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"A0J"  A0Js y2g  b  .3  Ԉ0    0staWtilvsunarinnar?5.og6.mgr. 7.mgr.kemur:$$$5.!7.mgr.A0Jss݌    Ќ  $$$_tK|    K|t  24.gr.K|tt݌ B  Ќ    y EftirfarandibreytingarverWa161.gr.laganna:    ! !"A0J"  A0Ju y2g  a  .3  Ԉ0    eftir4.mgr.kemurnUmlsgrein,svohlj;Wandi:A0Ju v݌    Ќ  0 y 0y y  e MeWfyrirvaraum3.mgr.skuluhrifupphafsslitaeWagjaldYrotaskiptameWferWar {  vtryggingaflagieWabiYessrttindiogskylduraWilaaWskipulegumverWbrfa nF markaWirWastaflgumYessrkissemummarkaWinngilda.9   "A0J"  A0Jtx y2g  b  .3  Ԉ0    0staWtilvsunarinnar?3.og4.mgr. 5.mgr.kemur:$$$3.!5.mgr.A0Jtxx݌   Ќ  $$$RyK|    K|y  25.gr.K|yy݌ r Ќ    y 0staWorWsins?forstj;ra 13.og15.tlul.1.mgr.165.gr.lagannakemur:framkvmda e= stj;ra. 0 O|    O|{  II.KAFLIO|{.{݌  Ќ   N     N{  Breytinglgumumdreifinguvtrygginga,nr.62/2019.N{{݌ i Ќ      26.gr. \4 c| y 0staWorWanna?einseWafleirivtryggingaflagaogbyrgWYeirra 15.tlul.3.gr. ' lagannakemur:vtryggingaflagsogbyrgWYess.  K|    K|{}  27.gr.K|{}}݌ `  Ќ    y 0staWorWsins?miWla 5.tlul.2.mgr.5.gr.lagannakemur:dreifa. S+!   28.gr. # ~ y 0staWorWanna?VtryggingamiWlariskal 3.og4.mgr.kemur:VtryggingamiWlariog  $ aWilisemdreifirvtryggingusemaukaafurWskulu;ogstaWorWanna?hannhefur tvvegis !W% 4.mgr.12.gr.lagannakemur:Yeirhafa. J""&   29.gr. #(  y EftirfarandibreytingarverWa13.gr.laganna: $ ) ! !"A0J"  A0J y2g  a  .3  Ԉ0    0staWorWanna?VtryggingamiWlarim 1.mgr.kemur:VtryggingamiWlariogaWili v%N!* semdreifirvtryggingusemaukaafurWmega.A0J݌A&"+   Ќ  "A0J"  A0JH y2g  b  .3  Ԉ0    eftirorWinu?vtryggingamiWlara 1.og2.mlsl.2.mgr.kemur:ogaWilasemdreifir  '", vtryggingusemaukaafurW.A0JHu݌'#-   Ќ   (z$. K|    K|փ  30.gr.K|փ݌ ( Ќ    y EftirfarandibreytingarverWa15.gr.laganna:  ! ! *(g00*"A0J"  A0J^ y2g  a  .3  Ԉ0    ViW3.mgr.btasttveirnUirtluliWir,svohlj;Wandi:A0J^݌   Ќ  ! !"C"  C0 y 0y y e2g  9  .3  Ԉ0    EfumlgaWilaeraWrWa,upplUsingarumhluthafa,hvortsemYaWerueinstaklingar a eWalgaWilar,semeigameiraen10%eignarhlutstarfseminni,oghvest;reignar T, hluturinner.C͆݌   Ќ  "C "  C0 y 0y y e2g  10  .3  Ԉ0    UpplUsingarumnintengslviWaWrastarfsemieWaeinstaklinga.CɈ݌   Ќ  "A0J "  A0J y2g  b  .3  Ԉ0    1.mlsl.4.mgr.orWastsvo:VtryggingamiWlarar,vtryggingaumboWsmennogaWilar   semdreifavtryggingusemaukaafurWskulutilkynnaFjrmlaeftirlitinuumallarbreyt  X ingarskrningueinsflj;ttog$$$unnterogeigisWarenmnuWieftiraWYrhafatekiW K #  gildi.A0J݌     Ќ  $$$K|    K|T  31.gr.K|T{݌   Ќ    y 0staWorWsins?miWla 1.mlsl.1.mgr.19.gr.lagannakemur:dreifa. wO  K|    K|c  & a 32.gr.K|c݌    Ќ    y EftirfarandibreytingarverWa22.gr.laganna:   'a ! ! *(g00*"A0J"  A0J  y2g  a  .3  Ԉ0    