK +16,4% +sK +15,3% +sK +16,7% +sK +15,2% +sK +12,1%.$"sK    .#0 />#00]  EinsogsjmlkkatgjldtilmlefnasviWsinsum541millj.kr.frrinu2018!2022.  ViWslktstandmbastviWYvaWYrengtsaWflestumstofnunumsemundirmlefnasviWiW  heyraogerYarsrstaklegavertaWnefnaumsagnirfrPers;nuvernd,sUslumnnumogBt  ] lendingastofnun. P (  Pers;nuvernd.  "   0Yingslyktunartillguumfjrmlatlun,semogumsgnmeirihlutaallsherjar-og  # menntamlanefndar,erbenthversuYrngurstakkurPers;nuverndersniWinn.Framlgtil | T $ stofnunarinnarhafaaWraungildistaWiWstaWfrrinu2003,samatmaogfjldimlasem G % berasttilafgreiWsluhefurYrefaldast.2.minnihlutitekurundirYrbendingarogtelurmjg  & mikilvgtaWfjrheimildirPers;nuverndarendurspegliYrfinasemskapasthefurviWnver  ' andiaWstWurogtakijafnframttillittilYeirrarumfangsmikluinnleiWingarsemframundan  ( erevr;pskuregluverkiumpers;nuvernd. sK )   Hinsvegartelur2.minnihlutiekkihgtaWltahjlWaaWrWaeittsemframkemur >* umsgnmeirihlutaallsherjar-ogmenntamlanefndar,YarsembenteraWgildandifjr  + mlatlunsgertrWfyrirauknumfjrveitingumtilstofnunarinnar.EinsogofthefurveriW , bentviWvinnslumlsinssUnirfjrmlatlunilluheilliekkin;gumiklarupplUsingartil w- aWhgtsaWgreinaframlgniWureinstakarstofnanirmeWneinninkvmni.HvaWYetta jB. varWarkemurY;framumsgnPers;nuverndaraWerinditilinnanrkisrWuneytisinsdags. 5 / 9.febrar2016hafistofnunin?greintfrYvaWheildaraukafjrYrfPers;nuverndarfyrirriW 0 2017vri95millj.kr.tilaWstandastraumafundirbningiinnleiWingunUrrievr;pskri 1 pers;nuverndarlggjfoggjrbreyttumverkefnum .AWYvmeWtldunmuumbeWnarfjr n2 heimildirstofnunarinnartilrWuneytisinsYv196,6millj.kr.,enendanlegfjrheimildfjr a93 lgum2017namrttrmumhelmingiYess,114,2millj.kr. ,4   XaWvekurYvfurWu2.minnihlutaaWmeirihlutiallsherjar-ogmenntamlanefndarkj;si 5 aWbendafgurfyrirheitfjrmlatlunranna2017!2021,Yegarkaldurveruleikifjrlaga 6 yfirstandandirseralltannarogverri. e7   HjPers;nuverndstarfansjstarfsmenn,semervntanlegaumhelmingurYesssem X08 YyrftitilaWstandaundirnverandiverkefnum.Xer;talinsfyrirsWaaukningsemerfar #9 vatninumeWinnleiWingunUsevr;psksregluverks.HrgtiveriWumaWrWavantluWt : gjldafYeirristrWargrWusem2.minnihlutitelurstWufyrirfjrlaganefndaWskoWasr ; staklega.  \< SUslumenn. ">   riW2015varlggslaalfariWskilinfrverkefnumsUslumanna,umdmisUslumanna "? stkkuWogYeimfkkaWr249.XessumsameiningumhafafylgtrekstrarvandrWi,sem #@ erurakins.193fyrirliggjanditillguaWfjrmlatlunenYarsegir: {$S A   ?UnniWhefurveriWaWgreiningufjrhagslegumrekstrargrundvelliembttannaenYau F%!B hafaglmtviWrekstrarhallasemaWhlutatilmrekjatiluppsafnaWshallafrforverumYeirra. &!C XrttfyriraWbrugWisthafiveriWviWmeWniWurfellingueldrihallaaWhluta,hefurekkitekist &"D aWskapaYeimfullngjandirekstrargrundvllmiWaWviW;breyttastarfsemi.Jafnvgimun '#E ekkinstrekstriembttanna,nemaleystverWireldrihallaogauknarfjrveitingarkomi r(J$F  til.  =)%G &     NiWurfellinghlutaafeldrihallasUslumannsembttannattisrstaWviWafgreiWsluloka (  fjrlaga2015,enviWYaWtkifri'(2ԀsagWivaramaWurVinstrigrnnafjrlaganefnd:?gvona  aWumleiWogviWkomumYessumrekstrarhallastofnanannatrmyndinnimunumviWekki  YurfaaWhorfauppframtWYarsemhannsafnastbarauppaWnUjuheldurmuniYingiWhr a nsturumhaldaframaWsnWastofnunumstakkeftirvextiYannigaWYrgetisinnt T, hlutverkisnumeWs;ma.     ViWumfjllunnefndarinnarumtluninakomframaWd;msmlarWuneytiWteljiaW  ?grpaYurfitilr;ttkraaWgerWa tilaWsUslumannsembttinhaldistinnanfjrheimilda   nsturum.XaWerYvfyrirsjanlegtaWannaWhvorttakiembttintilviWaWsafnaafturupp  X rekstrarhalla,rttrieftiraWhlutieldrihallavarfelldurniWur,eWaaWYj;nustamuniskerWast. K #  Telur2.minnihlutihvoruganYeirrakostaverag;WanogbeinirYvtilfjrlaganefndaraW    bregWastviWYessarifyrirsjanlegufjrYrfsUslumannsembttanna,endagtiveriWumaW    rWavantluWtgjldafYeirristrWargrWuaWeWlilegtsfyrirfjrlaganefndaWskoWa   mliWsrstaklega. wO  Btlendingaml.      2.minnihlutifurWarsigYvaWtgjaldarammitlendingamlamiWiviWYsviWsmynd   aW700ums;knirberistri.sWastarivoruYrrflega1100ogaWmatiBtlendingastof {  nunarerusvogottsemengarlkuraWfjldinnhaldistinnanYeirramarkasemtlunin nF miWarviW.X;ttraunsisekkieittafgrunngildumlagaumopinberfjrml,YhlUturaW 9 megageraYkrfuaWYessusviWisekkireiknaWmeWsvo;raunhfuumfangiaWlklegt  saWskeikihundruWummillj;nari.    FyrirnefndinnikomuframYausj;narmiWaWframlgtilmlefnasviWsinsendurspegluWu r ekkiYannfjldahlisums;knasemspWeraWmuniberastnsturum.Xarsemsfjldi e= erhWurmiklumsveiflumtekur2.minnihlutiundirmeWmeirihlutanefndarinnarsembendir 0 YaWhvernigmlumerhttaWm.a.NoregitilaWslkarsveiflurtgjldumrmistinnan  tgjaldarammaopinberrafjrmla.    Xvill2.minnihlutiminnaaWUmisstarfsemiBtlendingastofnunarutanhlisums;kna i hefurveriWaWaukastaWumfangiundanfrnumrumnYessaWtekiWstillittilYessfjr \4 mlatluninni.ErYarhelstaWnefnaums;knirumdvalarleyfi,semhefurfjlgaWhrWum ' skrefumtaktviWauknaeftirspurnvinnumarkaWarinseftirerlenduvinnuafli.MiWaWviWYann  tgjaldarammasemhrerlagtuppmeWmYvgerarWfyriraWYrngtverWiumflestastarf  semiBtlendingastofnunar. `  Stj;rnsUslad;msmla. "   UndirmlefnasviW10heyrirm.a.stj;rnsUslad;mst;la,semheyriraWmestuleytiundir # d;msmlarWuneytiW.0lj;siYeirrarYrngustWusemgerterrWfyrirmlefnasviWinu  $ hvetur2.minnihlutirWherratilaWfaraframmeWg;WufordmiYegarkemuraWfjrlagagerW !W% grundvellifjrmlatlunarinnarogltastj;rnsUslud;msmlauppfyllaaWhaldskrfufjr J""& mlatlunarinnartiljafnsviWannaWsemundirrWherrannheyrir.TeljirWherraekkiborW #' fyrirbrurekstrirWuneytisinsgtiYaWveriWtilmarksumaWfjrveitingargrundvellifjr #( mlatlunarinnarsuekkisamrmiviWraunverulegarYarfir,hvortheldurertengslum $ ) viWreksturrWuneytisinseWaannanrekstursviWirWuneytisins. v%N!*  18Menning,listir,Yr;ttirogskulUWsml.   '",   SbreytinghefurorWiWmlefnasviWi18frsWustufjrmlatlunaWverkefnisviWi '#-  Yr;tta-ogskulUWsmlahafaveriWfluttfrmlefnasviWi19yfirYettamlefnasviW.0eftir (z$. farandiyfirlitiyfirYr;untgjaldaramma&   hefurveriWtekiWtillittilYess,YannigaWupphWir (  eigaaWverasamanburWarhfarmilliranna2017og2018.'(F  *FGdd /  f /#ff /#ff /#ff /#ff /#ff /#fDE>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *aa *#00 #/ 0Millj.kr. +o +2017 +o +2018 +o +2019 +o +2020 +o +2021 +o  +2022 2(o    2Rammi(verWlaggildandifjrlaga)  V.  12.216  V.  12.642  V.  12.749  V. 12.871  V. 13.013  V. 13.155 #V.  #Breytingfr2017      426   533   655   797   939 *  *Breytingfr2017(%) + + + +3,5% + +4,4% + +5,4% + +6,5% + +7,7%.$"    .#0 /zI#00INttruminjasafn. P (    ViWfyrstuumrWuumfjrmlatlunvarYaWbentaWekkivriminnstbyggingunUs  ! NttruminjasafnsberumorWumheldurvruYaumlafgreiddmeWalmennuorWalagium  " rWuumframtWarsUnogmeginmarkmiWmlefnasviWsinss.252Yingslyktunartillgunni:  # ?Btaverndunmenningar-ognttruminjaogaWgengialmenningsaWYeim.NauWsynlegt | T $ eraWverndamenningararfYj;WarinnarmeWmarkvissumhtti,rannsakaogskrhannog G % miWlaYannigaWfortWstengdviWntWmeWupplUsandihtti.   &   AfYessutilefnispurWiKatrnJakobsd;ttir,YingmaWurVinstrigrnna,mennta-og  ' menningarmlarWherrannartstWuNttruminjasafnsins6.aprl2017.XvsvaraWirW  ( herrann:?VarWandiYaWsemhv.fyrirspyrjandinefnirhrumnttruminjasafniWfinngYess sK ) ekkistaWfjrmlatluninni,eWlilega,vegnaYessaWYaWerekkiYar.XrttfyrirsamYykkt >* AlYingis.gsendiinnerindiogbeiWniumYaWenekkivarsvigrmtilaWmtaYeim;skum  + einsogmrgumWrumsemlagWarvoruframviWgerWfjrmlatlunar.  ,   StaWaNttruminjasafnsfjrmlatluninnivekurfurWu2.minnihluta.UmeraWrWa w- uppbyggingusamrmiviWYingslyktunnr.70/145umhvernigminnastskulialdarafmlis jB. sjlfstWisogfullveldis0slandsrinu2018.XingslyktuninvarsamYykktm;tatkvWislaust 5 / ogerYegarkomintilframkvmdaaWmestuleyti!utansliWursemsnUraWuppbyggingu 0 Nttruminjasafns.SafniWhefurveriWhrakh;lumallatWoguppbyggingYesshefurtafist 1 ratugumsaman.XaWermikilvgtaWYj;WsembUrlandimeWjafnfjlskrWugaogsrstWa n2 nttruljkiYessarilngutmabruuppbyggingueinuafhfuWsfnumlandsins. a93  19FjlmiWlun.  5   SbreytinghefurorWiWmlefnasviWi19frsWustufjrmlatlunaWnsnUstYaW 6 einungisumfjlmiWlunenverkefnisviWiYr;tta-ogskulUWsmlahafaveriWfrWyfir e7 mlefnasviW18.0eftirfarandiyfirlitiyfirYr;untgjaldarammahefurveriWtekiWtillittilYess, X08 YannigaWupphWireigaaWverasamanburWarhfarmilliranna2017og2018. #9 *HIdd /  f /#ff /#ff /#ff /#ff /#ff /#fFG>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *; *&  #00.N#/ 0Millj.kr. +< +2017 += +2018 +> +2019 +? +2020 +@ +2021 +A +2022 2(B   2Rammi(verWlaggildandifjrlaga)   ^C 3.955   ^D 4.153   ^E 4.323   ^F 4.482   ^G 4.672   ^H 4.872 # ^I  #Breytingfr2017  E!J   E!K 198  E!L 367  E!M 527  E!N 717  E!O 917 *E!P  *Breytingfr2017(%) +"Q + +"R +5,0% +"S +9,3% +"T +13,3% +"U +18,1% +"V +23,2%.$""W    .'[#0 /\#00=\ 20Framhaldssk;lastig.  #XX   LangvarandiaWhaldfjrheimildumtilframhaldssk;lahefursettmarksittstarfsemi K$# Y YeirraogrekstrarstWu.TilviWb;tarviWYaWhafaYeirundanfrnummisserumveriWkrefj % Z andibreytingafasavegnaYeirrareinhliWakvrWunarrkisstj;rnarFrams;knarflokksog %![ SjlfstWisflokksaWstyttab;knmframhaldssk;larfj;rumrumYrj.XettahefureWli &"\ mlsinssamkvmtleitttilYessaWnemendumframhaldssk;lannahefurfkkaWmjg.0fjr w'O#] mlatlunfyrirrin2017!2021ergertrWfyrirYvaWallurssparnaWursemfallitilvegna B($^ styttingarnmsinshaldistinnankerfisinsognUtistYannigtilaWeflaframhaldssk;lastigiW.  )$_ Einsogsjmeftirfarandiyfirlitierreyndinnnur. )%` Ї*PQdd /  f /#ff /#ff /#ff /#ff /#ff /#fHI>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *(( *#00`#/ 0Millj.kr. +6 +2017 +6 +2018 +6 +2019 +6 +2020 +6 +2021 +6 +2022 2(6   2Rammi(verWlaggildandifjrlaga)   30.298    30.354    30.184    30.013    29.841    29.667 #  #Breytingfr2017      55   -115   -285   -457   -631 *  *Breytingfr2017(%) +sK + +sK +0,2% +sK +-0,4% +sK +-0,9% +sK +-1,5% +sK +-2,1%.$"sK    .#0 /g#007g  UppsafnaWergertrWfyriraWtgjldtilframhaldssk;lastigsinslkkium1.433millj.kr.  tmabilinusmiWaWviW2017.Xvmteljastlj;staWYaWfjrhagslegasvigrmsemttiaW  veratilstaWarmunekkinUtasttilaWnjafnvgifjrmgnunframhaldssk;lanna.XvsWur  ] munufjrveitingarhrkkvatiltilaWaukaYj;nustuinnanframhaldssk;lanna,tilaWmynda P (  eflaslfrWiYj;nustusk;lum.XvarbentYaWviWumfjllunnefndarinnaraWreiknaYurfi  ! meWYvaWstyttingnmsleiWitilaukinslagskennarainnansk;lannasemYurfiaW  " bregWastviW,bWimeWviWb;tkjarasamningumogmeWYvaWrWafleirikennaratilaW  # dreifalagi.EfekkisgertrWfyrirslkumkostnaWaraukafjrmlatluninnimegibast | T $ viWYvaWraunveruleglkkuntilframhaldssk;lastigsinsverWinokkrumeiriengerterrW G % fyrir,semmuniennaukavandask;lanna.  &   Lokstelur2.minnihlutiaWsamanburWurviWfyrrifjrmlatlunsmlefnasviWinuekki  ' hagfelldur,einsogsjmeftirfarandiyfirliti.  ( *RSdd /  f /#ff /#ff /#ff /#ff /#ff /#fPQ>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *>*> *#00k#/ 0Millj.kr. +L$+ +2017 +L$, +2018 +L$- +2019 +L$. +2020 +L$/ +2021 +L$0 +2022 2(L$1   2Fjrmlatlun2017!2021   2 28.677   3 29.322   4 29.975   5 30.630   6 31.288   7  # 8  #Fjrmlatlun2018!2022  9   : 30.354  ; 30.184  < 30.013  = 29.841  > 29.667 *?  *Munur +a@ + +aA +1.032 +aB +209 +aC +-617 +aD +-1.447 +aE +.$"aF    .#0 /s#00s  FyrrifjrmlatlunogssemhrertilumrWuskarastrin2018!2021.nYessaWsr G staklegasgerWgreinfyrirstWumYessgreinargerWtlunarinnarlkkaframlgtilml H efnasviWsinsum823millj.kr.uppsafnaWYessumfj;rumrum.Telur2.minnihlutiaWhr sI birtisthlutiYeirrarmyndarsemteiknastuppviWYkvrWunrkisstj;rnarinnaraWYrefalda f>J aWhaldskrfumenntaml,lktogvikiWeraWframarumsgnYessari. 1 K Xgnumsameiningar. M   2.minnihlutigagnrUnirharWlegaaWupplUsingarumformmennta-ogmenningarmla jN rWherravarWandisameininguFjlbrautask;lansviWrmlaogTknisk;lanshafiekki ]5O komiWframviWumfjllunnefndarinnarumfjrmlatlunina.samatmaogtluninni (P ertlaWaWstyWjaviWlangtmastefnumrkunogtryggjasamtalmilliStj;rnarrWsinsog Q YingsinsskUturskkkuviWaWltahjlWaaWrWajafnumfangsmikiWmlviWnefndina. R   Xtelur2.minnihlutirttaWminnaaWekkihafiveriWstaWiWviWfgurfyrirheitumaW aS styttingframhaldssk;lansyrWiekkitilaWskerWafjrveitingartilframhaldssk;lastigsins.Xv T ,T sfullstWatilaWhafavarannsrviWloforWumumaWyfirtakaTknisk;lansFjl !U brautask;lanumviWrmlaverWiekkinUtttilaWdragarfjrveitingum. !V  21Hsk;lastig.  #XX   ViWkynningufjrmlatlunboWaWifjrmla-ogefnahagsrWherraaukintgjldtilh K$# Y sk;lastigsinstilaWaukagWiogstandastalYj;WlegansamanburW.Umsagnirfrhsk;lunum % Z styWjaYettamatrWherransenganveginn,Y;tterfitthafiveriWfyrirYaWmetatgjldtil %![ mlaflokksinseinsogYauvorusettframafrWuneytinu.StrstaviWb;tinviWtgjaldaramma &"\ hsk;lastigsinserHsslenskrafrWa,semtmabilifjrmlatlunarinnarsvarartilt w'O#] gjaldaupp3.290millj.kr.Suframkvmdirnarteknartfyrirrammannkemureftirfarandi B($^ myndlj;s.  )$_  )%` *TUdd /  f /#ff /#ff /#ff /#ff /#ff /#fRS>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *(( *#00bx#/ 0Millj.kr. +6 +2017 +6 +2018 +6 +2019 +6 +2020 +6 +2021 +6 +2022 2(6   2Rammi(verWlaggildandifjrlaga)   41.592    42.252    43.575    43.590    43.569    44.359 #  #HsslenskrafrWa   400   990   1.500   800   0   0 #  #RammifyrirutanHsslenskrafrWa  sK 41.192  sK 41.262  sK 42.075  sK 42.790  sK 43.569  sK 44.359 #sK  #Breytingfr2017nHssslenskrafrWa  2    2  70  2  883  2   1.597  2 ! 2.377  2 " 3.167 *2 #  *Breytingfr2017nHssslenskrafrWa(%) +$ + +% +0,2% +& +2,1% +' +3,9% +( +5,8% +) +7,7%.$"*    .#0 /#001  StefnaVsinda-ogtknirWsrunum2014!2016varsvohlj;Wandi:?Styrkjafjrmgnun m E+ hsk;lakerfisinshrlandisvohnverWiaWminnstakostisambrilegviWmeWaltalaWildar 8 , rkjaOECDriW2016ogNorWurlandariW2020. AftlunumtflunnimsjaWYessi  - markmiWVsinda-ogtknirWseruennfjrYvaWnframaWgangaeffyrirliggjandifjr  . mlatlunverWursamYykkt;breytt!nemaYmgulegaefYaWertlunstj;rnvaldaaWn  q/ meWaltalinumeWYvaWst;rfkkastdentumogskerWafrelsif;lkstilnms. d < 0   YfirlitiWhraWframansUniraWsHsslenskrafrWatekiWtfyrirrammaverWuraukn / 1 ingtilreksturshsk;lastigsinsenginriW2018ogaWeins2,1%riW2019,smiWaWviWfjr  2 veitingaryfirstandandirs.XaWeraWsegja:enguaWbtahsk;lanayfirstandandikjr  3 tmabilienreiknaWermeWaWraunverulegaukningtilreksturshsk;lastigsinsfariaWbirtast h 4 fjrlgumfyrirriW2021.2.minnihlutivekursrstakaathygliaWupphWirfyrirHss [3 5 lenskrafrWaeruaWmeWtldum;tframlagiHappdrttisHsk;la0slands,semsamkvmt & 6 upplUsingumfrmennta-ogmenningarmlarWuneytinunemur400millj.kr.riW2017og 7 510millj.kr.riW2018.XessiframsetningerekkitilaWaukaskUrleikatlunarinnar.Beinir 8 2.minnihlutiYvtilfjrlaganefndaraWskoWahvortYessiframsetningarmtissamrmi _9 viWYaWhverniggerWergreinfyrirsjlfsaflafannarsstaWartluninnioghvortekkis R*: stWatilaWendurskoWaYennanhlutaframsetningarinnar. ;   TilviWb;targagnrUniaWblandaframkvmdumviWHsslenskrafrWasamanviW < reksturhsk;lastigsinstekur2.minnihlutiundirmeWumsgnStdentarWs,YarsemrWiW = telurvillandiaWframlgtilLnasj;WsslenskranmsmannaoguppbyggingarnUsfag ~V> hsk;lastigsflokkistmeWalmennumrekstrihsk;lanna.SuYeirtgjaldaliWirteknirtfyrir I!? rammann,lktoggertermeWHsslenskrafrWahraWframan,verWurrekstrarstaWah @ sk;lastigsinsennsvartari. A & a Hverermenntastefnarkisstj;rnarinnar? uMC   ViWumfjllunnefndinnikomframaWekkertsamrWhefWiveriWhaftviWhsk;lanaviW @D gerWtlunarinnar.Xykir2.minnihluta'auԀYaWmjgmiWur,endabahsk;larniraWsrYekk  E ingusemstj;rnvldgtunUttsrtilaWsetjametnaWarfullaogskilvirkatlunumeflingu F hsk;laogranns;knatillangstma.XaWverWurseintgertofmikiWrmikilvgivsindanna yG fyrirframYr;unoghlutverkshsk;lasemeinnarafgrunnstoWunumtilaWbyggjatilframtWar l DH samflagsembyggistvelferW.Sk;larnirlUstuYvflestirumsgnumsnumhvernigundan 7!I farinrhafibestafallisnistumaWhaldamlumhorfinu,enefekkiverWibttreksturinn "J nstunnigetihorft;efni. "K   0Yessusamhengivill2.minnihlutivitnalyktunhsk;larWsHsk;la0slandsfr6.aprl #pL 2017enYarsegir: c$; M   ?0fjrmlatlunrkisstj;rnarinnarerlgWherslaaWhaldssemioglangtmahugsunog .