WPC( @rlÖ_AY1]{Qo2:N8|PmLRzb'l5[fd)^ԣ'wD,O焲4`٭ڝ 6jT8LvXػFY^GHTV\kVcK_ы ʤ֜.Z#/ǁVЭļfn`Iw@!{pw ^ 4Z" 0(| B- 0l 0D=(N 1 0DDDD 0WW 0jj 0lu!! 0w!! 0u"u" 0## 1u#### BL$L$L$L$$i$i$i$i$i$i$i$i$i$i$i$i$ 72%%/%% 1%%%%%%%%%%%%%%%%%%%%%U:&&&&M&&&&D&&d9 Z6Times New Roman RegularX()$,..,TRW6&A4W6&A4 6&A4 6&A4T ? 0?vvbX0#ggdd  8dd8ISUS,.     ^^` Adobe PDF0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wptDXM2Mrirs?g3|x8DocumentManagement::ModifiedBooleanTRUE($)Hairline d(%2$ )!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   }  0  0  (#$  0    a ',..,XXXX? XX0?vvbX0#ggdd  ISUS,.   _Ԁ ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3 $ )!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (3 $ )!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (3$ )!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`    d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) d  g+,..,XXXX? XX0?vvbX0#ggdd  ISUS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : e ),..,XXXX? XX0?vvbX0#ggdd  ISUS,.   _>? Ҁ )!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   _ >?  _ikmo(%03q 9149.lggjafarYing2018!2019. ( Xingskjal633"444.ml.      EBeiWniumskUrslu# Ef#   W  fr_@..forstisrWherra_ԀumstWueldriborgarahrlendisogerlendis.      Frgsti:lafi_gstssyni_,_Albertnu_Ԁ_FriWbjrgu_ԀElasd;ttur,GuWj;niS.Brjnssyni, K #  GuWmundiAndra_Thorssyni_,HelguVluHelgad;ttur,LogaEinarssyni,    OddnUjuG.HarWard;ttur,HnnuKatrnuFriWrikssonogHalld;ruMogensen.      MeWvsantil54.gr.lagaumYingskpAlYingiserYess;skaWaWforstisrWherraflytji wO  AlYingiskUrsluumstWueldriborgaraogsamanburWviWnnurNorWurlndogmeWaltalrkja B  OECD.0skUrslunnikomim.a.framupplUsingarumeftirtalinatriWimiWaWviWstWuhrlendis    boriWsamanviWnnurNorWurlndogmeWaltalrkjaOECD:   "i0J"  i0J 2%  1  .3  Ԉ0    AldursdreifinglandsmannaoghlutfalllfeyrisYegaafmannfjldaoghverlklegYr;un {  er.i0J ݌nF Ќ  "i0J"  i0J 2%  2  .3  Ԉ0    DreifinghjskaparstWueldriborgara.i0J  ݌9 Ќ  "i0J"  i0J 2%  3  .3  Ԉ0    EftirlaunaaldurhrlendisogerlendisflokkaWeftiratvinnugreinumogatvinnuYtttaka  f;lks50!67raannarsvegarog67raogeldrihinsvegar.i0J  ݌ Ќ  "i0J"  i0Jh 2%  4  .3  Ԉ0    TekjudreifingogmeWaltekjureldriborgara,skipteftirhjskaparstWuogkyni,og r breytingartekjudreifinguundanfarinfimmr.i0Jh ݌e= Ќ  "i0J"  i0J2%  5  .3  Ԉ0    HlutfalleldriborgarasembaviWtekjursemerulgrienlgmarkslaun.i0J ݌0 Ќ  "i0J"  i0J2%  6  .3  Ԉ0    Tekjudreifingog_eignadreifing_ԀeldriborgarasamanburWiviWaWraaldursh;pa.i0J4݌ Ќ  "i0J"  i0J]2%  7  .3  Ԉ0    HlutfalleldriborgarasemreiWasigeingngugreiWsluralmannatrygginga,brotiWniWur  einstaka_greiWsluflokka_.i0J]݌i Ќ  "i0J"  i0J2%  8  .3  Ԉ0    Hvernig_lfeyristekjum_ԀeldriborgaraerhttaW,skipteftir_greiWsluflokkum_ԀogskerW \4 ingum.i0J݌' Ќ  "i0J"  i0J2%  9  .3  Ԉ0    Hversumargireldriborgarareigaekkirttfullumellilfeyri.i0J݌ Ќ  "i0J "  i0J112%  10  .3  Ԉ0    