AliWur1.mgr.orWastsvo:skuluverafjrhagslegasjlfstWir,hafaYekkingu,hfniog {  reynslutilaWgetasinntstarfisnutilhlUWileganhtt.A0J 7݌nF   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    C-liWur1.mgr.orWastsvo:skuluveralgrWaogmegaekkisWustufimmrumhafa 9 veriWrskurWaWirgjaldYrota.A0JА݌   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    DliWur1.mgr.orWastsvo:megaekkitengslumviWatvinnureksturhafahlotiWd;m  sWustuturumfyrirrefsiverWanverknaWsamkvmtalmennumhegningarlgum,sam r keppnislgum,lgumumhlutaflg,lgumumeinkahlutaflg,lgumumb;khald, e= lgumumrsreikninga,lgumumstaWgreiWsluopinberragjaldaoglgumumgjald 0 eyrisml,svoogsrlgumsemgildaumaWilasemltaopinberueftirlitimeWfjrmla  starfsemi.A0JK݌   Ќ  "A0J"  A0J1 y2g  d  .3  Ԉ0    EliWur1.mgr.fellurbrott.A0J1^݌i   Ќ  "A0J"  A0J. y2g  e  .3  Ԉ0    2.mgr.fellurbrott.A0J.[݌\4   Ќ  "A0J"  A0J  y2g  f  .3  Ԉ0    3.mgr.orWastsvo:A0J M݌'   Ќ  0 y 0y y  e VtryggingamiWlariskaltilkynnaFjrmlaeftirlitinuumskipanogsWaribreytingar  stj;rnogframkvmdastj;ra.   "A0J"  A0J y2g  g  .3  Ԉ0    4.mgr.orWastsvo:A0J݌`    Ќ  0 y 0y y  e   Stj;rnarmaWurogframkvmdastj;rivtryggingamiWlaraogeinstaklingurmeWstarfs S+! leyfisemvtryggingamiWlariYurfahverjumtmaaWuppfyllahfisskilyrWiYessarar " greinarog25.gr.ogreglnasettraskv.5.mgr.FjrmlaeftirlitiWgeturhverjumtma # tekiWhfistj;rnarmannaogframkvmdastj;ravtryggingamiWlaraogeinstaklingsmeW  $ starfsleyfisemvtryggingamiWlaritilsrstakrarskoWunar.!W%   "A0J"  A0JN y2g  h  .3  Ԉ0    $$$5.mgr.orWastsvo:A0JN{݌J""&   Ќ  0 y 0y y  e   SeWlabanki0slands$$$seturnnarireglurumhfisskilyrWistj;rnarmannaogfram #' kvmdastj;ra,YarmeWalumhvaWfelstfullngjandiYekkingu,hfniogreynslu, #( g;WuorWsporiogfjrhagslegusjlfstWi,ogumhvernigstaWiWskuliaWhfismati.$ )   K|    K|   K| 0݌̌   K|    K|  & , 33.gr.K|݌ A&"+ Ќ    y EftirfarandibreytingarverWa23.gr.laganna:  '", ! ! *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    AliWur1.mgr.orWastsvo:skalveralgrWaogmekkisWustufimmrumhafaveriW '#- rskurWaWurgjaldYrota.',A&ƟA0JA݌(z$.   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    B-liWur1.mgr.orWastsvo:skalhafagottorWspor.A0Jˢ݌(   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    CliWur1.mgr.orWastsvo:mekkitengslumviWatvinnureksturhafahlotiWd;m  sWustuturumfyrirrefsiverWanverknaWsamkvmtalmennumhegningarlgum,sam  keppnislgum,lgumumhlutaflg,lgumumeinkahlutaflg,lgumumb;khald, a lgumumrsreikninga,lgumumstaWgreiWsluopinberragjaldaoglgumumgjald T, eyrisml,svoogsrlgumsemgildaumaWilasemltaopinberueftirlitimeWfjrmla  starfsemi.A0J݌   Ќ  "A0J"  A0JȦ y2g  d  .3  Ԉ0    2.mgr.orWastsvo:A0JȦ݌    Ќ  0 y 0y y  e   VtryggingaslumaWurskalhafangaYekkinguYeimafurWumsemhanndreifir. X   "A0J"  A0Jl y2g  e  .3  Ԉ0    0staWorWanna?hafingthfioghfnitilstarfans 4.mgr.kemur:uppfyllihfisog K #  hfniskilyrWiYessarargreinar.A0Jl݌     Ќ  K|    K|  & , 34.gr.K|݌   Ќ    y EftirfarandibreytingarverWa24.gr.laganna: wO  ! ! *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    AliWur1.mgr.orWastsvo:skalveralgrWaogmekkisWustufimmrumhafaveriW B  rskurWaWurgjaldYrota.', 2A0J݌     Ќ  "A0J"  A0J  y2g  b  .3  Ԉ0    B-liWur1.mgr.orWastsvo:skalhafagottorWspor.A0J 7݌    Ќ  "A0J"  A0J# y2g  c  .3  Ԉ0    CliWur1.mgr.orWastsvo:mekkitengslumviWatvinnureksturhafahlotiWd;m {  sWustuturumfyrirrefsiverWanverknaWsamkvmtalmennumhegningarlgum,sam nF keppnislgum,lgumumhlutaflg,lgumumeinkahlutaflg,lgumumb;khald, 9 lgumumrsreikninga,lgumumstaWgreiWsluopinberragjaldaoglgumumgjald  eyrisml,svoogsrlgumsemgildaumaWilasemltaopinberueftirlitimeWfjrmla  starfsemi.A0J#P݌r   Ќ  "A0J"  A0J6 y2g  d  .3  Ԉ0    0staWorWsins?selur 2.mgr.kemur:dreifir.A0J6c݌e=   Ќ  "A0J"  A0JR y2g  e  .3  Ԉ0    ViWbtistnUmlsgrein,svohlj;Wandi:A0JR݌0   Ќ  0 y 0y y  e   VtryggingaflgskulutryggjaaWaWilarsemdreifavtryggingumsemaukaafurW  uppfyllihfisoghfniskilyrWiYessarargreinar.   K|    K|^  35.gr.K|^݌ \4 Ќ    y EftirfarandibreytingarverWa25.gr.laganna: ' ! ! *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    BliWur1.mgr.orWastsvo:lgumYessum,lgumumvtryggingarsamninga,lgum  sviWineytendamla,lgumumpers;nuverndogvinnslupers;nuupplUsingaogviWeig  andiskattalggjfsamtflagsmlaogvinnulggjf.A0J݌`    Ќ  "A0J"  A0J۷ y2g  b  .3  Ԉ0    GliWur1.mgr.orWastsvo:eWlilegumogheilbrigWumviWskiptahttum.A0J۷݌S+!   Ќ  "A0J"  A0J  y2g  c  .3  Ԉ0    1.mlsl.2.mgr.orWastsvo:AWilarsemdreifapers;nutryggingumskv.2.mgr.20.gr. " og21.gr.lagaumvtryggingastarfsemi,nr.100/2016,skuluhafaYekkingulgum # Yessum,lgumumvtryggingarsamninga,lgumsviWineytendamla,lgumumper  $ s;nuverndogvinnslupers;nuupplUsinga,lgumumaWgerWirgegnpeningaYvttiog !W% fjrmgnunhryWjuverkaogeftiratvikumskattaogvinnulggjfsamtstUringuhags J""& munarekstrum.A0J 9݌#'   Ќ  "A0J"  A0J' y2g  d  .3  Ԉ0    FliWur2.mgr.orWastsvo:eWlilegumogheilbrigWumviWskiptahttum.A0J'T݌#(   Ќ  "A0J"  A0JX y2g  e  .3  Ԉ0    & a FliWur3.mgr.orWastsvo:lgumYessum,lgumumvtryggingarsamninga,lgum $ ) sviWineytendamla,lgumumaWgerWirgegnpeningaYvttiogfjrmgnunhryWjuverka v%N!* ogviWeigandiskattalggjf.'a$A0JX݌A&"+   Ќ  "A0J"  A0JW y2g  f  .3  Ԉ0    JliWur3.mgr.orWastsvo:eWlilegumogheilbrigWumviWskiptahttum.A0JW݌ '",   Ќ  "A0J"  A0J y2g  g  .3  Ԉ0    K-liWur3.mgr.orWastsvo:fjrmlum.A0J݌'#-   Ќ   (z$. K|    K|  36.gr.K|݌ ( Ќ    y 0staWorWanna?lgumYessum fliW1.mgr.34.gr.lagannakemur:lgumsemumstarf  seminagilda.  