%!N undirYaWertekiW.OpinberumfjrmunumYgusamflagsinsoginnviWaYesstillengritma %!O verWurvarlabeturvariWenmeWfjrfestinguflugumhsk;lasemersamkeppnisfral &"P Yj;Wlegumvettvangi.Hsk;li0slandshefurmeiraeneinaldveriWeinmikilvgastaundir 'g#Q staWafjlbreyttsatvinnulfs,velferWarogfarslsYekkingarsamflags0slandi.XaWYarf Z(2$R  langantma,metnaWogskUrasUntilaWbyggjauppsterkanhsk;laenYaWtekuraWeins %)$S skamman&   tmaaWteflaYvuppbyggingarstarfivoWa.Fjrfestingmenntunerfjrfesting (  framtWinni. '(    UndirYessiorWtekur2.minnihlutioghveturfjrlaganefndtilaWtakaathugasemdir  hsk;lannatilskoWunarogbtarYeimfjrskortisemfyrirsjanlegurernsturum.X;tt a rkisstj;rninhafiennekkisUnthverthnvillstefnameWmenntakerfiW,YgeturAlYingisUnt T, hsk;lunumaWYaWstyWjiYtilframhaldandistarfsYguframtWarinnar.  HsnWiListahsk;la0slands.     Loksvill2.minnihlutihaldatilhagahsnWismlumListahsk;la0slands.XaWerlngu  X tmabrtaWbyggjahentugtogheilnmthsnWiyfirstarfsemisk;lans,einsogbenter K #  tillgutilYingslyktunarumhsnWiListahsk;la0slands(143.ml)semhefurveriWtilum    fjllunarallsherjar-ogmenntamlanefnd.EinsoggetiWergreinargerWtillgunnargegna    skapandigreinarmikilvguhlutverkinUskpunogYeirrigr;skusemskilegteraWein   kennislensktatvinnulftilframtWar.XarerListahsk;li0slandshornsteinn. wO   22nnursk;lastigogstj;rnsUslamennta-ogmenningarmla.       tlaWeraWfjrveitingartilmlefnasviWsinsumnnursk;lastigogstj;rnsUslumennta-   ogmenningarmlalkkitaktviWaWhaldskrfufjrmlatlunarinnar,sem2.minnihluti {  hefurWurbentaWkomiaf;YarflegamiklumYunganiWurmenntamlummiWaWviW nF undanfarinr.mlefnasviWinueruUmismikilvgsamhfingarverkefnimillirkisog 9 sveitarflagavarWandiYausk;lastigsemsveitarflginrekaogYvvriskilegtaWhafa  srstaktsamrWviWSambandslenskrasveitarflagaumYr;unmlefnasviWsins.  *VWdd /  f /#ff /#ff /#ff /#ff /#ff /#fTU>>, / ,f /#,f /#,f /#,f /#,f /#,f /#+  *e=e= *#00#/ 0Millj.kr. +sK +2017 +sK +2018 +sK +2019 +sK +2020 +sK +2021 +sK +2022 2(sK   2Rammi(verWlaggildandifjrlaga)  2  5.250  2   5.211  2 ! 5.173  2 " 5.135  2 # 5.096  2 $ 5.058 #2 %  #Breytingfr2017  &   ' -39  ( -77  ) -115  * -154  + -192 *,  *Breytingfr2017(%) +- + +. +-0,7% +/ +-1,5% +0 +-2,2% +1 +-2,9% +2 +-3,7%.$"3    .#0 /<#  UndirmlefnasviW22fellurm.a.stj;rnsUslamennta-ogmenningarmla.0lj;siYeirrar ,4 YrngustWusemgerterrWfyrirmlefnasviWinuhvetur2.minnihlutirWherratilaWfara 5 frammeWg;WufordmiYegarkemuraWfjrlagagerWgrundvellifjrmlatlunarinnarog 6 ltastj;rnsUslumennta-ogmenningarmlauppfyllaaWhaldskrfufjrmlatlunarinnartil e7 jafnsviWannaWsemundirrWherrannheyrir.TeljirWherraekkiborWfyrirbrurekstrirWu X08 neytisinsgtiYaWveriWtilmarksumaWfjrveitingargrundvellifjrmlatlunarinnarsu #9 ekkisamrmiviWraunverulegarYarfir,hvortheldurertengslumviWreksturrWuneytisins : eWaannanrekstursviWirWuneytisins. ;  Samantekt.  O!'=   EinsograkiWhefurveriWhraWframanskortirvWauppaWtgjaldarammifjrmla "> tlunarsannarsvegarsamrmiviWbrUnustuYarfirstofnanasviWiallsherjar-og "? menntamlanefndaroghinsvegarviWUmsaYstefnumrkunsemhefurttsrstaWml #@ efnasviWunum.0bestafalliverWurverkefnummlefnasviWinuhaldiWhorfinuenlklegra {$S A eraWhertaWhaldverWirauninvWastogYaWY;aWbjrtustuhagvaxtarsprtlunarinnar F%!B gangiupp. &!C   Telur2.minnihlutiekkihgtaWmetameWfullngjandihttihvaWaupphWirerumaW &"D rWa,bWivegnaYessaWnauWsynlegargreiningarogupplUsingarvantarfrrWuneytunum, '#E enekkisstvegnaYesshversuYrngurstakkurnefndinniersniWinnviWgreiningarvinnuna, r(J$F bWihvaWvarWartmaogaWstWu.X;erlj;staWumverulegarfjrhWireraWrWaYannig =)%G aWnauWsynlegteraWgreinaYessaYrfYessumtmapunktienekkiYegarkemuraWaf *%H greiWslufjrlaga.Telur2.minnihlutiaWtgjaldarammimlefnaflokkannasemheyraundir ( allsherjar-ogmenntamlanefndgtiYurftaWveraum10%hrriviWloktmabilsinsengert  errWfyrirtluninniogaWeinstakirliWirsemhrerbentgetihlaupiWmilljrWum  vantlaWritgjaldaYrf. a   bendingar2.minnihlutatilfjrlaganefndarltaaWYremurmeginYttum:almennri T, niWurskurWarkrfu,;fullngjandirekstrarframlgumogframkvmdaliWumsemvirWasthafa  gleymstviWvinnslutlunarinnar.  NiWurskurWarkrfuverWilttafmenntakerfinu.  X   2.minnihlutibeinirYvtilfjrlaganefndaraWsnaviWYeirrikvrWunaWYre-tilfj;rfalda K #  aWhaldskrfumenntamlfrYvsemvarfjrmlatlunfyrirrin2017!2021.kvrWun    umaWgerakrfuum1,5!2%aWhaldstaW0,5%aWhaldskrfusWustufjrmlatlunhefur    ofmiklarafleiWingartilaWhgtsaWsetjahanaframnnokkurragreiningaeWaumrWu.   FramlgtilrekstrarverWisamrmiviWYrf. B    XeirrekstrarliWirsem2.minnihlutitelursrstaklegabrUntaWskoWaviWafgreiWslufjr    laganefndarfjrmlatluninnierum.a.:    5ikm6o789:(Qx0_ikmo"i0J"  i0J 2Q!3  Ԉ0    FjlgunlgreglumannasamrmiviWmatmannaflaYrf.i0J-݌{  Ќ  "i0J"  i0J 2Q!3  Ԉ0    FjlgunhafnahjLandhelgisgslunnisvohgtsaWtryggjareksturYyrlna,skipaog nF flugvlarstofnunarinnaralltriW.i0J3݌9 Ќ  "i0J"  i0Jf 2Q!3  Ԉ0    Pers;nuverndverWitryggWarfjrheimildirtilaWsinnanverandiverkefnumogtakast  viWfyrirsjanlegaaukninguverkefnum.i0Jf݌ Ќ  "i0J"  i0J 2Q!3  Ԉ0    SUslumannsembttumverWisniWinnstakkureftirvextitilaWkomavegfyrirYj;nustu r skerWingueWarekstrarhalla.i0J݌e= Ќ  "i0J"  i0J9 2Q!3  Ԉ0    SkoWaWarverWileiWirtilaWkomafjrveitingumtiltlendingamlaYannigfyriraWt 0 gjldtilYeirragetisveiflasteftirfjldahlisums;knanYessaWYaWkominiWur  reglulegristarfsemi.i0J9f݌ Ќ  "i0J"  i0J 2Q!3  Ԉ0    &  Framhaldssk;linnfinotiWYessfjrhagslegavinningssemverWurafstyttingusk;lans i rfj;rumrumYrj.'i0JD݌\4 Ќ  "i0J"  i0J 2Q!3  Ԉ0    SUnaYarfmetnaWtilaWfjrmgnunhsk;lastigsinsnimeWaltaliOECDrkjannaog ' sWarmeWaltaliNorWurlandarkjanna,lktogVsinda-ogtknirWgerWiaWsinnistefnu.i0J݌ Ќ  SamYykktumognauWsynlegumframkvmdumverWiekkisleppt. `    Xbeinir2.minnihlutiYvtilfjrlaganefndaraWtakatillittileftirfarandiframkvmdaliWa S+! viWendanlegakvrWuntgjaldarammanstufimmra: "  5ikm6o789:(Qxx5ikm6o789:"i0J"  i0J 2Q!3  Ԉ0    UppbyggingarNttruminjasafnssamrmiviWYingslyktunnr.70/145umhvernig # minnastskulialdarafmlissjlfstWisogfullveldis0slands.i0J'݌ $ Ќ  "i0J"  i0Jp 2Q!3  Ԉ0    VaranlegsaWsetursLandsrttar,semsamkvmtbrWabirgWakvWid;mst;lalagaYarf !W% aWrsaReykjavkfyrir1.janar2022.i0Jp݌J""& Ќ  "i0J"  i0J 2Q!3  Ԉ0    FramtWarhsnWisListahsk;la0slandstilaWleysaYannhsnWisvandasemsk;linn #' hefurbiWviWumlangahrW.i0J ݌#( Ќ    AlYingi,8.ma2017. v%N!* AndrsIngiJ;nsson.  '",  N '#- __&   FylgiskjalII. ( mAu2) dE>$ A^m __   __  Umsgn4.minnihlutaatvinnuveganefndar.  a    FyrirAlYingiliggurstj;rnartillagatilYingslyktunarumfjrmlatlunfyrirrin  2018!2022.AtvinnuveganefndhefurfjallaWumYettaYingml'(ԀaWbeiWnifjrlaganefndarsem  ;skaWieftirYvaWnefndinltilj;slitsittYeimsexmlefnasviWumsemheyraundir   starfssviWnefndarinnar,Y.e.nr.07Ranns;knir,nUskpunogYekkingargreinar,nr.12Land  X bnaWur,nr.13Sjvartvegurogfiskeldi,nr.14FerWaYj;nusta,nr.15Orkumlognr.16 K #  MarkaWseftirlit,neytendaml,stj;rnsUslaatvinnumlaognUskpunar.      Fjldigestakomfundnefndarinnar,svaraWispurningumnefndarmannaoglUstisj;nar    miWumsnumvarWandiefniYingslyktunartillgunnar.Erugestirnirtilgreindirumsgn   meirihlutanefndarinnarogYvstWulaustaWorWlengjaumYhrumframYaWaWYakka wO  YeimframlagYeirratilumrWnaogrUniYingmlsins.Xhefurfjldiumsagnaboristum B  YingslyktunartillgunasemveitavitneskjuumYUWinguYeirrarstefnusemYarersettfram    fyrirstarfseminasemlitsgjafarnirannastogmlaflokkasemundirYheyra.     Fjrmlatluninfyrirrin2018!2022eraWvonumallviWamikilogmargYtt.Xessium {  fjllunmunumframalltbeinastaWfyrrgreindummlefnasviWumenWurenaWhennikemur nF verWurY;fariWorWumumnokkurheildareinkennifjrmlatlunarinnar.Ersumfjllun 9 langtfrYvtmandi.    Framsetningtlunarinnar!grunngildisniWgengin.  r   FjrmlatlunergerWsamkvmtkvWumlgumnr.123/2015,umopinberfjrml, e= semt;kugildi1.janar2016.MeWYvaWumrddlggengugildibreyttistframsetning 0 helstuskjalastj;rnvaldavarWandiopinberfjrmlverulega.XarsemsvoskammterliWiWfr  gildistkulagaumopinberfjrmlogekkierlj;sthvaWabreytingarkomatilmeWaWleiWa  afgildistkuYeirraerauglj;staWeinhverjirbyrjunarrWugleikarkunnaaWfylgjaframkvmd i YeirrabyrjunsemdragaYarflrd;maf. \4   VankantarframsetningueruY;svomiklirogauglj;siraWekkierunntaWkallaYannaW ' enhandvmm.HrskalekkileittgetumaWYvhvaWkunniaWvaldaYvaWsvo;hnduglega  hefurtekisttilaWhvarvetnagirsamantlumumfjrfestinguogtlumumrekstrarfyfir  litumyfirfjrveitingartilmlefnasviWa.FyrirvikiWverWatlurnarYUWingarlitlar,endameira `  enltiW;lj;sthvaWaWbakiYeimbUr.HefurfjrmlarWrttilegabentYaWbls.6umsgn S+! sinniviW402.ml,sbr.einnigbls.26,aWgrunngildamiWuWumvinnubrgWumhafiekkiveriW " beittaWneinumarkiviWgerWfjrmlastefnunnarogYaWsannarlegaviWaWsskortur # sundurliWunsemeinkennirtluninagengurgegnsj;narmiWumumgagnsioggegnfimm  $ grunngildumsemmlterfyrirum6.gr.lagaumopinberfjrml,nr.123/2015. !W%  Stefnastj;rnvaldaumopinberfjrml!stundumskUr,stundumengin.  #'   EngumsemkynnirsrtillgunageturdulistaWmarkmiWhennareraWdragasaman #( rekstrihinsopinbera.NgirYvsamhengiaWvsatilumfjllunarumsamneyslubls.16 $ ) YarsemframkemuraWstefnteraWsamdrttisamneyslunnargildistmatlunarinnar. v%N!* formumYr;unskattteknaogtryggingagjaldsbls.48!50segjasmusgu.XettaYarfaW A&"+ sjlfsgWuekkiaWkoma;vartYegarlitiWertilYeirrareindregnuhgristefnusemstj;rn  '", vldfylgjaopinberumfjrmlum.XaWvekurhinsvegarfurWuaWumleiWoglUsterfyrirtl '#-  unumumsamdrtttekjuflunhinsopinberaerultinlj;sformummiklainnviWaupp (z$. byggingunYessaW&   meWfylgitrverWugartlanirumfjrmgnunYeirraframkvmdasem (  krefstmikillafjrtlta.'(o    FjrYrfYeirrastofnanasemhaftvarsamrWviWYegarfjrmlatluninvarundirbin  endurspeglastekkitluninniogsvovirWistsemekkihafiveriWhaftviWYrsamrWum a forgangsrWunverkefna.ErYvsUntaWUmisYeirraverkefnasemopinberarstofnanirhafa T, haftmeWhendimunuekkirmastinnanhinsYrngarammafjrmlatlunar.BlasirYvviW  aWYrYurfaaWfkkaverkefnumogstarfsf;lkimrgumtilfellum.XerudmiumaWverk  efnihafiveriWflutttilstofnanasemheyraundirmlefnasviWatvinnuveganefndarnYessaW   gertsrWfyrirfjrveitingumsamrmiviWYaWfjrmlatluninni.  X   Xetta;samrmivarWSamtkumatvinnulfsinstilefnitilYessumsgnsinniumtillguna, K #  dags.2.ma2017,aWvekjaathygliskortistefnumrkunogframtWarsUnfjrmlatlun    inni.BenterYaWafhlfusamtakannaaWtlunumfjrmgnunuppbyggingarinnviWa    skortiogaWstj;rnvldleyniafstWusinnitileinkareksturssviWumsemhiWopinberahefur   hingaWtilsinnt.TekiWskalundirYaWmeWSamtkumatvinnulfsinsaWstefnumrkunskortir wO  allvWabagalegatillgunniogerYaWsennundrunar-oghyggjuefni.MkallaYaWundar B  legtaWekkiskulihafaveriWlgWherslasvosjlfsagWanYttsemaWtengjasamanform    umtgjldogfjrmgnunYeirraogverWuraWteljaaWYettagangigegnvarfrnissj;nar   miWumsemerumeWalgrunngildasemfylgjabersamkvmt6.gr.laganr.123/2015,en {  hyggjuefniaWekkiskuligreintfrYvhvortaWbakitaliumauknainnviWauppbyggingubi nF formumst;rfelldaeinkavWingu.Sspurningvaknar;hjkvmilegahvortYaWsskilyrWi 9 afhlfustj;rnvaldafyrirfjrveitingumrsameiginlegumsj;Wumtilsameiginlegraverkefna  aWeinkaaWilareigiYesskostaWtakahlutaYeirratilsnoghvortfulltsamkomulagsYum  slkatilhgunmeWalstj;rnarliWa. r   XerYaW;sttanlegtaWekkiskuligertrWfyrirtgjldumvegnaskuldbindinga0slands e= vegnaloftslagsmarkmiWaSameinuWuYj;Wanna. 0  07Ranns;knir,nUskpunogYekkingargreinar.     XettamlefnasviW,semheyrirundirtvorWherra,viWumstarfsemiVsinda-ogtkni i rWs,samkeppnissj;Wiranns;knum,NUskpunarmiWstW0slandsogEinkaleyfastofu.Allur \4 YorriYeirrarstarfsemisemtilheyrirmlefnasviWinuertengdurYekkingarflunognUtingu ' YekkingarogstuWlarYannigaWuppbygginguogYr;unsamtWogframtW.MnefnaaW  meWalYesssemranns;knirogYr;unbeinastaWeruYrskoranirsemviWsamflagiokkar  blasaumhverfis-ogloftslagsmlum.ErYvmikilvgtaWvelsbiWaWYeirristarfsemisem `  hlut. S+!   MiWaWviWYherslusemlgWernUskpun,ranns;knirogmarkaWsmlYermikilYrf " aWstyrkjaennfrekarsamkeppnissj;Wi,ftilranns;knaogaWrasj;WisemfallaundirnU # skpunogstyrkitilfrumkvWlavsindaogranns;kna.Sj;WirnirannaenganveginnYeirri  $ eftirspurnsemertilstaWarogrlegaYarfaWhafnag;WumogfullburWaums;knumsemgtu !W% skilaWsrmargfalttilbakatilsamflagsins.0samkeppnissj;Wumeruskuldbindingarinn J""& Evr;puverkefnisemviWfumrYrefaltframlagmiWaWviWYaWsemrkiWleggurtil.AukiW #' fjrmagnhefurveriWlagttilsamkeppnissj;WaenbeturmefdugaskalYvveriWeraWfjr #( festanUskpunogYekkingusemskilarsrmargfalttilbaka.Ekkimgleymalitlusprot $ ) unumYarsems;tthefurveriWumstyrkitilminniverkefnaogWurfllubeintundirsafnliWi v%N!* fjrlgumenneruundirhverjurWuneytiog;lj;sthvaWafjrmunireruYartilrWstfunar. A&"+ NUskpunarmiWstWhorfirframaWfjrtlttilstofnunarinnarfariminnkandioggtiYaW  '", bitnaWstarfsemihennarlandsbyggWinni.FjrlagaramminneraWminnkaogmikilvgt '#-  hlutverkstofnunarinnarbyggingarranns;knumogorkunUtingarranns;knumuppnmi. (z$. MikilvgteraWveitafjrmunumnUskpuntilaW&   nmarkmiWumlandsinskolefnis (  f;tsporumogsamdrttilosungr;Wurhsalofttegunda.'(i    skilegtertaliWaWtgjldsamflagsinstilranns;knaogYr;unarstarfssekkiundir3%  afVLFrienYegarHagstofa0slandskannaWihvernigYessuvrifariWhrlandikom a lj;saWeinungis2,19%afVLFrennatilfyrrnefndraverkefna.Samkeppnissj;Wirnireruafar T, mikilvgirfyrirranns;knarstarflandinu.skilegtvriaWstrWYeirrafylgdiYr;unlands  framleiWslu,semhefuraukistverulegasWusturum.VriYvrttaWaukafjrveitingartil  Yessarasj;WaendaeigaYeirrkanYttaWbyggjauppsamkeppnishfnislenskrafyrirtkja.    12LandbnaWur.  K #    TextiYingslyktunartillgunnarumlandbnaWarmllUsir;vissristWustarfsgreinarinnar    semlUsirsrm.a.YvaWbvrusamningarerutilendurskoWunarogekkiliggurfyrirhvaWa    hrifsendurskoWunhefurkjrogstarfsaWstWurbndasem&  eruYeimhWir.LandiWern   langtumopnarafyririnnflutningilandbnaWarvrumenYaWhefurhingaWtilveriW.'  wO    FulltrarVinstrihreyfingarinnar!grnsframboWshafavaraWviWauknuminnflutningi B  ferskumkjtvrumtillandsinsvegnasmithttusemstafaWgeturafslkuminnflutningiog    ermeWYvtekiWundirbendingarogrkdUralkna,s;ttvarnalknisogUmissaannarrasem   hafaYekkinguYessummlum.0lj;siYessaogYeirrarlandbnaWarstefnusemlesamtil {  lgunnivekjatlanirumfjrveitingartilMatvlastofnunarugg.XegarviWbtistaW nF stofnuninstendurframmifyrirvaxandiverkefnumskumaukinnakrafnaumdUravelferWog 9 verkefnatengdumfiskeldierlj;staWverulegavantaraWfjrveitingartilstofnunarinnar  tlunartmanumngitilaWgerahennikleiftaWsinnaverkefnumsnumeinsogYrfer.    