Hversumargireldriborgarareigarttheimilisuppb;t,uppb;tlfeyriogmaka-og  _umnnunarb;tum_.i0J݌`  Ќ  "i0J "  i0J 112%  11  .3  Ԉ0    HlutfallellilfeyrisnskerWingarafmeWallaunumverkaf;lksogmeWallaunumlandinu.i0J M݌S+! Ќ  "i0J "  i0Ja112%  12  .3  Ԉ0    HeildartgjldopinberraaWilaogannarratilaldraWrasemhlutfallaflandsframleiWslu, " hverhluturhinsopinberaeroghvernigYr;uninhefurveriWsWustutur.i0Ja݌# Ќ  "i0J "  i0J 112%  13  .3  Ԉ0    HvernigflagslegriaWstoWtileldriborgaraerhttaWoghversuhuhlutfalliaflands  $ framleiWsluervariWtilYessa.i0J 8݌!W% Ќ  "i0J "  i0J112%  14  .3  Ԉ0    Hversust;rYtturgreiWslurrlfeyrissj;WakerfieWaWrum_sparnaWarformum_Ԁtileldri J""& borgaraersamanburWiviWgreiWslurralmannatryggingakerfioghverlklegYr;uner #' nstu20rin.i0J݌#( Ќ  "i0J"  i0J112%  15  .3  Ԉ0    HvernigskattskyldulfeyrisgreiWslnaerhttaW.i0J݌$ ) Ќ  "i0J"  i0J112%  16  .3  Ԉ0    SkattbyrWialdraWraoghverYr;uninhefurveriWsWustutur.i0J݌v%N!* Ќ  "i0J"  i0J112%  17  .3  Ԉ0    HvernigtekjutengingugreiWslnaralmannatryggingakerfierhttaW.i0J݌A&"+ Ќ  "i0J"  i0J 112%  18  .3  Ԉ0    HverYtttakasjkratryggingalyfja-og_lkniskostnaWi_ԀogsjkraYjlfunellilfeyrisYega  '",  hefurveriWundanfarinfimmroghverhlutur_ellilfeyrisYegans_Ԁer.i0J "!݌#'#-  #9 y_   ь  "i0J"  i0JA#112%  19  .3  Ԉ0    &   HvaWYaWkostaraWhkkaellilfeyrialmannatryggingaum3%,5%,10%,15%,20%, ( 25%og30%.'(#Ԁi0JA#n#݌ Ќ  "i0J"  i0J#112%  20  .3  Ԉ0    FjrmgnunrekstrihjkrunarheimilaoggreiWsluYtttakabaYeirra.i0J#F#݌ Ќ  "i0J"  i0JE$112%  21  .3  Ԉ0    HvernigkostnaWargreininguerhttaWYegargerWirerusamningarviWveitendurYj;nustu a fyriraldraWa.i0JE$r$݌T, Ќ  "i0J"  i0J%112%  22  .3  Ԉ0    HeimahjkrunognnurheimaYj;nustasemerboWihrlandimiWaWviWnnursaman  burWarlnd!stefnatilframtWarvarWandiYj;nustuviWaldraWaheimahsum.i0J%%݌ Ќ  "i0J"  i0Jp'112%  23  .3  Ԉ0    HvernigvistuneldriborgaraheilbrigWis-og/eWahjkrunarheimilumerhttaW.i0Jp''݌  Ќ  "i0J"  i0J(112%  24  .3  Ԉ0    HlutfallaldraWrasembalangdvlumhjkrunarheimilumogmeWaldvalartmiYeirra  X Yar.i0J((݌K #  Ќ  "i0J"  i0J)112%  25  .3  Ԉ0    GreiWslureldriborgaravegnadvalarhjkrunarheimilumoghversuhaupphWaf    lfeyristekjumsnumogWrumtekjumbargreiWatilhjkrunarheimilaaWmeWaltali.i0J)&*݌   Ќ  "i0J"  i0J+112%  26  .3  Ԉ0    HversumargiraldraWirmeWsamYykktfrni-ogheilsumatbWaeftirhjkrunarrUmiog   hvermeWalbiWtmieftirhjkrunarrUmier,stystitmioglengstitmi,oghvernigbiWtmi wO  hefurbreystundanfarin10r!munurinnbiWtmaYeirrasembWaheimahsimiWaW B  viWbiWtmaYeirrasembWadeildumLandsptala.i0J++݌   Ќ  "i0J"  i0J(.112%  27  .3  Ԉ0    tlunumhvernigbeturmegiYj;nustaaldraWasemerumetnirYrffyrirvistun   hjkrunarheimili.i0J(.U.