K|    K|  37.gr.K|݌ T, Ќ    y 1.mgr.36.gr.lagannaorWastsvo:   y HyggistvtryggingamiWlarihttastarfsemieWastandihannekkilengurfyrirsjlfstWri  starfsemiskalhannskilainnstarfsleyfisnu.   K|    K|  &  38.gr.K|݌ K #  Ќ    y eftirorWinu?endurskoWaWan 1.mlsl.'K Ԁ1.mgr.37.gr.lagannakemur:eWakannaWan.    K|    K|  39.gr.K|݌   Ќ    y EftirfarandibreytingarverWa44.gr.laganna: wO  ! ! *(g00*"A0J"  A0JT y2g  a  .3  Ԉ0    0staWorWanna?vtryggingamiWlara,vtryggingaumboWsmannseWaaWilasemdreifir B  vtryggingusemaukaafurW 1.mlsl.1.mgr.kemur:dreifingaraWila.A0JT݌     Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    0staWorWsins?og 2.mlsl.1.mgr.kemur:eWa.A0J)݌    Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    0staWorWanna?vtryggingamiWlara,vtryggingaumboWsmannseWaaWilasemdreifir {  vtryggingu 2.mgr.kemur:dreifingaraWila.A0JK݌nF   Ќ  K|    K|  40.gr.K|݌  Ќ    y EftirfarandibreytingarverWa1.mgr.48.gr.laganna:  ! ! *(g00*"A0J"  A0J= y2g  a  .3  Ԉ0    0staWorWsins?miWla 1.og5.tlul.kemur:dreifa.A0J=j݌r   Ќ  "A0J"  A0Jb y2g  b  .3  Ԉ0    0staWorWanna?ekkibreytingarhfisskilyrWumtilFjrmlaeftirlitsins 18.tlul. e= kemur:tilFjrmlaeftirlitsinsumskipanogsWaribreytingarstj;rnogframkvmda 0 stj;ra.A0Jb݌   Ќ   *(g00*O|    O|  III.KAFLIO|݌ i Ќ   N     NR  Breytinglgumumvtryggingarsamninga,nr.30/2004.NR|݌ \4 Ќ    K|    K|  41.gr.K|@݌ ' Ќ    y EftirfarandibreytingarverWa2.gr.laganna:  ! ! *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    OrWin?eWa21. aliW21.tlul.fallabrott.A0J݌   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    ViWbtistnUrtluliWur,svohlj;Wandi:ViWskiptavinur:AWilisemfrYj;nustuskv.4. `  tlul.A0J݌S+!   Ќ  K|    K|*  42.gr.K|*Q݌ # Ќ    y eftir3.gr.lagannakemurnUgrein,3.gr.a,samtfyrirsgn,svohlj;Wandi:  $ J    J8  Lgfesting.J8b݌ !W% Ќ    y kvWieftirfarandireglugerWa,einsogYrvoruteknaruppEESsamninginn,skuluhafa J""& lagagildihrlandimeWYeimaWlgunumsemleiWirafkvrWunumsameiginleguEES #' nefndarinnarnr.304/2019fr13.desember2019,semerbirtEESviWbtiviWStj;rnar #( tWindiEvr;pusambandsinsnr.14fr5.mars2020,bls.58,sbr.einnigb;kun1umaltka $ ) aWlgunviWEESsamninginn,sbr.lgumEvr;pskaefnahagssvWiW,nr.2/1993,Yarsem v%N!*  b;kuninerlgfest: A&"+ ! ! 4ABCD(%00*"A0J"  A0J y2%  1  .3  Ԉ0    &   FramseldrarreglugerWarframkvmdastj;rnarinnar(ESB)2017/2358umviWbturviW ( tilskipunEvr;puYingsinsogrWsins(ESB)2016/97aWYvervarWarkrfurumeftirlit  ogstUringuafurWafyrirvtryggingaflgogdreifingaraWilavtrygginga,semerbirt  EESviWbtiviWStj;rnartWindiEvr;pusambandsinsnr.19fr18.mars2021,bls.1!7.A0J>݌a   Ќ  '("A0J"  A0J y2%  2  .3  Ԉ0    FramseldrarreglugerWarframkvmdastj;rnarinnar(ESB)2017/2359umviWbturviW