Lj;steraWmikilhagrWingarkrafaerinnifalinbvrusamningunumog;vissaumhvaWa r hrifhnhefurlandbnaWinnogeinstakargreinareinsogfkkunbaogsamYjppun e= mj;lkurframleiWsluogsauWfjrrkt.EkkertliggurheldurfyrirvarWanditollasamninginn 0 Yegarhanntekurgildi,hvaWahrifhannkannaWhafainnlendalandbnaWarframleiWsluog  stWueinstakragreina.EkkisrYessstaWaWfaraeigimarkaWstakmeWslensktlambakjt  eWakomameWsrstakanstuWningviWsauWfjrbjaWarsvWumogbrothttumbyggWum i landsins. \4  13Sjvartvegurogfiskeldi.     EkkertliggurfyrirumauWlindagjldYessumgreinum,hvernigYeimverWihttaWtil  framtWarogbeWiWereftirniWurstWustarfsh;paognefndaumYauml. `    AukningfjrmunatilYessamlaflokksertluWsraltilY;ttnUgreineinsogfiskeldiW S+! kalliauknafjrmunitileftirlitsogranns;knaogeftirlitsstofnanireinsogMatvlastofnun " hafifengiWfjldaverkefnaumliWnumrumsemkrefjastmeirifjrmunaogmannafla,sbr. # nUjaskUrslusemsjvartvegs-oglandbnaWarrWherrahefurlagtfyrirYingiWumstofnunina.  $ MatvlastofnuneruppfyrirhausverkefnumogekkertsamrWvarhaftumfjrmgnunaW !W% gerWaeWaforgangsrWunverkefna.AnnaWhvortstendurstofnuninframmifyrirYvaWauka J""& viWsigstarfsf;lkeWaverWurYeirristWuaWgetaekkisinntverkefnumsnumngilegavel, #' t.d.nUjumverkefnumdUravelferW,dUraeftirlitiogfiskeldi.Matvlastofnunhefureftirlits #( skyldumeWum6.000aWilumnogbrUnteraWstofnuninrsiundirsnuhlutverki. $ )   Hafranns;knastofnunhefurlengiveriWfjrsveltenmiklarkrfurerugerWartilhennar v%N!* ranns;knumfiskstofnumlandsinsenviWblasiraWmiWaWviWfyrirliggjanditlunverWur A&"+ aWforgangsraWaogfellatverkefnisemeru;fjrmgnuW.:sttanlegteraWHafranns;kna  '", stofnunYurfiaWtreystafjrmagnfrtgerWaraWilumtilaWfjrmagnabrUnarranns;knir '#- fiskstofnumoglfrkisjvar.UmeraWrWaranns;knirsem&  nUtingsjvarauWlindarinnar (z$. byggistogmiklirhagsmunireruundirliggjandifyrirYj;WarbiW.'(R m)E%/   EkkiergertrWfyrirnUjuranns;knarskipienYaWgamla,BjarniSmundsson,ernr50 ( ragamalt.EkkiergertrWfyrirfjrmagnitilburWarYolsmatsHafranns;knastofnunarvegna  fiskeldisogYurftistofnuninliWnuriaWskjaumumhverfissj;Wsj;kvaeldistilYessaW  getastaWiWundirranns;knumvegnaburWarYolsmats. a   FramkomhjFiskistofuaWsamrWnWiekkitilfjrYarfarmiWaWviWtlanirummark T, miW,herslurogaWgerWirhjstofnuninni.    HjFiskistofueruum73%aftgjldumlaunakostnaWurenveriWeraWvinnaaWgreiningu  fjrYrfogfjrtillgumstofnunarinnar.FiskistofahefuraukiWsamstarfalYj;Wlegusam   starfihvaWvarWarvottunogrekjanleikaslenskumsjvartvegi.EkkertfjrmagnertlaW  X srstaklegaYettasamstarfsemskiptirhagsmunisjvartvegsinsmiklumliogeykurverW K #  mtislenskrasjvarafurWa.MikillkostnaWurhefurveriWvegnaflutningshfuWstWvaFiski    stofutilAkureyrarogviWb;tarferWakostnaWarstarfsmanna.Eftirstendur;notaWhsnWi    HafnarfirWisemrkiWermeWleigusamningumtilrsins2025.     XessarbreytingarrekstrarumhverfiFiskistofu,aukinverkefnihennarogaukineftirlits wO  skyldat.dfiskeldiogboWuWfjlgunstarfstWvalandsbyggWinnigerirYaWaWverkumaW B  fjrhagsgrundvllurstofnunarinnarer;tryggurogYarmeWstarfsemihennar.     14FerWaYj;nusta.  {    FerWaYj;nustahefursWusturumorWiWeinnafmikilvgustuatvinnuvegumYj;Warinnar. nF :lktUmsumWrumnUjumatvinnugreinumgtirhrifaferWaYj;nustunnarumalltland,Y;tt 9 vissulegasuhrifinmismikilograunarfremurltilUmsumlandshlutum.EnferWaYj;nustan  erY;allsekkibundinviWYttbUliWsuWvesturhorninueinsogmargarYj;nustugreinanna  semhafakallaWtilsnvinnuaflogfjrfestingarundanfrnumrum. r   StaWaferWaYj;nustufyrirtkjannaerY;riWmisjfneftirYvhvortYauerustaWsettYtt e= bUlinusuWvesturhorninueWatilandsbyggWinni.SamkvmtlitiSamtakaferWaYj;n 0 ustunnarverWaneikvWhrifbreytingannavirWisaukaskattslagningunnimestlands  byggWinni.XeirferWalangarsemskiptaviWferWaYj;nustufyrirtkilandsbyggWinnihafaaW  jafnaWib;kaWferWirsnarmeWlengrifyrirvaraenviWskiptavinirfyrirtkjasuWvestur i horninu,semsumirhverjirhafaallsekkib;kaWneittfyrirfram.XettaveldurYvaWfyrirtkin \4 landsbyggWinnieruviWkvmfyrirgengisbreytingumoghefurstyrkinggengislensku ' kr;nunnarvaldiWYeimmrgumverulegumbsifjum.XegarviWbtisthinmiklahkkun  virWisaukaskattiferWaYj;nustusemboWuWererlj;staWbrattannverWuraWskjameW  reksturUmissaferWaYj;nustufyrirtkjalandsbyggWinni.XaWveldurvonbrigWumaWekki `  skulifjrmlatluninniveragertrWfyrirneinumrWstfunumtilaWkomatilm;tsviW S+! YessitflutningsfyrirtkiogstyrkjarekstrargrundvllYeirra. "   MjgergagnrUnisvertaWekkivarhaftsamrWviWSamtkferWaYj;nustunnareWaaWra # fulltragreinarinnarumfyrirhugaWahkkunvirWisaukaskatts.Xvantarallargreiningar  $ hrifumskattbreytingannaogstefnum;tunmlefnumferWaYj;nustunnarsemerorWin !W% strstaatvinnugreinYj;Warinnar.BreytingarborWviWYsemnerfarvatninuttiaW J""& undirbavelogfaglegaogtryggjaYannfyrirsjanleikasemferWaYj;nustanogaWraratvinnu #' greinareigaheimtingu. #(   FyrirtkiferWaYj;nustuerumjgmisjafnlegaundirYaWbinaWtakastviWaukna $ ) virWisaukaskattheimtuoglj;staWmikillmunureraWstWumsmfyrirtkjaoghinnastrri v%N!* Yvtilliti.XhefurfjrfestinggreininniveriWtalsverWundanfariWoglj;staWmrgfyrir A&"+ tkibera&  byrWarafYeimskumsemgerirYeimerfttumvikaWtakastviWhrifskatta  '", hkkunarinnar.' '$ '#-   XaWstefnuleysistj;rnvaldavekurundrunaWmeWanlagterYaWalltkappafhlfuIsavia (z$. aWUtaundirfjlgunferWaf;lksskuliannararmurrkisinsleggjalgurgreininasemUta m)E%/ undirsamYjppungreininnihfuWborgarsvWinuogtorveldaferWaYj;nustufyrirtkjum ( landsbyggWinniaWbyggjasiguppheilsrsferWamennsku.    HinmiklaYrffyririnnviWauppbyggingusemblasirviWmrgumsviWumogmikiWog  vaxandilagnttrulandsinsrmastillainnanhinsYrngarammafjrmlatlunarinnar. a NauWsynlegteraWframkvmdasj;WurferWamannastaWahafingtftilYessaWsinnasnu T, hlutverkieinsoghonumberogYrferfyrirogennfremurYarfaWfjlgalandvrWum.    MikilvgteraWeflaflugYr;unarsj;WsvounntverWiaWhaldatiflugifrKeflavkurflug  vellitilinnanlandsflugvallaYannigaWstUramegifrferWamannatilYeirrasvWasemgeta   auWveldlegatekiWviWfleiriferWamnnum.  X &    tlanirumaWgerWirstj;rnvaldavettvangiferWaYj;nustuvirWastlosaralegar.SkalYv K #  sambandisrstaklega'K o*ԀbentmarkmiW2umaWdragarlosungr;Wurhsalofttegunda.FerWa    Yj;nustanermikilvghvaWYettasnertirenYarnaYarfaWgeratarlegaaWgerWatlunog    fylgjahennieftirtilaWvonsumrangur.Vissulegaerfjrmlatlunrammidreginnutan   ummlefnasviWannarsvegarogopinberfjrmlheildhinsvegarogYarerekkigreintfr wO  sundurliWuntileinstakraverkefnamlefnasviWum,enYvtilfellivirWistramminnsvo B  YrnguraWstWaertilaW;ttastaWinnanhanssekkisvigrmtilaWbregWastviWYeirri    stWusemlUsteraWframan.    15Orkuml.  nF   SetthafaveriWmetnaWarfullmarkmiWorkumlumumjfnunorkukostnaWarogaWgerWir 9 tilaWtryggjaafhendingarryggiraforkuogaukahlutendurnUjanlegraorkugjafaorkunotkun  landsmanna.EinnigerunniWaWorkuskiptumsemfelasraWdregiWverWurrnotkunjarW  efnaeldsneytisenhlutdeildinnlendraendurnUjanlegraorkugjafaaukin.EftirmiklueraW r skjast,bWimeWtillititilfjrmunaogvinningsfyrirumhverfiW,ogYveinboWiWaWtakast e= viWYettaverkefni.EnvitaskuldYarfaWkostanokkrutilogYvmiWurerekkiaWsjaWgert 0 srWfyrirYeimtgjldumYingslyktunartillgunni.  RaforkunotendurkallauppbygginguYriggjafasarafveitukerfisenekkieraWsjaWgerts  rWfyrirYvfjrmlatlunranna2018!2022,ntillgumogframkvmdumtilaWstyrkja i raforkuflutningskerfiW. \4  16MarkaWseftirlit,neytendaml,stj;rnsUslaatvinnumlaognUskpunar.     XettamlefnasviWheyrirundirtvrWuneyti;atvinnuvega-ognUskpunarrWuneytiWog  fjrmla-ogefnahagsrWuneytiW.GerterrWfyriraWfjrveitingartilmlefnasviWsinsverWi `  11,4%hrririW2022enYreruformaWarriW2018ensbagalegiskortursundurliWun S+! semeinkennirfjrmlatluninagerirerfittumvikaWmetahvorttgjldtilmlaflokksins " sungilegheildeWadeilttsamrmiviWYarfirogmikilvgiinnansviWsins. #   UmsgnNeytendastofuviWYingmliW,YarsemvsaWertillitsrkisendurskoWunar,ber  $ meWsraWYessistofnunerfjrsveltYrttfyriraWhngegnimikilvguhlutverkisviWi !W% neytendaverndaroghanahafiveriWsettUmisnUverkefniundanfrnumrum. J""&   MinntskalmikilvgieftirlitsogneytendarverndaroghlutverkshinsopinberaYvsviWi #' viWaWhindraaWalmenningurverWiofurliWiborinnafmarkaWsflunumenfihaldiWrtti #( snum. $ )  AWlokum.  A&"+   4.minnihlutierallsendis;sammlap;litskumherslumYingslyktunartillguumfjr  '", mlatlunranna2018!2022semltaaWsamdrttiopinberumrekstriogvirWastgerarW '#- fyrireinkavWinguopinberrarstarfsemioglUsirgrj;tharWrihgristefnu.XlUsir4.minni (z$. hlutiverulegumefasemdumumaWtlanirYrsemltaaWmlefnasviWumsemheyraundir m)E%/ atvinnuveganefndsuhaldbrarogmuniYraWlkindumannaWhvortleiWatilYessaWfjr ( lgverWilangtfrformumtluninnieWaYaWsstarfsemiogmlefnasviWsemtlunin  snUstumverWauppnmiogtakaverWifjrmlatlunupptilgagngerrarendurskoWunar.  Fjrmlatluneinsoghnliggurfyrirer;sttanlegogekkihgtaWsamYykkjahana. a   AlYingi,8.ma2017.  LiljaRafneyMagnsd;ttir.   <____ FylgiskjalIII.    N & Au2) 5dE> 5A^ N &  __   __  Umsgn2.minnihlutaefnahags-ogviWskiptanefndar.  B  2>  Fjrmlatlunrkisstj;rnarinnarmarkarstefnum;tunhennartilnstufimmraumfjr   veitingarhinsopinberatilallramlaflokka.tluninerYvgrundvallarplagghverrarrkis {  stj;rnarYegarkemuraWp;litskrisUnogherslum.2.minnihlutitekurundirYaWsemkemur nF framumsgnmeirihlutaefnahags-ogviWskiptanefndarhvaWvarWarvinnulagAlYingis 9 kringumfjrmlatlun.XaWermatefnahags-ogviWskiptanefndaraWmunskUraravinnulag  YurfiaWleggjatilgrundvallarviWYinglegameWferWfjrmlatlunarogernefndinsamstga  umYrbendingarsemkomaframhjmeirihlutanefndarinnarhvaWYaWvarWar. r   tluninergerWsamkvmtlgumumopinberfjrml,nr.123/2015.UmYaulgvar e= gtissamstaWaundirbningstmaenYegarkomaWlokaafgreiWslumlsinsYingiskildi 0 leiWir.XaWvarekkisstvegnaviljaYverandistj;rnarmeirihlutaSjlfstWisflokksogFram  s;knarflokkstilaWhafalgunummjgstfarfjrmlareglurogskiljaeftirafartakmarkaW  svigrmtilbeitingaropinberrafjrmlatilsveiflujfnunar,einkumerfiWleikatmum.Xessar i reglurvoruharWlegagagnrUndar,m.a.nefndarlitiminnihlutafjrlaganefndar,Yarsembent \4 varaWfjrmlareglurfrumvarpsinslegWuekkerttilviWstj;rnefnahagsmlaYenslutma ' eWaaWdraganda;jafnvgisengtuveriWtil;YurftarviWaWvinnaafleiWingumsam  drttartmasemfylgdikjlfariW.   Fjrmlareglurogfjrmlastefna.  S+!   FjrmlareglurnarvoruraunekkertannaWenlgbindinghgrisinnaWrarefnahagsstj;rnar " semhfWvaraWleiWarlj;sialltsWastakjrtmabil.AlltsWastakjrtmabilafsalaWirkiWsr # tekjummeWskattkerfisbreytingumumleiWognnastallarbreytingarstuWluWuaWaukinni  $ misskiptingusamflaginu.NgirYaraWnefnaaWveiWigjldvorust;rlkkuWogauWlegWar !W% skatturekkiframlengdur,milliYreptekjuskattskerfisinsvaraflagtogsvomttiframtelja. J""& SeWlabankinnmeturYaWsvoaWsamtalshafislakieWaslkunrkisfjrmlannaaukistum #' 2##1##/##2##%afvergrilandsframleiWslu(VLF)runum2015,2016og2017,Y.e.aWmeWtlduyfir #( standandiri.FyrritvrinvarslkuninfyrstogfremsttekjuhliW,Y.e.aWhaldiWminnkaWi $ ) vegnaYessaWrkiWgafeftirtekjur,enyfirstandandirierslkununeinnigverulegt v%N!* gjaldahliW.Tvoghlftpr;sentafvergrilandsframleiWsluerumiklirfjrmunireWahtt70 A&"+ milljarWarkr.einsoglandsframleiWslanstendurn.EkkierhgtaWltaframhjYessumhag  '", stj;rnarmistkumundanfarinnaraenhagsveifluleiWrtturfrumjfnuWurrkisinserhraWri '#-  niWurleiWfrrinu2014ogheildarafkomanYannmlikvarWaerbestafallijrnum. (z$. Benda&   mYvsambandiggnfrSeWlabanka0slandsoggtaumfjllunlitsgerWfjr (  mlarWs.'(RM    XerkomiWaWfjrmlatlunnverandirkisstj;rnarenhnboWaWiupphafisnsvalda  tmast;raukiWsamrWogsamtalorWi.HnvaldihinsvegaraWbreikkaheldurgreininginn a umfjrmlareglurnarYegarhnlagWiframfjrmlastefnusnaenYarbttirkisstj;rninviW T, nUrriogmjgtakmarkandigirWingu,heildartgjaldaYakifyrirhiWopinberasemhlutfalliaf  VLF.XaWYakliggurfastviWnverndiumsvifhinsopinberaoggeriraWverkumaWnnast  ekkerterhgtaWspUtatiluppbyggingar,t.d.efslrbakseglinefnahagslega.Nnast   ekkertsvigrmertilaWmildahrifneikvWrahagsveiflnaYegarYrkoma.XettahafaYing  X mennVinstrihreyfingarinnar!grnsframboWsgagnrUntendaerfjrmlastefnanhrein K #  hgristefnaandaniWurskurWar-ogaWhaldsstefnuhgriaflaumheimallan.Xingmenn    VinstrigrnnavoruY;ekkiYeireinusemgagnrUndustefnuna,;hWfjrmlarWorWaWiYaW    semsvoaWstj;rnvldgtuhglegalentspennitreyjufjrmlastefnunnarefatburWarsin   reyndistnnurensprgerWurWfyrir. wO    FjrmlatlunnbyggistYessarifjrmlastefnuoglj;stmveraafumsgnumumtl B  uninaaWmargirdeilahyggjumfjrmlarWsafWurnefndrispennitreyju.NnarverWur    komiWaWhennisWarYessariumsgn.    :vissaumefnahagslegarforsendur.  nF   Lj;stmveraafumsgnfjrmlarWsumfjrmlatluninaaWmikil;vissaerumUmsar 9 Yj;Whagslegarogefnahagslegarforsendur.XannigbendirrWiWaWkveWinnareinsleitni  gtilknumogspgerW0slandi.OrWrttsegirlitifjrmlarWs:?AllirhelstuaWilarhr  landinotastviWlkanSeWlabankansviWspgerWsna.Xettaerhyggjuefni.Einsleitlkn r leiWatileinsleitraspaogumrWaumefnahagsmlverWureinsleit.SlkteykurhttuYv e= aWallirgerismumistk. 0umsgnrWsinsmfinnaUmsarfleiriathugasemdirviWYaW 0 ferWafrWisembeitterviWgerWfjrmlatlunarinnar.TilaWmyndaerbentaWYrhag  sprsemstuWsthafiveriWviWundanfrnumrumhafitrekaWekkistaWistogYj;Whagsspin  hafiYannigtekiWumtalsverWumbreytingumyfirtma.EngagreiningushinsvegaraWfinna i fjrmlatluninniYessumkerfisbundnuspskekkjumumfjrmlhinsopinbera.Slk \4 greiningmundiaWmati&  fjrmlarWsaukagagnsisemaWheitaeittafgrunngildumfjr ' mlastefnuogfjrmlatlunar.''nZ    XdregurfjrmlarWefaUmsarYrforsendursemfjrmlarWherravirWistgefasr  fjrmlatlun.TilaWmyndageriYj;WhagssprWfyriraWsparnaWarhneigWlandsmannahafi `  aukistvaranleganYessaWYaWsrkstuttmeWgreiningu.EinurkinfyrirfullyrWinguum S+! slktframvindubroterulUsingsamdrttieinkaneyslufrrinu2008.0umsgnfjrmla " rWssegiraWeinkaneyslasemhlutfallafVLFsyfirleittumYriWjungurvestrnumrkjum # ogerfittaWsjhv0slendingarttuaWskerasigrhvaWYaWvarWartillengritmalitiW.  $   AnnaWslktdmiumforsendursemeru;vissareraWtluninbyggisthagspHagstofu !W% 0slandssemgerirrWfyrirmjkrilendingueftirYYenslusemneinkennirslenskahag J""& kerfiWogYarmeWmuniYettalangahagvaxtarskeiWgangavandrWalaustyfirefsvomsegja. #' 0umsgnfjrmlarWssegirhinsvegaraWsagankenniokkuraWhrWlendings?oftaren #( ekkiraunineftirYensluskeiW0slandiogYvskilegtaWhafavaWiWfyrirneWansigoggreina $ ) httuna.AWminnstakostivrieWlilegtaWtakamiWafspmoggreiningumannarra v%N!* greiningaraWilaeinsogkveWiWerumlgum. NverandihagvaxtarskeiWfrsWarihluta A&"+ rs2010erYegarorWiWhiWlengstalUWveldissgunniog;varlegtaWgefasraWYaWstandi  '", fram;slitiWtilrsins2022.tluninbyggisthinsvegarYvaWsvoverWi.UmleiWogeitt '#- hvertbakslagkmivrigrundvllurtlunarinnarYvbrostinn. (z$.  m)E%/  SkortursamrWioggreininguskattabreytingum.  (   EinhelstaskattabreytinginsemboWuWerfjrmlatluneraWferWaYj;nustaverWifrW  rneWraYrepiefraYrepvirWisaukaskattskerfisinsenefraYrepiWverWikjlfariWlkkaW.  AuknartekjurafYvaWfraferWaYj;nustunaefraYrepvirWisaukaskattskerfisinseigaaW a nema17,5milljrWumkr.rsgrundvellifrogmeWrinu2019enm;tikemurlkkun T, efraYrepivirWisaukaskattskerfisinssemtalinerleiWatil13,5milljarWakr.lkkunartekjum  rkissj;Wsri.Nett;tekjuhrifeigaYvaWvera4milljarWarkr.XessibreytingvarviWamest  umfjllunefnahags-ogviWskiptanefndarummliW.     