݌{  Ќ  "i0J"  i0J/112%  28  .3  Ԉ0    StefnatilframtWarumheilbrigWis-ogflagsYj;nustufyriraldraWaogfyrirsjklinga nF meWheilabilunsrstaklega.i0J//݌9 Ќ  "i0J"  i0J1112%  29  .3  Ԉ0    AuknirmguleikareldriborgaraYvaWveljasrbseturrWimeWYvaWtengja  fjrmagnviWeinstaklingfrekarenviWstofnun!kostnaWarmat.i0J1/1݌ Ќ  "i0J"  i0J2112%  30  .3  Ԉ0    HversumargirsjklingarmeWheilabilunbWaeftiraWkomastsrhfWadagvistun/ r dagYjlfun!meWalbiWtmieftirslkriYj;nustu,stystitmioglengstitmi.i0J22݌e= Ќ  "i0J"  i0JR4112%  31  .3  Ԉ0    Hugmyndirogtlanirumhvernigkomamegibeturtilm;tsviWaldraWasembaeinir 0 ogerusjlfbjarga,enlWurillaskumkvWa,ryggisleysisogeinmanaleika.i0JR44݌ Ќ  "i0J"  i0J5112%  32  .3  Ԉ0    HvorttilstandiaWopnasrstakageWdeild0slandifyriraldraWaeinstaklingameWerfiW  geWvandaml.i0J5 6݌i Ќ  "i0J "  i0J`7112%  33  .3  Ԉ0    HvernigYj;nustugagnvartheimilislausumeldriborgurumerhttaW.i0J`77݌\4 Ќ  "i0J!"  i0J8112%  34  .3  Ԉ0    HvaWaaWstoWsveitarflgveitaeldriborgurum,t.d.formilkkunargjalda.i0J88݌' Ќ  "i0J""  i0J9112%  35  .3  Ԉ0    HvaWarttttingjaraldraWra,brneWamakar,semminnkaviWsigvinnueWahtta  vinnu,eigatilaWannastaldraWattingja.i0J99݌ Ќ  #dgg  GreinargerW.#ggd?; S+! Q;  SkUrslubeiWendurteljabrUntaWaflaWverWitarlegraupplUsingaumstWualdraWrahr " lendissamanburWiviWnnurNorWurlndogmeWaltalrkjaOECDYannigaWumrWanum # mlefnialdraWraverWitarlegriogyfirgripsmeiri.  $   ldruWumsemhlutfalliafYj;WinnifjlgarmikiW.Neruum50.000manns65raog !W% eldri.tlaWeraWriW2066hafiYj;WinnifjlgaWum100.000ogaWYhafisamkvmt J""& mannfjldaspHagstofu0slands(miWsp)65raogeldrifjlgaWum50.000.XaWverWaYv #' 125.000einstaklingar,eWatp30%afYj;Winni,65raogeldrieftirtpahlfald.0slenskt #( samflaggerbreytistvegnaYessogYaWkallarmikilverkefniafhlfuhinsopinbera.Xver $ ) nauWsynlegtfyrirstj;rnvldaWgerasrvelgreinfyrirstWumlaogtmabrteraWgera v%N!* slkattektsemskUrslubeiWninmlirfyrirumtilaWvandaumrWuumYennanmikilvga A&"+ mlaflokk.  '",   Neruumfj;rirvinnandieinstaklingarhvernellilfeyrisYegaenriW2065ertaliWaW '#- YeirverWitveirhvernellilfeyrisYega.SvipuWskUrslaoghrerbeWiWumvargerWaffor (z$. stisrWuneytinufyrirum20rum,122.lggjafarYingi(255.ml),aWbeiWniYingflokks ( jafnaWarmanna.TmabrteraWendurnUjaYupplUsingaflunenfyrrgreindskUrslavarein  vandaWastattektsemYhafWiveriWgerWummlefnieldriborgara.    SkUrslubeiWninnierbeinttilforstisrWherraYarsemspurterummlaflokkasemspanna a heilbrigWisml,flagsml,rkisfjrmloghagsUslu. T,   0skUrslubeiWninnierm.a.fariWframaWleitaWssvaraumaldursdreifingu,hjskapar  stWu,lfslkur,eftirlaunaaldur,framlgrkisinstilaldraWra,skattbyrWi,tekjutengingu,fjlda  ellilfeyrisYega,biWtmaeftirYj;nustu,stefnumrkunogsamspilalmannatryggingakerfisog   lfeyrissj;Wa.Jafnframter;skaWupplUsingaumumfangflagslegraraWstoWar,tekjudreifingu,  X rttttingjaogfyrirkomulagviWbreytingargreiWslumsvoaWeitthvaWsnefnt. K #    AllarupplUsingarskUrslunnieigaaWbeinastaWsamanburWiviWnnurNorWurlndog    _meWaltal_ԀrkjaOECDogjafnframtskalleitastviWaWsUnaYr;unyfirlengratmabileftirYv    semviWverWurkomiW.SkUrslubeiWendureruYessfullvissaWskUrslanmunigagnastvel   nauWsynlegriumrWuumstefnum;tunmlefnumaldraWra. wO