T, tilskipunEvr;puYingsinsogrWsins(ESB)2016/97aWYvervarWarkrfurumupp  lUsingarogreglurumviWskiptahttisemgildaumdreifinguvtryggingatengdrafjr  festingarafurWa,semerbirtEESviWbtiviWStj;rnartWindiEvr;pusambandsinsnr.19   fr18.mars2021,bls.8!18.A0J ݌ X   Ќ  K|    K|  43.gr.K|݌    Ќ    y EftirfarandibreytingarverWa4.gr.laganna:    / / *(g004ABCD"A0J"  A0JI y2g  a  .3  Ԉ0    0staWorWsins?vtryggingartaka 1.mlsl.1.og2.mgr.kemur:viWskiptavini.A0JIv݌    Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    0staWorWsins?vtryggingartaka 3.mgr.kemur:viWskiptavinar.A0J݌wO    Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    0staWorWsins?vtryggingartaka 4.mgr.kemur:viWskiptavin.A0J݌B    Ќ   4ABCD(%00*K|    K|o  & a 44.gr.K|o݌   Ќ    y EftirfarandibreytingarverWa5.gr.laganna: {  ! ! *(g004ABCD"A0J"  A0J y2g  a  .3  Ԉ0    0staWorWanna?veitavtryggingartaka 'aԀ1.mlsl.1.mgr.kemur:aWlgmarkiveita nF viWskiptavini.A0J/݌9   Ќ  "A0J"  A0J} y2g  b  .3  Ԉ0    0staWorWanna?vtryggingaflagisemvtryggir 1.tlul.1.mgr.kemur:viWkomandi  vtryggingaflagi.A0J}݌   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    eftirorWinu?Hvort 2.tlul.1.mgr.kemur:viWkomandi.A0J݌r   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    0staWorWsins?Yarfagreiningar aogcliW3.tlul.1.mgr.kemur:greiningar.A0J?݌e=   Ќ  "A0J"  A0JW y2g  e  .3  Ԉ0    0staWorWsins?vtryggingartaki 2.og4.mgr.kemur:viWskiptavinur.A0JW݌0   Ќ  "A0J"  A0J y2g  f  .3  Ԉ0    0staWorWsins?vtryggingartaka 3.og5.mgr.kemur:viWskiptavin.A0J݌   Ќ  K|    K|  45.gr.K|݌ i Ќ    y 0staW6.gr.lagannakomafj;rarnUjargreinar,6.gr.og6.gr.a!6.gr.c,samtfyrir \4 sgnum,svohlj;Wandi: '  y a.(6.gr.)  J    J?  Xarfagreining.J?i݌ `  Ќ    y WurenvtryggingarsamningurergerWurskaldreifingaraWiliskilgreinakrfurogYarfir S+! viWskiptavinargrundvelliupplUsingasemaflaWerfrviWskiptaviniogskalskilgreiningin " takamiWafflkjustigiafurWarinnarogYvhvernigviWskiptavinumrWir. #  y DreifingaraWiliskalveitaviWskiptavinihlutlausarupplUsingarummgulegavtryggingar  $ samningasamrmiviWYarfirhansogYvformisemgerirhonumkleiftaWtakaupplUsta !W% kvrWun. J""&  y XarfagreiningskaltakamiWafeWlivtryggingarinnarsemmltermeWogYekkinguviW #' skiptavinarvtryggingunni. #(  y &  b.(6.gr.a.) v%N!* J    Jm  RWgjf.Jm݌ A&"+ Ќ    y EfrWgjferveittWurenvtryggingarsamningurergerWurskaldreifingaraWiliveita  '", viWskiptavinipers;nulegarWlegginguogtskUrahversvegnatiltekinvtryggingsamrmist '#- bestYrfumhans.'v%>Ԁ (z$. Ї y & a c.(6.gr.b.) ( J    J  RWgjfsembyggisthlutlausriogpers;nulegrigreiningu.J݌  Ќ    y EfvtryggingamiWlari'a(QԀveitirrWgjfsembyggisthlutlausriogpers;nulegrigreiningu  skalrWgjfinbyggjastgreiningungilegumfjldavtryggingasemboWieru.Grein a inginskalgeravtryggingamiWlarakleiftaWveitafaglegaogpers;nulegarWlegginguum T, hvaWavtryggingsamrmistbestYrfumviWskiptavinar.   