XessiaWgerWvirWisthafakomiWferWaYj;nustuaWilumopnaskjlduendaYvertorW  X Umissatalsmannastj;rnarflokkannafyrirkosningar.ViWYinglegameWferWmlsinskomfram K #  aWekkertsamrWhafiveriWhaftviWYessaaWilaumaWgerWinaYrttfyriraWferWaYj;nustan    ogstj;rnvldrekisameiginlegasvokallaWaStj;rnstWferWamlaYarsemtlunineraWsam    eiginlegstefnaverWim;tuW.     RkinfyriraWgerWinnieruYauaWferWaYj;nustaneigiaWbaviWsambrilegtskattaum wO  hverfiogaWraratvinnugreinar.samatmambendaaWslenskferWaYj;nustaersam B  keppniviWferWaYj;nustuWrumEvr;pulndumogverWiYessihkkunaWveruleikamun    slenskferWaYj;nustaberamjghanvirWisaukaskattmiWaWviWnnurEvr;pulnd.     XaWsemskortiralgjrlegatluninaerraunveruleggreininghrifumaWgerWarinnar {  ferWaYj;nustuna,ferWamannafjlda,lengddvalarferWamannaogneysluYeirrahrlandi. nF ViWYinglegameWferWmlsinskomuframtrekaWarhyggjurafYvaWhkkunvirWisauka 9 skattigtihafthrifdreifinguferWamannaumlandiWsemhefurY;veriWyfirlUststefnumiW  stj;rnvaldaframaWYessuendreifingferWamannaumlandiWerntengddvalarlengdYeirra  YarsemstyttridvlyrWi;hjkvmileganrhfuWborgarsvWinuogmiWstWmillilanda r flugs.XkynnibreytinginaWhafahrifdreifinguferWamannayfirriWenhingaWtilhefur e= mikillrangurnWstaWgeraferWaYj;nustuaWheilsrsatvinnugrein. 0   FramkemurtluninniaWmatfjrmla-ogefnahagsrWuneytissaWhrifbreytingar  innarstraumferWamanna,verWlagogstyrkingukr;nunnarsu;verulegenengingreining  erbirttilstuWningsYessariniWurstWu.X;ertalaWumaWbreytingingtitempraWvxt i greinarinnarogsjlfurhefurfjrmla-ogefnahagsrWherrasagtaWbreytingingtistuWlaW \4 aWminnifjlgunferWamanna.GreininguskortirhinsvegarYvhvortsfkkunmundihafa ' hrifutanhannar.Effkkunin(eWaminnifjlgun)hefWifyrstogfremsthrifutanhanna  tmamundiYaWumleiWYUWalakarinUtinguYeirrifjrfestingusemorWiWhefurferWaYj;n  ustuogvntanlegadragararWsemigreinarinnarsemY;erreifuWsrstaklegastj;rnarstt `  mlanverandirkisstj;rnarinnar.ViWYaWmbtaaWefsstefnum;tandikvrWunhefur S+! veriWtekinaWdragarYeimfjldaferWamannasemhingaWkemurmspyrjahvorttlunin " sYaWdragarstuWningiviWhverskynsmarkaWsstarfstj;rnvaldasviWiferWaYj;nustuog # hvernigYettaeigiaWfarasaman.  $   XegaraWgerWinerskoWuWtfrgrunngildumlagaumopinberfjrmlsstaWhnstenst !W% illaYaugrunngildi.AWrWastslkaskattabreytingumeWskmmumfyrirvaraognsamrWs J""& geturekkiveriWtilmarksumvarfrni,srstaklegaYegarnnurskattabreytingerboWuWsex #' mnuWumsWar.0lj;siYessaWengingreiningerlgWframtilrkstuWningsbreytingunni #( geturhnekkiveriWsamrmiviWgrunngildiWgagnsi.Oglj;siYessaWYessibreytinger $ ) lgWtilsamatmaogboWuWerunUblastWagjldoghkkungistinttagjaldsogstj;rnvld v%N!* sitjahjmeWhendurskautisamatmaoglandeigendurrukkainnsvWiYrttfyrir A&"+ kvWinttruverndarlagaumstfskilyrWifyrirslkrigjaldtkuerekkihgtmeWnokkru  '", m;tiaWhaldaYvframaWYettauppfylligrunngildiWumstWugleika. '#-   (z$. & a  FjrmlarWkallareftirfrekarigreiningum.  (    MatfjrmlarWsaWgerWinnierathyglisvertenrWiWteluraWskattalegmeWferWferWa  Yj;nustueigiaWverasambrileg'a(yԀviWaWraratvinnugreinar.HinsvegarseturrWiWspurningar  merkiviWtmasetninguaWgerWarinnarsemogYtilhgunaWlkkaefravirWisaukaskattYrepiW a kjlfariWensaWgerWflytjiskattheimtunaafinnlendrieftirspurn,eWasvovitnaWsbeint T, umsgnrWsins:    ?SsrtkaaWgerWerlklegtilaWgangagegngrunngildinuumstWugleikaviWYrefna  hagsaWstWursemnrkja.SYaWrttaWhkkunvirWisaukaskattsferWaYj;nustuhafi   ;veruleghrifkomuogneysluerlendraferWamannaflytursaWgerWskattheimtunaafinn  X lendrieftirspurnyfirferWaYj;nustuna.MeWstWugleikaaWleiWarlj;sierslkt;varlegt, K #  lj;siofangreinds,numstundirYarsemYesshttaraWgerWUtirundirYenslu.0fjrmlatl    uninavantarnnarigreininguYessumatriWum.       TvfldunkolefnisgjaldsernnurskattalegaWgerWsemerboWuW.2.minnihlutitelurhana   skynsamlegarWstfunendaYarfgjaldiWaWverahrraenntilaWskilatiltluWumrangri wO  tilaWstuWlaaWsamdrttilosunkolefnis.XaWvekurhinsvegarhyggjurhversustuttveg B  llstefnum;tunumgrnaskattaerkominogekkivirWistneittsamrWhafaveriWhaftheldur    umhkkunkolefnisgjaldaeWaaWrahugsanlegagrnaskatta.FjrmlarWherrahefurtalaW   fyrirblastWagjldumsemhlutaafYessumgrnuskttumenekkihefurveriWhugaWaWYv {  hvernigslkgjldsamrmastannarristefnum;tun,hvortYauyrWunUtttileinhverskonaraW nF gangsstUringaroghvortnUtamegislkgjldtilannarraruppbyggingareWarekstrarenbein 9 lnisblastWa.XliggurengingreiningfyrirumfjldablastWasvWumenYarYarfaW  liggjafyrirtarleggreiningYolmrkumsvWaoggrundvellifyrirtluYeirra.   Frekari;vissuYttir.  e=   LklegavriYaWaWra;stWuganaWteljauppallaY;vissuYttisemframhafakomiW 0 umfjrmlatlunviWYinglegameWferWhennarnefndumYingsins.RauWurYrWurumsgn  fjrmlarWseraWfrekariggnoggreiningarvanti.TilaWmyndaerYaWbentYegarkemur  aWumsgnumeignirogskuldiraWsundurliWuWggnliggiekkifyrirsvoekkishgtaWfull i yrWaaWstefnaumYr;unskuldaskaWiekkisjlfbrnieWasetjihanarjafnvgisemeigaY; \4 aWveragrunngildifjrmlastefnuogfjrmlatlunar.XliggjaheldurekkifyrirupplUsingar ' umhvernigaWviWhaldagWumeignasafnshinsopinbera.  &    Fjrmlsveitarflagaeruannar;vissuYtturfjrmlatlun.ErfitteraWrUnatlanir  sveitarflagaYarsemYr';Ԁeruekkisettarframsamagrunniogtlanirrkisins.0umsgn `  fjrmlarWserennogaftur;skaWeftirfrekarigreiningumendaserfittaWmetahvort S+! tlanirgangieftirtfrYeimggnumsemliggjafyrir.FjrmlsveitarflagannaeruYvenn " einn;vissuYtturYarsem;vsterhvorthinendanleguafkomumarkmiWsemaWmla # reynastendanumbyrgWrkisins.  $  :samrmistefnum;tun.  J""&   XaWersrstakthyggjuefniaWsamspilfjrmlatlunarviWaWrastefnum;tunstj;rnvalda #' er;lj;stog;gagnstt.XannigeruraunverulegarkvarWanirteknarmeWkvrWunfjrmuna #( tilverkefna(semfjrmlarWskilgreinirsemstefnum;tunaWofan)ensamatmaerstefna $ ) m;tuWumverkefninnrverkefnunumsjlfumogYeimsemaWYeimvinna(semerstefnu v%N!* m;tunaWneWan).XaWYUWiraWsamYykktsamgngutlunerekkisamrmiviWYfjrmuni A&"+ semtlaWirerutilsamgnguverkefnasvodmistekiW.Xessastefnum;tunYarfaWsam  '", rma. '#-   (z$. & a  NiWurlag.  (    HrupphafivarfariWyfirskattastefnufyrriognverandirkisstj;rnarogUmsarYr  kvarWanirsemteknarhafaveriW'a(ԀumaWveikjatekjustofnarkisins,bWimeW;tmabrum  skattalkkunum,lkkunveiWigjaldaogfleiriYttum.HefWirkiWhaldiWeftirY;ekkivri a nemahlutaYeirrateknasemgefnarhafaveriWeftirvriramminnrUmriumleiWoghagstj;rn T, invriskynsamlegri.AfleiWingarnarafYessaristefnumglgglegasjYessarifjrmla  tlunsemerekkertannaWenniWurskurWarstefna.    TilmarksumYaWerformuWYr;unsamneyslunnarsemhlutfallafvergrilandsframleiWslu   semtluninbyggist,enmyndbls.16greinargerWtillgunnarssthvernighlutfall  X samneyslunnarafVLFferlkkandirfrrittlunartmannogendarundirmeWaltalisl. K #  25ra.SlkYr;uneralgerlegafrleitogngiraWbendatvenntYvsambandi:breytta    aldurssamsetninguYj;Warinnarog;umdeilanlegaYrffyrirmeirifjrmuniinnheilbrigWis-    ogumnnunarkerfiWafYeimskum,svooggrWarmiklauppsafnaWaYrffyriruppbyggingu   innviWaeftirYauerfiWleikarsemaWbakieru,ekkisstsviWimenntamlaYarsemmikil wO  YrferaWskjaframfyrir0sland,enumleiWmnefnaYreifanlegainnviWiborWviWsam B  gngumannvirkiogaWraslkauppbyggingu.      0stuttumlimYvsegjaaWforsendurYessararfjrmlatlunareru;lj;sar,skorturer   greiningumogggnumYannigaWekkierhgtaWsegjaaWhnfylgigrunngildumlagaum {  opinberfjrmlumgagnsi,stWugleikaogjafnvgi.OgfyrstogsWasterhnfjarrillum nF YeimvntingumsemgefnarvorufyrirkosningarumaWnverandiefnahagsbatiyrWinUttur 9 tiluppbyggingarfyriralmenninglandinu.XessstaWerhaldiWframbraut;skynsamlegra  skattalkkanaogskerWingarsamneyslu.XaWerYv;hjkvmilegtaWgeraverulegarbreyt  ingartluninniYannigaWhnstandi& X undirraunverulegumYrfumsamflagsinsum r viWunandigrunnYj;nustuoguppbygginguinnviWa.VerWiekkigerWarslkarbreytingarleggst e= 2.minnihlutigegnYvaWYessitlunverWisamYykkt. 0   AlYingi,8.ma2017.  KatrnJakobsd;ttir, \4 R;saBjrkBrynj;lfsd;ttir.'X  ' 5__ FylgiskjalIV. S+! Au2) 'dE>O 'A^ __ " __  Umsgn1.minnihlutastj;rnskipunar-ogeftirlitsnefndar.   $   Fjrlaganefnd;skaWieftiraWnefndinfjallaWiumeftirlitsstofnanirAlYingisenundirYann J""& mlaflokkfallaumboWsmaWurAlYingisogRkisendurskoWun. #'   ViWumfjllunmlsinsfkknefndinsinnfundTryggvaGunnarsson,umboWsmannAl #( Yingis,ogSveinArasonrkisendurskoWanda. $ )  Framsetningfjrmlatlunar.  A&"+   FyrstiminnihlutitekurundirYausj;narmiWsemframkomaumsgnmeirihlutansaW  '", YvervarWarframsetningufjrmlatlunarogteluraWhnshvorkingilegaskUrngagn '#- stilaWunntsaWttasigraunveruleguinnihalditlunarinnar.XettagildirbWium (z$. markmiWinogfjrmuninasemtlaWirerutilaWnYeimmarkmiWum.1.minnihlutitekur m)E%/ einnigundirYausj;narmiWaWnauWsynlegtsaWgreinamillikostnaWarviWreksturstofnana ( ogfjrfestingasemogsrstakratmabundinnatgjaldaeinsogbyggingarframkvmda.  rttaWeraWalgjrlega;tktsaWblandaeWlis;lkumupphWumsamaneinsoggerter  tluninni.MeWYessum;tierYinginugert;kleiftaWsinnaeftirlitshlutverkisnuYegar a rekstrartlurerunnastfaldartmabundnumverkefnumogframkvmdaliWum. T, & a UmboWsmaWurAlYingis.     ViWskoWunfjrmlatlunYeirrisemhrertilumfjllunaraWYvervarWarembtti   umboWsmannsAlYingis'aԀerenginleiWaWttasigYvhvernigtilteknumverkefnumerfyrir  X komiWtluninni.GerterrWfyriraWrsverkumhjembttinuverWifjlgaWumtvfram K #  til2021,YaWfyrraverWirinu2018oghiWsWara2019/2020,frYeim15semneruhj    embttinu.FjlguninniertlaWaWaukaupplUsingagjfumafgreiddmlhjembttinumeW    YvaWbirtaauknummlireifanirogfrttirheimasWuembttisinsoggagnagrunniog   einnigmeWYvaWstyrkjameWferWkvartanaogfrumkvWisathuganaogskapamguleika wO  YvaWtakanUtmabundiWviWstarfsmnnumrstj;rnsUslunnitilstarfsYjlfunar.UmboWs B  maWurhefurlagttilaWlaunagrunnurinnverWiaukinnum10millj.kr.2018ogaWrar10millj.    kr.2019afYessumskum.1.minnihlutitekurundirYessarherslurumboWsmannsoglUsir   hyggjumyfirYvaWekkisunntaWsjtluninnimeWskUrumhttihvortgertsrWfyrir {  umrddufjrmagnitilaWeflastarfsemina. nF   fundumnefndarinnarmeWumboWsmannivarsrstaklegafjallaWumsvokallaWOPCAT 9 eftirlitenYingslyktunumfullgildinguvalfrjlsrarb;kunarviWsamningSameinuWuYj;W  annagegnpyndingumogannarrigrimmilegri,;mannlegrieWavanvirWandimeWferWeWa  refsingu(OPCAT),nr.8/145,varsamYykktAlYingi19.desember2015.MeWlyktuninni r varsamYykktaWhefjantafarundirbningaWinnleiWinguhennarhrlandi.1.minnihluti e= leggurhersluaWrttsaWvindabrWanbugaWYvaWhefjaundirbningYessararinnleiW 0 ingarogtryggjanauWsynlegarlagabreytingarsemogngilegtfjrmagntilverkefnisins.0  fjrmlatluninnivirWistekkigertrWfyrirkostnaWiviWYettaverkefnihjumboWsmanni  (eWainnanrkisrWuneyti)enfyrirliggjandikostnaWartlunfrumboWsmanniAlYingiserum i 38,3millj.kr.ri.1.minnihlutitelurmikilvgtaWverkefninussinntsamrmiviW \4 lyktunAlYingisfr19.desember2015ogskyldursamkvmtYj;Wartti. ' & a RkisendurskoWun.     RkisendurskoWunhefurlktogumboWsmaWurAlYingislagtframsnatlunsamrmi `  viWlagaskyldurogmarkmiW'aԀstofnunarinnar.AfundumnefndarinnarmeWrkisendurskoWanda S+! komframaWinnleiWinglagaumopinberfjrmlmundifelasrumtalsverWankostnaWarauka " vegnaendurskoWunarrkisreiknings.GerterrWfyrirbreyttrivinnutilhgunhjstofnuninni # oglengritmaendurskoWunhverrarstofnunar.FramkomaWgerthefWiveriWrWfyrir  $ YessumkostnaWaraukafjrlgum2017enaWYesssjiekkistaWtluninnifyrirrin !W% 2018!2022.RkisendurskoWandilUstimiklumhyggjumafYessaristWuogYeirri;vissusem J""& tluninniflist. #'  EftirlitsstofnanirAlYingis.  $ )   ViWskoWunstWuYessaratveggjamikilvgueftirlitsstofnanatluninnikomframaW v%N!* tilokaWeraWfullvissasigumaWmarkmiWogformumrangurtilgreindutmabilinist A&"+ meWYeirriframsetningusemYinginuerhrboWiWupp.  '",   RkisendurskoWandihefurekkiupplUsingarumhlutembttisinstluninnioghiWsama '#- gildirumumboWsmannAlYingis.XessistaWaermeWllu;boWlegogtelur1.minnihluti (z$. YessivinnubrgWsemgetaekkifalliWundirmarkmiWumaukiWgagnsieWabttaferla.MeW m)E%/ YessariframsetninguerYinginugert;frtaWrkjaeftirlitshlutverksittmeWfullngjandi ( httioglj;steraWmiklarbreytingarYarfaWgeratilaWtluningetihlotiWfullnaWaraf  greiWsluYinginu.    FyrstiminnihlutitelurmeWvsantilframanritaWsaWfjrlaganefndYurfiaWkallaeftirmun a skUrarisundurliWunfrrWuneytunumYarsemreksturogframkvmdirverWiaWskildirliWir T, tluninniYannigaWeinstakarlykilstofnanirgetittaWsigYvhvaWkemurYeirrahlut  ogYurfiYvekkiaWgetaeyWurnarlktogner.    AlYingi,4.ma2017.  X SvandsSvavarsd;ttir.    )__ FylgiskjalV. B    Au2) dE>> A^    __    __00  Umsgn1.minnihlutaumhverfis-ogsamgngunefndar.  {  ̹ A.Meginumsgn.  9   Undirumhverfis-ogsamgngunefndheyrafjgurmlefnasviW,samgngurogfjarskipti,  umhverfisml,orkumlogsveitarstj;rnirogbyggWaml.Xauskiptast16mlefnaflokka.0  fjrmlatluninnierusettframmarkmiWfyrirmlefnasviWogmlefnaflokka.Xauerumrg r hvermetnaWarfullogmarkverW,nnurdugatilaWhaldahorfinuogallnokkureruekkisam e= rmiviWYarfirogh;flegarkrfursamflagsins.0eftirfarandikflumerfjallaWummarkmiW 0 hverjummlefnaflokki.TilYessaWmetatluninaerlangflestummlefnaflokkumein  ungisunntaWleggjatafbreytingumrkistgjaldatilhversflokksmillirafr2017til2018,  svofr2018til2019ogYannigkollafkollitilbreytingamilliranna2021og2022.Xessar i tluWuupphWireraWfinnaeinnitflu(breytingarrfrri!fr2015til2107)ogeinni \4 lnuaftastkaflaumhvertmlefnasviW.0tilvikiorkumlaogumhverfismlaskarastfjrveit ' ingar.    XessuersvonahttaW:  *lndd /  f /#ff /#ff /#ff /#ff /#ff /#fVW>>,^ , , ^#+  .S+!S+ .#00#0Samgnguml/fjarskipti: 5+!\4"  52017!2018:  9# 34.775!35.761: 9$" +986millj.kr. #9% #2018!2019:   & 35.762!36.230:  '" +468millj.kr. # ( #2019!2020:   ) 36.230!37.053:  *" +823millj.kr. # + #2020!2021:  !, 37.053!37.002: !-" !51millj.kr. *!. *2021!2022: 4#"/ 437.002!40.388: 4#!"0" 4+3.386millj.kr. 6,"1  6 1 #b2  1&  Orkuml: 5+!g$? 3  52017!2018:  D%!4 3.725!3.695: D%!5" !30millj.kr. #D%!6 #2018!2019:  !&!7 3.695!3.757: !&!8" +62millj.kr. #!&!9 #2019!2020:  &": 3.757!3.824: &";" +67millj.kr. #&"< #2020!2021:  '#= 3.824!3.888: '#>" +64millj.kr. *'#? *2021!2022: 4#($@ 43.888!3.958: 4#!($A" 4+70millj.kr. 6,($B  6'g$ 1 )m%C  1Umhverfisml: 5+!1   52017!2018:   15.597!16.583: " +986millj.kr. # #2018!2019:   16.583!16.340: " !243millj.kr. # #2019!2020:   16.340!16.286:  " !54millj.kr. #  #2020!2021:  }  16.286!16.564: } " +278millj.kr. *}  *2021!2022: 4#Z 416.564!16.882: 4#!Z" 4+318millj.kr. 6,Z  6 1 _ 7  1&  Sveitarstj;rnirogbyggWaml: 5+!<   52017!2018:    20.269!20.701:  " +432millj.kr. #  #2018!2019:    20.701!21.347:  " +646millj.kr. #  #2019!2020:    21.347!21.810:  " +463millj.kr. #  #2020!2021:    21.810!22.259:  " +449millj.kr. *  *2021!2022: 4#e  422.259!22.720: 4#!e " 4+461millj.kr..$"e !   .'