y d.(6.gr.c.)   J    JW  UpplUsingagjfgrundvelliYarfagreiningarogrWgjafar.JW݌  X Ќ    y DreifingaraWiliskalveitaviWskiptaviniupplUsingarsemgrundvallast6.gr.,6.gr.aog K #  6.gr.bYvformisemgerirviWskiptavinikleiftaWtakaupplUstakvrWunumvtryggingu.    UpplUsingarnarskalveitaWurenvtryggingarsamningurergerWurogntillitstilYesshvort    vtryggingarsamningurinnerhlutiafpakkaskv.9.gr.   K|    K|  & a 46.gr.K|"݌ B  Ќ    y 0staWorWsins?vtryggingartaka 1.mgr.7.gr.lagannaogsamaorWshvarvetnaannars    staWargreininnikemur,viWeigandibeygingarfalli'aBAԀogmeWeWangreinis:viWskiptavinur.   K|    K|  47.gr.K|݌ nF Ќ    y EftirfarandibreytingarverWa8.gr.laganna: 9 ! ! *(g00*"A0J"  A0J? y2g  a  .3  Ԉ0    0staWorWsins?vtryggingartaka 1.mgr.kemur:viWskiptavin.A0J?l݌   Ќ  "A0J"  A0Jm y2g  b  .3  Ԉ0    0staWorWsins?vtryggingartaki 2.mgr.kemur:viWskiptavinur.A0Jm݌   Ќ  K|    K|  48.gr.K|݌ e= Ќ    y EftirfarandibreytingarverWa9.gr.laganna: 0 ! ! *(g00*"A0J"  A0J& y2g  a  .3  Ԉ0    0staWorWanna?vtryggingaupplUsavtryggingartaka 1.mlsl.1.mgr.kemur:upp  lUsaviWskiptavinum.A0J&S݌   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    0staWorWsins?vtryggingartaki 2.mlsl.1.mgr.kemur:viWskiptavinur.A0J݌i   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    0staWorWsins?vtryggingartaka 3.mgr.kemur:viWskiptavini.A0J݌\4   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    0staWorWsins?vtryggingartaka 4.mgr.kemur:viWskiptavinar.A0J1݌'   Ќ  K|    K|6   49.gr.K|6 ] ݌  Ќ    y EftirfarandibreytingarverWa11.gr.laganna: `  ! !"A0J"  A0J=  y2g  a  .3  Ԉ0    0staWorWsins?vtryggingartaki 1.,2.og3.mgr.kemur:viWskiptavinur.A0J= j ݌S+!   Ќ  "A0J"  A0Jw  y2g  b  .3  Ԉ0    0staWorWsins?vtryggingartaka jliW1.mgr.og3mgr.kemur:viWskiptavinar.A0Jw  ݌"   Ќ  "A0J"  A0J  y2g  c  .3  Ԉ0    0staWorWsins?vtryggingartaka 1.mlsl.4.mgr.kemur:viWskiptavini.A0J  ݌#   Ќ  "A0J"  A0J  y2g  d  .3  Ԉ0    0staWorWsins?Vtryggingartaki 2.mlsl.4.mgr.kemur:ViWskiptavinur.A0J #݌ $   Ќ  K|    K|2  & a 50.gr.K|2Y݌ J""& Ќ    y EftirfarandibreytingarverWa12.gr.claganna: #' ! !"A0J"  A0JG y2g  a  .3  Ԉ0    0staWorWanna?Xegarer 1.mlsl.1.mgr.kemur:Xegar.'aJ"xA0JGt݌#(   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    0staWorWsins?vtryggingartaka tvvegis1.mgr.kemur:viWskiptavini.A0J݌$ )   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    0staWorWsins?vtryggingartaka eliW2.mgr.kemur:viWskiptavinar.A0J݌v%N!*      A&"+ K|    K|  & ,  51.gr.K|?݌ ( Ќ    y EftirfarandibreytingarverWa12.gr.elaganna:  ! !"A0J"  A0J7 y2g  a  .3  Ԉ0    OrWiW?nUjar 1.og4.mgr.fellurbrott.A0J7d݌   Ќ  "A0J"  A0JM y2g  b  .3  Ԉ0    1.mlsl.2.mgr.orWastsvo:VruYr;unarferli',(^ԀskalfelasrsamYykktarferli,skilgrein a ingumarkh;pifyrirvtryggingunaogmathttumsemskiptamlifyrirmark T, h;pinn.A0JMz݌   Ќ  "A0J"  A0J+ y2g  c  .3  Ԉ0    ViW2.mgr.btistnUrmlsliWur,svohlj;Wandi:VruYr;unarferliskalendurskoWareglu  lega.A0J+X݌    Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    eftirorWunum?saWmeta 2.mlsl.3.mgr.kemur:aWlgmarki.A0J݌ X   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    eftirorWinu?DreifingaraWili 5.mgr.kemur:semveitirrWgjfskv.6.gr.aeWa6. K #  gr.b.A0J݌     Ќ  "A0J"  A0J* y2g  f  .3  Ԉ0    6.mgr.fellurbrott.A0J*W݌     Ќ  K|    K|  52.gr.K|D݌ wO  Ќ    y EftirfarandibreytingarverWa140.gr.blaganna: B  ! !"A0J"  A0J' y2g  a  .3  Ԉ0    eftirorWinu?verklag 1.mlsl.kemur:umaWgrpatilallraviWeigandirWstafana.A0J'T݌     Ќ  "A0J"  A0Jp y2g  b  .3  Ԉ0    0staWorWsins?neikvW 1.mlsl.kemur:skaWleg.A0Jp݌    Ќ  K|    K|   53.gr.K|  ݌ nF Ќ    y EftirfarandibreytingarverWa140.gr.claganna: 9 ! !"A0J"  A0J! y2g  a  .3  Ԉ0    eftirorWunum?getaorWiWmilli 1.mgr.kemur:annarsvegar.A0J!!݌   Ќ  "A0J"  A0J" y2g  b  .3  Ԉ0    0staWorWanna?Yeim,og 1.mgr.kemur:YeimvegnayfirrWa,oghinsvegar.A0J""݌   Ќ  "A0J"  A0J$ y2g  c  .3  Ԉ0    0staWorWanna?hagsmuniviWskiptavinar 2.mgr.kemur:aWkomiWsvegfyriraW r hagsmunirviWskiptavinarskaWist.A0J$@$݌e=   Ќ  "A0J"  A0J% y2g  d  .3  Ԉ0    eftirorWunum?varanlegummiWli 3.mgr.kemur:takamiWafYvhvernigviWskipta 0 vinumrWir.A0J%%݌   Ќ  K|    K| '  54.gr.K| '3'݌ i Ќ    y EftirfarandibreytingarverWa140.gr.dlaganna: \4 ! !"A0J"  A0J( y2g  a  .3  Ԉ0    0staWtilvsunarinnar?5.og6.gr. 1.mlsl.1.mgr.kemur:5.gr.,6.gr.,6.gr.aog ' 6.gr.b.A0J(C(݌   Ќ  "A0J"  A0Jx) y2g  b  .3  Ԉ0    AliWur1.mgr.orWastsvo:hvorthannmunifreglulegtmathfiYeimtilvikum  YegarrWgjferveitt.A0Jx))݌`    Ќ  "A0J"  A0J* y2g  c  .3  Ԉ0    AliWur4.mgr.orWastsvo:dregurekkirgWumYj;nustunnar.A0J*+݌S+!   Ќ  K|    K|,  55.gr.K|,5,݌ # Ќ    y EftirfarandibreytingarverWa140.gr.elaganna:  $ ! !"A0J"  A0J- y2g  a  .3  Ԉ0    0staW1.mgr.komatvrnUjarmlsgreinar,svohlj;Wandi:A0J-E-݌!W%   Ќ  0 y 0y y  e   XegarrWgjferveittskuludreifingaraWilar,aukupplUsingaskv.6.gr.,fnauWsyn J""& legarupplUsingarumYekkinguogreynsluviWskiptavinaraffjrfestingumsemmli #' skiptavegnaYeirrarvtryggingatengdufjrfestingarafurWarsemumrWir,fjrhagsstWu #( hans,Y.m.t.getutilaWYolatap,ogfjrfestingarmarkmiW,Y.m.t.httuYol.$ )   0 y 0y y  e   UpplUsingarskv.1.mgr.skulugeradreifingaraWilumkleiftaWmlameWafurWsem v%N!