< #0#  XessutilviWb;tarerrttmttaWltatilgreinasemstyWjaviWmarkmiWfyrrgreindum , " mlefnasviWum,einkumtilsviWsinsRanns;knir,nUskpunogYekkingargreinarogtilsj  # sk;lahsk;lastigi.Yvfyrrnefndamreiknaum120millj.kr.viWb;tarframlgaWmeWal  $ talimillirafimmratmabilinufr2017til2021.YvsWarnefndaer660millj.kr. e% hkkunframlagamilliranna2017og2018eneftirYaWstandaviWb;tarframlgnnaststaW X0& milliraYartilhkkunsemnemur790millj.kr.kemurframfr2021til2022. #'   XessberaWgetaaWmlefnasviWunumUmhverfismlogHsk;larerbyggingarkostnaWur ( hafWurmeW,bWivegnabyggingargestastofaYj;WgarWaogviWb;tarhsnWisHsk;la0s ) lands.0raunerufjrmunirinnanbeggjasviWannaYarmeWlgrienframkemurtluliWum \* tlunarinnarsvonemurhundruWummillj;nakr;na. O'+   BoriWsamanviWmarkmiWrkisfjrmlatlunarogtilganghennarerlj;staWmarkmiWum , tlunarinnarerekkinW,miWaWviWtlaWarviWb;tarfjrhWir.FramkomnartlurYeim - fj;rummlefnasviWumsemhrerfjallaWumstandastallsekkilgmarkskrfurumaukin . framlgfimmratluntmumrraloftslagsbreytinga,vanrktrainnviWa,vanfjrmagn {S/ aWsvelferWarkerfisogkrafnaumflugabyggWaYr;un.0tluninavantarvWasthvarupplUs F0 ingarumgr;faskiptingufjrframlagamillimlefnaflokka.XarvantaraWskilnaWfjrfestinga 1 ogreksturskostnaWarogupplUsingarsemauWveldagagnsisvotakameginstaskreftilfjr 2 lagagerWar.EnnfremurersrammimeWhmarkstgjaldaYakiernemur41,5%afVLF,samt 3 krfuumaWrkistgjldstUristeingnguafhagsveiflunni,;nothfurgrunnurp;litskrar rJ4 hagfrWi;hagfrWisemekkierunntaWfallast.FjrmlatluninsemlgWerframriW =5 2017tilfimmraeykurmisrtti,btir;jfnuWogertilvarnarYvvaxandiauWmagnisem  6 erhendiverulegsminnihlutaYj;Warinnar.  7 & a   HeildarniWurstaWa: P;litskhagfrWirkisstj;rnarflokkanna,undirstaWafjrmla !v8 tlunar,erandsninjfnuWi,samflagslegrivelferW,sjlfbrriYr;unoghagsldYorra i"A9 Yj;Warinnar.HenniberaWhafna.'a! 4# :  B.Umsagnirummlefnaflokkasemheyraundirumhverfis-ogsamgngunefnd.  $ <  Samgngurogfjarskipti(11).  %m!= VegakerfiW. `&8">   MeginmarkmiWYessamlefnasviWserutilgreindlgumumsamgngutlunogfjar +'#? skiptatlun.XauerugreiWar,hagkvmarogruggarsamgngur,umhverfislegsjlfbrni '#@ ogjkvWbyggWaYr;un.XjafnframtaWmetaogtakatillittilYarfaferWaYj;nustunnarfyrir ($A bttarsamgngur. )d%B   EngumblWumerumYaWaWflettaaWfjrmunirtilsamgngumlahafaveriWnaumt ( skammtaWirsWustur.FramlgtilvegagerWarsemhlutiafvergrilandsframleiWsluerulg  markioghafaenganveginntekiWviWsreftirhrun.FjrmlatluntekurekkiYeirrigrWar  leguYrfsemsstaWahefurskapaWogerekkitaktiviWsamgngutlunsemAlYingihefur a Y;samYykkt. T, &    Samgngutlunfyrirrin2015!2018greinditarlegaYYrfsemerframkvmdum  ogviWhaldivegakerfinu.'ԀNUrkisstj;rnhefurkosiWaWhafahanaaWenguogsetjamun  minnifjrmunisamgngurennauWsynbertil.XaWerYvhpiWaWsegjaaWYaumeginmark   miWsemlgkveWaumverWiuppfyllt.  X   FjrveitingtilsamgngumlariW2017nemurrflega33milljrWumkr.,eftirviWb;tar K #  framlag.Fjrmlatluninbtirraunekkinema1milljarWikr.viWYannrammaYarsem    strstihlutiviWb;tarinnarfelstYvaWgeraviWb;tarframlagiW2017varanlegt.      HvaWYrffjrmunumogforgangsrWunverkefnavarWar,vsasttilsamYykktrarsam   gngutlunarsemsjmYingskjali1801fr145.lggjafarYingi. wO    XvekurathygliaWfjrmlatlunerekkigertrWfyrirneinumfjrmunumtilYr;unar B  borgarlnu,YrttfyriraWumhanasgetiWstj;rnarsttmlarkisstj;rnarinnar.HiWsama    gildirumhafnirogflugvelli;alltofnaumterskammtaWmiWaWviWYYrfsemerlistuW   samgngutlun. {  Fjarskipti. 9   HvaWfjarskiptivarWarhyggstrkisstj;rninengubtaYegarkemuraWlj;sleiWaravWingu  landsins.StuWsterviWtlunfyrrirkisstj;rnarumuppbyggingulj;sleiWarakerfinumeW  450millj.kr.rleguframlagitilrsins2020.XaWermiWuraWYaWhagvaxtarskeiWsemnrkir r skilisrekkiauknumfjrmunumtilYessaramla. e= NiWurstaWa.    Fjrmunirtilmlaflokksinseruafalltofskornumskammti.XaWerlj;staWfjrYrfiner  grWarlegogefvelaWveraYyrftium10milljarWakr.rlegaaWeinsviWhald.Rkisstj;rnin i treystirsrekkitilaWfaraeftirsamYykktAlYingisumsamgngumlsembirtistsamgngu \4 tlunogberYarmikiWmilli.TillguhennarberYvaWhafna. '  Umhverfisml(17).     0umhverfismlumergerWgreinfyrirttamlefnaflokkum.MteljaaWflestirskarist `  lj;siloftslagsmla,alltfrlandgrWsluogsk;grkttilferWaYj;nustu.skoranirerusagWar S+! einkumYrjr,Y.e.viWbrgWviWskuldbindingumvegnaParsarsamkomulagsins,sjlfbr " landnUtingogendurheimtvistkerfa,samtnttruverndvegnaaukinslagsferWamennsku, # oglokserutalinuppUmisverkefnivegnanttruvr.AlltYettaaWgangaeftirundirtlun  $ umfjrmuniaWupphW1.285millj.kr.nstufimmrumtilviWb;tarviWheildarupphW !W% afstrWargrWu15!16milljarWarkr.rhvert,fr2016aWtelja.XaraferniWurskurWurfyrir J""& hugaWurtvfjrhagsr,2018!2020.InnifjrhagsliWumerfalinnkostnaWurviWbyggingu #' gestastofaYj;WgrWum. #(   0fjrmlatlunerusettframmarkmiWeftirstarfssviWum,allsnumarkmiW.TflurmeW $ ) markmiWunum,mlikvrWumogupphafsstWu,ekkiriW2017heldur2016,ogviWmiWum v%N!* 2018og2022,erubirtargreinargerWinnienaWrartflurerumeWtmatlunogkostnaWar A&"+ dlkum.SumsstaWarerutmatlunardlkart;miroghvergiupphWirkostnaWardlkum,  '", vntanlegameWYeimrkumaWsvinnabWifjrlagagerWar.GerirYaWmatfjrmlatlun '#- heldurtorvelt. (z$.  m)E%/ Loftslagsml. (   MarkmiWloftslagsmlumvarWabWilosungr;Wurhsagasaogbindingukolefnis.Xar  aWundirbaogvinnaaWgerWatlunframtil2030ogaukYesserusettarframfj;raraWrar  meginherslur.llmarkmiWinmfallastmeWjkvWumhuga. a   HinsvegarerhvergiunntaWsjtluninnihvaWaviWb;tarfjrmagnheildertilreiWu T, vinnuviWloftslagsmlsemslk.LeitaverWurtilannarramlefnaflokkaogreynaaWmeta  hvaWaffjrmagnitilYeirragetitalistframlagtilloftslagsmla.AWfrtlduframkvmdaf  viWfasteignirognttruvrvarnirmtlaaWeinungisfeinhundruWmillj;nakr;nafisttil   aWgerWaogranns;knasemtengjamloftslagsmlumllutmabilifjrmlatlunar.  X LandgrWsla.      EinhvermarkmiWrkisstj;rnarinnarlandgrWslufelasteflaustalmennritlunumaW    uppfyllamarkmiWParsarsamkomulagsins.BastmviWnnaritfrsluaWgerWatlunsem   unniWeraW.MatfjrmlatlunaWYessuleyti,hrogn,er;tkt. wO    tlaWfjrmagnaWupphWum4milljarWarkr.hafafariWtilnttruverndar,landgrWslu B  sk;grktaro.fl.sWastliWnuogyfirstandandiriAuglj;slegaverWuraWbtaviWftil    beinnarlandgrWsluogendurheimtarvistkerfaefnmarkmiWumParsarsamkomulagsins.   MeW500millj.kr.framlagirierunntaWtvfaldaafkstlandgrWsluogmeW1milljarWi {  kr.rifj;rfaldastafkstin.HvergitluninnimfinnahvaWamarkmiWumerstefntaWYar nF eWahvortaukaeigifjrmagntilmlefnaflokksinsoghvaWYUjaWaWstrWargrWu.flugt 9 taklandgrWslurmastauglj;slegaekkitluninniafviWb;tarupphWumogskerWingum  aWdma.  Sk;grkt. e=   EftirefnahagshruniW2008dr;stsk;grktfyriropinbertfharkalegasaman(um50%)og 0 hefurekkiaukistumtalsverteftirYaW.TiltekinmarkmiWtilrb;takomaekkiframfjrmla  tluninni.    ngjulegverkefniborWviWHeklusk;gaogsk;grktnstXorlkshfnhafaveriWfjr i mgnuWaWundanfrnuogverWaYaWfram.HvaWsemYvlWurvantarhundruWmillj;na \4 kr;natilaWaWkomask;grkttilmunbetrahorfsogeflakolefnisbindingumeWtillititil ' Parsarsamkomulagsins.MeW200millj.kr.framlagirimtvfaldask;grktogfj;rfalda  meWfeinumhundruWummillj;nakr;nari.    tlaWviWb;tarfjrmagnerekkihgtaWsigtarrlegumupphWumtilYessamlefna `  sviWs.Mteljaauglj;staWframsknar,nUjaraWgerWirkrefjastmikluhrriupphWaren S+! rmastYeim257millj.kr.ri&  semaWmeWaltalierutilreiWufimmrumalltsem " flokkastundirmlefnasviWiWUmhverfisml.'6 # Ranns;knirogvktun. !W%   MarkmiWranns;knumogvktunnttru0slandseruprUWilegtluninni,svosemmat J""& standifriWlUstrasvWa,innleiWingvktunarstWuognUtingugr;Wur-ogjarWvegsauW #' linda,Yttingmlanetsvktunarkerfavegnanttruvr,skrningberggrunnsogranns;knir #( hrifumloftslagsbreytinga. $ )   tlaWfjrmagntilallsYessa,semeraWmestuviWbturviWWurfjrmaganaWavinnu(3,3 v%N!* milljarWarkr.2017),er;lj;st.EnnogafturervandsWhvernig1.285millj.kr.viWbtur A&"+ heildviWu.Y.b.16milljarWakr.framlagtilmlefnasviWsinsgetirmaWaukiWftilranns;kna  '", ogvktunarsemhleypuraWgiska100!200millj.kr. '#-   (z$. & a  FriWlUsingarognttruvernd. (    MarkmiWinYessummlefnaflokkifelasttunUjumfriWlUsingum,tilviWb;tarviW112  svWi.Vinnatlanirumstj;rnun'a(ԀogverndallraYessarasvWaogumverndummiW  hlendisins.lluYessuberaWfagna. a   ViWb;tarfjrmagntilmlefnaflokksinservafaltiWekkimjghupphW,aWslepptriland T, vrslu,enerhvergitlaWtluninni.EnnogafturmsterklegaefastumaWnauWsynleg  viWb;tarupphWverWirauntilreiWugangitlunineftir.  FerWaYj;nusta.  X   MikiWafopinberumfjrmlumsemvarWaatvinnugreininafallaundirnnurrWuneytien K #  umhverfis-ogauWlindarWuneytiWogYarmeWumhverfis-ogsamgngunefnd.HrverWurY;    minnstreksturYj;WgarWaogfriWlUstrasvWa.XarmWirafarmikiWlandvrslu.Hanaer    kaflegabrUntaWaukamjg.XaWverkefnierhvergimarkmiWssettfjrmlatlun.Land   varslarmastinnanfjrveitingatilYj;WgarWa,miWaWviWnverandifyrirkomulag.Xarvantar wO  haupphWnYegarognstur.VeramaWfyrirhuguWheimildYj;WgarWatilgjaldtku B  meWUmsumhttieigiaWfjrmagnaauknalandvrslu.Stlandugarskammt2017og    sennilegalka2018,efafverWur.HvergierY;vikiWaWYessutluninni.   Nttruv. nF   MarkmiWinnanrammamlefnaflokksnttruvreruYessi:LjkaYeimfimmfram 9 kvmdaverkefnumsemnerunniWaWfyrirrslok2018ogbtaviW4!5verkefnumtilrsins  2022.ErekkertviWYaWaWathuganemasWurs.    tlaWviWb;tarfjrmagntilYessarastarfaerenganhtthgtgreinaeWametatillg r unni.TilYeirraverWurvariW1.255millj.kr.2017.supphWaWdugarlegaframtil2022? e= MeWhndlunrgangs.    MarkmiWYessumflokkisnaaWendurskoWunstefnuogmarkmiWaumendurvinnsluog  endurnUtingurgangsmeWrvinnslu/skilagjaldifyrirrslok2019.EftirYaWaWsetjafrekari i markmiWumaWminnkargangsemgildatil2022.HrerauWvitaWtekiWundirYessialmennu \4 markmiWogvinnusemaWYeimmiWar. '   KostnaWardlkarerut;mirviWkomanditflum.GeramrWfyrirkostnaWiviWYessa  vinnuogYarmeWeinnigaWhonumertlaWaWrmasttlaWriheildartluviWb;tar  fjrmagnsupp1.285millj.kr.0raunnUtistinnanviWhelmingurfjrhWarinnartilfjl `  margraverkefnainnanallsmlefnasviWsins,aWfrtldubyggingarf.XessvegnaertilokaW S+! aWgerasrgreinfyrirYvhvorteWahvernigfjrmlatlunsinnirmlefnaflokknumMeW " hndlunrgangs. # NiWurstaWa. !W%   HvernigsemreynteraWmetaviWb;tarfjrYrfeWahagrWingusemgtilosaWumfjr J""& muniinnanmlefnasviWsinsUmhverfismlertkoman;sttanleg.XaWereinfaldlegaekki #' gertrWfyrirnguviWb;tarfjrmagnifjrmlatlunsvoaWnmegiYeimnothfumark #( miWumsemYarkomafram.:gegnsiogskorturfjrmlaupplUsingumgerirvissulegaaW $ ) verkumaWneikvttmatiWverWurgr;ftenY;ekkimeiraensvoaWmiklarfjrhWirstanda v%N!* nokkursvafataf.XaWekkiaWveraboWiYegarumeraWrWaeittmikilvgastaml A&"+ efnasviWsamflagsins.  '",   '#- & a   Orkuml(15).  (   StarfsemimlefnasviWiorkumlasemfellurundirumhverfis-ogsamgngunefndsnUr   aWstj;rnunogYr;unorkumla.'a(Ԁ0greinargerWinni(bls.226)erutaldaruppfj;raraWgerWir  (semaWhlutaeruraunmarkmiWenekkiaWgerWir):MarkmiWvarWandiorkuskiptisamgng a um,eflinginnviWafyrirrafbla,samdrtturlosungr;WurhsagasarsjvartvegiogYr;un T, loftslagsvnslandbnaWar.bls.227btastviWorWumnauWsynYessaWfangameiraafkol  efni(koltvsUringi)ogbindajarWlgum.XarerlkatlistuWsframtWarsUnaW0slandverWi  leiWandiYr;unognUtinguendurnUjanlegraorkugjafa.FjgurmarkmiWstj;rnunarog   Yr;unarorkumlaerusvoennnnurogYrjYeirrameWviWmiWpr;sentumsemunnteraW  X fallastviWfyrstusUn.ViWmiWervarWarjafnvgimilliframboWsogeftirspurnaralmenn K #  umraforkumarkaWierorWaWsemframboWtaktviWeftirspurn.TaflameWaWgerWumerg;Wra    gjaldaverWogYarerufjrupphWirnefndarfj;rumstWum(samtals145millj.kr.)aftta.    UmkostnaWviWhinarfj;rarsegiraWYarverWi?forgangsraWaWinnanramma .   Orkuskiptisamgngum. B    MarkmiWorkuskiptumsamgngum,samkvmttillgunni,erkveWiW40%endurnUjan    legraorkugjafariW2030.XaWersttanlegt.0orkuskiptatlunsemlgWhefurveriWfyrir   AlYingi(orkuskiptatlunrkisstj;rnarinnar)er10%hlutfallendurnUjanlegrarorkusam {  gngumlandifyrir2020oflgtenmarkmiW2040settviW40%!ekkiYegarriW2030eins nF ogfjrmlatlun.MisrmiWvekurvantraust.sttanlegamarkmiWinumttinmeWviln 9 unumraf-,tvinn-,metan-,metan;l-ogvetnisblumhagogmeWngilegahraWriuppbygg  inguhleWslustWva.AlltofltilherslaerlgWYr;unframleiWsluinnlendseldsneytisog  stuWningviWaWaukahanaYarsemhnerhafin. r   EftireinsrsniWurskurW(2017!2018)gangatlaWar60!70millj.kr.fj;rumrum e= (240!280millj.kr.alls)tilhelmingsupp145millj.kr.aWgerWir.Rmar60millj.kr.eiga 0 gangaafrkisfritvrtilinnviWauppbyggingarfyrirrafblaeWaallsum130millj.kr.  FtilYr;unarstarfstengtinnlendueldsneytierhvergiaWfinna.  Orkuskiptisjvartengdristarfsemi. \4   MarkmiWorkuskiptumeruafarlgstemmd.HlutfallendurnUjanlegraorkugjafasjvar ' tvegiogskyldristarfsemiertlaWfr0,2%2018til2%2022.NYegarerukomnarfram  skipavlar,einkumfrframleiWandanumMAN,semgangafyrirmetan;liognokkurreynsla  orWintilafYeim.EldsneytiWerframleitthrinnanlandsogunntaWaukahanahratt.MeW `  hvtumogbreyttriskattlagninguerunntaWtv-tilYrefaldamarkmiWin.SamtmisverWuraW S+! hyggjaaWrafvWinguhafna.Hnertalinkostaheildum7milljarWakr.0orkuskiptatlun " rkisstj;rnarinnarergertrWfyrirrafvWingufiskimjlsverksmiWjaenaWeinsnefntaWkanna # eigiforsendurrafvWingarhafna.SWaraatriWiWerafturm;tiekkinefntfjrmlatlun.  $   tlaWfjrmagntilYessaliWarerfaliW50millj.kr.upphWsemdeilterfimmrog !W% vandsWhvernigYaWdugartilverulegraframfara. J""& Orkuskiptiflugi. #(   EnginmarkmiW,aWgerWireWaviWb;tarfjrmunirerunefndirtluninnitilYessamlefna $ ) flokks.0orkuskiptatlunrkisstj;rnarinnar(ntilafgreiWsluAlYingi)erminnstflugvlar v%N!* flughfnummeWYeimhttiaWskoWaeigihvorthindranirsuvegifyrirraftenginguflug A&"+ vlastWumeWabeinlnisskrifaWaWflugvlumsskyltaWtengjastrafmagniflugvllum.  '", XettaatriWivirWisthafagleymsttluninni. '#-   (z$. & a  NiWurstaWa. (    OrkuskiptisamgngumeruaWhlutameWmetnaWarfullummarkmiWumtilnstufimm  raerverWaaWteljastaW'a()ԀmestuvanfjrmgnuWafhlfurkisstj;rnarinnar.HingaWtilhafa  rmir3milljarWarkr.rigengiWtilYessamlefnasviWs.ViWbturtilnstufimmraeru a oflitlarogmunuorkuskiptigangaofhgtverWifariWeftirfjrmlatlun. T,  Sveitarstj;rnirogbyggWaml(8).   Sveitarstj;rnir.     0fjrmlatlunersagtaWeinstrstaskorunYessamlefnasviWssYr;unsjlfbrra  X byggWarlagalandinu.FjlmargthafihrifYar,svosemYr;unsamgangnaogfjarskipti, K #  orkuml,Yr;unatvinnugreina,opinberYj;nusta,mannfjldaYr;unlandshlutum,Y.m.t.    framboWogmenntunstarfsf;lks.XervsaWsrstaklegabyggWatlunogstarfrktar    s;knartlanirlandshlutanna.     EinsogframkemurumsgnSambandsslenskrasveitarflagaumfjrmlatlunskortir wO  hinsvegaralgjrlegaframtWarsUnfyrirmlaflokkinnogengraaWgerWaergetiWsemleiWa B  eigitillyktaYaWsemsagteraWunniWsaW.0enguergetiWsameiginlegraverkefnasemsam    komulagerummillirkisogsveitarflaga.     lluverraeraWframlgtils;knartlanatillengritmaerekkiaWfinnatluninni.X {  vsastkaflaumsamgngumlhraWframanYegaraWYvkemuraWuppfyllaYaumarkmiW nF semY;erusgWnauWsynlegmlaflokknumeraWsveitarstj;rnarmlumkemur. 9  FerWaml(14).     FmlerujafnknUjandivarWandirbturogferWamlin.XaWskortirheildstWasUnog r stefnumlaflokknum.HlutahanseraWfinnaundirmlefnasviWiatvinnu-ognUskpunar e= rWuneytisinsogverWurekkifjallaWumhannhr.HrhefWimttsetjaframheildstWari 0 nlgunmlaflokkinn.    HreraWmestuaWeinsfjallaWumstj;rnsUsluferWamlaogranns;knir,Yr;unognUskp  ungreininni.EngumblWumerumYaWaWflettaaWslktermikilvgt,enumfjlluninerrUr i oghugmyndirsemsettarerufram;skUrar. \4   XverWuraWminnastbreytingarlgumumFramkvmdasj;WferWamannastaWa,eneftir ' YrmunalltftilframkvmdastWumopinberrieigukomagegnumfjrlg.XrfinYar  erum1milljarWurkr.ensamkvmtfjrmlatlunverWaaWeins400millj.kr.fluttaryfir  umhverfismltilaWhefjaframkvmdlandstlunarumuppbygginguinnviWatilverndar `  nttruogmenningarsgulegumminjum. S+! &    ShugsunhefurveriWalltofrkjandiYegaraWuppbygginguogvktunferWamanna-og " nttrustaWakemuraWfjrheimildum'p7ԀverWiaWmtameWsrstkumtekjum.XaWhefur # hamlaWuppbygginguoggengiWnttruna.Rkisstj;rnmeWmetnaWYessummlumhefWi  $ spUttduglegaogsettfjrmunimlaflokkinnmeWhagsmuninttrunnarhuga. !W% Frrennsli. #'   Mikillarb;taerYrfYessumlefnasviWioghafasveitarflginkallaWeftirsamvinnu #( viWendurskoWunreglugerWaogaWYvloknuuppbyggingumeWhraWi.XaWerekkisstknUj $ ) andivegnafjlgunarferWamanna. v%N!