* hfirviWkomandi,srlagisamrmiviWhttuYologgetuviWskiptavinartilaWYola A&"+  tap. '",   "A0J"  A0J1 y2g  b  .3  Ԉ0    & a  2.mgr.orWastsvo:A0J11݌(   Ќ  0 y 0y y  e   XegarveitterfjrfestingarrWgjfsemfelursraWvtryggingerboWinmeWannarri  vrueWaYj;nustuskv.9.gr.skaltryggtaWheildarpakkinn'a(F2ԀhfiviWskiptavininum.   "A0J"  A0J3 y2g  c  .3  Ԉ0    FyrirsgngreinarinnarorWastsvo:Mathfi.A0J3)4݌a   Ќ  K|    K|5  56.gr.K|585݌  Ќ    y EftirfarandibreytingarverWa140.gr.flaganna:  ! !"A0J"  A0J6 y2g  a  .3  Ԉ0    1.mgr.orWastsvo:A0J6H6݌    Ќ  0 y 0y y  e   XegarnnurYj;nustaenrWgjfskv.140.gr.eerveittskuludreifingaraWilar,auk  X upplUsingaskv.6.gr.,fupplUsingarumYekkinguogreynsluviWskiptavinaraffjr K #  festingumsemmliskiptavegnaYeirrarvtryggingatengdufjrfestingarafurWareWa    Yj;nustusemumrWir.UpplUsingarsemdreifingaraWilaraflaskulugeraYeimkleiftaW    metahvortafurWertilhlUWileg.XegarvtryggingerboWinmeWannarrivrueWaYj;nustu   skv.9.gr.skalmetahvortheildarpakkinnertilhlUWilegurtfrYrfumviWskiptavinar.wO    "A0J"  A0J1: y2g  b  .3  Ԉ0    ݀2.mgr.orWastsvo:A0J1:^:݌B    Ќ  0 y 0y y  e   DreifingaraWiliskalvaraviWskiptavinviWefhanntelurafurWekkiveratilhlUWilega.    HeimilteraWveitaslkaviWvrunstWluWuformi.    "A0J"  A0J9< y2g  c  .3  Ԉ0    & a 3.mgr.orWastsvo:A0J9<f<݌{    Ќ  0 y 0y y  e   DreifingaraWiliskalvaraviWskiptavinviWYvaWekkishgtaWmetatilhlUWileika nF afurWarinnarefviWskiptavinurveitirekki'a<ԀupplUsingarskv.1.mgr.eWa;fullngjandi 9 upplUsingarumYekkinguogreynslu.HeimilteraWveitaslkaviWvrunstWluWu  formi.   "A0J"  A0J? y2g  d  .3  Ԉ0    FyrirsgngreinarinnarorWastsvo:MattilhlUWileika.A0J?G?݌r   Ќ  K|    K|>@  57.gr.K|>@e@݌ 0 Ќ    y EftirfarandibreytingarverWa140.gr.glaganna:  ! !"A0J"  A0JHA y2g  a  .3  Ԉ0    0staWorWanna?veitaviWskiptavinisamanteknarupplUsingar 3.mgr.kemur:afhenda  viWskiptaviniyfirlUsinguummathfi.A0JHAuA݌i   Ќ  "A0J"  A0JB y2g  b  .3  Ԉ0    0staWorWanna?veitaupplUsingarfyrirsamningsgerWmveitasamanteknuupplUsing \4 arnar 1.mlsl.4.mgr.kemur:afhendayfirlUsingunafyrirsamningsgerWmafhenda ' hana.A0JBB݌   Ќ  "A0J"  A0JD y2g  c  .3  Ԉ0    0staWorWsins?upplUsingarnar bliW4.mgr.kemur:yfirlUsingunaafhenta.A0JDD݌   Ќ  "A0J"  A0JE y2g  d  .3  Ԉ0    0staWorWanna?YarfagreiningergerW 5.mgr.kemur:mathfierframkvmt.A0JEF݌`    Ќ  "A0J"  A0J(G y2g  e  .3  Ԉ0    ViW5.mgr.btistnUrmlsliWur,svohlj;Wandi:EndurskoWaWmathfiskaltilgreina S+! uppfrWayfirlUsinguummathfivtryggingatengdufjrfestingarafurWarinnarmeW " hliWsj;nafkrfumogmarkmiWumviWskiptavinarins.A0J(GUG݌#   Ќ  K|    K|7I  58.gr.K|7I^I݌ !W% Ќ    y 140.gr.hlagannafellurbrott. J""& K|    K| J  &  59.gr.K| J2J݌ #( Ќ    y EftirfarandibreytingarverWa1.mgr.145.gr.blaganna:'#QJ $ ) ! !"A0J"  A0J