*   SlkrarvinnusrekkistaWfjrmlatlun,semeruppfullafhleitum,enalmennum, A&"+ hugleiWingumumnauWsynrb;tasemsWanvirWasthafagleymstYegarkemuraWfjrheim  '", ildum. '#-   (z$. & a  Fasturrgangur. (    EnginnkostnaWurertilgreindurkaflanumYegarkemuraWYvaWrWastrbturYessu  sviWi.XaWbendirekkitilmetnaWarfullrar'a(<ԀtlunarsviWirgangsmlasemY;erYrf.  &  NiWurstaWa. T,   MarkmiWssetningeralltofrUr,ekkiereinusinnigetiWumsamningasemY;erugildiviW  sveitarflgin.HleitmarkmiWumuppbygginguerumeiraorWienborWiogallsendis;vst  hvernigstandaaWfjrmgnun.tluninermetnaWarlausoghenniberaWhafna.   'T=  AlYingi,4.ma2017. K #  AriTraustiGuWmundsson,    Kolbeinn:ttarssonPropp.   Z?__ FylgiskjalVI.   E { Au2) 'dE> 'A^{ E  __ {  __  Umsgn2.minnihlutautanrkismlanefndar.  9 A  AWbeiWnifjrlaganefndarhefurutanrkismlanefndfjallaWum4.kaflatillgutilYings  lyktunarumfjrmlatlunfyrirrin2018!2022semfjallarumutanrkisml.2.minnihluti r t;kkvrWunumaWveitafjrlaganefndsrstakaumsgn. e=  ryggis-ogvarnarml.     WurenfjallaWerumeinstkmlefnasviWsemheyraundirutanrkismlvill2.minnihluti  gagnrUnabWiuppbyggingutlunarinnarogframsetningu,semogYannYrngatmaramma i semAlYingiertlaWurtilvinnslumlsinsalls.FramsetningoguppbyggingYingslyktunar \4 tillguumfjrmlatlunfyrirrin2018!2022erafar;skUrog;lj;s.UmYaWvitnarhrW ' gagnrUnifjlmargraumsagnaraWilaogundirYgagnrUnitekur2.minnihluti.Ekkertlgum  umopinberfjrml,naWferWafrWiviWm;tunfjrmlastefnuogfjrmlatlana,kallar,  hvaWYrttltir,aWframsetninginsmeWYeimhttiaWYaWsbWierfittaWttasiginni `  haldinuogYvhvaWafjrmunireigaaWfarahvernmlaflokk.YettaekkibaraviWYeim S+! YttifjrmlatlunarinnarsemsnUraWutanrkismlumheldurerYettaleiWandisteftl " uninniallri.AWaukivarAlYingitlaWur;n;gurtmitilumfjllunarumYettagrWarlega # mikilvgamleWaaWeinsfeinarvikur.XettaferliverWuraWtakatilalgerrarendurskoWunar  $ ogersjlfsgWkrafaaWendurskoWuWfjrmlatlunhversrsverWilgWframngilega !W% snemmatilaWAlYingihafiYanntmasemYarftilkallaeftirumsgnumogvinnaaWmlinu J""& meWaWkomugesta,aukrvinnsluumsagnaummliW.XverWuraWgeraYkrfuaWfram #' setningutlanaafYessutagiverWigjrbreyttogupplUsingar&  reiddarframmeWmunskUrari #( oggagnsrrihtti,sundurliWuntalnaverWifullngjandiogsamrmirkimilliorWaogtalna.'#XJ $ )   fundiutanrkismlanefndarlagWiutanrkisrWuneytiWframsundurliWuWggnsemvarWa v%N!* UmsaYttisemheyraundirmlefnasviWutanrkismlanefndar.XaWerverulegtumhugsunar A&"+ efniaWfrekarisundurliWanirmlaflokkasutilrWuneytunumeneinhverrahlutavegnas  '", sleiWvalinaWbirtaYrekkifjrmlatluninnisemverWurfyrirvikiW;lj;sogerfittfyrir '#- YingmennogalmenningaWttasigstefnum;tuninni.Einnigvill2.minnihlutibendaY (z$. ;vissusemrkirumYrYj;WhagsleguogefnahagsleguforsendursemlagWarerutilgrund m)E%/ vallarfjrmlatluninni.BendirfjrmlarWYettameWvelrkstuddumhttiumsgn ( sinniumtlunina.XettaerhyggjuefniogberaWtakaalvarlegaafhlfufjrmlarWherra  ogrkisstj;rnarinnarallrar.  & , Framsetning,markmiWssetningognUtingfjrmagns;skUr.  T,   StarfsemiutanrkisrWuneytisinsskiptistfimmmlefnasviW:utanrkisYj;nustuogstj;rn  sUsluutanrkismla,utanrkisviWskipti,samstarfumryggis-ogvarnarml,Yr;unarsamvinnu  ogsamningsbundinframlgvegnafjlYj;Wasamstarfs.',T[O     SamkvmtskUrsluutanrkisrWherraumutanrkis-ogalYj;WamlsemlgWvarframAl  X Yingi5.masl.erfjrmlatlunrkisstj;rnarinnargrundvallarplaggutanrkisstefnu0slands K #  ogendurspeglarYaumarkmiWsemeigaaWnstutanrkisstefnunni.Xrttfyrirmikilvgi    tlunarinnarerekkigerWgreinfyrirYveinulnunnisembirtertflubls.141til    lgunniumheildartgjldrkissj;Wstilutanrkismla,hvernigYautgjldrkissj;WseigaaW   skiptasteWahvernignUtaeigiYann2,1milljarWkr.sembtaviWmlaflokkinnnstu wO  fimmrum.XaWerfttfasthendifjrmlatluninnivarWandiYaWhvaWYessirfjrmunir B  eigankvmlegaaWrenna.SlkterekkiboWlegt.Fjrmlatlunin,samkvmtlgumum    opinberfjrml,aWsUnamarkmiW,mlikvarWaogaWgerWirgreinarg;Wanhtt.XaWgerir   tluninhinsvegarekkiogvsar2.minnihlutitilvandaWrarumsagnarfjrmlarWshvaW {  YettavarWarYarsem;skUrstefnum;tunhversmlefnasviWsergagnrUnd. nF   Fjrmlatlunrkisstj;rnarinnartilnstufimmraerYvafar;skUr,meW;lj;samark 9 miWssetninguogmlikvarWarmlefnasviWumrkisinsborWviWutanrkismlinerulttt  frWireWarkstuddir.XrtflursemeigaaWsUnamlikvarWaverWaseintsagWargefaglgga  myndafYvhvertstefnirogersetningin?XettaererfittaWmlaogverWurbyggtsjlfs r mati einuupplUsingarnarsemgefnareru.XrrfutlursemY;erusettarframsUnaekki e= hvaWarfjrmunirnirverWasettirmlineWahvorttluninsaWdreifaYeimyfirfimmra 0 tmabiliWogYhvernig.    AnnarminnihlutiteluraWYettaverWiaWskUramunbeturogvillsrlagitiltakaYannYtt  semsnUraWskuldbindingu0slandsumhverfismlumsamrmiviWundirritunParsarsam i komulagsinsogYannhlutaframkvmdarhanssemfellurundirverkefnasviWutanrkisrWu \4 neytisinsogvarWarbyrgWarhlutarWuneytisinsYvaWsamYttaloftslagsmlutanrkis ' stefnunni.XettaekkihvaWsstviWef0slandtlaraWstaWsetjasigmeWalrkjasemeruleiW  andistefnumrkunloftslagsmlumalYj;WavettvangieinsoglUsteryfirmeWmetnaWar  fullumhttibls.127tillgunni. `   UtanrkisviWskipti.  "   StaWanergnskrri,enY;ekkiviWunandi,YegarkemuraWliWnumutanrkisviWskiptiYar # semkveWiWerumaWbtaskuliaWgengislensksatvinnu-ogmenningarlfsaWerlendum  $ mrkuWum,m.a.meWfrverslunarsamningumogYvaWeflasamkeppnishfnislenskrafyrir !W% tkja.bls.133og134eraWfinnatlulegarupplUsingarsemkveWaumhkkuntilYessara J""& mlaum600millj.kr.frrinu2016tilrsins2022.2.minnihlutitekurundirUmsarYr #' aWgerWirsemleggjaherslu,svosemaWstuWlaeigiaWvirkariYtttku0slandsm;tun #( EESlggjafarfyrstustigum,engagnrUniraWekkiersUntmeWfullngjandihttihvernig $ ) aWtdeilaYessum600millj.kr.rrkissj;Wi,sbr.tflubls.134Yarsemtmatlunog v%N!* byrgWaraWilarerutilteknirenekkisUntmeWneinumhttihversumikinnhlutahveraWili A&"+ aWfnheldurhversumiklafjrmuni.XessiskorturupplUsingagjf&  ertilbagaogfjarriYv  '", grunnmarkmiWilagaumopinberfjrmlsemm.a.grundvallastgagnsi.' '=b '#-   (z$. & a  Brexit.  (    BtgangaBretarEvr;pusambandinuerhlutiafmestubreytingumalYj;Wastj;rnmlum  semeigasrstaWYessimisserin,'a( cԀendarisast;rt,p;litsktogefnahagslegtmlogmunmarka  YttaskilsguEvr;pusambandsins.bls.124tillgunnisegir:?Eittmikilvgastaverkefni a slenskrastj;rnvaldaYessimisserineraWbahaginnfyrirviWrWurumframtWarskipan T, samskipta0slandsviWBretland. 2.minnihlutitekurundirmikilvgiYessaWslenskstj;rn  vldundirbiYettaverkefnisembest,hvortsemersviWiviWskiptalegraogefnahagslegra  samskiptaeWasviWimenningarlegrasamskipta,ferWaYj;nustu,menntamla,vsindaog   ranns;knaogumhverfismla.XrttfyrirhversugrWarlegamikilvgtYaWeraW0slandgti  X aWframtWarsamskiptumviWBretlandYessumbreytingatmumsrYesshvergistaWaWutan K #  rkisrWuneytiWtlisrneinafjrmuniYessahagsmunagslunstufimmrum.Nheldur    erkveWiWumhagsmunagsluogframtWarsamskiptiYvmarkmiWiviWESBsemY;ereitt    helstaviWskiptasvWi0slands.   &    fundiutanrkismlanefndarkomframaWfjlgattiumeittstWugildiutanrkisYj;n wO  ustunniLondon'wiԀvegnaBrexitnYessY;aWtilkmisrstkfjrveitingtilYess.Hvergier B  helduraWfinnasrstakarfjrveitingarstarfsemiutanrkisrWuneytisinsaWWruleytiog    fjrmlatluninnierekkihgtaWsjhvernigrWstafaeigifjrmunumtilaWkomatilm;ts   viWYessiverkefnieWahvorteigiaWfaratilfrslufjrmunatilaWfjrmagnaYau. {   HernaWarml.  9   UndirliWnumsamstarfumryggis-ogvarnarmlerengartgjaldatluraWfinnaheldur  aWeinshlutfallstlurnokkrumstWum.XrttfyriraWryggisogvarnarmleigi,samkvmt  skUrsluutanrkisrWherraumutanrkis-ogalYj;Waml,aWverahryggjarstykkislenskri r utanrkisstefnueruhrsettframafar;lj;sviWmiWumhlutfallfjrveitingaogstyrkjatilfram e= kvmdahrlandirsj;WumAtlantshafsbandalagsins.XaWeruaWmati2.minnihlutaslk 0 vinnubrgWvarWandiryggis-ogvarnarmlaWYegarYverlUstskUrsluutanrkisrWherra  umutanrkis-ogalYj;WamlaWslenskstj;rnvldmuniframleggjasittafmrkumtilsam  eiginlegravarnaAtlantshafsbandalagsinssengintfrslaeWaheildstWartskUringar i fjrmlatlunrkisstj;rnarinnar.XrttfyriraWframlg0slandstilNATOhafiveriWaukin \4 tWrkisstj;rnarFrams;knarflokksogSjlfstWisflokksogboWaWaWsvoverWifram,Yer ' hvergihgtaWsjnkvmlegahversumiklafjrmuni0slandsjlfttlarsraWveita  ryggis-ogvarnarmlnhversumiklirfjrmunirrennitilrkisstofnanaborWviWLand  helgisgslunanstufimmrum.2.minnihlutibendiraWfjrmlatluninnikemurekki `  framhversumiklirfjrmunirrennarsj;WumAtlantshafsbandalagsinsviWhaldratsjr S+! kerfumvarnarsvWinuoghversumiklafjrmuniaWveitankvmlegast;rarherfingar " semfyrirhugaWarerunstunnihrviWland.EkkertertiltekiWhvortogYhversumikiW # m;tframlagrennitilYessaraauknuverkefnarrkissj;Wi0slands.  $   0fjrmlatluninnikemurframaWfjlgaeigigistirUmuminnanryggissvWisr200 !W% riW2016300riW2022.EkkertkemurhinsvegarframumhvertlaWurkostnaWursviW J""& YessafyrirhuguWufjlgungistirUma.2.minnihlutigagnrUnirYettaogbendirjafnframtaW #' svokallaWurgistirkjastuWningurerraunekkertannaWenniWurgreiWslaslenskarkisins #( fingaflugiorrustuvlaNATOrkja. $ )   AnnarminnihlutivillminnaaWmlaflokkurryggis-ogvarnarmlaereinhvermesta v%N!* htsemtileropinberumrekstrihvarvetnabyggWub;li.SvimandifjrhWirrennar A&"+ vsumalmenningstilframleiWendatkjabnaWarogverktakasemmakakr;kinnskj;liYess  '", aWvegnaeWlismlaflokksinsrkirleyndumefnioginnihaldsamninga,tboWerutakmrkuW '#- o.s.frv.XaWeruYvgrWarlegirefnahagslegirhagsmunirmargrahrifarkraaflaaWviWhalda (z$. humhermlatgjldumheiminum.AWmati2.minnihlutageraslenskstj;rnvldbetur m)E%/ aWhafnaYeirriblinduvgvWingarhyggjusemeinkennirstefnuAtlantshafsbandalagsinsmeW ( herslusfelldauppbygginguoghkkunframlagatilhernaWarmla.BrsgnrAtlantshafs  bandalaginuog&  uppsgnvarnarsamningsinsviWBandarkinhlj;taaWkomatillitatmabili  fjrmlatlunarinnar.'.z a  Xr;unarml.     XegarkemuraWYr;unarmlumersama;gagnsiWuppiteningnumogWrummla  flokkum.     0fjrmlatlunfyrirrin2018!2022kemurframaWslenskstj;rnvldstyWjimarkmiW  X SameinuWuYj;WannaumaWiWnrkiskuliveitasemnemur0,7%afvergumYj;Wartekjum K #  snumtilYr;unarsamvinnu.UndirYaumarkmiWtekur2.minnihlutiheilshugarogharmar    YaWhvernigtgjaldatlunfyrirYennan&  mikilvgamlaflokkerhttaWogertlaWaWvera    nstufimmrinsamkvmtfjrmlatluninni.' f}     FramlgtilYr;unarsamvinnuvoru0,25%afvergumYj;WartekjumriW2016ogstefntaW wO  YvaWYauverWifram0,25%riW2017,hkkium0,01%riW2018eWa0,26%oghaldist B  Yannigtilrsins2022.XessiframlgeruekkisamrmiviWsiWferWislegarskyldur0slands    semeinnarrkustuYj;Warheimsins.XrfinfyriralYj;WlegamannWar-ogYr;unaraWstoW   hefursjaldanveriWmeiriheiminumensamkvmtupplUsingumFl;ttamannastofnunarSam {  einuWuYj;Wannaerunyfir65millj;nirmannafl;ttaundanstrWi,ofs;knum,nttruham nF frumogftkt.Fl;ttamannastofnuninsenditneyWarkalltilrkjaheimsYessuriumaW 9 aukafjrframlgtilmannWarmlaogYr;unarsamvinnu.2.minnihlutifordmirYetta  metnaWarleysistj;rnvaldaogleggurtilaWumsvifalaustverWigerWtlunumYaWhvernig  aukamegiframlgtilYr;unarsamvinnuskrefumtilYessaWmarkmiWumSameinuWuYj;W r annaverWinW.0Yvsamhengiminnir2.minnihlutisamYykktaYingslyktunAlYingisfr e= rinu2013.HefWiYeirriYingslyktunveriWfylgthefWuframlg0slandstilYr;unarsamvinnu 0 numiW0,42%afvergumYj;WartekjumriW2016,veriW0,5%riW2017ogveriWkominupp  viWmiWSameinuWuYj;Wannaum0,7%riW2019.Xessitlunvaraftengdafhlfurkis  stj;rnarSjlfstWisflokksogFrams;knarflokksvoriW2015ogframlgdreginsaman.Xessi i dapurlegisamdrttursrframstaWfjrmlatlunrkisstj;rnarSjlfstWisflokks,ViW \4 reisnarogBjartrarframtWar.Rkisstj;rninYarfaWskUrafyriralmenningiogfyrirsamstarfs ' lndumokkarYr;unarmlumgagnvartYeimskuldbindingumsemviWhfumundirgengist  varWandiYr;unarsamvinnuhversvegnaekkieraukiWviWfjrframlgtilYr;unarmla.TilaW  myndaYarfaWtskUramunbeturhversvegnalokaeigieinniafsendiskrifstofumAfrku `  meWYaWaWmarkmiWiaWnUtafjrmunibetur,einsogframkemurbls.137tillgunni,og S+! hvaWslokunYUWirfyriryfirstandandiverkefnieWatilfrsluverkefna.XgagnrUnir2.minni " hlutiYframsetninguaWhlutiafframlagitilYr;unarmlafaritilverkefnahrlendiseinsog # benterumsgnRauWakrossinsumfjrmlatlunina.GeraYarfskUrangreinarmun  $ YeimframlgumsemfaratilYr;unarsamvinnuerlendrigrunduogm;ttkufl;ttamannaog !W% hlisleitenda0slandi.TmsarhttursteWjaaWheiminumsemgetaleitttilYessaWryggi J""& rkjas;gnaW.XvmiWurvirWastviWbrgWYausemlesamtrfjrmlatlunrkis #' stj;rnarinnarviWryggis;gnumeigaaWbyggjastauknum,enY;samatma;lj;sum, #( hernaWarlegumherslumsamatmaogslenskarkiWheykistYvaWstandaviWsneigin $ ) markmiWumframlgtilYr;unarsamvinnu.UmleiWguggnarrkisstj;rninYvaWleggja v%N!* meiraafmrkumtilaWstemmastiguviWmisskiptinguog;jfnuWiogYvstandisemrekur A&"+ fjldaf;lksfrheimkynnumsnumogeykur;jafnvgiog;ryggiheiminum.  '",   '#- & a  LokaorW.  (   NiWurstaWa2.minnihlutaersaWfjrmlatlunrkisstj;rnarSjlfstWisflokks,ViW   reisnarogBjartrarframtWar,'a(;ԀbWiheildogeinsoghnsnUraWutanrkismlumsrstaklega,  salgerlega;sttanlegog;fullngjandirammiumopinberfjrmlnsturin.Lktog a rakiWhefurveriWerstefnan;lj;s.T.d.erekkilj;sthversumiklafjrmunierfyrirhugaWaW T, setjahernaWartengdaYttisemtilkomnireruvegnaveru0slandsNATOog0slanderfjarri  YvaWstandaviWmarkmiWSameinuWuYj;WannaYegarkemuraWframlgumtilYr;unarsam  vinnu.EkkiaWstganeinalvruskreftmabilifjrmlatlunarinnartilaW0slandaxlisna   byrgWaWfullu.herslurfjrmlatlunarinnareruYvaWmati2.minnihlutakolrangarog  X dapurlegar.NistekkiframbreytingarYeimberaWhafnatluninni. K #    AlYingi,8.ma2017.    R;saBjrkBrynj;lfsd;ttir. wO  SteinunnX;rarnad;ttir. B  __ FylgiskjalVII. nF 9Au2) ndE>j nA^9 __ 9 ____  Umsgn1.minnihlutavelferWarnefndar.     WurentekinverWatilumfjllunarYaumlefnasviWsemheyraundirvelferWarnefndfjr e= mlatlunfyrirrin2018!2022verWuraWfaranokkrumorWumumforsendurtlunarinnar 0 ogYannrammasemunniWermeW.Einniger;hjkvmilegtaWfaranokkrumorWumumupp  byggingutlunarinnarogframsetningu,&  semogaWgagnrUnaYannYrngatmarammasem  AlYingiertlaWurtilvinnslumlsins.' i   G;WurmlikvarWiforsendurnartilaWskoWaupphafiersformaWaYr;unsamneyslu \4 semhlutfallsafvergrilandsframleiWslusemtluninbyggist.myndbls.16greinar ' gerWtillgunnarssthvernighlutfallsamneyslunnarafvergrilandsframleiWsluferlkkandi  rfrrittlunartmannogendarundirmeWaltalisl.25ra.SlkYr;uneralgerlegafrleit  ogngiraWbendatvenntYvsambandi:breyttaaldurssamsetninguYj;Warinnarog;um `  deilanlegaYrffyrirmeirifjrmuniinnheilbrigWis-ogumnnunarkerfiWafYeimskum. S+! HittergrWarmikiluppsfnuWYrffyriruppbygginguinnviWaeftirYauerfiWleikarsemaW " bakieru. #   XrttfyriraWreyntsmeWUmsummishpnumfingumaWfegraveruleikannsemtillaga  $ rkisstj;rnarhgriflokkannaaWfjrmlatlunbirtirsjflestirflj;ttgegnumYaW.Von !W% brigWinberasttilAlYingisrllumttum.AlmenntferYvfjarriaWvntingumalmennings J""& umaWnhafiskapastefnahagslegaraWstWurtilaWhefjaYr;ttmikiWuppbyggingarskeiW #' 0slandismtt.tluninereinnighr;plegu;samrmiviWmlflutningflestraefekkiallra #( flokkaogframboWasemkynntuherslursnarfyrirkosningarsl.haust,enYarst;Wherslan $ ) uppbygginguinnviWaogst;rs;knYguheilbrigWis-ogmenntakerfisuppr. v%N!*   HreftirverWurfariWyfirYaumlefnasviWsemeruverksviWivelferWarnefndarenYar A&"+ erueinmittundirnokkrirstrstutgjaldaflokkarhinsopinbera,svosemheilbrigWisml,al  '", mannatryggingar,fjlskylduml,hsnWismlo.s.frv. '#-   RttereinnigaWbendaaWY;ttmlefnisveitarstj;rnarstigsinssemslkheyriundiraWra (z$. fagnefndYingsinsskiptirafkomasveitarflagannamiklumlifyrirYr;unvelferWarsam m)E%/ flagsins0slandi.SveitarflginfarameWogberabyrgWmikilvgummlaflokkumnr ( samflagsinsogYarmeWvelferWarsamflagsinsheild.SveitarflginsjlfhafalUstYannaf  komugrundvllsemYeimertlaWur;raunhfan,bWifjrmlastefnurkisstj;rnarinnarog  YarmeWeinnigYessarifjrmlatlun.SstaWaermikiWhyggjuefnifrsj;narh;livel a ferWarsamflagsins.Beinir1.minnihlutivelferWarnefndarYvtilfjrlaganefndaraWgaum T, gfaYannYttmlsinsogleggjatilbreytingartluninniYannigaWafkomuhorfursveitar  flagannaverWiraunhfarogfullngjandi.   Uppbyggingtlunarinnarogframsetning.   X   UppbyggingtillgutilYingslyktunarumfjrmlastefnufyrirrin2018!2022ogfram K #  setningefnishefursttharWrigagnrUnifjlmargraumsagnaraWilaogundirYgagnrUnitekur    1.minnihlutivelferWarnefndar.EkkertlgumumopinberfjrmlnaWferWafrWim;tunar    fjrmlastefnuogtlanakallareWarttltiraWframsetninginsmeWYeimhttiaWYaW   sbeinlniserfittaWttasiginnihaldinu.XaWert.d.gertmeWYvaWslllusamanheildar wO  tlurnYessaWbirtaskUrfylgiggnmeWsundurliWunum. B    VelferWarnefnd;skaWiupphafivinnusinnareftirYvfundimeWvelferWarrWuneytinu    aWfsendgrunnggnogfrekarisundurliWanir,svosemumhvaWafjrmunumstWitilaW   verjabyggingar,tkjakaupogbnaW,srverkefniogalmennanreksturhverjumlefna {  sviWi.SkemmsterfrYvaWsegjaaWnnastenginslkggnhafaborist. nF   ViWYettabtistaWAlYingiertlaWuralls;fullngjanditmitilumfjllunarumYetta 9 mikilvgaml.AprlmnuWurvaraWYessusinnisundurslitinnmeWpskahlioghefurvirkur  tmafagnefndannatilvinnuaWmlinuYvveriWalltofnaumur,aWeinsfeinarvikur.Xetta  verWuraWtakatilendurskoWunarogvirWisteinboWiWaWfjrmlatlunhversrsverWiaW r leggjaframsWastalagi1.marsYannigaWAlYingihafiaWlgmarkiYrjmnuWihverjusinni e= tilvinnuaWmlinu.XverWuraWgeraYkrfuaWframsetningutlanaafYessutagiverWi 0 gjrbreyttogupplUsingarreiddarframmeWskUrumoggagnsjumhtti,sundurliWuntalna  verWifullngjandiogsamrmimilliorWaogtalna.    AlmennthefurYaWekkiY;ttgottb;khaldaWgrautallusaman,Y.e.fjrfestingumeWa i stofnkostnaWi,srverkefnum,tilfrslumogrekstri.HvergiblasirYettaeinstakanlegaviW \4 ogtengslumviWsjkrahsYj;nustueinsognnarverWurfariWyfirhreftir.Smlsvrn ' aWfjrmlatluneigiaWsnastumst;rumyndina,heildartlurnartileinstakramlefna  sviWa,heldurekkiogbreytirenguumaWYaWverWuraWverahgtaWgreinahvaWliggurbak  viWheildartlurnar.HvaWferhsbyggingar,hvaWfertkjakaup,hvaWsrstktaksverk `  efnihvortsemYauerutmabundineWavaranleg.0tilvikisjkrahsYj;nustunnargeturveriW S+! umaWrWataktilaWbtamnnun,styttabiWlista,vinnafrflWisvanda,takainnnUtki, " viWhaldogendurbturhsnWio.s.frv.EnaWlokum,ogaWslkufrdregnu,hlj;taaW # standaeftirfjrveitingartilreglubundinsreksturs.VegnaYesshvernigtluninersettfram  $ hefurhinsvegarreynstYrautinYyngriaWlesatlurnaraWYessuleytieinsognnarverWur, !W% eftiratvikum,komiWaWumfjllunumeinstkmlefnasviW. J""& & a   FjrmlarWkemurinnYannvandasemYettaskaparlitsgerWsinni,enYarsegirm.a. #' bls.26aWnokkuWvantiuppaWframlgWfjrmlatlunuppfylliskilyrWiumgagnsi. #( OgsWansegir:'a## $ )   ?XannigerufjrveitingartilmlefnasviWaekkiaWgreindfjrfestinguogrekstur.X v%N!* kemurekkiskUrtframhvernigtlunineraWmtauppsafnaWrifjrfestingarYrf,eftirsam A&"+ drttopinberrifjrfestingusWusturaoghverskiptingermillinUfjrfestingaogviWhalds.   '",   fingarafYessutagi,Y.e.aWgeramnnumerfittfyriraWlesaoggreinasundurinni '#- haldiW,eruengumtilg;WsoghjlpaekkitilviWaWfestavandaWatlangerWogguWvinnu (z$. brgWsessi.InnistWulausarfegrunaraWgerWireinsogYraWltaheildarmyndinaltabetur m)E%/ tmeWYvaWblandasamanfjrfestingumogrekstriframsetninguhefnasnflj;tt.Efmenn ( sjekkigegnumYaWstrax,YgeristYaWa.m.k.Yegarmikludapurlegriveruleikibirtist  mnnumYveiginlegarekstrarfsemYeirfYegarsundurliWaWarfjrheimildirbirtast.   23SjkrahsYj;nusta.  T,   SennilegaermlefnasviW23SjkrahsYj;nustasYtturYessararfjrmlatlunarsem  mestumvonbrigWumveldurYegarglmthefurveriWviWaWrWaYaWsembakviWtlurnar  felst.ErYekkigertltiWrhraklegritkomuhsk;la-ogframhaldssk;lastigsins,Yeim   vandasemframhaldandisveltistefnavegamlumskaparo.s.frv.Envntingarlandsmanna  X ogYeirrasemstarfainnanhinnarsrhfWuopinberuheilbrigWisYj;nustuvoruumannaWog K #  meiraenframhaldandiYrengingarrekstriogkflumbeinanniWurskurW.NgiraWvsa    YeimefnumtilmlflutningsaWdragandakosningasl.haustogkrfuhtt90Ysund    landsmannaundirskriftasfnunummeiraftilheilbrigWismlafyrra.     MlefnasviW23birtirlkahnotskurngallanaframsetningutlunarinnar.SstaWreynd wO  aWlluerslengtsamanheildartlur,fjrveitingumtilnUbygginga,tkjakaupa,viWhalds, B  srverkefnaogsvorekstursgerirerfittumvikaWgreinahverhinraunverulegastaWaereWa    verWurYegarkemuraWgrunnrekstri.1.minnihlutivelferWarnefndartelurY;eftirfarandi   atriWiliggjafyrir: {  ! ! _ikmo(%0x5ikm6o789:"i0J"  i0J2%  1  .3  Ԉ0    EinungisergertrWfyrir338millj.kr.raunaukningutilalmennsrekstursrinu2018 nF frYvsemeryfirstandandiri.TilsjkrahsYj;nustu(undirmlefnasviWiWfellursr 9 hfWsjkrahsYj;nusta,almennsjkrahsYj;nustaogerlendsjkrahsYj;nusta)eru  veittar82.999millj.kr.samkvmtfjrlgumrinu2017entalanfer83.337millj.kr.  rinu2018samkvmttluninni.DregurYaWskammttilaWmta10milljarWakr. r uppsafnaWriviWb;tarfjrYrfLandsptalanstilrekstrar,nauWsynlegratkjakaupaogann e= arsstofnkostnaWarsamkvmttlunsemsptalinnvannaW;skrWuneytisinsundir 0 bningsstigi.i0J݌ Ќ  "k;"  k;0  2%3  0    SamkvmtupplUsingumsemframkomufundivelferWarnefndarmeWstj;rnendum  SjkrahssinsAkureyrivarsambrilegtmatYeirraaWsjkrahsiWvantaWium370 i millj.kr.Semsagt,SjkrahsiWAkureyriYyrfti&  32millj.kr.viWb;tviWallaraunaukn \4 inguliWarinsheildtilaWverasmilegasettnstari.'\k;݌' Ќ  "i0J"  i0Jw2%  2  .3  Ԉ0    XegarkemuraWframkvmdumogfjrfestinguminnangeiranservissulegagertrWfyrir  umtalsverWumfjrmunumtiluppbyggingarogerYttviWaWYegarkveWinoghafin  uppbyggingnUsLandsptalaviWHringbrauthaldifram.EneinnigYarmiWarhgaren `  margirhafaugglaustttvon.TilYessaWunntverWiaWljkauppbyggingumeWferWar S+! kjarnaogranns;knarhssviWHringbraut,baYauhstkjumogendurnUjaogbreyta " samhliWaYveldrahsnWisemframverWurnUttvantar13milljarWakr.inntl # unina.XartilviWb;tarvantarum6,5milljarWakr.eigiformumnUjaogbrWnauWsyn  $ legalegudeildviWSjkrahsiWAkureyrioglagfringeldrahsnWiYvtengdaW !W% verWaaWveruleika.XaWvantarYvrtttpa20milljarWakr.tilYessaWhgtverWiaW J""& ljkaYessumbrUnuverkefnumsviWisrhfWrarsjkrahsYj;nustulandinuinnan #' tlunartmans.i0Jw݌#( Ќ  "i0J"  i0J-2%  3  .3  Ԉ0    bls.291erusettframmarkmiW,mlikvarWarogaWgerWirhvaWYr;unsrhfWrar $ ) sjkrahsYj;nustuvarWar.XarermarkmiWtvaWsrhfWsjkrahsYj;nusta0slandi v%N!* standistsamanburWviWsambrilegsjkrahsNorWurlndum.i0J-Z݌A&"+ Ќ  "k;"  k;[0  2%3  0    VandsWer,lj;siYesssemaWframangreinir,aWviWmunumfrastnrYvaWupp  '", fyllaYettamarkmiWtlunartmanum,hvaWYnYv.FyrirligguraWfjrveitingartil '#-  LandsptalanserunstumhelmingiminnientilsamanburWarsjkrahsaannarsstaWar (z$. NorWurlndunum&   ogerssamanburWuraWalatriWumstaWfesturMcKinseyskUrsl (  unnimargumtluWu.'(uk;[݌ Ќ  "k;"  k;d0  2%3  0    SamkvmtggnumsemekkiverWahrakin(rkisreikningumogendurskoWuWumrs  reikningumLandsptalans)erLandsptalinnnrekinnfyrirsvipaWogefeitthvaWer a heldurminnafjrmagnogvarupphafialdarinnarmltfstuverWlagi.HlUturaWmega T, teljaYaWkraftaverkilkastaWsptalanumskulitakastaWhaldahlutunumgangandimeW  Y;YeimhttisemraunbervitniYessulj;si.XarfYvsambandiaWhafahugaYaW  sembreysthefurstarfsumhverfisptalanssWanumaldam;t.MYarnefnaalmenna   f;lksfjlgunogsrstaklegafjlgunaldraWra,framYr;unlkningatkjumoglyfjum  X semkostarsittaWreynaaWhaldaviW,st;raukiWlagsptalanneinsogheilbrigWisYj;n K #  ustunaallavegnafjlgunarferWamannaogdreifWan,;hagkvmanogst;rumstl    heilsuspillandihsakostsemsfelltverWurerfiWaraaWnUtantmalegrisrhfWri    sjkrahsstarfsemi.XbtirekkirskksvonefndurogviWvarandifrflWis-eWa   tskriftarvandi.X.e.aWdrjgurhlutilegurUmaerhverjumtmateppturvegnahjkr wO  unarsjklingasemekkierhgtaWtskrifaYvrrWiviWhfiskortir.k;d݌B  Ќ  "k;"  k;0  2%3  0    FyrrgreindarstaWreyndirbirtastekkisstst;rauknulagistarfsf;lksptalanssem    afkastarnnasttvfaltviWstarfsf;lksambrilegumsjkrahsumt.d.SvYj;W.   KostnaWurviWlegudagerum50%lgriLandsptalanumsamasamanburWi.llum {  mlj;stveraaWYettastanderekkisjlfbrt,geturekkigengiWtillengdarogmunenda nF meW;skpum.XessuntengdurogvaxandiervandisptalanshvaWmnnunsnertiraf 9 skiljanlegumstWum,lagstarfsmennkeyrirrh;fi.Fjrmlatluntilnstufimm  ra,semhorfirframhjYessumstaWreyndumhvaWrekstursrhfWrarsjkrahsastarf  semivarWaroggerirekkirWfyriraWvinnaokkura.m.k.ttinaupptilYesssemgerist r annarsstaWarNorWurlndunumefnahagslegumuppgangstmum,ertilskammar.k;H݌e= Ќ  "i0J"  i0J2%  4  .3  Ԉ0    framvirWistsamkvmttluninnigertrWfyrirYvaWvxturYj;nustuutanopinberu 0 srgreinasjkrahsannaverWimunmeirieninnanYeirra.XareraWvsurttltinginsgW  saWbregWastYurfiviWveikleikumgrunninum.mannamliYUWirYettaaWmtter  stj;rnlausri,eWabestafallistj;rnltilli,tYenslutgjalda&  utansjkrahsannasemnUtur i p;litsksvelviljanverandirkisstj;rnarrtteinsoghinnarsWustu.'Si0J݌\4 Ќ   5ikm6o789(Qx0_ikmo=& a   HraWframanhefursj;numaWallegaveriWbeintaWsrhfWrisjkrahsYj;nustuenundir ' YaWfellurllstarfsemiLandsptalansogSjkrahssinsAkureyriogtekurtilsnum7/8  hlutaallrafjrveitingaliWnum.'a'ԀTilalmennrarsjkrahsYj;nustutelststarfsemiheilbrigWis  stofnanaheilbrigWisumdmunumnnurenheilsugsla,Y.e.almennarlyflkningar, `  hjkrun,slysam;ttaka,endurhfingognauWsynlegstoWdeildarYj;nusta.Rmlega8,1millj S+! arWurkr.fellurYennanflokksamkvmtfjrlgumfyrirriW2017.1.minnihlutivelferWar " nefndarhefurtakmarkaWarupplUsingarumhorfurnarfyrirYettasviWsamkvmttluninni # einsoghnerframsett,enbendamaWheilbrigWisstofnanirnarhafamargarglmtviW  $ erfiWanreksturundanfarinrogYeimstandakrfurumbttaYj;nustufrsamflgunum !W% semYrYj;na.MYvsambandinefna;skirHeilbrigWisstofnunarSuWurlandsumaWstyrkja J""& fWingarYj;nustu,t.d.Vestmannaeyjum,;skirHeilbrigWisstofnunarAusturlandsumaWgeta #' betursinntjaWarsvWumo.s.frv.Lj;steraWhverfandisvigrmersamkvmttluninnitil #( aWmtaslkum;skuma.m.k.rinu2018,sbr.YaWsemWursagWiumraunaukningutil $ ) rekstrarliWnumheild. v%N!*  24HeilbrigWisYj;nustautansjkrahsa.   '",   StrstiliWurinnsemfellurundirheilbrigWisYj;nustuutansjkrahsaerheilsugslan,en '#- aukYesstilheyraliWnumsrfrWiYj;nustaoghjkrun,sjkraYjlfun,iWjuYjlfunogtalYjlfun (z$. oglokssjkraflutningar.X;ttnokkurviWleitnissUndtluninnitileflingarheilsugsl m)E%/ unnarsemraunverulegsfyrstaviWkomustaWarheilbrigWisYj;nustunni,svosemmeWfjlgun ( slfrWingaoguppbyggingufagh;paeWateyma,YarfmeiratilefhinhleitumarkmiWeiga  aWnst.EkkiverWursWhvernigYrngurfjrhagsrammitlunarinnaraWdugatilaWn  framllusenn:btaaWgengisjklingaaWfjlbreyttrigeWheilbrigWisYj;nustu;hWefnahag a ogbsetu,aukafrWsluogstuWningviWsjklingavarWandilfstloglfstlstengdasjkd;ma, T, lkkafngumhlutfallgreiWsluYtttkusjklingafyrirheilbrigWisYj;nustuogjafnaaWgengi  sjklingaumalltlandaWsrfrWiYj;nustuoghjkrun;hWbsetuogefnahagsvohelstu  markmiWsunefnd.Xauerullg;WragjaldaverWenvirWastfjarlglj;sitakmarkaWrafjr   muna.StrsturhlutiaukningartilmlaflokksinserYegareyrnamerktursjkratryggingum  X vegnaaukinskostnaWarviWsamningasrgreinalkna(2milljarWarkr.strax2018)ogsvo K #  kostnaWiviWupptkunUsgreiWsluYtttkukerfis(1!1)  1 ) /  2  milljarWurkr.)oggtihvorttveggja    reynstvantlun.      SrstaklegaYarfaWfaraofansaumanaYvhvorttluningerikleiftaWstandaviWgefin   loforWumaW?Yak greiWsluYtttkukerfinuverWifortakslaustmiWaWviW50Ys.kr.ri. wO  EkkiverWurheldursWaWfjrveitingartilliWarins,ramminn,rmifrekariumbturafYvtagi B  aWtakaslfrWiYj;nustu,tannlknaYj;nustu,ferWakostnaWo.fl.innundirgreiWsluYakiW,hvaW    YkomastallaleiWogsameinagreiWslurvegnalyfjaogheilbrigWiskostnaWarundireitt,h;f   legtYak.TilYessaWinnistWurvrufyrirslkriframtWarsUnYyrftivntanlegaaWaukafjr {  framlgmunmeiraenumYu.Y.b.1,8millj.kr;nasemtluningerirrWfyrir(3,3 nF milljarWarkr.aWfrdregnumYeim1,5milljrWumkr.semYakiWeinsogYaWhefurYegarveriW 9 kveWiWkostarrsgrundvelli).    0lj;siYessaWalmennsamstaWarkirorWikveWnuumYaWmarkmiWaWeflaheilsugsluna  semfyrstaviWkomustaWkerfinuogaWYvfelistaukinskilvirkniogsparnaWurtillengri r tmalitiW,telur1.minnihlutivelferWarnefndaraWmeWmunskUrariogmarkvissarihttitti e= aWvinnaaWYvmarkmiWi.XannigerengarupplUsingaraWhafatluninniumendurnUjun 0 hsakostseWanUbyggingarYguheilsugslunnar.0ggnumsemframkomufundirWu  neytisinsmeWvelferWarnefndkomframeinumstaWaWgertvrirWfyrirendurnUjunhsa  kostsheilsugsluHlWum.XaWervelenvWarsvWiHeilsugsluhfuWborgarsvWisins i erhsakostur;fullngandieWasprunginn,stkkaYarfheilsugsluReyWarfirWi,Heilsu \4 gslanAkureyrieraWlkindumaWmissahsnWisittnstunniogsvomttiframtelja. ' ErmeWendemumaWengarupplUsingarskulifylgjatluninniumhvaWafjrfestingaform  rmastinnantlunarinnarYessusviWi,semafturgfigleggrimyndafYeimfjrmunum  semeftirverWatilrekstrar. `    SamaviWumeflingulUWheilsuaWgerWaenopinberggntalaskUrumliumaWoffitaer S+! vaxandivandamlhrlandioghennimunutengjastst;raukintgjldframtWinni,svosem " vegnavaxandinUgengissykursUki2.HrvriYvlagtilaWfjrfestahvorutveggjasenn, # auknumlfsgWumogminnikostnaWiframtWinnistWimetnaWurmannatilYess.  $   LoksberaWnefnaaWstarfsemisjkrah;telsfellurundirmlefnasviWiWenLandsptalinn !W% hefurbentaWhvorkivirWistgertrWfyrirfjrveitingumtilbnaWarnrekstursnUjasjkra J""& h;telsinstluninni. #'  25Hjkrunar-ogendurhfingarYj;nusta.  $ )   Undirhjkrunar-ogendurhfingarYj;nustufallahjkrunar-ogdvalarrUmi,entilYeirra v%N!* eruveittir40,5milljarWarkr.tpumfjrlgumyfirstandandirsogsvoerliWurinnendur A&"+ hfingarYj;nustameWsltta5milljarWakr.fjrlgumrsins.  '",   SamkvmttluninniergertrWfyriruppbyggingufimmnUrrahjkrunarheimila '#- tlunartmanum,Y.e.YeirraYriggjasemYegarhafWiveriWtekinkvrWunumaWbyggja (z$. Reykjavk,rborgogK;pavogirunum2017!2021ogtveggjaviWb;tsemvntanlega m)E%/ faraYafstaWsWastaritlunarinnar.SamtalserYarnaumaWrWa319rUmi,Yaraf261 ( nUtt,sbr.umfjllunbls.68almennumhlutagreinargerWartillgunnar.AWvsukemursvo  framtflubls.306aWtilstandirunum2017!2022aWfjlgahjkrunarrUmumum292.  XarnaerYvmisrmiupp31hjkrunarrUmiferWinnieftirYvhvarboriWerniWurplagg a inu.OgsennilegaereinnigveriWaWfegramyndina,samanberYaWaWhlutiYessararUma T, verWurbestafallibygginguviWloktlunarinnar.    VandinnereinnigsaWYessifjlgunmtiraWeinsumhelmingiaftlaWriviWb;tarYrf  fyrirhjkrunarrUmiframtilrsins2020.XegarhorftertilhraWvaxandifjldaaldraWraogfr   flWis-eWatskriftarvandisrgreinasjkrahsannaereinnighafWurhugavirWistYvfara  X fjarriaWtluningefitilefnitilaWlyktaaWstandiWfaribatnandiYessusviWinsturin. K #  Hlj;taYaWaWteljastmikilvonbrigWi.      XverWurekkihjYvkomistaWnefnaaWreksturhjkrunarheimiladaggjldumhefur    veriWmjgYungurundanfarinrY;aWnUlegursamningurbtiYareitthvaWr.XrttfyrirYaW   erstaWanennsaWfjlmargirrekstraraWilar,sveitarflg,flagasamtkogsjlfseignar wO  stofnanirgreiWaverulegarfjrhWirmeWrekstrinumoghafasumirhyggjuaWskila B  rekstrinumafsrtilrkisinsverWiekkirWinb;tYessu.EkkiverWursWaWtluningeri    rWfyrirsvigrmitilaWrttaYessastWuaf.    26Lyfoglkningavrur.  nF   St;rhlutiaukningartilmlefnasviWsinsLyfoglkningavrurerYvmiWurYegareyrna 9 merkturYvgatieWaYeirrivantlunsemtilstaWarergildandifjrlgum,eWa3milljarWar  kr.afallsliWlega9milljarWakr.aukningutmabilinu.HgthefurnUjanleikupptku  nUrralyfjaogrkirreyndarYessumskrifuWumorWummikil;vissaumframhaldiWhvaWYaW r snertirYegarYessuri.VonireruennsemfyrrbundnarviWaWhgtverWimeWYtttku0s e= landsauknunorrnusamstarfiaWnniWurkostnaWiviWlyfjainnkaupogvriYaWvel. 0 StaWanereftirsemWurerfiWYessumefnumog0slandaWdragastafturrnUjanleikhvaW  varWar&  innleiWingunUrralyfjasemYegarhafaveriWsamYykktannarsstaWarNorWur  lndunum.'  i   HrervissulegaumaWrWamlaflokkYarsemauWveldlegamyndastmikiWbilmilli \4 vntingaogYesskostnaWarsemauWveldlegaverWurviWrWiW.:umflUjanlegterY;aWgera ' rWfyrirverulegaauknumfjrmunumtilYessasviWskomandirum,bWitilaWhaldaviW  hraWaframYr;unogtilaWmtavaxandifjldaaldraWrasemhrkemurviWsgueinsog  fleirisviWum. `    SvipaWasguerYvmiWuraWsegjaafhjlpartkjumY;ttumfangYessliWarsmun S+! smrrasniWumenhvaWlyfinvarWar.UmhjlpartkigildirsvipaWogumlyfaWmikilfram " Yr;unergerWYeirra,notkuneinnotavrumfervaxandisemognotkunmargskonarmeW # ferWarhjlpartkja.LangirogsumumtilvikumvaxandibiWlistareftirslkumtkjumsem  $ st;raukiWgetalfsgWiYeirrasemYeimYurfaaWhaldaerudapurlegbirtingarmyndveik !W% leikavelferWarkerfinu. J""&  27rorkaogmlefnifatlaWsf;lks.  #(   FatlaWirogsamtkYeirrahafaundanfarinrbundiWmiklarvonirviWinnleiWinguogsvo $ ) vonandiframhaldinulgfestingusamningsSameinuWuYj;WannaumrttindifatlaWsf;lks. v%N!* N,YegarloksinseraWverWaafinnleiWingusamningsins0slandioglgWerframfjrmla A&"+ tluntilnstufimmra,hefWiveriWskilegtaWsjaWgerWirsemstj;rnvldhyggjastrWast  '", oggagngerttengjastinnleiWingunniteknarsamaneinumstaW.XverekkiaWheilsa '#- greinargerWtillgunnarummlefnasviW27rorkuogmlefnifatlaWsf;lks.XessstaWer (z$. lngumtextavariWaWfjallaumnUgengirorkuogleiWirtilaWaukastarfsgetuogmguleika m)E%/ tilstarfsendurhfingar.XaWeruaWsjlfsgWumikilvgviWfangsefnienmegaekkiverWatil ( YessaWdragaathyglinafrrttarstWuograunverulegumhgumfatlaWradag.    XvmiWurhiWsamaviWhrogvWarinnanvelferWarsviWsinsaWdrjgurhlutiaukningar  tilmlaflokksinstlunartmabilinuerfrtekinntilaWmtaveikleikumfjrlgumyfir a standandirs.AukYesseru2,7milljarWarkr.eyrnamerktirYvaWgerasambrilegarbreyt T, ingargreiWslufyrirkomulagitilryrkjaoggerWarhafaveriWgreiWslumtilellilfeyrisYega  frogmeWrinu2019og3,9milljarWarkr.rieftirYaW.Xrtlurhlj;tahinsvegaraW  valdamiklumvonbrigWumogeinnigsYr;unkjrumryrkjasemtluninalmenntvirWist   teiknaupp.Mvsaumsagnirryrkjabandalags0slandsogAS0Yeimefnum.Einnigveldur  X srstkumvonbrigWumaWumbturYguryrkja,YrlitlusemboWaWareru,virWasteiga K #  aWbWaalvegtilrsins2019ogYekkiaWkomatilframkvmdanemaaWhlutatil.meWan    baryrkjarennviWYaWaWframfrslutryggingYeirrasemaWnafninutilaWtryggjaaW    greiWslurYeirrahaldiviWlgstuumsaminlaunskerWistkr;nufyrirkr;nu.     TilstenduraWlgfestarammaumnotendastUrWapers;nulegaaWstoW(NPA)ogerYaWvel wO  enerfitteraWttasighvaWaraunverulegufjrmunireigaaWfylgja.AWeinsersagtalmennt B  greinargerWaWframlgvegnaslkrasamningaverWiaukinjafntogYttyfirtmabiliW.Frum    varpumnotendastUrWapers;nulegaaWstoW(438.ml)ernnUkomiWtilvelferWarnefndaraW   lokinni1.umrWu.XareraWfinnakvWitilbrWabirgWatlunumfjlgunNPAsamninga {  ttlunartmannogermikilvgtaWtryggjaaWsamrmismilliYeirraformaogfjr nF mlatlunarYannigaWfullngjandifjrmgnunfylgi.SgallierstWumlsinsaWenner 9 ;braWurgreiningurmillirkisogsveitarflagaumkostnaWarskiptingu.  & a 28MlefnialdraWra.  r   RaunaukningfjrveitingatilmlefnaaldraWraermunminnitlunartmabilinuentil e= margrasambrilegraYttainnan'aԀvelferWarsviWsinsoghelgastYaWvissulegaaWnokkruleyti 0 afYeirriaukningusemvarWtilmlaflokksinstengslumviWbreyttgreiWslufyrirkomulag1.  janarsl.AukningingengurfyrstogfremsttilaWmtatlaWri3%rlegrifjlgunaldraWra  ogtilaWhkkafrtekjumarkvegnaatvinnuteknasmskmmtumunsYaWhafinW100Ys. i kr.mnuWiloktlunartmans.XvirWastinnbyggWtluninahrifaftlunum \4 hkkunlfeyristkualdursalmannatryggingar67rum70r24rum.Stluner ' framhlaWinYannigaWfyrrit;lfrinhkkarlfeyristkualdurinnumtvomnuWirihverju  ensWanumeinnmnuWrieftirYaWnnurt;lfr.AWmeWaltaliertlaWaWtgjldlkki  um800millj.kr.riafYessumskum. `    0gr;fumdrttummsegjaaWtluningerirWfyrir;breyttumhgumaldraWraogaW S+! greiWslurtilYeirrafylgivntanlegaverWlagifrYvsemnereftiraWhkkunlgmarks " greiWslnar280300Ys.kr.verWurkomintilframkvmdafrogmeWrsbyrjun2018.Vel # aWmerkjanj;taaWeinsYeiraldraWirsembaeinirhkkunarinnarYarsemvaliWvaraWtaka  $ strstanhlutahkkunarinnargegnumheimilisuppb;t.Xettaersemsagthvorkiverran !W% heldurbetraenYaWogniWurstaWanYvmannamliaWaldraWirsemreiWasigmeiraeWa J""& minnamligreiWsluralmannatryggingaumafkomufekkifrekarihlutdeildbatnandi #' Yj;WarhagenorWiWer. #(   Xer;nefndsstaWreyndaWnognsturumfjlgarhrattYeimh;pisemkemsteftir $ ) launaaldurentakmrkuWogsumumtilvikumnnastenginrttindiskumskertsbsetu v%N!* hlutfalls0slandi.HvergierviWkomandikflumtlunarinnaraWfinnaneinaumfjllunum A&"+ mlefniYessah;ps,enauWvitaWverWuraWleitaleiWatilaWtryggjaaWeinnigYeirsemsvona  '", erusettirbiviWmannsmandikjrefrirum. '#-   (z$. & a  29Fjlskylduml.  (    UndirfjlskyldumlfallaallmargirliWirsemallirhafahversinnhttmikilhrif  afkomuryggiogYaWumhverfi'a(*ԀsemfjlskyldunumerbiW,aukYesssemmlefniinnflytj  endaogfl;ttamannaheyraundirmlefnasviWiW.UmkaflannmsegjaaWYarervWaaWfinna a textagtarmeiningarogvelviljaenYegarkemuraWfjrveitingumereinsogsambandiW T, hafirofnaW.Xannigsegirbls.329greinargerWkaflanumumstuWningviWeinstaklinga,  fjlskyldurogbrn:    ?AWminnkaftktereittafmarkmiWunumheimsmarkmiWumSameinuWuYj;Wanna.Efla   YarfrWgjfogfrWsluviWforeldraogfagf;lk,aukaalmennanstuWning,svosemleiksk;la  X freinsrsaldrioggjaldfrjlsangrunn-ogframhaldssk;la.  K #    SvomrgoggtvoruYauorW.EnYegarkemuraWYvaWfinnafjrveitingarogaWgerWir    semgerattuYettaaWveruleika,t.d.spornaviWftkt,vandastmliW.Fjrveitingartilml    efnasviWsinsaukast;verulegatlunartmabilinuogfarareyndarlkkandiaWraungildi   sWustutvrin.HelgastYettaafYvaWmlaflokknumheilderfyrstogfremstgertrW wO  fyrirtveimuraWgerWumsemtakatilsnnUttfjrmagn,Y.e.hkkunhmarksgreiWslna,?Yaks B  ins ,fWingarorlofifngumr500600Ys.kr.mnuWiogbyggingumeWferWar    heimilisfyrirbrnogunglingarunum2018!2020.HvortumsigerkostnaWuruppum   hlfanmilljarWkr;na,Y.e.rlegurviWb;tarkostnaWurvegnahkkunarYaksinsYegarYaW {  verWurkomiW600Ys.kr.riW2020erhlfurmilljarWurogstofnkostnaWurvegnameW nF ferWarheimilisinsersamafjrhW.X;tthkkunhmarksgreiWslufWingarorlofir500600 9 Ys.kr.frogmeWrinu2020hlj;misemnokkurrb;tmspyrjahvortYaWgeribeturen,  eWadugijafnvel&  ekkitil,aWhaldaverWgildinverandi?Yaks miWaWviWlklegalaunaYr;un  landinusamatma.'4 r & a   AWlluWruleytienYessueruformrkisstj;rnarSjlfstWisflokks,ViWreisnarog e= BjartrarframtWarmlaflokknummetnaWarlausmeWlluogboWaafturfrfrekarenfram 0 Yr;un,t.d.hvaWbarnabtursnertir.'aee5    EkkiergertrWfyrirneinnilengingufWingarorlofsllutlunartmabilinu.Ekkier  heldurgertrWfyriraWsettverWi?g;lf eWalgmarkgreiWslurnar,t.d.YannigaWgreiWslur i sualdreilgrifWingarorlofienlgstuumsaminlaun(300Ys.kr.frogmeWnstari). \4 Hvorttveggja,lengingoglgmarksgreiWslur,varY;tillgumstarfsh;psumframtWar ' tilhgunfWingarorlofsmlumsemskilaWiafsrsWastari.XettaerYeimmunalvarlegra  semnliggurfyriraWbarneignireruhraWriniWurleiWogvartalanYegarriW2015komin  niWur1,81barnaWmeWaltalivihverrarkonuoghafWialdreiveriWlgrifrYvaWtaln `  ingarh;fustriW1853,einsogvikiWeraWgreinargerW.Talanf;rennlkkandirinu2016 S+! ogvarY1,75barnvihverrarkonu. "   MetnaWarleysiWYessumefnumsemtluninbermeWsreralgert.EnginviWleitnier # sUndYttaWbrabiliWmillifWingarorlofsogleiksk;la,nemaskiljaberiWurtilvitnaWan  $ textagreinargerWarinnarYannigaWsveitarflgunumseinumtlaWaWleysamliW,Y !W% vntanlegameWYvaWtryggjasinnkostnaWllumbrnumlandinuleiksk;laplssfreins J""& rsaldri.EnekkieinusinniYaWmyndidugatil,YvaWfWingarorlofiWaWstanda;breytt #' numnuWumttlunartmanneinsogWursagWi. #(   EkkiermetnaWurinnmeiriYegarkemuraWbarnab;tumYvYarerboWaWaWhaldaeigi $ ) framsmubrautogfetuWvaralltsWastakjrtmabil.HaldaframaWYrengjakerfiWog v%N!* beinagreiWslumrkaramliaWallratekjulgstufjlskyldunum.Btgjldtilbarnab;ta A&"+ munuYvvntanlegahaldaframaWdragastsamanaWraungildieinsogYaugerWualltsW  '", astakjrtmabilenmilliranna2013og2016fkkaWiYeimfjlskyldumsemfengugreiddar '#- barnabturumtplega12Ysund.AWvenjuhgriaflannaeruYessiformskreyttmeWorW (z$. skrpunum?einfldunogskilvirkni .EnYaWsemhrerferWinnieraWveriWeraWhverfa m)E%/ fralmennumstuWningiviWbarnafjlskyldur,nemaYYrtekjuhstu,semhingaWtilhefur ( veriWtlaWaWjafnanokkuWaWstWuYeirraboriWsamanviWeinstaklingaogbarnlaustf;lk,  yfirltilshttarftkrahjlp.    XessibgbornaframmistaWaYegarkemuraWmlefnumbarnafjlskyldnaogungsf;lkser a YeimmunalvarlegrisemkannanirsUna,bWihrlendis,ogUmsumnlgumlndum,aW T, ungtf;lkhefurdregistafturreldrialdursh;pumYr;unlfskjara.EinnigstndumviW  frammifyrirYeirristaWreyndaWflutningsjfnuWur0slandshvaWslenskarkisborgarasnertir  erneikvWurgagnvarttlndumYrttfyriraWviWsumtoppimikillarefnahagslegrarupp   sveiflu.mannamliYUWirYettaaWungtf;lkflyturrkarimlifrlandinuentilYess.  X   EkkierhelduraWsjaWvntasneinnaframfaramrgumWrummikilvgumsviWum K #  semfallaundirmlaflokkinnstuWningviWeinstaklinga,fjlskyldurogbrn.Hreigat.d.    hlutGreiningar-ogrWgjafarstWrkisins,Yj;nustu-ogYekkingarmiWstWfyrirblinda,sj;n    skertaogdaufblindaeinstaklingaogumnnunargreiWslurtilforeldralangveikraeWaalvarlega   fatlaWrabarna.AfturgildirYaWsamaaWumfjllungreinargerWmeWtillgunnierumhyggju wO  sm,t.d.YarsemfjallaWerumgeWheilbrigWisvandabarnaogungmennaog;n;ganstuWning, B  enfttbitastttYegarkemuraWfjrveitingumogaWgerWum.     30VinnumarkaWurogatvinnuleysi.  {    EkkiertilefnitillangrarumfjllunarumvinnumarkaWogatvinnuleysi,endaatvinnu nF standgott.AthyglivekurY;aWtilstenduraWYrengjaaWrttiatvinnuleitendaogstyttatm 9 annsemYeireigarttgreiWsluatvinnuleysisb;tarnverandi30mnuWumniWur24.Til  laganerframkominnnokkurssamrWsviWaWilavinnumarkaWarinsogvntanlegasveitar  flgineinnig.TillaganerrkstuddmeWYvaWtilstandiaWveitaeinstaklingsmiWaWaYj;n r ustuviWf;lkatvinnuleitfyrrenveriWhefur.EkkiverWursWaWneittstandivegiYessaW e= YaWsgertY;aWrttindatmabiliWhaldist;skert.VerWiYessumformumhaldiWtilstreitu 0 ogrttindatmabiliWstyttmeWlgumskiptirmliaWvelsaWYvstaWiWogYannigaWrkiW  komisthjmlaferlumsemYaWerlklegttilaWtapaskumYessaWfariWhafiveriWaftur  virkaskerWinguYegarunninnarttinda.Slkmlerunrekinfyrird;mst;lumvegnastytt i ingarb;tatmanstWfyrrirkisstj;rnar. \4   stWaertilaWfagnaumfjllunumoghersluaWfkkavinnuslysumen;lj;saraer ' hvaWafjrmunirverWatilrWstfunartilaWntiltluWumrangri.  & a 31HsnWisstuWningur.  `    MiklaathyglivekuraWYegarkemuraWhsnWisstuWningigengurtlunintaWdraga S+! jafntogYttrframlgum'aOԀrkisinstlunartmabilinu.EkkierYaWmiklusamrmiviW " YYunguumrWusemframferum;fremdarstandhsnWismarkaWisemnUrrWherra # mlaflokksinshefurmeWalannarrakallaWsvo.RkiWtlarsemsagtaWdragaaWsrhendina  $ YessusviWinsturumYrttfyrirstandiW. !W%   FrystaviWmiWunarfjrhWirvaxtab;taogmunuYrverWaYrsmuogeruYessuri J""& ttlunartmann2018!2022.Tekju-ogeignaskerWingarkvWigildandilagamunuYv #' leiWatilYessaWframmunst;rfkkaYeimfjlskyldumsemfhsnWisstuWninggegnum #( vaxtab;takerfiW.TekjujfnunarhrifkerfisinsmunuYvframrUrnaoghsWisflunYyngja $ ) fleirifjlskyldum,einkumhinumyngri. v%N!*   :lj;sterhvaWformaWervarWandihsnWisbturtiltekjulgrileigjendaoghvortjafnvel A&"+ standitilaWfrystaYreinnig.  '",   0orWikveWnuaWstandaviWfyrirheittengdkjarasamningumrinu2015umYtttku '#- rkisinsstofnframlgumtilbyggingar2.300bWaalmennabWakerfinurunum2016! (z$. 2019ogverWurrlegavariW3milljrWumkr.tilYess.HrvirWistYegarumvantlunaW m)E%/ rWa,sbr.aWendanlegthlutun0bWalnasj;Wsgrundvelliums;knaumstofnframlgrsins ( 2016f;lsr509bWirogtilYeirrastofnframlgupp2,8milljarWakr.MeWWrumorWum  duga3milljarWarkr.rlegaekkitilaWbyggja600bWirogliggurYaWYegarfyrir.runum  Yareftir,Y.e.2020!2022,erhinsvegartlaWaWverjahelmingilgrifjrhWrlegasama a skyni.DugarYaWYaWhmarkitilbyggingar250!270bWalj;sireynslusWastars. T, formrkisstj;rnarinnarYessummlaflokkihlj;taaWmegateljastmerkilegskilaboWtil  ungsf;lkssemeygirvarlaviWsj;ndeildarhringmguleikannaWkomastyfirtryggthsnWi  viWrWanlegumkjrumumYessarmundir,hvortheldurermeWkaupumeWaleigu.Rkis   stj;rninskilarYvsvotilauWuYegarkemuraWlausnhsnWisvandanslandinueinsoghann  X blasirviWumYessarmundirogerllumkunnur. K #   32LUWheilsaogstj;rnsUslavelferWarmla.       YfirlUWheilsuogstj;rnsUsluvelferWarmlaerflj;tfariWogltiltWindiferW.Heildarfram   lgtilmlefnasviWsinsaukastumheilar355millj.kr.tlunartmabilinuogveltirYaWY; wO  8,3milljrWumkr.YessuriYarsemstrstiliWurinnerstj;rnsUslavelferWarmla.Xrttfyrir B  fallegorWummikilvgilUWheilsuaWgerWaogaWglmaYurfiviWUmislfstlstengdvandaml    verWaaWgerWirauglj;slegamttlitlarlj;siYeirrarsralitluraunaukningarsemtluWertil   mlefnasviWsinsheild. {  & a LokaorW.  9   tluninveldurheilddjpstWumvonbrigWum.XesssrsralitlummlistaWaWnUta  eigiefnahagsleguppgangsr'a9$_ԀtilaWhefjaraunverulegas;knoguppbyggingarskeiWYarsem  fjrfestvriinnviWumsamflagsinsogaukinnivelferW,meirilfsgWum.Ramminnsem r byggterereinsograkiWvarinngangialltofYrngurogsvigrmiWYvltiWsemekkert. e= SkumYesshvemikiWhinnstWugitekjugrunnurhinsopinberahefurveriWveiktureralfariW 0 byggtbjartsUnumspmumframhaldandiogviWvarandihagvxtttlunartmann.N  verandisamfellthagvaxtarskeiWfrsWarihlutars2010erYegarorWiWhiWlengstasgu  lUWveldisins,hvaWYefgengureftiraWYaWvaritilogmeW2022.GangiYettahinsvegarekki i eftirafeinhverjumstWum,t.d.YeimaWviWvarandistyrkingkr;nunnarYessimisserinleiWi \4 fyrreWasWartilbakslagstflutningsgreinumaWmeWtalinniferWaYj;nustunni,ertlunin ' Yegaruppnmi.    NiWurstaWa1.minnihlutavelferWarnefndarerYvsaWfjrmlatlunrkisstj;rnarSjlf  stWisflokks,ViWreisnarogBjartrarframtWar,bWiheildogeinnigeinsoghnsnUraWvel `  ferWarmlumsrstaklega,salgerlega;sttanlegog;fullngjandirammiumopinberfjr S+! mlnsturintilaWmtamegiYrfumslenskssamflags.HenniYurfiYvaWbreytaog " aukasvigrmnstaognsturumtilaWeflavelferWarkerfiWoggeranauWsynlegarfjrfest # ingaroguppbygginguinnviWamgulega.VirWistekkiveitaafaWverjaa.m.k.1  1  / y 2  y!2%af  $ vergrilandsframleiWslutilviWb;tartilslkraverkefna,meWanhinniuppsfnuWuYrfermtt, !W% ogsWanhaldisthlutfallsamneyslunnarnokkuWofanviW25rameWaltalogfarifremurhkk J""& andienlkkanditilaWmtaekkisstbreyttrialdurssamsetninguYj;Warinnar.Nistslkar #' breytingarekkiframberaWhafnatluninni. #(   AlYingi,8.ma2017. v%N!* SteingrmurJ.Sigfsson.  '", i_